Best OTC Stock Broker For Fractional Shares for 2025

Best OTC Stock Broker for fractional shares: Investment Programs

Earning passive income is just as important for traders as earning profit by actively trading. Therefore, it is important to consider investment instruments offered by the company. There are different investment programs and their choice strongly depends on a specific broker. TU analysts have prepared a review of investment programs of the 5 best brokers.

1

Interactive Brokers - Investment Programs

Investment Programs, Available Markets and Products of the Broker

Interactive Brokers is an automated electronic global broker. Investments are possible by investing in stocks, bonds, and ETFs, earning dividends from them, or subsequent sales at a higher price. Interactive Brokers provides individual and institutional investors with access to investment products across 160 exchanges from a single unified platform, including stocks, options, currencies, bonds, funds and more. Investors can fund and trade accounts in up to 28 currencies and use powerful trading platforms and tools. In addition, there are many services and features that cater to investors of all abilities worldwide. Examples include:

Overnight Trading Hours: This service currently lists over 10,000 US stocks and ETFs plus US Equity Index Options. Clients can now also trade US Treasuries, global corporate bonds, UK gilts, and European government bonds for 22 hours per day.

MultiSort Screener: Clients can easily find stocks that best match their strategies across a universe of over 70,000 stocks worldwide.MultiSort enables users to sort data using multiple factors simultaneously. This is essential for traders and investors who need to evaluate diverse information, such as fundamental data, past performance, and technical indicators. MultiSort makes it easy to input multiple preferences and quickly returns the most relevant results.

Option Lattice: Option Lattice is a graphical options chain display highlighting potential outliers in key metrics, such as Implied Volatility, Open Interest, Volume, or Last Price. Users can easily switch between categories for a comprehensive view and look back at the historical performance of the underlying for a more informed analysis.

Fractional Shares Trading: With fractional shares investors can divide investments among more stocks to achieve a more diversified portfolio, and put small cash balances to work quickly to maximize potential returns.

Interest on Instantly Available Cash: Clients can earn up to 3.83% on uninvested cash balances above USD 10,000.

Fundamentals Explorer: Free fundamentals data for over 30,000 companies worldwide.

Options Wizard: Helps investors learn about and start trading options.

PortfolioAnalyst: This free tool for clients and non-clients allows investors to consolidate, track, and analyzetheir portfolios. Recently added features include Retirement Planner to help investors better understand their retirement outlook and a Budgeting Tool which tracks and categorizes spending to help a client budget more effectively.

AI-powered News Summaries: Eligible clients can access concise summaries of news articles, streamlining insights from leading providers and making it easier for investors to stay informed; currently only available for eligible clients of the Interactive Brokers affiliates in Canada, the UK, Ireland, Hong Kong, Singapore, Australia, and Japan

Recurring Investments:Setup and execute a predetermined investment strategy by automatically investing funds on a recurring schedule.

Interactive Brokers affiliate program

Commercial referral program. The partner's challenge is to attract new customers using a unique link, and the partner shall get a fixed amount of $200 for each client attracted.

Referral program with extras. The partner's challenge is the same as in the commercial referral program. The only difference is that now the referrer (partner) gets a percentage of the trading commission that the client invited pays to the broker. Payments are made for 3 years.

There is no need to be a client of Interactive Brokers or be an active trader to participate in the affiliate programs. It is enough to meet the broker's requirements for partners.

2

SoFi Invest - Investment Programs

Investment Programs, Available Markets, and Products of the Broker

SoFi Invest offers asset management services called “Automated Investing”. Investors are connected to the service for free, but they pay basic commissions and expenses for ETF funds.

Automated Investing via robo-consultants without human intervention

A client who wants to invest in stock market instruments informs SoFi Invest of his investment goals and based on that the broker constructs a diversified portfolio. It consists of a wide range of risk mitigation assets. The investor does not need to monitor the market: Automated Investing uses computer algorithms to provide financial advice and manage portfolios.

The main principles of automated investing from SoFi Invest are:

• The broker does not charge any fees for consulting services or asset portfolio management.

• Portfolios are automatically rebalanced quarterly and during market fluctuations. The adjustment of securities is performed by a robotic program.

• There is no minimum amount to start investing. You can invest from 1 USD.

Connecting to the automated investment platform makes it possible to invest money without transferring it to active management. Moreover, such a decision is a way to avoid the occurrence of possible human errors when making an investment decision.

SoFi Invest affiliate program

• Referral program — a partner can receive up to $10,000 per year. The amount of remuneration depends on the recommended service and the number of connected referrals.

A partner can generate referral links with recommendations for personal and student loans, investment products, obtaining a credit card, and opening cash accounts. This offer is not available to customers in Ohio, Michigan, or Vermont.

3

M1 Finance - Investment Programs

Investment Programs, Available Markets, and Products of the Platform

M1 Finance works to provide investing conditions specifically for self-investing and does not offer its clients automatic investment programs.

M1 Finance’s affiliate program

• Refer a friend. Participation in the affiliate program allows affiliates to receive $75 for personal investment account. To do this, an M1 Finance client needs to open a personal investment account, replenish a trading account with the minimum amount following the type of account, and then receive a referral link and share it with friends. For each referred friend who opened an account with the company and replenished it to the required minimum, a bonus will be credited to the partner's account, and the invited client will also receive a financial bonus.

The new user must open an account and make a deposit of at least $100 within 14 days of opening the account so that both of you can receive the bonus. The affiliate program does not limit the number of users you can invite.

4

Stash - Investment Programs

Investment Programs, Available Markets, and Products of the Broker

Stash offers convenient investment options not only for active investors. The broker is ready to cooperate with both novice investors and traders who are not ready to spend time studying the market. An automated portfolio will allow the client to invest without much effort.

Smart Portfolio program

To get income using Stash, there is no need to independently understand stocks and exchange-traded instruments, or collect a portfolio and monitor its profitability. Stash offers a Smart Portfolio service that makes investing even easier and requires almost no effort on the part of the investor.

The benefits of Smart Portfolio are:

• Professionals can create ready-made portfolios with different levels of risk, potential profitability, and time constraints.

• The client's task is to deposit funds for investment in the Smart Portfolio.

• The ready-made portfolio is also managed by a team of professionals, so the client doesn’t need to monitor the market situation and rebalance the portfolio.

• Smart Portfolio is a managed portfolio. You don’t need knowledge about investing; it is enough to define your investment goals and level of risks.

• Using a ready-made portfolio doesn’t guarantee that you will make a profit.

Stash's affiliate program:

At the moment, Stash doesn’t have a referral program or an opportunity to get extra income for attracting new customers to the company.

5

Qtrade - Investment Programs

Investment Programs, Available Markets, and Products of the Broker

Q trade offers great conditions for investors with different trading strategies, although the broker is focused on working with active users willing to earn profit from trading in the markets. For this reason, there are no passive income programs that imply earning income without taking trading actions. Qtrade also does not have an automated trading feature.

Qtrade’s affiliate program

Q trade does not have a partnership program, which in the majority of cases implies financial or other kinds of bonuses to the trader for referring new clients. The broker does not offer conditions for earning passive income; it is possible to earn a profit only through active trading.