Wealthfront ‌评价 2025

我选择 Wealthfront 这个经纪商完全是基于交易者的反馈，我听取他们的意见。严肃的监管机构的存在也让我充满信心。总的来说，一切都表明经纪商是可靠的。我已经开设了账户，并想分享我与 Wealthfront 合作的第一印象。初始入金从 1 美元起，但交易条件似乎对我不是特别有利。该经纪商更注重长期投资者，为他们提供现成的解决方案以及资金管理服务。但要在投资账户上操作，您需要补充 500 美元的余额。我还没有决定是否值得留在这里，但我还指望着其他条件。

I chose the broker Wealthfront solely on the feedback of traders, whose opinion I listen to. The presence of serious regulators also inspires confidence. In general, everything indicates that the broker is reliable. I have already opened an account and want to share my first impressions of working with Wealthfront. The initial deposit starts from $1, but the trading conditions did not seem particularly favorable to me. The broker focuses more on long-term investors and offers ready-made solutions for them, as well as money management services. But to work on investment accounts, you need to replenish the balance in the amount of 500 USD. I have not yet decided whether it is worth staying here, yet I was counting on other conditions.

我认为 Wealthfront 是懒惰投资者的最佳选择，因为这家经纪商提供了有趣的被动收益选择。当我搬到美国定居时，我就在这个网站上注册了。起初，我开了一个现金账户，没有最低存款额，只要 1 美元就可以投资。后来，我认识了一位 Wealthfront 的投资者，并决定我也要尝试用这个自动平台赚钱。我喜欢这样一个事实，即投资组合非常多样化，考虑到了储户的意愿。公司努力为每个人提供个性化的方法。

I think Wealthfront is the best option for lazy investors because this broker offers interesting options for passive earnings. I registered on this site when I moved to the United States for permanent residence. Initially, I opened a cash account with no minimum deposit and where you can invest as little as $1. Then I met one of the Wealthfront investors and decided that I also needed to try making money with this automated platform. I liked the fact that the portfolio is very diversified, taking into account the wishes of depositors. The company is trying to provide an individual approach to everyone.

我同意，如果想获得被动收益，应该考虑 Wealthfront。这里有足够多的资产种类，如股票、债券和 ETF。我已经与这家公司合作了一段时间，我可以肯定地告诉你，它完全履行了所有协议。这里的管理费特别吸引人（金额的 0.25%）。我合作过的其他平台的 "定价 "要差得多。唯一让我感到有些吃力的是相当高的准入门槛。如果说 1 美元足以开立一个简单的现金账户，那么要参与投资计划，你至少需要 500 美元。我认为这家经纪商的机器人顾问更适合有经验的投资者，而不是新手。

I agree that for passive earnings Wealthfront should be considered. There is enough variety of assets here like stocks, bonds, and ETFs. I have been working with this company for some time and I can tell you for sure that it fulfills all agreements in full. Management fees are especially attractive here (0.25% of the amount). Other platforms I've worked with have much worse “pricing”. The only moment that strained me a little was the fairly high entry threshold. If $1 is enough to open a simple cash account, then to participate in the investment program you need at least $500. I think this broker’s robo-adviser is more suitable for experienced investors than newbies.

我与 Wealthfront 合作已有数年，我认为我做出了正确的决定。对于长期投资而言，这家公司非常适合我，因为整个过程完全自动化。你不需要亲自干预金融市场的交易，也不需要听那些烦人的顾问。这家机器人顾问公司有很多优点，但也有需要考虑的缺点。特别是，只有美国税务居民才能与它合作。10 万美元以下的账户完全没有灵活性。您只能设置该投资组合的风险水平。

I have been working with Wealthfront for several years now and I think I made the right decision. For long-term investment, this company suits me, since the whole process is fully automated. You do not need to interfere with trading in the financial markets yourself and you do not have to listen to annoying consultants. This robo-advisor has a lot of positive qualities, but there are also disadvantages to consider. In particular, cooperation with it is available exclusively to US tax residents. There is no flexibility at all in accounts up to $100,000. You can only set the risk level in this portfolio.

虽然在此之前我没有使用过机器人顾问，但我对与 Wealthfront 的合作很满意。我有足够的资金来补充我的存款，而且我已经对投资的具体细节有所了解。我喜欢的是，这里的投资组合管理佣金费用充足。我还注意到，Wealthfront 为应税账户提供了有趣的策略。这大大提高了他们的效率。鉴于该公司受美国金融业监管局（FINRA）、SIPC 和联邦存款保险公司（FDIC）监管，因此无需担心其偿付能力。

I am comfortable working with Wealthfront, although before that I had no experience of using robo-advisers. I had sufficient funds to replenishment my deposit, and I already knew a thing or two about the specifics of investing. I liked the fact that the commission costs for portfolio management are adequate here. I also noticed that Wealthfront has interesting strategies for taxable accounts. This significantly increases their efficiency. And given that the company is regulated by FINRA, SIPC, and FDIC, there is no need to worry about its solvency.

Wealthfront 的入门门槛是 500 美元，这让我很困扰。我还是学生时就开始与这家经纪商合作。当我搬到美国学习时，我的资金有限。对于初学者来说，与这家经纪商合作在经济上会很困难，即使所有的小插曲都是合理的。该公司以另一种方式取胜，那就是采用自动配置的算法，为每位投资者单独选择多样化的投资组合。有许多资产类别可供投资，佣金政策也很适当。

The fact that Wealthfront has a $500 entry threshold bothered me. I started working with this broker when I was still a student. When I moved to the United States to study, my money was limited. It would be financially difficult for beginners to cooperate with this broker even though all hiccups are justified. The company wins in another way, which is to employ automatically configured algorithms that comprise diversified portfolios that are individually selected for each investor. There are many asset classes available for investment, and the commission policy is adequate.

我是在一位朋友的推荐下选择 Wealthfront 的，他在这个平台上投资美股。我也决定与这家经纪商合作。这个想法真的很好--基于免费软件的机器人财务规划建议。佣金充足，所以很容易合作。

I chose Wealthfront on the recommendation of a friend who invests in US stocks on this platform. I also decided to cooperate with this broker. The idea is really good - robotic financial planning advice is based on free software. The commissions are adequate, so it’s easy to cooperate.