Nordea ‌评价 2025

北欧联合银行（Nordea）很有名，所以我选择这家银行进行证券投资。在我看来，它的手续费率很合理，对于一家受监管的经纪商来说不算太高。我最近对股票交易产生了兴趣，所以我坚持购买知名公司的股票，不过诺德银行也提供不太知名的公司的股票。我很快就学会了如何在移动应用程序中买卖资产，因为它的用户界面非常友好，没有很多令人困惑的按钮和选项卡。

Nordea is well-known, so I chose this bank for investing in securities. The fee rates seemed reasonable to me - not too high for a regulated broker. I've recently become interested in trading stocks, so I stick to well-known companies, though Nordea does offer access to lesser-known ones too. I quickly learned how to buy and sell assets in the mobile app because it has a user-friendly interface without a lot of confusing buttons and tabs.

起初，我使用北欧联合银行的银行服务，为家用电器申请了几笔小额贷款。当应用程序中出现 "投资者 "按钮时，我决定了解一下交易条件。我对证券交易不是很了解，但北欧联合银行允许您从任意金额开始交易，于是我存入了150欧元，购买了三家丹麦小公司的股票。我被收取了大约 3 欧元的手续费。两个月后，我成功出售了股票，并将收益再投资于证券。现在我的投资组合价值约 1,000 欧元，我打算继续下去。

Initially, I used Nordea's banking services and took out a few small loans for home appliances. When the Investor button appeared in the app, I decided to check out the trading conditions. I'm not very knowledgeable about securities trading, but Nordea allows you to start with any amount, so I deposited EUR 150 and bought shares in three small Danish companies. I was charged about EUR 3 in fees for this. After two months, I successfully sold the shares and reinvested the earnings in securities. My portfolio is now worth around EUR 1,000, and I plan to continue.

在北欧联合银行开户后，我开始投资政府债券。但是，我很快就发现收益率很低，因此我决定尝试股票等风险更大的投资工具。北欧联合银行提供多种股票，包括斯堪的纳维亚和国际公司股票。本地市场和国外市场的交易费用有所不同，但总体而言，该经纪商在丹麦、挪威和瑞典交易所的交易费用相当合理。例如，瑞典股票市场的最低费用为 1 瑞典克朗。

After opening an account with Nordea, I started by investing in government bonds. However, I soon realized that yields were low, so I decided to try more risky instruments like stocks. Nordea offers a wide range of stocks, including Scandinavian and international companies. Trading fees differ between local and foreign markets, but overall, the broker's fees for trading on the Danish, Norwegian, and Swedish exchanges are quite reasonable. For instance, the minimum fee for the Swedish stock market is SEK 1.

北欧联合银行有明确的费用计算条款，不过我不喜欢最低费率，因为小额交易无法盈利。因此，我的每笔交易都以 10,000 丹麦克朗为起点，因为我的投资经验允许我处理大额订单。我本可以选择一家不强制扣除手续费的经纪商，但我使用诺德银行的服务已经超过五年，对此我很满意。它的可靠性毋庸置疑。我直接在手机银行应用程序中进行交易，非常方便。

Nordea has clear fee calculation terms, though I don't like the minimum rate because it's not profitable for small trades. So, each of my transactions starts at DKK 10,000, as my investment experience allows me to work with large orders. I could have chosen a broker without mandatory fee deductions, but I've been using Nordea's banking services for over five years and I'm satisfied. Its reliability is unquestionable. I make trades directly in the mobile banking app - it’s convenient.

我最初决定测试Nordea的Nora工具。在回答了一些有关我的投资目标和风险承受能力的问题后，我被推荐给Nordea的一只基金。我没有一次性存入资金，而是选择了按月缴款。现在，每月1日我都会从银行卡中自动扣除500丹麦克朗。我选择了风险水平最低的基金，收益率只有 2.07%。预计最高收益率为 14.72%，但这是风险等级为 5 分（满分 5 分）的基金。

I initially decided to test Nordea's Nora tool. After answering some questions about my investment goals and risk tolerance, I was recommended to one of Nordea's funds. Instead of making a lump sum deposit, I opted for monthly contributions. Now, DKK 500 is automatically deducted from my card on the first of each month. I chose a fund with the lowest risk level, which yields only 2.07%. The highest projected return is 14.72%, but that's for funds with a risk level of 5 out of 5.