Jeremy Horpedahl: Median home affordability drops from 4.7 to 6.6 years of work

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Andrey Mastykin

22.05.2026

Jeremy Horpedahl: Median home affordability drops from 4.7 to 6.6 years of work — Median home now less affordable

Jeremy Horpedahl compares how long it took the median worker to purchase the median home in different years.

According to Horpedahl, it required 4.7 years of work for the median worker to afford the median home in 1985, while in 2025 the figure is 6.6 years. He points out that although there is geographic variation, extreme increases such as a jump from 4 to 27 years are considered outliers.

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Horpedahl has previously focused on long-term financial data, including his analysis of a PSZ 2018 chart showing a modest drop in top 1 percent tax rates from the mid-40s to the mid-30s. He has also tracked high-profile market movements, noting when a stock jumped over $100 in after-hours trading. His recent posts continue this pattern of comparing economic metrics across different time periods.

This material may contain third-party opinions, none of the data and information on this webpage constitutes investment advice according to our Disclaimer. While we adhere to strict Editorial Integrity, this post may contain references to products from our partners.

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