XM Group Leverage Guide With Maximum Rates in 2025

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The maximum leverage on XM Group is 1000:1. This highest leverage level is available for major currency pairs. In some jurisdictions, there may be regulations that limit the maximum leverage available to traders. These measures ensure compliance with local laws while providing a safer trading environment for traders.

XM Group Maximum Leverage Per Regulatory Body
CySec	EUR/USD maximum leverage is 30:1
DFSA	EUR/USD maximum leverage is 50:1
FSCA SA	EUR/USD maximum leverage is 50:1
FSC (Mauritius)	EUR/USD maximum leverage is 500:1
FSC (Belize)	EUR/USD maximum leverage is 2000:1
FSA (Seychelles)	EUR/USD maximum leverage is 1000:1

Warning

There is a high level of risk involved when trading leveraged products such as Forex/CFDs. Between 65% and 82% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

What is XM Group maximum leverage for EUR/USD, Gold and Apple Stock?

The maximum leverage offered by XM Group depends on the specific regulatory framework and the trading instruments involved. It also varies based on the division of the broker where the trader has opened an account and the trader’s country of citizenship. Below, we have gathered the regulatory information that XM Group adheres to and the current leverage limits imposed by various regulators.

XM Group is regulated by:

CySec
DFSA
FSCA SA
FSC (Mauritius)
FSC (Belize)
FSA (Seychelles)

Leverage Rules Set by XM Group’s Regulators
	CySec	DFSA	FSCA SA	FSC (Mauritius)	FSC (Belize)	FSA (Seychelles)
Country of regulation	Cyprus	Dubai	South Africa	Mauritius	Belize	Seychelles
Regulation Tier Tier-1 Regulators are considered the highest level of reliability and trust in the regulatory world. Tier-1 regulators enforce stringent rules on maximum leverage levels to protect retail traders from excessive risk. Tier-2 and Tier-3 regulators have significantly fewer restrictions compared to Tier-1 regulators. These regulators impose fewer limitations, brokers may still choose to limit leverage for the most volatile assets to mitigate risks.	Tier-1	Tier-2	Tier-2	Tier-3	Tier-3	Tier-3
EUR/USD and other majors These pairs include EUR/USD, GBP/USD, USD/JPY, USD/CHF, AUD/USD, and USD/CAD. These are the most traded currencies globally and typically have the highest leverage limits because they are highly liquid and have lower volatility compared to minor or exotic pairs.	30:1	50:1	50:1	500:1	2000:1	1000:1
Minor currency pairs These pairs, such as EUR/GBP, AUD/CAD, GBP/JPY, EUR/AUD, NZD/JPY, and CHF/JPY, are less frequently traded than major pairs, resulting in lower liquidity and higher volatility.	20:1	20:1	30:1	500:1	2000:1	1000:1
Shares (CFDs)	5:1	10:1	10:1	100:1	Not specified	100:1
Gold	10:1	50:1	20:1	500:1	Not specified	100:1
Cryptocurrencies (CFDs) In some countries, trading cryptocurrencies through CFDs (Contract for Difference) is not available due to regulatory restrictions. It is important to check with broker XM Group for the availability of this asset in your region	2:1	5:1	2:1	20:1	Not specified	20:1

Ho to identify XM Group's branch for your account

To determine which branch of the broker your account is opened with, follow these steps:

Review your agreement:
- Check the initial account opening agreement or contract, typically under sections titled "Account Details," "Regulatory Information," or "Jurisdiction."
Contact customer support:
- Method: Reach out to the XM Group’s customer support via chat, email, or phone.
Visit XM Group’s website:
- Method: Refer to the broker’s official website.
- Where to look: Navigate to sections like “About Us,” “Regulatory Information,” or “Legal Information” to find a list of branches and corresponding regulatory jurisdictions.

How much EUR/USD, Gold, and shares can I buy with $200 at XM Group with leverage?

When trading on margin with XM Group, we recommend adhering to risk management rules and following Tier-1 regulatory guidelines. Specifically, avoid using leverage higher than 30:1 for EUR/USD, 10:1 for Gold, and 5:1 for Appl stock (CFDs). Below is a breakdown of what you can control with $200, according to prices as of the beginning of July 2025:

Instrument	Leverage	Buying Power	Price	Equivalent in Lots/Shares
EURUSD	30:1	$6,600	1,1797	0.06 standard lots or 6 micro lots.
Gold (XAU/USD)	10:1	$2,000	3348,52	0.01 standard lot (1 micro lot)
Apple Stocks	5:1	$1,000	210,63	4-5 shares

Is XM Group a high leverage broker?

Brokers that offer a maximum leverage exceeding 100:1 for the EURUSD pair are considered high leverage brokers.

Given that the maximum leverage at XM Group is 1000:1, which exceeds the 100:1 threshold, XM Group is indeed a high leverage broker. This allows traders to have greater market exposure with smaller capital investments.

Can I trade with $10 at XM Group?

Yes, you can trade with $10 at XM Group if the leverage is 100:1 or greater. For example, with 100:1 leverage, your $10 can control $1,000 worth of trading power. This is enough to buy 0.01 lot of EUR/USD or other majors, as 1 micro lot typically requires about $1,000 of margin.

How to change maximum leverage at XM Group?

By default, broker XM Group sets the maximum leverage for all trades. However, you can limit your leverage through account settings.

Since broker XM Group supports the MetaTrader platform, adjusting leverage is straightforward. Here’s how to do it:

Login to MetaTrader:
- Open your MetaTrader 4 (MT4) or MetaTrader 5 (MT5) platform and log in to your trading account.
Navigate to Account Settings:
- Go to the "Navigator" window and right-click on your account number. Select "Modify" or "Account Settings."
Adjust Leverage:
- Look for the leverage setting in the account details. Select your desired leverage ratio from the available options.
Confirm Changes:
- Click "OK" or "Save" to apply the new leverage settings.
Restart Platform:
- Sometimes, you may need to restart the platform for the changes to take effect.

Need Help?

If you encounter any difficulties, you can reach out to customer support through the following channels

support@xm.com +357 25029933 (CY), +612 8607 8385 (AU) and +501 223-6696 (BZ)

Customer support will guide you through the process and help resolve any issues you may have.

Practical insights for XM Group leveraged trading

If your broker, including XM Group, offers different leverage ratios for various asset classes, consider diversifying your portfolio across these options. This strategy can help you balance high-leverage opportunities with more stable, lower-leverage positions, potentially optimizing your risk-adjusted returns.

To illustrate the potential impact of this approach, consider the following scenario. Let's say you have a $10,000 account. If you allocated it entirely to Forex trading at 1:100 leverage, you could potentially control $1 million worth of currency. However, a mere 1%% move against you could wipe out your entire account. In contrast, by diversifying you might allocate:

$2,000 to forex at 1:100 leverage (controlling $200,000)
$3,000 to gold at 1:50 leverage (controlling $150,000)
$5,000 to stock CFDs at 1:20 leverage (controlling $100,000)

This diversified approach with XM Group still gives you significant market exposure ($450,000 total) but with a more balanced risk profile.