Plum ‌评价 2025

我主要使用 Plum 来储蓄和投资基金。该应用程序提供 26 种基金，为多样化投资提供了大量机会。除了创新的投资选择，Plum 还提供养老金计划和股票交易等传统选择。利率为 5.2% 的 "95 天通知口袋 "很有吸引力，但请记住，资金锁定期为 95 天。通过每日计息，这是让我的储蓄增长的好方法，但重要的是要考虑与长期投资相关的潜在风险。

I primarily use Plum for saving and investing in funds. The app offers a range of 26 funds, providing ample opportunities for diversification. In addition to innovative investment options, Plum also offers traditional choices like pension plans and stock trading. The 95 Day Notice Pocket with a 5.2% rate is attractive, but remember that funds are locked in for 95 days. With daily interest accrual, it's a good way to grow my savings, but it's important to consider the potential risks associated with long-term investments.

Plum 移动应用程序是我管理财务和投资的好工具。我从 Interest Pockets 开始，它提供了极具竞争力的利率，最高可达 4.92%。不过，为了实现收益最大化，要求每年提款不得超过三次。每日计提和自动再投资利润的功能非常方便。此外，我还投资于美国股票，尽管这些股票的收益可能会有波动。虽然该应用程序用户界面友好，费用低廉，但寻求稳定收益的投资者可以考虑债券等风险较低的选择。

The Plum mobile app is a great tool for managing my finances and investments. I started with Interest Pockets, which offered a competitive interest rate of up to 4.92%. However, to maximize returns, it is required to limit withdrawals to three per year. The daily accrual and automatic reinvestment of profits are convenient features. Also, I invest in U.S. stocks, although returns on them may be volatile. While the app is user-friendly and has low fees, investors seeking stable income might consider less risky options like bonds.

我已经使用 Plum 的投资和储蓄服务几个月了。股票和股票 ISA 账户的最低存款额为 1 英镑，非常适合新手。此外，该平台还提供利息口袋等自动储蓄功能，高级定价计划的利率为 4.59%。总体而言，该移动应用程序对用户友好，易于浏览。不过，与任何投资一样，收益会根据市场情况波动。

I’ve been using Plum’s investing and savings services for several months already. The minimum deposit of £1 for the Stocks & Shares ISA account is good for novice traders. Also, the platform offers automated savings features like Interest Pockets with a 4.59% rate for the Premium pricing plan. Overall, the mobile app is user-friendly and easy to navigate. However, as with any investment, returns can fluctuate based on market conditions.