The Trading Capital Review 2026
Learn more about TU’s methodology
- $449
- MT4
- One type of account
- balance from $50,000 to $500,000
- 120% of the initial fee is refunded
- no restrictions on trading strategies and instruments
- the profit split is 85/15
- profitable referral program
- Up to 1:100
Our Evaluation of The Trading Capital
Learn more about TU’s methodology
The Trading Capital is a prop trading firm with higher-than-average risk and the TU Overall Score of 4.13 out of 10. Having reviewed trading opportunities offered by the company and reviews posted by The Trading Capital clients on our website, Traders Union expert Anton Kharitonov recommends users to consider a more reliable partner with better conditions, as, according to reviews, many clients of this firm are not satisfied with the company’s work.
The Trading Capital was founded only 4 years ago, but it successfully competes with the leaders of the segment. It has simple and loyal conditions, a profitable 85/15 profit split, and high-quality client support. The challenge is loyal and does not require exceptional trading experience. The initial fee is refundable by 120%, and there are no other fees, including fees for withdrawing funds. Partners of the prop firm are not limited in choosing a trading strategy, and all they need to do is monitor the drawdown. They can transfer trades, trade over the weekend, and use advisors. Also, there is a partnership program that can bring additional income.
How we tested The Trading Capital
Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.
Learn more about our methodology and editorial policies.
Brief Look at The Trading Capital
The Trading Capital was founded in 2019 and is headquartered in Ontario, Canada, where it offers accounts with a balance of $50,000, $100,000, $200,000, and $500,000. The scaling plan is up to $2,500,000. The initial fees range from $449 to $1,999. The proprietary (prop) trader refunds 120% of the initial fee on successfully completing the two-phase challenge with profit targets of 8% and 5%, respectively. Both phases must be completed within 30 days. The only restrictions for traders are a total drawdown of not more than 10% and the daily drawdown of up to 5%. There is no minimum number of trading days, you can trade news, trade over the weekend, and use advisors. Yet, the profit split is 85/15 from the first day of live trading. Withdrawal of funds is possible once every fourteen days. A referral program is available.
- Its single universal account suits traders of any level;
- Loyal challenge conditions of 8% and 5% are easily achievable within 30 days;
- Upon completion of the dual-phase challenge, traders receive a 120% refund of the initial fee;
- The firm’s partner can receive up to $500,000 on the account with upward scaling by 25% every 3 months to a maximum of $2,500,000;
- There are no restrictions except for the maximum total and daily drawdowns. All approaches and strategies are available to the firm’s partners;
- The referral program allows traders to earn up to 20% of the initial fee of each invited user;
- There is no minimum withdrawal amount. The application can be submitted every 14 days. Withdrawals to bank cards and e-wallets are available.
- Inconvenient balance steps. Traders can get accounts with $50,000, $100,000, $200,000, and $500,000 without smaller incremental tranches;
- MetaTrader 4 (MT4) is the only trading platform offered by the firm;
- Traders can contact technical support only in a live chat on the website and via email, as the firm does not host a call center.
TU Expert Verdict
Chief Analytics Officer
The Trading Capital is a proprietary trading firm offering a two-phase evaluation program with plans starting at $449 and account balances ranging from $50,000 up to $500,000. Profit targets are set at 8% and 5% per phase, with a completion window of 30 days. Successful traders receive a 120% refund of their initial fee and an 85/15 profit split from the first live trading day. The platform enables trading Forex pairs, metals, indices, and commodities exclusively through MetaTrader 4. There are no restrictions on trading strategies, and balances can be scaled up to $2,500,000.
However, a notable drawback is the limited choice of trading platforms, as only MetaTrader 4 is supported. Other disadvantages include inconvenient account size steps, no support for trading crypto or stocks, and customer support limited to email or live chat with no call center. The Trading Capital may not be suitable for traders seeking lower entry costs, instant funding, or access to a broader asset range and platforms.
The Trading Capital Summary
Your capital is at risk. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. A high percentage of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
| 💻 Trading platform: | MT4 |
|---|---|
| 📊 Accounts: | One account type |
| 💰 Account currency: | USD |
| 💵 Deposit / Withdrawal: | Bank transfers, bank cards, and e-wallets |
| 🚀 Minimum deposit: | $449 |
| ⚖️ Leverage: | Up to 1:100 |
| 💼 Copy Trading: | No |
| 📈️ Min Order: | No |
| 💱 EUR/USD spread: | No |
| 🔧 Instruments: | Currency pairs, indices, metals, and commodities |
| 💹 Margin Call / Stop Out: | No |
| 🏛 Liquidity provider: | No |
| 📱 Mobile trading: | Yes |
| ➕ Affiliate program: | Yes |
| 📋 Order execution: | No |
| ⭐ Trading features: | One type of account;balance from $50,000 to $500,000;120% of the initial fee is refunded;no restrictions on trading strategies and instruments;the profit split is 85/15;profitable referral program |
| 🎁 Contests and bonuses: | No, except for rebates from Traders Union |
The initial fee depends on the balance that the prop firm’s partner selects. It ranges from $449 to $1,999. If a trader successfully completes the challenge, the fee is refunded in the amount of 120%. Note that if you fail the challenge, you can retry it only once more for free. With two failures, you will need to deposit funds again. The leverage depends on the financial instrument that traders use, its maximum value is 1:100. The technical support is available via email and a live chat. Unregistered users can also apply to the client service. Despite the fact that the firm does not have a call center, the work of managers is highly efficient. They are available without breaks and days off.
The Trading Capital Key Parameters Evaluation
Challenge rules and pricing
The Trading Capital provides access to funding up to $5 000 000, with challenges requiring at a minimum of 5 trading days. The entry-level plan starts at $297, min but the fee is non-refundable.
- High funding potential — up to $5 000 000
- Multiple scaling options
- Flexible trading rules and conditions
- No demo account provided
- Minimum trading period required
The Trading Capital Challenge fees and plans
We compared The Trading Capital’s challenge plans by key parameters including pricing, profit targets, loss limits, and managed capital.
Available Trading Plans
| Trading Plans | 1 - Profit target, $ | 2 - Profit target, $ | 3 - Profit target, $ | Daily loss,% | Managed amount, USD | Max. loss, % | Price, USD or EUR |
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| Trading Plan 4 |
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What’s the minimum trading period for The Trading Capital’s challenge?
A minimum of 5 trading days is required, regardless of how quickly you reach the profit target.
Does The Trading Capital offer a free evaluation?
No, The Trading Capital does not offer a free evaluation option. If you’re looking for firms that do provide this feature, you may consider exploring other companies that support free challenge models, such as: Plutus Trade Base, City Traders Imperium, FTUK.
Is instant funding available at The Trading Capital?
No, The Trading Capital does not offer instant funding. If this option is important to you, consider exploring other firms that provide instant funding models, such as: GoatFundedTrader, Instant Funding, Blue Guardian Capital.
Trading rules
The Trading Capital outlines the main rules for funded accounts, including a max. loss of 12% and a daily loss limit of 6%. The firm also restricts certain trading strategies, which are detailed below.
- News trading allowed
- Flexible max loss limit
- Trading bots (EAs) allowed
- Multiple trading restrictions may apply
The Trading Capital trading conditions
We compared The Trading Capital’s leverage and trading conditions with competitors to help you better understand how it measures up.
| The Trading Capital | Funded Next | Plutus Trade Base | |
| Max. loss, % | 12 | 6 | 5 |
| Max. leverage | 1:100 | 1:100 | 1:100 |
| Weekend close rule | No | No | No |
| Mandatory Stop Loss | No | No | No |
| Trading bots (EAs) | Yes | Yes | No |
| News trading | Yes | Yes | Yes |
| Scalping | Yes | Yes | Yes |
| Copy trading | Yes | Yes | Yes |
Deposit and Withdrawal
The Trading Capital earned a Medium score based on how smoothly and conveniently traders can deposit and withdraw funds.
The deposit and withdrawal options at The Trading Capital meet most standard requirements and are in line with what many prop firms provide.
- Supports bank wire transfers
- Wise transfers supported
- PayPal supported
- Bitcoin (BTC) supported
- Limited base currency options
- No bank сard option
- Limited deposit and withdrawal options
Deposit and withdrawal options
To help you evaluate how The Trading Capital performs, we compared its deposit and withdrawal methods with those of two competing proprietary trading firms.
The Trading Capital Payment options vs Competitors
| The Trading Capital | FundedNext | Plutus Trade Base | |
| Bank Card | No | Yes | Yes |
| Bank Wire | Yes | Yes | Yes |
| Crypto | Yes | Yes | Yes |
| PayPal | Yes | Yes | Yes |
| Wise | Yes | No | Yes |
| Payoneer | No | No | No |
| Skrill | Yes | No | No |
| Neteller | No | No | No |
Profit withdrawal frequency
We compared The Trading Capital with other prop firms based on how frequently traders can withdraw their profits: on demand, weekly, or monthly. Firms that allow more frequent payouts offer greater flexibility and quicker access to earnings.
| The Trading Capital | FundedNext | Plutus Trade Base | |
| On demand | No | No | Yes |
| Weekly | No | No | Yes |
| Biweekly | Yes | Yes | No |
| Monthly | No | No | No |
What base account currencies are available?
The Trading Capital offers the following base account currencies:
Trading Account Opening
To start trading with this prop trader, register on its official website, choose the optimal balance for you, and pay the initial fee. As a rule, this does not cause any problems as website navigation is intuitive. However, below is a short guide.
Go to the official website of The Trading Capital. In the upper right corner, click the "Log In" button.
You can log in using your Facebook or Google account by clicking the corresponding button. If you don't have profiles in these social networks, click the “Sign up with email” button. If you are already registered on the website, click the "Log In" button to enter.
Enter your email and create a password. Confirm that you are not a robot (tick the box) and click the "Sign Up" button. Now you have access to the user account of The Trading Capital partner.
Services of The Trading Capital’s user account:
My orders. In this menu, traders open a new account, select the balance, and pay the initial fee to start the challenge;
My addresses. Here it is necessary to specify information about the trader’s (your) place of registration for identity verification, that is confirmation of the trader's data;
My wallet. It is a special menu for adding a bank card or an e-wallet for withdrawal of profits;
My subscriptions. It displays information about the challenges that a trader is going through right now or has already completed;
My account. This menu displays personal data, as well as information about the current account of the partner of the prop firm.
Is The Trading Capital Safe?
Prop firms do not bring trades of their clients on the interbank market, so they do not need a special license. It is enough for the firm to be officially registered in the region where it has its headquarters. From a security point of view, it is important that the partner providing traders with the opportunity to trade has the proper documents. The Trading Capital offers FXPrimus as a partner. It has been working for many years, it is licensed, and all documentation is available on its official website in the public domain.
Advantages
- The prop firm’s partners can apply to its lawyers
- Traders can apply to the broker directly
- Traders can contact the broker’s regulator directly
Disadvantages
- No mechanisms to protect traders’ interests on the regional level
Markets and Tradable Assets
The Trading Capital has a score of 6/10, indicating an Average offering of markets and tradable assets.
- CFDs offered
- Forex trading supported
- Indices available
- Futures not available
- Crypto trading unavailable
Tradable markets
We compared the range of tradable instruments offered by The Trading Capital with two leading competitors to highlight the differences in market access.
| The Trading Capital | FundedNext | Plutus Trade Base | |
| Futures | No | Yes | No |
| CFDs | Yes | Yes | Yes |
| Forex | Yes | Yes | Yes |
| Options | No | No | No |
| Stocks | No | No | Yes |
| Crypto | No | Yes | Yes |
| Indices | Yes | Yes | Yes |
Investment Options
Few prop firms provide their partners with the opportunity to buy dividend stocks, invest in cryptocurrency staking, or other traditional investment methods. There are firms that allow individuals to invest in traders, but these are exceptions. At The Trading Capital, TU can only consider a partnership program as an investment solution. It is rather conditional since this is the time that traders invest, not money. The partnership program gives the firm’s clients the opportunity to earn additional funds by inviting new users.
If you are a large investor and plan on investments over $10,000, contact us at vip-invest@tradersunion.com or by the feedback form on our website. Our professional team will take you through all the intricacies of the deal and all the steps from signing up to withdrawal of profits.
Referral program from The Trading Capital:
Each trader can generate a personal affiliate link. It can be posted on social networks and blogs, sent via instant messengers, or email. The user who follows the link and registers with The Trading Capital becomes a referral of the link’s owner. As soon as new clients pay the initial fee, 10% of the amount is transferred to the account of the link’s owner. Thus, you can receive an unlimited number of bonuses. In the future, if a trader invites many partners to the website, his payments increase up to 20%.
Customer Support
Technical support is necessary for a prop firm to promptly answer its clients' questions. Such questions always arise, regardless of the intuitiveness of the website interface and the details of the FAQs section. In the case of The Trading Capital, support is provided at a high-quality level.
Advantages
- Technical support is available 24/7
- Traders can always contact managers in a live chat or via email
- To contact support you don’t have to be the firm’s partner
Disadvantages
- Slow responses by technical support via email
- Responses can be slow during rush hours
To contact The Trading Capital client support, you can use the following channels:
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email;
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live chat is available on the official website.
As there is no call center, a live chat is the preferred option for contacting technical support due to the high response rate.
Contacts
| Foundation date | 2019 |
|---|---|
| Registration address | 4 Robert Speck Parkway, Square One, Mississauga, Ontario, Canada |
| Official site | https://www.thetradingcapital.com/ |
| Contacts |
Education
Prop trading firms are interested in their partners improving their skills. Because the better traders trade, the higher their profit and the profit of the firm is. In this regard, some firms provide partners with training programs and guides. However, The Trading Capital website does not have such materials or even a blog. There is only a basic FAQs section on working with the platform.
The prop trader also does not provide materials on money management and trading psychology. The firm’s management assumes that if traders are able to complete the challenge, they have enough experience and knowledge to trade independently without life hacks and tips.
Detailed review of The Trading Capital
The Trading Capital has been operating for only 4 years, but it has enough experience and capabilities to compete with its competitors that are at the top of the segment. You can find a lot of expert reviews about this site on the internet. All of them emphasize the uniqueness of trading conditions and loyalty to new partners. One example is the initial fee is refunded with a 20% surplus upon successful completion of the dual-phase challenge. However, the challenge itself takes place on a demo account, that is, the firm’s partner does not earn anything at all. A large number of instruments is a conceptual advantage that allows you to trade freely and diversify your risks.
The Trading Capital by the numbers:
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The minimum initial fee is $449;
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Balance is up to $500,000 upon completion of the challenge;
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Balance can be scaled up to $2,500,000;
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The profit split is 85%.
The Trading Capital is a proprietary firm for trading a wide range of financial instruments
Some sites focus on a particular group of instruments. Most often these are currency pairs. However, The Trading Capital takes a different approach. The current list of assets includes almost all currency pairs, as well as metals, indices, and commodities. A large selection of instruments is a huge advantage, because, first, it is an opportunity for traders to work with familiar assets and not limit themselves. Second, they can diversify the trading portfolio and thereby reduce the risk. And you definitely want to lower it when trading with leverage of up to 1:100.
Useful features offered by The Trading Capital:
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Traders do not need to choose the type of account. The only thing they need to decide on is the amount of the balance, which can be $50,000, $100,000, $200,000, or $500,000;
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All partners of the prop firm, regardless of their level and experience, can scale their balance. To do this, it is necessary to earn 15% profit for 3 months. The balance scaling step is 25%;
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Partners of the firm use MetaTrader 4 for trading. This is one of the most popular, reliable, and functional platforms, which, among other things, has a mobile version.
Advantages:
Only one type of account with universal conditions; all strategies and trading methods are available; and you only need to monitor the drawdown;
This prop firm does not set a minimum number of trading days, a partner can use advisors, and copy trades;
The challenge takes 30 days, it is objectively simple. The challenge can be retried once for free;
The profit split is 85/15 from the first day of trading on a live account;
Traders can scale their balance up to $2,500,000.
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