According to our idea, the TU Overall Score indicator should answer the biggest question of all: “Can I trust this broker with my money?”. The scores range within 0.01 – 9.99 (the higher the indicator the more trust the broker has). More details
- $1
- Proprietary platform
- Investment programs
Our Evaluation of Paymium
According to our idea, the TU Overall Score indicator should answer the biggest question of all: “Can I trust this broker with my money?”. The scores range within 0.01 – 9.99 (the higher the indicator the more trust the broker has). More details
Paymium is a high-risk cryptocurrency exchange with the TU Overall Score of 2.69 out of 10. Having reviewed trading opportunities offered by the company and reviews posted by Paymium clients on our website, Traders Union expert Anton Kharitonov does not recommend working with this broker, as, according to reviews, most clients are not satisfied with the broker.
The key specifics of the Paymium cryptocurrency exchange include maximum security of funds, officially licensed, and state regulated.
Brief Look at Paymium
The Paymium cryptocurrency exchange was created in 2011 in France and is headquartered in Paris. Paymium is a subsidiary of UAB PAYRNET and is registered with the number 305264430. The company presents itself as the first Bitcoin exchange and is certified by the EU to provide payment services using digital currencies.
Paymium accommodates sellers and separate payment systems by receiving crypto payments without the risks associated with fluctuations in fiat rates.
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- Official registration with the French regulator L'Autorité des marchés financiers (AMF) with the number E2021-011;
- Its interface is not overloaded with unnecessary elements. Anyone can get comfortable with the functions of the exchange’s website;
- Secure service. Over 90% of the assets are stored in cold wallets;
- Centralization. This exchange’s business is regulated by the state and European regulatory bodies;
- A convenient interface and every client gets a personal manager;
- Minimum fees for working with crypto and fiat currencies;
- Commercial offers for large clients;
- Funds can be added to accounts in different ways, including SEPA and SWIFT.
- Limited number of cryptocurrency pairs;
- Deposits and withdrawals require mandatory verification;
- Limited number of language versions of the website.
TU Expert Advice
Author, Financial Expert at Traders Union
Paymium offers cryptocurrency trading primarily through its proprietary platform, supporting trades in BTC/EUR and ETH/EUR. The exchange provides both verified and unverified account types, with a minimum deposit requirement of $1. Users can fund their accounts via bank transfers or cryptocurrency deposits. Debit and credit card payments are not supported. Advantages include registration with AMF, cold wallet storage for added security, and competitive spot fees. Additionally, the platform's interface is user-friendly, making it accessible for traders of varying experience levels.
Despite the offerings, Paymium has significant drawbacks, including a limited selection of crypto pairs and mandatory account verification for deposits and withdrawals. The platform's services are less appealing for traders seeking diverse investment options or those requiring comprehensive client support. Without U.S. regulation and broader crypto market access, Paymium may not be suitable for traders who prioritize a wide asset range or rely heavily on specific government oversight.
Paymium Summary
| 💻 Trading platform: | Proprietary platform powered by TradingView |
|---|---|
| 📊 Accounts: | Verified and unverified accounts on a P2P platform |
| 💰 Account currency: | EUR, BTC, and ETH |
| 💵 Deposit / Withdrawal: | Debit and credit cards, Р2Р cryptocurrency trades, and external services |
| 🚀 Minimum deposit: | $1 |
| ⚖️ Leverage: | 1:1 |
| 💼 PAMM-accounts: | No |
| 📈️ Min Order: | No |
| 💱 Commission: | Spot: 0,15%-0,25% |
| 🔧 Instruments: | 2 supported coins, Fiat. |
| 💹 Margin Call / Stop Out: | No |
| 🏛 Liquidity provider: | No |
| 📱 Mobile trading: | Yes |
| ➕ Affiliate program: | Yes |
| 📋 Order execution: | No |
| ⭐ Trading features: | Investment programs |
| 🎁 Contests and bonuses: | Offered regularly |
The French centralized Paymium exchange charges market average fees of up to 0.5% from takers. And for makers, the fees are negative, i.e., the exchange pays them 0.1% of their transactions.
Paymium Key Parameters Evaluation
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Regulation and safety
With a 5.25/10 score, Paymium demonstrates a moderate level of security and regulation. While the platform meets basic safety standards, it may not offer the same level of protection as higher-rated exchanges.
- 2FA
- No successful hacks history
- Cold wallet storage
- No investor protection fund
- Not U.S regulated
Paymium Security Factors
We also compared Paymium against the top two competitors with the highest scores in our overall ranking based on the most critical security indicators.
| Paymium | OKX | Kraken | |
| Tier-1 regulation | No | No | Yes |
| Government-regulated | No | Yes | Yes |
| Investor protection fund | No | Yes | No |
| 2FA | Yes | Yes | Yes |
| Facial recognition | No | Yes | No |
| Cold wallet storage | Yes | Yes | Yes |
| Successful hacker attacks | No | No | No |
Is Paymium a regulated crypto exchange?
Paymium is not currently regulated by any government authority, which is still a common occurrence in the cryptocurrency industry. While this doesn't automatically mean Paymium is unreliable, government-regulated exchanges are generally considered more reliable due to the added oversight and client protection they offer.
Is verification (KYC) mandatory at Paymium?
Yes, KYC verification is mandatory at Paymium. You will need to complete the verification process before you can open an account and access the platform's full range of services.
In which countries is Paymium available?
Paymium complies with international sanctions and regional restrictions. Services are limited or unavailable in the following countries: Ukraine, India, Nigeria, Malaysia, South Africa, Pakistan, Philippines, Indonesia, Kenya, UAE, Iran, Islamic republic, Turkey, Bangladesh, Thailand, Egypt, Sri Lanka, Saudi Arabia, Brazil, Vietnam, Greece, Uganda, Ghana, Morocco, Algeria, Azerbaijan, Argentina, Peru, Chile, China, Mexico, Kazakhstan, Uzbekistan, Colombia, Moldova, Kyrgyzstan, Venezuela, Georgia, Tajikistan, Armenia, Bahrain, Palestine, Jordan, Iraq, Qatar, Kuwait, Lebanon, Libyan Arab Jamahiriya, Oman, Syrian Arab Republic, Tunisia, Yemen, Botswana, Tanzania, United Republic Of, Zimbabwe, Namibia, Ethiopia, Jamaica, Zambia, Hong Kong, Afghanistan, Trinidad and Tobago, Brunei, Nepal, Serbia, Somalia, Cameroon, Rwanda, Slovenia, Eswatini, Croatia, Mongolia, Burma, Montenegro, Cambodia, Taiwan, Mozambique, Madagascar, Dominican Republic, Albania, Mauritius, Puerto Rico, Cote d'Ivoire, Laos, Macedonia, Papua New Guinea, Costa Rica, Luxembourg, Malta, Ecuador, Bahamas, Haiti. For the most up-to-date information on regional availability, please contact Paymium support.
Is Paymium available in the USA?
Yes, Paymium is available in the USA. However, availability may vary by state due to local regulations. We recommend checking the official website or contacting support for up-to-date information specific to your location.
Paymium commissions and fees
Paymium received a 5.7/10 score for its trading fees. While Paymium is not the cheapest crypto exchange, the fees remain reasonable and competitive within the market.
- Spot fee below industry average
- No deposit fee
- Withdrawal fee may be applied
- P2P fee applied
What are Paymium trading fees?
We analyzed Paymium’s crypto fees and compared them to the top two competitors, both of which hold high average positions in our rankings. To establish a comprehensive benchmark, we also calculated the average fee score based on an evaluation of over 100 cryptocurrency exchanges.
Paymium trading fees vs competitors
| Paymium | Nexus Trade | Paxful | Industry average | |
| Spot, maker fee (%) | 0,15 | 0,22 | 0 | 0.15 |
| Spot, taker fee (%) | 0,25 | 0,22 | 0 | 0.194 |
What are Paymium deposit and withdrawal fees?
| Deposit fee, % | 0 |
| Withdrawal fee, % | 0,0005 BTC |
Does Paymium offer P2P trading?
No, Paymium does not support P2P transactions. However, you can explore the best alternatives in our dedicated list of top P2P exchange platforms, offering a variety of secure options for peer-to-peer transactions.
Deposit and withdrawal
Paymium received a 4/10 rating for its deposit and withdrawal services. Paymium offers limited funding options and may charge fees, which could be inconvenient for many users.
- No deposit fees
- Many cryptocurrencies for deposits and withdrawals
- Bank transfers for deposits and withdrawals
- No PayPal option
- No support for bank card payments
Deposit and withdrawal options
Paymium supports the following deposit and withdrawal options: Bank transfers, Crypto.
Paymium Deposit and withdrawal options vs competitors
| Paymium | OKX | Kraken | |
| Bank transfers | Yes | No | Yes |
| Bank card | No | Yes | Yes |
| Crypto | Yes | Yes | Yes |
| PayPal | No | No | Yes |
What is Paymium minimum deposit?
The minimum deposit at Paymium is 5 USD/USDT or 0,0001 BTC. The minimum trade size is 1 USD/USDT, which also serves as the minimum amount required to start trading on the platform.
Paymium minimum deposit vs competitors
| Paymium | OKX | Kraken | |
| Minimum deposit, USD or USDT | 5 | 10 | 10 |
| Minimum deposit, BTC | 0,0001 | 0,0005 | 0,0001 |
| Minimum trade amount, USD/USDT | 1 | 0,00001 | 1 |
Does Paymium support fiat money?
Paymium supports fiat currency trading and account funding. The following fiat currencies are accepted:
Supported coins & markets
Paymium received a score of 2/10 in this category, indicating a modest offering of assets and markets. While Paymium covers essential trading functions, the number of supported coins, fiat currencies, and investment tools may be insufficient for users seeking more comprehensive options.
- Fiat currencies supported
- Other supported products
- Staking not available
- NTFs not available
Paymium supported coins and markets vs competitors
We compared Paymium with leading exchanges in terms of supported coins, NFT access, and derivatives like futures and options to help users assess the platform’s product range and trading flexibility.
| Paymium | OKX | Kraken | |
| Supported coins | 2 | 329 | 278 |
| Futures/Perpetual contracts | No | Yes | Yes |
| Options | No | Yes | No |
| NFTs | No | Yes | Yes |
Paymium passive income options vs competitors
We also compared Paymium with top competitors in terms of passive income opportunities such as staking, farming, and copy trading, to help users evaluate the platform’s earning potential beyond regular trading.
Contacts
| Foundation date | 2011 |
|---|---|
| Registration address | PAYMIUM 73, rue du Château, 92100 Boulogne-Billancourt FRANCE |
| Official site | https://www.paymium.com/ |
| Contacts |
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