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Will XRP go back up? Is XRP dead?

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Due to the overall decline of the cryptocurrency market, many traders are wondering about the prospects of . This cryptocurrency has dropped in price, just like many others, which caused concerns. Many investors are now asking: “Will go back up? Is dead?” TU experts have conducted an analysis of the cryptocurrency. You will learn whether has prospects in the future.

What is XRP?

The very first and most interesting thing about Ripple (XRP) is that it’s both a cryptocurrency and an open-source platform. It’s yet another decentralized protocol that is specially designed to offer cheap yet fast transactions. Based on its current performance, crypto experts suggest that Ripple has the capability to revolutionize the transaction process worldwide. One of the most important factors that make Ripple unique from most cryptocurrencies and platforms is that it targets the industry providing financial services. XRP is also consistently listed in the top 10 digital currencies according to its market capitalization. This article discusses everything you need to know about Ripple (XRP) that will allow you to understand whether it’s worth buying or not. Also, TU analysts will tell you where to buy XRP if you decide to invest in this cryptocurrency. XRP is a native token of the Ripple network, which is developed and issued by Ripple Labs Inc. It’s primarily used to facilitate the transactions taking place across the Ripple platform using different currencies. It’s one of the products that Ripple Labs offers used on a distributed, permissionless, and open-source XRP ledger.

How Does XRP Work?

The state-of-the-art payment system of Ripple is known as RippleNet. It’s a vast network of payment providers such as businesses offering financial services and banks. It’s by far the most heavily used decentralized platform that people use to transfer funds beyond the borders. In order to solve the cross-border payment issue, the ISO (International Standards Organization) issued ISO 20022, and RippleNet is fully coupled with ISO 20022. You can use this platform to send or receive funds using both fiat and cryptocurrencies with minimal transaction cost. The platform charges a small amount of money against each transaction just to prevent potential DDoS attacks. Since its inception, the Ripple network has been adopted by more than 300 renowned banks across six continents and 40 countries. It also means that there is still plenty of room for other institutions and countries to adopt this cross-border payment platform. Ripple allows individuals and banks to exchange assets internationally, which is done by the Swift system. It allows the institutions, especially banks, to open separate accounts in different countries where they want to operate. It’s important to note that there are still many currencies that individuals and banks can’t directly convert to another. So, users first need to change such currencies to USD and then to the desired currency, which means double transaction. However, because of extremely low transaction costs and fast speed, even the commission on a double transaction is negligible.

Where can I buy XRP?

If you are planning to invest in XRP, it is important that you do so using a reliable cryptocurrency exchange. When choosing an exchange, it is important to take into consideration the fees, deposit and withdrawal methods, convenience of the trading platform and many other factors. The following exchanges are considered the best platforms in 2025 to invest in XRP.

1
9.4/10
Go to broker
Your capital is at risk.
Minimum deposit:
₿0.00005 (BTC)
2
9.2/10
Go to broker
Your capital is at risk.
Minimum deposit:
$1

Why do cryptocurrencies “die”?

There are around 7,000 cryptocurrencies in the world, although many of them don’t make it. There are four main reasons why cryptocurrencies fail.

They are as follows:

  • Bankruptcy. The project team fails to attract investment or investors get disappointed in the project and sell their assets.

  • The project is abandoned. If the project team sees that it has no future and that they won’t be able to implement their idea, it is not wise to spend more money and effort on it.

  • Coding problems. Coding errors and problems can disrupt the operation of the entire blockchain. Some of them turn out to be so critical that it is easier to start a project from scratch than try and fix it.

  • Scam. Some cryptocurrencies are created exclusively for fraudulent reasons, without any development prospects.

It is very important to know these reasons in order to be able to assess cryptocurrencies accurately before making a decision to invest in them.

What has an impact on the cryptocurrency price?

There are several factors that influence the prices of digital assets. Some of them are purely individual. Let’s review the general factors that have an impact on the value of digital assets.

  • Financial factors. These include the history of the cryptocurrency price, price movement, performance, sharp surges and plunges. Trading volume also plays an important part.

  • Development of digital assets. A cryptocurrency is always linked to a certain blockchain project that competes with other projects. The higher the transaction speed, capacity, the more individual features a project has, the more prospects the cryptocurrency has.

  • Real application. Cryptocurrency is a means of payment by default. Development of its use infrastructure and a possibility to make and accept payments on large online platforms and stores has a strong influence on the value of the digital assets.

  • Information and popularity. Cryptocurrencies are highly volatile and therefore strongly react to mentions in mass media and social media. Creation of a hype in the media helps improve the awareness of the cryptocurrency and the technologies it offers.

Each cryptocurrency has its own special features. Therefore, it is important to know how its price is formed before investing in it.

Factors that influence the XRP price

Cryptocurrencies like any other asset are often affected by various changes in the market. Certain factors can cause their price to either rise, fall, or stay somewhat the same. Let’s look at other factors that might influence the price of XRP. Emerging Market Cryptocurrency is still an emerging market, and Ripple’s XRP is no different. And even though crypto is gaining popularity, it’s still a relatively small market when compared to traditional currencies. This means that even smaller influences such as a group of people holding XRP tokens can influence the price. Speculation The crypto market runs on speculation. In order to make profits, investors bet that the prices would rise or fall by buying and selling cryptocurrencies like XRP. Scarcity Like many other cryptocurrencies, XRP was designed around the principle of finite supply. In fact, Ripple has a finite quantity of 100 billion. No more XRPs will ever be created after this. And the number of XRPs will decrease over time, as it’s consumed for every transaction that’s made. This means that XRP, like many other tokens, has a form of token-burning mechanism in place. So, each time a transaction is completed using XRP, a small amount is put up by the sender. And the XRP is destroyed in the process, which reduces this amount from the total supply. So, as more people continue to purchase XRP and use the Ripple platform, there is bound to be scarcity, which can cause its price to skyrocket. FED Monetary Cycle The FED often raises interest rates to fight inflation. And it’s a known fact that higher interest rates can trigger market volatility, especially in already unstable markets like cryptocurrency. So, whenever interest rates increase, expect the price of XRP to rise and/or fall sharply. Regulatory Issues Government regulation is a factor that can influence cryptocurrency prices, including the price of XRP. Regulations can either make the price of crypto flourish or plummet. In the case of XRP, prices could fall due to regulation issues. For example, the Securities and Exchange Commission accused Ripple of selling XRP in an unregistered securities offering to investors in the U.S. and worldwide.

XRP price prediction

According to TU analysts by 2024 XRP can reach $2.3629, by 2025 it can reach $ as well by 2030 this coin can reach $3.1869. Review the price predictions by TU experts.

XRP price prediction 2025 by months

Month

Minimum Price

Average Price

Maximum Price

August 2025

$1.8951

$2.1057

$2.3163

September 2025

$1.9046

$2.1162

$2.3278

October 2025

$1.9141

$2.1268

$2.3395

November 2025

$1.9237

$2.1374

$2.3511

December 2025

$1.9333

$2.1481

$2.3629

XRP price prediction 2026 by months

Month

Minimum Price

Average Price

Maximum Price

January 2026

$1.9429

$2.1588

$2.3747

February 2026

$1.9526

$2.1696

$2.3866

March 2026

$1.9624

$2.1804

$2.3984

April 2026

$1.9722

$2.1913

$2.4104

May 2026

$1.9821

$2.2023

$2.4225

June 2026

$1.9920

$2.2133

$2.4346

July 2026

$2.0020

$2.2244

$2.4468

August 2026

$2.0119

$2.2355

$2.4591

September 2026

$2.0220

$2.2467

$2.4714

October 2026

$2.0321

$2.2579

$2.4837

November 2026

$2.0423

$2.2692

$2.4961

December 2026

$2.0524

$2.2805

$2.5086

XRP price prediction 2027 by months

Month

Minimum Price

Average Price

Maximum Price

January 2027

$2.0627

$2.2919

$2.5211

February 2027

$2.0731

$2.3034

$2.5337

March 2027

$2.0834

$2.3149

$2.5464

April 2027

$2.0938

$2.3265

$2.5592

May 2027

$2.1043

$2.3381

$2.5719

June 2027

$2.1148

$2.3498

$2.5848

July 2027

$2.1253

$2.3615

$2.5977

August 2027

$2.1360

$2.3733

$2.6106

September 2027

$2.1467

$2.3852

$2.6237

October 2027

$2.1574

$2.3971

$2.6368

November 2027

$2.1682

$2.4091

$2.6500

December 2027

$2.1790

$2.4211

$2.6632

XRP price prediction 2028 by months

Month

Minimum Price

Average Price

Maximum Price

January 2028

$2.1899

$2.4332

$2.6765

February 2028

$2.2009

$2.4454

$2.6899

March 2028

$2.2118

$2.4576

$2.7034

April 2028

$2.2229

$2.4699

$2.7169

May 2028

$2.2340

$2.4822

$2.7304

June 2028

$2.2451

$2.4946

$2.7441

July 2028

$2.2564

$2.5071

$2.7578

August 2028

$2.2676

$2.5196

$2.7716

September 2028

$2.2790

$2.5322

$2.7854

October 2028

$2.2904

$2.5449

$2.7994

November 2028

$2.3018

$2.5576

$2.8134

December 2028

$2.3134

$2.5704

$2.8274

XRP price prediction 2029 by months

Month

Minimum Price

Average Price

Maximum Price

January 2029

$2.3250

$2.5833

$2.8416

February 2029

$2.3366

$2.5962

$2.8558

March 2029

$2.3483

$2.6092

$2.8701

April 2029

$2.3600

$2.6222

$2.8844

May 2029

$2.3718

$2.6353

$2.8988

June 2029

$2.3836

$2.6485

$2.9134

July 2029

$2.3955

$2.6617

$2.9279

August 2029

$2.4075

$2.6750

$2.9425

September 2029

$2.4196

$2.6884

$2.9572

October 2029

$2.4316

$2.7018

$2.9720

November 2029

$2.4438

$2.7153

$2.9868

December 2029

$2.4560

$2.7289

$3.0018

XRP price prediction 2030 by months

Month

Minimum Price

Average Price

Maximum Price

January 2030

$2.4682

$2.7425

$3.0168

February 2030

$2.4806

$2.7562

$3.0318

March 2030

$2.4930

$2.7700

$3.0470

April 2030

$2.5055

$2.7839

$3.0623

May 2030

$2.5180

$2.7978

$3.0776

June 2030

$2.5306

$2.8118

$3.0930

July 2030

$2.5433

$2.8259

$3.1085

August 2030

$2.5560

$2.8400

$3.1240

September 2030

$2.5688

$2.8542

$3.1396

October 2030

$2.5816

$2.8685

$3.1554

November 2030

$2.5945

$2.8828

$3.1711

December 2030

$2.6075

$2.8972

$3.1869

XRP price prediction 2031 by months

Month

Minimum Price

Average Price

Maximum Price

January 2031

$2.6205

$2.9117

$3.2029

February 2031

$2.6337

$2.9263

$3.2189

March 2031

$2.6468

$2.9409

$3.2350

April 2031

$2.6600

$2.9556

$3.2512

May 2031

$2.6734

$2.9704

$3.2674

June 2031

$2.6868

$2.9853

$3.2838

July 2031

$2.7002

$3.0002

$3.3002

August 2031

$2.7137

$3.0152

$3.3167

September 2031

$2.7273

$3.0303

$3.3333

October 2031

$2.7409

$3.0455

$3.3501

November 2031

$2.7546

$3.0607

$3.3668

December 2031

$2.7684

$3.0760

$3.3836

XRP price prediction 2032 by months

Month

Minimum Price

Average Price

Maximum Price

January 2032

$2.7823

$3.0914

$3.4005

February 2032

$2.7962

$3.1069

$3.4176

March 2032

$2.8102

$3.1224

$3.4346

April 2032

$2.8242

$3.1380

$3.4518

May 2032

$2.8383

$3.1537

$3.4691

June 2032

$2.8525

$3.1695

$3.4865

July 2032

$2.8668

$3.1853

$3.5038

August 2032

$2.8811

$3.2012

$3.5213

September 2032

$2.8955

$3.2172

$3.5389

October 2032

$2.9100

$3.2333

$3.5566

November 2032

$2.9245

$3.2495

$3.5745

December 2032

$2.9391

$3.2657

$3.5923

XRP price prediction 2033 by months

Month

Minimum Price

Average Price

Maximum Price

January 2033

$2.9538

$3.2820

$3.6102

February 2033

$2.9686

$3.2984

$3.6282

March 2033

$2.9834

$3.3149

$3.6464

April 2033

$2.9983

$3.3315

$3.6647

May 2033

$3.0134

$3.3482

$3.6830

June 2033

$3.0284

$3.3649

$3.7014

July 2033

$3.0435

$3.3817

$3.7199

August 2033

$3.0587

$3.3986

$3.7385

September 2033

$3.0740

$3.4156

$3.7572

October 2033

$3.0894

$3.4327

$3.7760

November 2033

$3.1049

$3.4499

$3.7949

December 2033

$3.1204

$3.4671

$3.8138

XRP price prediction 2034 by months

Month

Minimum Price

Average Price

Maximum Price

January 2034

$3.1360

$3.4844

$3.8328

February 2034

$3.1516

$3.5018

$3.8520

March 2034

$3.1674

$3.5193

$3.8712

April 2034

$3.1832

$3.5369

$3.8906

May 2034

$3.1991

$3.5546

$3.9101

June 2034

$3.2152

$3.5724

$3.9296

July 2034

$3.2313

$3.5903

$3.9493

August 2034

$3.2475

$3.6083

$3.9691

September 2034

$3.2637

$3.6263

$3.9889

October 2034

$3.2800

$3.6444

$4.0088

November 2034

$3.2963

$3.6626

$4.0289

December 2034

$3.3128

$3.6809

$4.0490

XRP price prediction 2035 by months

Month

Minimum Price

Average Price

Maximum Price

January 2035

$3.3294

$3.6993

$4.0692

February 2035

$3.3460

$3.7178

$4.0896

March 2035

$3.3628

$3.7364

$4.1100

April 2035

$3.3796

$3.7551

$4.1306

May 2035

$3.3965

$3.7739

$4.1513

June 2035

$3.4135

$3.7928

$4.1721

July 2035

$3.4306

$3.8118

$4.1930

August 2035

$3.4478

$3.8309

$4.2140

September 2035

$3.4651

$3.8501

$4.2351

October 2035

$3.4825

$3.8694

$4.2563

November 2035

$3.4998

$3.8887

$4.2776

December 2035

$3.5173

$3.9081

$4.2989

XRP price prediction 2036 by months

Month

Minimum Price

Average Price

Maximum Price

January 2036

$3.5348

$3.9276

$4.3204

February 2036

$3.5525

$3.9472

$4.3419

March 2036

$3.5702

$3.9669

$4.3636

April 2036

$3.5880

$3.9867

$4.3854

May 2036

$3.6059

$4.0066

$4.4073

June 2036

$3.6239

$4.0266

$4.4293

July 2036

$3.6420

$4.0467

$4.4514

August 2036

$3.6602

$4.0669

$4.4736

September 2036

$3.6785

$4.0872

$4.4959

October 2036

$3.6968

$4.1076

$4.5184

November 2036

$3.7153

$4.1281

$4.5409

December 2036

$3.7338

$4.1487

$4.5636

XRP price prediction 2037 by months

Month

Minimum Price

Average Price

Maximum Price

January 2037

$3.7525

$4.1694

$4.5863

February 2037

$3.7712

$4.1902

$4.6092

March 2037

$3.7901

$4.2112

$4.6323

April 2037

$3.8091

$4.2323

$4.6555

May 2037

$3.8281

$4.2535

$4.6789

June 2037

$3.8473

$4.2748

$4.7023

July 2037

$3.8666

$4.2962

$4.7258

August 2037

$3.8859

$4.3177

$4.7495

September 2037

$3.9054

$4.3393

$4.7732

October 2037

$3.9249

$4.3610

$4.7971

November 2037

$3.9445

$4.3828

$4.8211

December 2037

$3.9642

$4.4047

$4.8452

XRP price prediction 2038 by months

Month

Minimum Price

Average Price

Maximum Price

January 2038

$3.9840

$4.4267

$4.8694

February 2038

$4.0039

$4.4488

$4.8937

March 2038

$4.0239

$4.4710

$4.9181

April 2038

$4.0441

$4.4934

$4.9427

May 2038

$4.0643

$4.5159

$4.9675

June 2038

$4.0846

$4.5385

$4.9924

July 2038

$4.1051

$4.5612

$5.0173

August 2038

$4.1256

$4.5840

$5.0424

September 2038

$4.1462

$4.6069

$5.0676

October 2038

$4.1669

$4.6299

$5.0929

November 2038

$4.1877

$4.6530

$5.1183

December 2038

$4.2087

$4.6763

$5.1439

XRP price prediction 2039 by months

Month

Minimum Price

Average Price

Maximum Price

January 2039

$4.2297

$4.6997

$5.1697

February 2039

$4.2509

$4.7232

$5.1955

March 2039

$4.2721

$4.7468

$5.2215

April 2039

$4.2934

$4.7705

$5.2476

May 2039

$4.3150

$4.7944

$5.2738

June 2039

$4.3366

$4.8184

$5.3002

July 2039

$4.3582

$4.8425

$5.3268

August 2039

$4.3800

$4.8667

$5.3534

September 2039

$4.4019

$4.8910

$5.3801

October 2039

$4.4239

$4.9155

$5.4071

November 2039

$4.4461

$4.9401

$5.4341

December 2039

$4.4683

$4.9648

$5.4613

XRP price prediction 2040 by months

Month

Minimum Price

Average Price

Maximum Price

January 2040

$4.4906

$4.9896

$5.4886

February 2040

$4.5130

$5.0145

$5.5160

March 2040

$4.5356

$5.0396

$5.5436

April 2040

$4.5583

$5.0648

$5.5713

May 2040

$4.5811

$5.0901

$5.5991

June 2040

$4.6040

$5.1156

$5.6272

July 2040

$4.6271

$5.1412

$5.6553

August 2040

$4.6502

$5.1669

$5.6836

September 2040

$4.6734

$5.1927

$5.7120

October 2040

$4.6968

$5.2187

$5.7406

November 2040

$4.7203

$5.2448

$5.7693

December 2040

$4.7439

$5.2710

$5.7981

XRP price prediction by years

Year

Price in the middle of the year

Price at the end of the year

2026

$2.2133

$2.2805

2027

$2.3498

$2.4211

2028

$2.4946

$2.5704

2029

$2.6485

$2.7289

2030

$2.8118

$2.8972

2031

$2.9853

$3.0760

2032

$3.1695

$3.2657

2033

$3.3649

$3.4671

2034

$3.5724

$3.6809

2035

$3.7928

$3.9081

2036

$4.0266

$4.1487

2037

$4.2748

$4.4047

2038

$4.5385

$4.6763

2039

$4.8184

$4.9648

2040

$5.1156

$5.2710

2025

$2.2362

$2.1481

Summary. Is XRP suitable for beginners?

XRP has gone through a certain decline, but this does not mean that the project is closed and has no future. The XRP cryptocurrency will continue to develop. Moreover, expert forecasts indicate that the cryptocurrency is suitable for medium and long-term investing. Therefore, the answer to the question of whether it is worth investing in XRP is “Yes”. This cryptocurrency can be considered as an investment asset for your portfolio.

Price ​​prediction methodology

The following tools and instruments were used for making the prediction:

Basic instruments of technical analysis. The forecast relies on basic technical indicators. The analysis was performed mostly on medium and long-term time frames for more accurate results.


Statistical tools that allow experts to evaluate the probability of an event that may influence the prices of cryptocurrencies.


Individual features of a cryptocurrency startup and its competitiveness: number of tokens in free circulation, restriction of emission, potential usefulness of the startup for the society, roadmap and development plans of the startup, potential vulnerability of the startup’s blockchain, examples of hacks, failures in the entire history of cryptocurrency existence, capitalization dynamics compared to key competitors, share of major coin holders and other subjective factors.

Note:

This price prediction is based on current information and historical data. Strong fundamental factors capable of radically changing the overall situation in the cryptocurrency markets, impacting the prices of certain cryptocurrencies and subsequently changing the price trend, may appear in the future. The price predictions are updated regularly based on the latest data.

This article is created for informational purposes only and does not constitute investment advice. Be aware of the high volatility of cryptocurrencies and consider these risks when making investment decisions.

FAQs

Where can I find information about cryptocurrencies?

Specialized websites with analysis and also social media are the best sources of information about cryptocurrencies. It is important to review the information before deciding to buy a certain cryptocurrency.

Is there cryptocurrency fraud?

Unfortunately, yes. Fraudulent actions related to digital assets are rather widespread. Therefore, you need to responsibly choose the cryptocurrency to invest in.

How can I determine a “dead” cryptocurrency?

“Dead” cryptocurrency price drops to zero and the teams publish messages on the official pages explaining the reasons for the failure. If the project was a scam, you can find the information in reviews.

Why are cryptocurrencies so volatile?

Cryptocurrencies are an unsecured asset. Their prices are determined solely by demand and supply. Therefore, significant price fluctuations are typical for them.

Team that worked on the article

Mikhail Vnuchkov
Author at Traders Union

Mikhail Vnuchkov joined Traders Union as an author in 2020. He began his professional career as a journalist-observer at a small online financial publication, where he covered global economic events and discussed their impact on the segment of financial investment, including investor income. With five years of experience in finance, Mikhail joined Traders Union team, where he is in charge of forming the pool of latest news for traders, who trade stocks, cryptocurrencies, Forex instruments and fixed income.

Olga Shendetskaya
Author and editor at Traders Union

Olga Shendetskaya has been a part of the Traders Union team as an author, editor and proofreader since 2017. Since 2020, Shendetskaya has been the assistant chief editor of the website of Traders Union, an international association of traders. She has over 10 years of experience of working with economic and financial texts. In the period of 2017-2020, Olga has worked as a journalist and editor of laftNews news agency, economic and financial news sections. At the moment, Olga is a part of the team of top industry experts involved in creation of educational articles in finance and investment, overseeing their writing and publication on the Traders Union website.