Ripple boosts African presence with Chipper Cash partnership

Ripple has announced a new partnership with African fintech platform Chipper Cash to facilitate faster and more cost-effective cross-border payments across the continent using XRP, its native digital asset.
The collaboration aims to transform international money transfers into Africa—traditionally slow and expensive—into a seamless 24/7 experience, CoinDesk reported.
Chipper Cash, which serves over five million customers across nine African countries, will integrate Ripple Payments, a solution built on RippleNet that utilizes XRP for near-instant, low-cost transactions. The move is part of Ripple’s broader strategy to expand its footprint in Africa’s fast-growing financial technology sector.
Addressing Africa’s cross-border payment challenges
Sending money into Africa often involves high fees, delays, and limited transparency through traditional banking systems. With the integration of Ripple’s blockchain-based infrastructure, Chipper Cash customers will gain access to faster settlement times and greater efficiency.
“This partnership with Ripple allows us to scale our vision of creating a more inclusive financial ecosystem for Africans,” said Chipper Cash in a statement.
The partnership builds on Ripple’s existing initiatives in Africa. In 2023, Ripple announced a strategic alliance with Onafriq, a pan-African payments network, to streamline financial flows across African markets. The latest move with Chipper Cash strengthens Ripple’s presence on the continent as blockchain adoption accelerates.
Also recall, Ripple is setting its sights on renewed growth in the United States following a landmark legal victory against the U.S. Securities and Exchange Commission (SEC), according to CEO Brad Garlinghouse.
Market context and outlook
The announcement comes at a time of volatility in the broader crypto market. XRP, which underpins the Ripple Payments network, is down 4.5% in the past 24 hours, tracking a wider market decline. However, the utility of XRP in real-world use cases such as remittances continues to attract institutional and fintech interest.
As African economies continue to digitize, partnerships like Ripple and Chipper Cash may play a crucial role in expanding financial access and reshaping cross-border money movement.
We also wrote that Ripple asks SEC to provide clear regulatory guidance for exchanges.