Online Trading Starts Here
EN /brokers/prop/view/instant-funding/
AR Arabic
AZ Azerbaijan
CS Czech
DA Danish
DE Deutsche
EL Greek
EN English
ES Spanish
ET Estonian
FI Finnish
FR French
HE Hebrew
HI Hindi
HU Hungarian
IND Indonesian
IT Italian
JA Japan
KK Kazakh
KM Khmer
KO Korean
MS Melayu
NB Norwegian
NL Dutch
PL Polish
PT Portuguese
RO Romanian
... Русский
SV Swedish
TH Thai
TR Turkish
UA Ukrainian
UZ Uzbek
VI Vietnamese
ZH Chinese
Open an account
Your capital is at risk.

Instant Funding Review 2025

Ranked #3 among the Best prop firms of United States
469
users picked this company in 3 months
Updated:
Ranked #3 among the Best prop firms of United States
flag
Instant Funding is available in
469
users picked this company in 3 months
9.75/10
TU Overall Score
The purpose of creating the TU Overall Score is to make the search for secure and reliable brokerage companies easier for the visitors of our website. We believe that it is a very important mission as, unfortunately, not every company in the financial industry is worthy of trust.

According to our idea, the TU Overall Score indicator should answer the biggest question of all: “Can I trust this broker with my money?”. The scores range within 0.01 – 9.99 (the higher the indicator the more trust the broker has). More details
Minimum deposit:
  • $79
Trading platform:
  • cTrader
  • MetaTrader5
  • Match Trader
  • DX Trade
Trading features
  • No time limit for achieving the target profit. Algo trading.
Leverage
  • Up to 1:100

Our Evaluation of Instant Funding

9.75/10
TU Overall Score
The purpose of creating the TU Overall Score is to make the search for secure and reliable brokerage companies easier for the visitors of our website. We believe that it is a very important mission as, unfortunately, not every company in the financial industry is worthy of trust.

According to our idea, the TU Overall Score indicator should answer the biggest question of all: “Can I trust this broker with my money?”. The scores range within 0.01 – 9.99 (the higher the indicator the more trust the broker has). More details
Traders Union icon

Instant Funding is one of the best proprietary trading firms in the financial market with the TU Overall Score of 9.75 out of 10. Having reviewed trading opportunities offered by the company and reviews posted by Instant Funding clients on our website, Traders Union expert Anton Kharitonov believes he can recommend this company as the majority of reviews prove that the firm’s clients are fully satisfied with the company.

Instant Funding’s variety of programs allows traders to choose the most suitable funding model based on their experience and preferences. All of the firm's tools and services are designed to support traders in achieving effective and successful trading in financial markets.

Brief Look at Instant Funding

Instant Funding is a proprietary trading company based in the United Kingdom that has been operating since 2021. It serves traders in more than 180 countries, including the United States. Trading instruments available include major and minor currency pairs, metals, commodities, indices and cryptocurrencies. Instant Funding offers One-Phase and Two-Phase assessment programs to obtain funded accounts ranging from $10,000 to $200,000, as well as instant funding from $1,250 to $80,000. The maximum allocation per operator after scaling can reach $2.5 million for One-Phase and Two-Phase challenges and $3.84 million for instant funded accounts.

Advantages of trading with Instant Funding:
  • Single and two-phase challenges, as well as an instant funding program.
  • Possibility to choose between a Raw Spread account or a commission-free account.
  • High profit participation rate: 80% (base) or 90% (scalable accounts).
  • Leverage up to 1:100 for major currency pairs.
Disadvantages of Instant Funding:
  • Algorithmic trading is not allowed.
  • Higher one-time fee of between $79 and $89, depending on the challenge, compared to competitors.

TU Expert Advice

Anastasiia Chabaniuk

Author, Financial Expert at Traders Union

Instant Funding is a proprietary trading firm based in the UK, offering access to trading over 180 countries, including the U.S. It provides a range of funded accounts including One-Phase and Two-Phase Challenges, with account sizes ranging from $10,000 to $200,000, and Instant Funding from $1,250 to $80,000. The company supports various trading platforms, including MetaTrader 5, DXTrade, cTrader, and Match-Trader, and offers leverage of up to 1:100. Traders can engage in Forex, indices, metals, and cryptocurrencies, benefiting from either Raw Spread or commission-free accounts.

Despite the advantages, Instant Funding has several drawbacks. Algorithmic trading is not permitted, and a one-time fee ranging from $79 to $89 is higher compared to competitors. Additionally, news trading and scalping are restricted. These restrictions may not suit traders who rely on automated strategies or trade frequently during news events. While the company provides a flexible approach for manual traders who seek high funding potential, it may not be suitable for those who depend on automation and broader strategic freedom.

Instant Funding Summary

Your capital is at risk.  CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. A high percentage of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

💻 Trading platform: cTrader, DXTrade, Match-Trader, Platform5 and MetaTrader 5 (МТ5)
📊 Accounts: One-Phase Challenge, Two-Phase Challenge, and Instant Funding with access to Commission-free accounts and RAW spreads
💰 Account currency: USD
💵 Deposit / Withdrawal: Deposit: Skrill, Neteller, Visa, Mastercard, and American Express, cryptocurrencies via Confirmo
Withdrawal: wire transfer and cryptocurrencies via Rise, direct cryptocurrency payments
🚀 Minimum deposit: $79
⚖️ Leverage: Up to 1:100
💼 PAMM-accounts: No
📈️ Min Order: 0.01
💱 EUR/USD spread: Floating
🔧 Instruments: Forex, indices, cryptocurrencies, metals, energies (oil, gas)
💹 Margin Call / Stop Out: No
🏛 Liquidity provider: Regulated liquidity providers
📱 Mobile trading: Yes
➕ Affiliate program: Yes
📋 Order execution: Market, Limit
⭐ Trading features: No time limit for achieving the target profit. Algo trading.
🎁 Contests and bonuses: Yes

Instant Funding has set maximum lot sizes for different account types and asset classes to maintain a fair and stable trading environment. The maximum leverage for currencies is 1:100, commodities and indices are 1:20, and cryptocurrencies are 1:2. Martingale trading is not allowed. Traders from the United States can only trade using the DXTrade platform.

Instant Funding Key Parameters Evaluation

User Satisfaction i

Score:
8.8/10

Share your experience

  • Best
  • Last
  • Oldest
Avatar
Avatar
Pro Ananda Nanda
22 weeks ago
Social link Verified
Location PK Rawalpindi

I chose Raw Spread account for myself, as I prefer to see real market spreads and pay a small commission for my trades.

none

I am very satisfied with my experience with Instant Funding. I would especially like to note the possibility to choose the type of account - it is really very convenient.
I chose Raw Spread account for myself, as I prefer to see real market spreads and pay a small commission for my trades. This allows me to control my costs more accurately and get maximum transparency.
But I know that Instant Funding also has a great solution for those who don't want to pay a commission - a commission-free account! My friend uses this option and is very happy with it too.
In general, Instant Funding provides excellent conditions for traders with different preferences. Everyone can choose the best option for himself and get the maximum benefit from trading. I recommend it!

Responses to a comment
kingjunaid89 to Ananda Nanda
18 weeks ago

Great review! Totally agree, being able to choose the type of account is a great advantage. Raw Spread is really good for those who value transparency and want to control their costs, and the no fee option is a great choice for those who prefer fixed spreads. It's great that Instant Funding offers flexible terms for different trading styles. Thanks for sharing your experience! 🚀💰

Avatar
Avatar
beavonmay
2 days ago

Instant Funding pleasantly surprised me with its easy registration — in just 10 minutes, I was able to open a virtual account by selecting my preferred balance, account type, and trading platform. The minimum deposit is only $79, and you can actually gain access to manage between $10,000 and $200,000. After completing the One-Phase Challenge, I was given a $25,000 account. I'm very satisfied with the fast payouts — I withdrew my profit within a week, and the money arrived on Skrill without any delays. A major plus is the transparent terms — no hidden fees, and you get 80% of the profit from every successful trade.

Avatar
Avatar
joyouslove751
2 weeks ago

Under the Instant Funding programs, there are no time limits for reaching the target profit. However, using identical strategies across multiple accounts is prohibited. Available deposit methods include Visa, Mastercard, Skrill, and cryptocurrencies. Withdrawals can be made via bank transfer or crypto wallets. The company focuses on manual trading without strict time constraints, but with defined technical and procedural limitations.

Avatar
Avatar
mandilakhemanqinana
4 weeks ago

The company’s affiliate program offers bonus payouts ranging from $100 to $1,000, as well as a 15–17.5% commission for each referred trader. To qualify for bonuses, a minimum of 10 verified registrations is required. Additionally, affiliates receive 5% from subsequent purchases made by referred users. Payments are made every two weeks once the minimum payout threshold of $50 is reached. The program is suitable for those working with traffic or promoting platforms.

Avatar
Avatar
youssefbounouar12
6 weeks ago

The profit-sharing model in Instant Funding provides for an 80% payout to the trader, with the potential to increase to 90% upon meeting scaling conditions. The One-Phase program sets a 10% profit target, with a 3% daily drawdown limit and an 8% overall drawdown limit. The one-time fee depends on the selected funding amount and ranges from $89 to $977. The conditions require trading discipline and adherence to the established parameters.

Avatar
Avatar
dushimedavinch
8 weeks ago

Trading conditions at Instant Funding include leverage of up to 1:100 and a minimum trade size starting from 0.01 lots. Program participation fees start at $79. Users can choose from four platforms: MetaTrader 5, cTrader, DXTrade, and Match-Trader. Trading via expert advisors, bots, and PAMM accounts is not supported, making the platform geared toward a manual trading approach. It may not be suitable for those who rely on automated or managed trading models.

Responses to a comment
Mohamed.hmzat962 to dushimedavinch
8 weeks ago

It's interesting that the focus here is specifically on manual trading — on one hand, it allows you to concentrate on discipline and strategy, but on the other, the lack of support for expert advisors and PAMM solutions might limit those who rely on automation. I used MetaTrader 5 — the platform runs smoothly. Fees start at $79, but it depends on the selected program. A good fit for those who prefer to stay in control from start to finish.

Avatar
Avatar
bear-trader
10 weeks ago

Instant Funding launched in 2021 and provides access to trading in over 180 countries, including the United States. The company offers both One-Phase and Two-Phase models, with funding sizes ranging from $10,000 to $200,000, as well as an Instant Funding option ranging from $1,250 to $80,000. Spreads are floating, and the minimum entry fee for participation starts at $79. Available instruments include currency pairs, metals, cryptocurrencies, and energy commodities. Phone support and algorithmic trading capabilities are not provided.

Score:
In this section, we compare key challenge parameters such as trading duration, plan options, capital allocation, profit targets, and risk limits. All data is evaluated using our proprietary methodology and is provided for informational purposes only.
6.5/10

Challenge rules and pricing

Instant Funding provides access to funding up to $2 500 000, with challenges requiring at a minimum of 3 trading days. The entry-level plan starts at $44, min but the fee is non-refundable.

Advantages
  • Low entry cost — from $44
  • High funding potential — up to $2 500 000
  • Instant funding available
Disadvantages
  • No demo account provided
  • Minimum trading period required

Instant Funding Challenge fees and plans

We compared Instant Funding’s challenge plans by key parameters including pricing, profit targets, loss limits, and managed capital.

Available Trading Plans

Trading Plans Managed amount, USD Price, $ 1 step profit target, $ Daily loss,% Max. loss, %
One Phase
  • 5 000
  • 10 000
  • 25 000
  • 50 000
  • 100 000
  • 200 000
  • 49
  • 89
  • 189
  • 289
  • 489
  • 977
  • 500
  • 1000
  • 2500
  • 5000
  • 10000
  • 20000
  • 3
  • 3
  • 3
  • 3
  • 3
  • 3
  • 8
  • 8
  • 8
  • 8
  • 8
  • 8
Two Phase
  • 50 000
  • 100 000
  • 200 000
  • 5 000
  • 10 000
  • 25 000
  • 299
  • 549
  • 1049
  • 49
  • 89
  • 199
  • 5000
  • 10000
  • 20000
  • 500
  • 1000
  • 2500
  • 5
  • 5
  • 5
  • 5
  • 5
  • 5
  • 10
  • 10
  • 10
  • 10
  • 10
  • 10
Instant
  • 625
  • 1 250
  • 2 500
  • 5 000
  • 10 000
  • 20 000
  • 40 000
  • 80 000
  • 44
  • 79
  • 120
  • 225
  • 440
  • 870
  • 1735
  • 3460
  • No
  • No
  • No
  • No
  • No
  • No
  • No
  • No
  • No
  • No
  • No
  • No
  • No
  • No
  • No
  • No
  • 10
  • 10
  • 10
  • 10
  • 10
  • 10
  • 10
  • 10

What’s the minimum trading period for Instant Funding’s challenge?

A minimum of 3 trading days is required, regardless of how quickly you reach the profit target.

Does Instant Funding offer a free evaluation?

No, Instant Funding does not offer a free evaluation option. If you’re looking for firms that do provide this feature, you may consider exploring other companies that support free challenge models, such as: Funded Trading Plus, Emerge Profit, City Traders Imperium.

Is instant funding available at Instant Funding?

Yes, Instant Funding offers instant funding. Details may vary by plan, so we recommend checking the latest terms on the company’s official website.

Score:
We evaluate trading conditions and profit split terms in accordance with our proprietary methodology. This includes the analysis of maximum leverage, maximum loss limits, and restrictions on trading strategies. We also account for limitations like mandatory stop-losses and weekend position closures. Each parameter in the section is scored based on its impact on trading flexibility.
3.75/10

Trading rules

Instant Funding outlines the main rules for funded accounts, including a max. loss of 8% and a daily loss limit of 0%. The firm also restricts certain trading strategies, which are detailed below.

Advantages
  • No weekend close rule
  • Flexible leverage up to 1:100
Disadvantages
  • News trading not allowed
  • Trading bots (EAs) not allowed

Instant Funding trading conditions

We compared Instant Funding’s leverage and trading conditions with competitors to help you better understand how it measures up.

Instant Funding Hola Prime SabioTrade
Max. loss, % 8 5 6
Max. leverage 1:100 1:100 1:30
Weekend close rule No No No
Mandatory Stop Loss No No No
Trading bots (EAs) No Yes Yes
News trading No Yes Yes
Scalping No No Yes
Copy trading No No No
Score:
This section evaluates how efficiently, quickly, and cost-effectively a prop firm handles internal and external transactions. We assess available funding and payout methods, supported currencies, and how often traders can withdraw profits. For more information, refer to our methodology
5.75/10

Deposit and withdrawal

Instant Funding earned a Medium score based on how smoothly and conveniently traders can deposit and withdraw funds.

The deposit and withdrawal options at Instant Funding meet most standard requirements and are in line with what many prop firms provide.

Advantages
  • Weekly payouts
  • Bank сard deposits and withdrawals
Disadvantages
  • BTC payments not supported
  • No on-demand withdrawals

Deposit and withdrawal options

To help you evaluate how Instant Funding performs, we compared its deposit and withdrawal methods with those of two competing proprietary trading firms.

Instant Funding Payment options vs Competitors

Instant Funding Hola Prime SabioTrade
Bank Card Yes Yes Yes
Bank Wire No No No
Crypto Yes Yes Yes
PayPal No Yes No
Wise No No No
Payoneer No No No
Skrill Yes No No
Neteller Yes No No

Profit withdrawal frequency

We compared Instant Funding with other prop firms based on how frequently traders can withdraw their profits: on demand, weekly, or monthly. Firms that allow more frequent payouts offer greater flexibility and quicker access to earnings.

Instant Funding Hola Prime SabioTrade
On demand No No Yes
Weekly Yes Yes No
Biweekly No Yes No
Monthly No Yes No

What base account currencies are available?

Instant Funding offers the following base account currencies:

Score:
7.31/10

Trading Account Opening

To start using a virtual account, follow these steps:

1

Select a funding plan. Choose the account balance, account type, and trading platform.

Review of Instant Funding’s User Account — Conditions selection
Review of Instant Funding’s User Account — Conditions selection
Review of Instant Funding’s User Account — Conditions selection
Review of Instant Funding’s User Account — Conditions selection
2

Fill out a short registration form.

Review of Instant Funding’s User Account — User account setup form
Review of Instant Funding’s User Account — User account setup form
Review of Instant Funding’s User Account — User account setup form
Review of Instant Funding’s User Account — User account setup form
3

Enter a promo code (if applicable) to receive a discount and generate a payment order.

Review of Instant Funding’s User Account — Making payment order
Review of Instant Funding’s User Account — Making payment order
Review of Instant Funding’s User Account — Making payment order
Review of Instant Funding’s User Account — Making payment order
4

Make the payment using one of the available payment methods.

Review of Instant Funding’s User Account — Payment
Review of Instant Funding’s User Account — Payment
Review of Instant Funding’s User Account — Payment
Review of Instant Funding’s User Account — Payment

Once the payment is completed, you will gain access to your user account. To log in, use your email and password that is sent to your email upon registration.

Score:
8.75/10

Regulation and safety

Information

Instant Funding is a trading name of Acello Ltd, a company registered with the UK Information Commissioner's Office (ICO) under registration number 12696083. The ICO is a government body responsible for regulating data protection and ensuring compliance with privacy laws such as the UK GDPR and the Data Protection Act 2018.

This does not mean the company is regulated by the Financial Conduct Authority (FCA) or holds a brokerage license. The ICO deals solely with matters related to personal data protection.

Advantages

  • Protection of clients' personal information under UK legislation
  • Partnership with regulated brokers and liquidity providers

Disadvantages

  • Disputes are resolved internally without the involvement of a disinterested third party
Score:
This parameter evaluates the range of financial instruments available for trading during the challenge and after funding. A broader selection allows traders to apply their strategies across different asset classes. The evaluation is based on the proprietary methodology
7/10

Markets and tradable assets

Instant Funding has a score of 7/10, reflecting a strong variety of markets and assets available for trading.

Advantages
  • Indices available
  • CFDs offered
  • Forex trading supported
Disadvantages
  • Options not supported
  • Stock trading not allowed

Tradable markets

We compared the range of tradable instruments offered by Instant Funding with two leading competitors to highlight the differences in market access.

Instant Funding Hola Prime SabioTrade
Futures No No No
CFDs Yes Yes Yes
Forex Yes Yes Yes
Options No No No
Stocks No No No
Crypto Yes Yes Yes
Indices Yes Yes Yes
Score:
8.49/10

Investment Options

Automated trading opportunities for passive income are limited. Traders may copy trades from their accounts at other proprietary trading firms, retail brokers, or any external and internal sources to their Instant Funding accounts. However, copying trades between accounts owned by different individuals, including relatives and friends, is strictly prohibited. All accounts using the same strategy must belong to a single trader; any collaboration between different traders is not allowed.

Instant Funding prohibits the use of publicly available, third-party Expert Advisors (EAs), algorithms, or bots. Proprietary or private automated trading systems may be permitted, provided they comply with company rules and do not violate restrictions on certain trading practices.

Instant Funding’s affiliate program

The Instant Funding affiliate program offers multiple rewards for actively referring new clients.

Referral program conditions:

  • Commission rewards. The program offers 15% of a referral’s first purchase for standard partners and 17.5% for strategic partners, those who have referred at least 30 traders.

  • Welcome bonuses. Ranging from $100 to $1,000, depending on the number of referrals. A minimum of 10 traders must be referred to qualify for bonuses.

  • Additional bonuses. 5% commission on a referral’s subsequent purchases and $100 for each recruited partner who generates $500 in revenue or $150 for strategic partners.

Instant Funding provides partners with a 10% discount code for their audience, access to an analytics dashboard with payouts every two weeks, a minimum payout threshold is $50, and the opportunity to participate in quarterly tournaments with prizes.

Score:
6.49/10

Customer support

Information

Instant Funding provides remote assistance through multiple communication channels.

Advantages

  • 24/7 chat support
  • Solving any problems online

Disadvantages

  • There is no phone support

Support can be contacted via:

  • Live chat on the website.

  • Email support.

  • Telegram.

  • X (Twitter).

  • LinkedIn.

  • Facebook.

  • Discord.

Instant Funding also has active TikTok, Instagram, and YouTube pages, where clients can find additional support and updates.

Contacts

Registration address 30 Old Bailey, London, England, EC4M 7AU
Official site https://instantfunding.io/
Contacts
Score:
7.24/10

Education

Information

The Instant Funding website features educational materials in a blog that publishes articles on various aspects of trading, such as strategies and market analysis, designed to enhance traders' knowledge and skills.

What is on Instant Funding’s website
What is not on Instant Funding’s website
Tips for beginner traders
Complete structured courses for beginners
A breakdown of some strategies
Complete guides on technical and fundamental analysis
Basic principles of risk management
Detailed video lessons on platforms
Explanation of conditions and rules of working in a proprietary firm
Practical analysis of market patterns and indicators

Additionally, the company offers webinars conducted by professional traders and educators.

Comparison of Instant Funding to other prop firms

Instant Funding FundedNext Hola Prime SabioTrade Hyrotrader OneUp Trader
Trading
platform
cTrader, DX Trade, MetaTrader5, Match Trader MetaTrader4, MetaTrader5, cTrader MetaTrader5, Match Trader, DXTrade, cTrader Exclusive QuadCode trading platform (web, mobile app, desktop) Bybit’s web platform and mobile apps Ninja Trader, RTrader, iTrader, Photon, QScalp
Min deposit $79 $32 $48 $119 $89 $125
Leverage From 1:1
to 1:100
From 1:1
to 1:100
From 1:1
to 1:100
From 1:1
to 1:30
From 1:1
to 1:100
From 1:1
to 1:1
Trust management No No No No No No
Accrual of % on the balance No No No No No No
Spread From 0 points From 0 points From 0.1 points From 0.9 points From 0 points From 0 points
Level of margin call
/ stop out
No No No 100%  /  50% No No
Order Execution Market Execution N/a Market Execution Market Execution Market Execution No
No deposit bonus No No No No No No
Cent accounts No No No No No No

Detailed Instant Funding review

Traders who choose Instant Funding for prop trading gain access to a wide range of instruments, including 30+ currency pairs, gold, silver, oil, and major global indices. Cryptocurrency trading is also available, featuring assets like Bitcoin, Ethereum, Solana, and more.

Clients can enable the unique Major News Trading option, which allows trading during major news events and holding positions over the weekend. Additionally, Instant Funding permits weekend position holding during the evaluation phases, Phase One and Phase Two, of challenges. If a trader fails the assessment, Instant Funding offers the opportunity to retake it at a discounted price.

Instant Funding by the numbers:

  • Operating since 2021.

  • Over 25,000 traders served.

  • Available in 180+ countries.

  • Discord community with 46,000+ members.

Instant Funding is a prop firm with growth potential and a flexible trading approach

Instant Funding imposes no time limits for completing its evaluation phases. However, traders must place at least one trade every 60 days to maintain an active account. News trading is permitted on evaluation accounts, but on funded accounts, opening trades within four minutes before and after major news events is prohibited. Exceptions are possible only with special permission.

Instant Funding offers account growth opportunities through its scaling program. To qualify, traders must achieve at least a 10% gain within 90 days, after which the initial account balance increases by 25%. This process can be repeated every 90 days until the balance doubles the starting amount.

Instant Funding’s analytical services: ‌

  • Instant funding program with immediate access to trading capital, and no evaluation required.

  • An educational blog featuring beginner-friendly tutorials, market analysis, and trading ideas.

  • Overnight position holding is allowed, along with different leverage levels depending on the selected instrument.

  • Trading competitions with cash prizes and free challenge entries.

Advantages:

1

Access to 50+ trading instruments.

2

Support for multiple trading platforms.

3

Opportunity to manage larger capital upon reaching specific profit milestones.

4

Educational articles and webinars to help traders improve their skills and knowledge.

Articles that may help you

4 Best Instant Funding Prop Firms (2025)
Is Prop Firm Trading Halal? Full Islamic Guide
The Role Of AI And Machine Learning In Prop Trading
How Much Do Funded Traders Make In 2025?
Legal And Regulatory Considerations For Proprietary Trading
Can I Lose Money In Prop Trading?
Funded Trading Account Maximum Drawdown Rule Explained
What Is Prop Firm, And How Does It Earn Money?
How To Become A Prop Trader?

Check out our reviews of other companies as well

Team that worked on the article

Open an account
Your capital is at risk.