Mercado Bitcoin Minimum Deposit and Funding Options

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As of July 2025, Mercado Bitcoin mandates a minimum deposit of 0,00001 in BTC and 10$ in USD or USDT. However, the minimum trade amount on Mercado Bitcoin is 1 USD, which technically serves as the minimum amount needed to begin trading.

Key Mercado Bitcoin deposit details vs top competitors
	Mercado Bitcoin	OKX	Kraken
Minimum deposit, USD or USDT	10	10	10
Minimum deposit, BTC	0,00001	0,0005	0,0001
Minimum trade amount	1	0,00001	1
Deposit fee	0	0	0
	Study review	Open an account Your capital is at risk.	Open an account Your capital is at risk.

Are there fees associated with depositing funds on Mercado Bitcoin?

No, there are no fees charged by the broker for depositing funds on Mercado Bitcoin. However, you should be aware that many payment systems charge their own fees for transfers. Here is a comparative table with the respective fees, which are approximate. We provide a range to give you an understanding, but it is important to confirm these as there may be nuances in different regions:

Payment Method	Fee Charged by Payment System
Bank Wire	1-3%
PayPal	2,9% + $0,30
Visa/Mastercard	1,5-3%
Cryptocurrency	0,5-1%
Advcash Wallet	0,5-2%
Google Pay	1,5-2,9%
Apple Pay	1,5-3%

What payment methods does Mercado Bitcoin support for deposits?

We compared Mercado Bitcoin with top competitors regarding deposit options. Generally, the more payment methods a platform offers, the more convenient and accessible it becomes for a wider range of users. Additionally, it allows users to save on transaction fees by choosing the most cost-effective option available.

	Mercado Bitcoin	OKX	Kraken
Crypto
Visa/Mastercard
Bank Wire
PayPal
Advcash Wallet
Google Pay
Apple Pay

Can I deposit fiat currencies on Mercado Bitcoin?

Yes, you can deposit fiat currencies on Mercado Bitcoin. Here is a list of fiat currencies available for payments:

BRL

Please note that this list is continually updated due to various regional restrictions, so it is important to check with customer support to confirm the availability of your regional currency. Supporting regional currencies allows users from different countries to exchange fiat for cryptocurrency with minimal conversion costs, potentially saving 1-5% on these transactions.

How much money do I need to start trading on Mercado Bitcoin?

The minimum amount required to start trading on Mercado Bitcoin is limited to the size of the minimum trade, which is 1$. However, this amount is usually sufficient only to make your first trade and test the platform.

To generate a meaningful return, it is advisable to consider more substantial investments. Nevertheless, it's crucial to remember that cryptocurrencies are high-risk assets. Do not invest more than you can afford to lose, and always maintain a balanced portfolio.

Does Mercado Bitcoin support bank wire transfers as a deposit option?

Yes, Mercado Bitcoin supports bank wire transfers as a deposit option. This method allows users to transfer funds directly from their bank accounts to their Mercado Bitcoin accounts, providing a secure and reliable way to deposit money.

Expert tips for deposit and account management

The following actionable recommendations draw from industry experts and can help spare you time, money, and potential problems regarding deposits and account handling.

When using Mercado Bitcoin, keep a close eye on network congestion for cryptocurrency deposits. Choosing off-peak hours for your transactions can result in significantly faster processing times and potentially lower network fees. According to a study by Blockchain.com, Bitcoin network congestion tends to peak between 1 PM and 7 PM UTC, with transaction fees increasing by up to 200% during these hours. By contrast, the network is typically least congested between 10 PM and 6 AM UTC, offering a prime window for deposits.

Additionally, Ethereum gas fees, which directly affect deposit costs for ERC-20 tokens on Mercado Bitcoin, can fluctuate by as much as 1000% within a single day. Tools like ETH Gas Station show that gas prices are often lowest on Sundays and early mornings (UTC time).

While Mercado Bitcoin processes deposits quickly, the speed of blockchain confirmations is out of their control, making this timing strategy particularly valuable for large deposits or time-sensitive trades.