Melhores trocas de criptografia P2P para 2026

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Ir para o site do corretor Kraken Visão geral

Se está muito ocupado para ler o artigo inteiro e quer uma resposta rápida, a melhor bolsa de criptomoedas P2P é Kraken. O motivo? Aqui estão as principais vantagens:

Legítimo no seu país (identificado como EUA )
Tem boa nota de satisfação de usuário 8.48/10
Um elevado nível de liquidez permite-lhe concluir rapidamente as transacções.
A capacidade de negociar criptomoedas 24 horas por dia a partir de qualquer dispositivo.

Ir para o site do corretor Kraken Visão geral

Abaixo, explicamos com mais detalhes o motivo de acreditarmos nisso e como corretoras são avaliadas.

Melhores trocas de criptografia P2P:

Kraken - Melhor para negociação de pares cripto-fiduciárias (suporta 7 moedas fiduciárias, plataforma de negociação simples)
Coinbase - Mais alto nível de segurança (várias regulamentações, proteção de dados de alto padrão)
OKX - Melhores soluções de negociação automatizada (cópia de negociação, fácil integração de robô de negociação)
Crypto.com - Melhor app mobile para atividades com cripto (suporte para cartão Visa, ganhos passivos e com negociação)
Ledger Wallet - Melhor para gerenciar ativos em uma carteira de hardware (15 apps para comprar, swap, ganhar cripto e NFTs)

Peer-to-peer (P2P) exchanges are becoming increasingly popular for cryptocurrency trading. These platforms allow users to trade directly with each other, offering more privacy and often lower fees compared to traditional exchanges. In this article, we'll review the best P2P exchanges, focusing on several key aspects. We will compare the transaction fees, the range of supported fiat currencies and cryptocurrencies, and the available payment methods. This detailed comparison will help you choose the best platform for your trading needs.

Best P2P cryptocurrency exchanges

A peer-to-peer (P2P) crypto exchange allows traders to exchange cryptocurrencies directly with each other, bypassing intermediaries like banks. This direct interaction simplifies transactions and offers more privacy, as there's no need for an order book to match buy and sell orders.

On P2P exchanges, verified users can trade cryptocurrencies hassle-free. These platforms don't control the cryptocurrencies but facilitate direct transactions between users, ensuring they retain custody of their funds and choose from various payment methods with different fees.

As melhores bolsas de criptomoedas P2P
	Depósito Min., $	Taxa P2P Maker, %	Taxa P2P Taker, %	Taxa de retirada	Abrir uma conta
Coinbase	10	0 - 0.40	0.05 - 0.60	Taxa fixa - 25 USD PayPal - 1.5% USDC - 10 USD	Ao broker Seu capital está em risco.
OKX	10	0	0	0.0004 BTC 2.6 USDT	Ao broker Seu capital está em risco.
Crypto.com	1	0,10 - 0,16	0,16 - 0,20	0.0005 BTC	Ao broker Seu capital está em risco.
Bitunix	10	0	0	Taxas de rede	Ao broker Seu capital está em risco.
Paybis	5	0	0	0.0005 BTC	Ao broker Seu capital está em risco.

What coins and fiat currencies can I exchange P2P?

We compared the total number of coins as well as fiat currencies available for exchange on these platforms, which are typically traded by users on P2P exchanges. This analysis helps in identifying which P2P exchanges offer the most diverse options for trading.

Comparação de activos P2P suportados
	Moedas suportadas	Abrir uma conta
Coinbase	249	Ao broker Seu capital está em risco.
OKX	329	Ao broker Seu capital está em risco.
Crypto.com	250	Ao broker Seu capital está em risco.
Bitunix	474	Ao broker Seu capital está em risco.
Paybis	50	Ao broker Seu capital está em risco.

What payment options do P2P exchanges support?

P2P exchanges support a variety of payment options to facilitate transactions between users. Common payment methods include:

Bank transfers. Most P2P platforms support direct bank transfers, allowing users to transfer funds from their bank accounts to complete transactions.
Credit and debit cards. Some P2P exchanges allow users to use credit and debit cards for buying and selling cryptocurrencies.
E-wallets. Popular e-wallet services like PayPal, Skrill, and Neteller are often supported, providing a quick and convenient payment option.
Cryptocurrency wallets. Users can also pay directly from their cryptocurrency wallets, making the process seamless for crypto-to-crypto transactions.
Mobile payment systems. Services like Apple Pay, Google Pay, and other mobile payment systems are sometimes supported for ease of use.

Opções de pagamento das bolsas P2P
	Criptografia	PayPal	Cartão bancário	Transferência bancária	Advcash	Google Pay	Apple Pay
Coinbase
OKX
Crypto.com
Bitunix
Paybis

Registration and verification. Users sign up on a P2P exchange platform and complete any required identity verification processes.
Browsing offers. Users browse through offers posted by other users, which include details about the exchange rate, payment methods, and limits.
Creating an offer. Alternatively, users can create their own offers, specifying the amount of cryptocurrency they want to buy or sell, preferred payment method, and exchange rate.
Initiating a trade. Once a suitable offer is found, the user initiates a trade. The P2P platform typically holds the cryptocurrency in escrow to ensure the transaction proceeds smoothly.
Payment. The buyer transfers the agreed-upon amount of fiat currency to the seller using the specified payment method.
Confirmation. After receiving the payment, the seller confirms the transaction on the platform, which then releases the cryptocurrency from escrow to the buyer.
Rating and feedback. Users can rate and leave feedback about their trading experience, helping to build trust within the community.

P2P vs centralized exchanges — how do they compare?

Feature	P2P exchanges	Centralized exchanges
Privacy	Higher, no intermediaries	Lower, requires verification and KYC
Fees	Generally lower, sometimes zero	Often higher to cover operational costs
Transaction Speed	Slower, dependent on user actions	Faster, automated matching and execution
Liquidity	Lower, depends on user availability	Higher, managed by the exchange
Payment Methods	Various, flexible	Limited, typically bank transfers and cards
Security	Depends on user caution, potential for scams	Higher, robust security measures in place
Customer Support	Limited, community-based support	Extensive, dedicated support teams
Control over Funds	Full control, no third-party intervention	Less control, funds held by the exchange
Global Access	Wide access, fewer restrictions	Often restricted by regional regulations

How to choose the best P2P crypto exchange?

Choosing the right peer-to-peer (P2P) cryptocurrency exchange is essential for a safe and smooth trading experience. Here are the key points to consider:

Security. Prioritize platforms with strong security measures like two-factor authentication (2FA), encryption, and escrow services. These features help protect your transactions and funds from potential threats.
Supported currencies. Ensure the exchange supports the cryptocurrencies and fiat currencies you want to trade. A broader range of options makes it easier to meet your trading requirements.
Payment options. Look for exchanges that offer multiple payment methods, such as bank transfers, debit or credit cards, and digital payment systems. Having flexibility in payment options can simplify your transactions.
Fees. Check the exchange's fee structure, including trading fees, withdrawal fees, and any hidden charges. Low or zero fees can make a significant difference for frequent trades.
User experience. A clear and easy-to-navigate interface helps avoid confusion and errors during transactions. This is especially important for those new to trading.
Reputation. Research the exchange's history and user reviews to gauge its reliability. Positive feedback and a strong track record indicate trustworthiness.
Customer support. Accessible and responsive customer service is important, especially when dealing with transaction issues. Check if the platform provides live chat, email, or phone support.
Regulatory compliance. Ensure the exchange complies with local regulations and has proper licensing. Regulatory compliance adds credibility and helps protect your interests.

Metodologia de formação dos nossos rankings das exchanges de criptomoedas

A Traders Union aplica uma metodologia rigorosa para avaliar as exchanges de criptomoedas, utilizando mais de 100 critérios quantitativos e qualitativos. Muitos parâmetros recebem pontuações individuais que são consideradas no ranking geral.

Os principais aspetos da avaliação incluem:

Avaliações dos utilizadores. As avaliações dos clientes são analisadas para determinar o nível de satisfação. As avaliações são verificadas e confirmadas com factos.
Ferramentas de trading. As exchanges são avaliadas com base na gama de ativos oferecidos, bem como na escolha e profundidade dos mercados disponíveis.
Taxas e comissões. Todas as taxas de trading e comissões são analisadas de forma abrangente para determinar os custos totais para os clientes.
Plataformas de trading. As exchanges são avaliadas com base na diversidade, qualidade e funcionalidades das plataformas oferecidas aos clientes.
Serviços adicionais. Propostas de valor únicas e funcionalidades úteis que oferecem aos traders mais oportunidades para obter lucros.
Outros fatores. Popularidade da marca, suporte ao cliente e recursos educacionais.

How to choose a P2P platform for P2P transactions

When diving into peer-to-peer (P2P) crypto trading, it's crucial to recognize that while these platforms facilitate direct transactions between users, they also come with unique challenges. One often overlooked aspect is the importance of understanding the platform's dispute resolution mechanisms. In the event of a transaction disagreement, knowing how the platform mediates disputes can be the difference between a quick resolution and prolonged frustration. Before engaging in trades, familiarize yourself with the platform's policies on conflicts and ensure they have a robust system in place to protect your interests.

Another specialized consideration is the platform's liquidity for your specific trading pairs. Even if a P2P exchange supports a wide array of cryptocurrencies, the actual availability of buyers and sellers for your desired pair can vary significantly. Low liquidity can lead to unfavorable pricing and longer transaction times. Regularly monitor the platform's market activity for your chosen assets to ensure you can execute trades efficiently and at competitive rates.

Conclusion

P2P cryptocurrency platforms allow you to exchange digital assets safely and directly, eliminating intermediaries. When choosing a platform, it is important to consider the level of security, fees, and reputation among users. Careful study of the terms of work and the use of security tools will help minimize risks and increase the convenience of trading. Transparent conditions, a reliable escrow service, and access to a variety of currencies make P2P exchange an attractive choice for many traders. Following practical recommendations, you can choose the best platform and effectively manage your assets. In the modern world, P2P trading is becoming an integral part of the cryptocurrency market, providing convenient and flexible solutions for users.

FAQs

Is P2P the best way to buy crypto?

P2P is considered one of the best ways to buy crypto because it offers more privacy, lower fees, and greater accessibility. With P2P, users can buy and sell cryptocurrencies directly with other individuals without the need for a centralized exchange or intermediary.

Can I use P2P without verification?

Most P2P platforms don't require ID verification as any banks or other authorities do not mediate them. So you may only need to provide an email address and password.

How long does it take to receive payment on P2P?

Depending on the P2P platform and seller you choose, the transaction can take a few seconds to a few business days. Binance P2P makes sure to expedite the transaction as much as possible.

Are P2P payments safe?

P2P payments are safer than OTC payments since the assets aren't stored on the exchange. As the traders never lose custody of their coins, they don't have to worry about data breaches and theft.

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Equipe que trabalhou neste artigo

Andrey Mastykin é um autor, editor e estrategista de conteúdo experiente integrante da Traders Union desde 2020. Como editor, ele é meticuloso na verificação dos fatos e na garantia da precisão de todas as informações publicadas na plataforma.

Conheça as nossas políticas editoriais

Ethereum

Ethereum é uma plataforma de blockchain descentralizada e criptomoeda que foi proposta por Vitalik Buterin no final de 2013 e seu desenvolvimento começou no início de 2014. Foi concebida como uma plataforma versátil para a criação de aplicações descentralizadas (DApps) e contratos inteligentes.

Criptomoeda

A criptomoeda é um tipo de moeda digital ou virtual que se baseia na criptografia para a sua segurança. Ao contrário das moedas tradicionais emitidas pelos governos (moedas fiduciárias), as criptomoedas funcionam em redes descentralizadas, normalmente baseadas na tecnologia blockchain.

Corretor

Um corretor é uma entidade jurídica ou uma pessoa singular que actua como intermediário na realização de transacções nos mercados financeiros. Os investidores privados não podem negociar sem um corretor, uma vez que apenas os corretores podem executar transacções nas bolsas.

CFD

O CFD é um contrato entre um investidor/negociante e um vendedor que demonstra que o negociante terá de pagar ao vendedor a diferença de preço entre o valor atual do ativo e o seu valor no momento do contrato.

Negociação de criptomoedas

A negociação de criptomoedas envolve a compra e venda de criptomoedas, como Bitcoin, Ethereum ou outros activos digitais, com o objetivo de lucrar com as flutuações de preços.

Top 5 corretoras para você

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