Best Funded Trader Programs in Germany
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Hola Prime - Best prop trading firm for 2025 (United States)
Best Funded Trader Programs in Germany:
- FundedNext - Beginners-friendly offers (free trial, trade copier software is allowed)
- Hola Prime - A prop trading firm licensed by the FSC of Mauritius that provides funding up to $500,000 with the potential to scale accounts to $4 million
- SabioTrade - Best for those who want to work as non-staff traders with up to 90% of profit
- Instant Funding - Prop firm offering instant funding with account sizes up to $80,000
- GoatFundedTrader - A proprietary trading firm registered in Saint Lucia and Hong Kong, offering simulated capital of up to $400,000 for Forex and CFD trading.
What trader doesn't want to earn and profit without using their own money? In Germany, there are funded programs that allow traders to conquer the financial markets using capital provided by a third party, such as a trading firm or hedge fund.
To enroll in a financing program, traders typically need to fulfill specific criteria set forth by the company. These criteria may include possessing a requisite level of trading experience or successfully completing a series of assessments to showcase their skills and knowledge. Learn more about this way of earning money and the most popular financing programs in Germany in this article.
What is a Funded Trading Program?
With a funded trader program, traders have the opportunity to trade using a prop firm’s money. You and the proprietary firm share the profits you generate in the funded account.
The trading industry is a thriving field where many people are trying to learn more each day, but it's not just about knowing the basics, it's about knowing how to manage your money and being successful.
It’s becoming easier for people to learn trading skills and strategies online and become consistently profitable traders, however, many individuals don’t have very much investment capital to work with so that they can generate substantial amounts of money from their profitable trades.
By offering trader education resources, webinars, and support, good funded trader programs help you get started in trading with more than just trading capital. It's also important to have a trading platform of the highest quality and a partner company that offers funded accounts of the highest quality.
The advantage of funded trader accounts, as opposed to a Personal Forex account, is the reduced risk. Real-time data and a useful platform are available for a small monthly fee. Once you prove you possess the necessary skills, you’re granted access to a funded account. Upon getting funded, you get to keep up to 90% of the profits that you generate from trading.
- Pros
- Cons
- Funded traders have the benefit of being free to use the funds allocated to their accounts as they see fit.
- Funded traders have access to more immediate capital to make larger market moves than unfunded traders.
- As a funded trader, you're somewhat protected since you don't use your own money.
- Obtaining licensure and passing certification programs can be very challenging for new professionals and solo traders. When you become a funded trader, you get the necessary licenses and certifications to start trading immediately.
- Instead of requiring you to work from an office, most funded trading programs allow you to trade from anywhere you have Internet access.
- Despite nominal freedom of use, funded traders are required to follow certain rules and regulations under the sponsorship of their company. As part of these rules, there are daily loss limits, maximum positions, and other requirements.
- Being a funded trader also takes time, especially if you lack the knowledge or expertise to take a program immediately.
- It’s possible for your profits to be lower than you expected for the first few years when trading with certain trading companies because they impose enormous fees on their funded traders.
Best Funded Trading Programs in Germany
We compared funded trading accounts based on key parameters relevant to traders in Germany, excluding account opening. The evaluation includes:
TU Overall Score – A comprehensive rating reflecting the firm's overall performance.
Profit Split (up to %) – The maximum share of profits traders can retain.
Managed Amount (up to) – The highest capital allocation available.
Minimum Trading Days – The shortest period required to qualify for payouts.
Maximum Leverage – The highest leverage offered for trading.
| TU overall score | Profit split up to, % | Funding Up To, $ | Max. Leverage | Min Trade Days | Open an account | |
|---|---|---|---|---|---|---|
| 9.87 | 95 | 4 000 000 | 1:100 | 2 | Open an account Your capital is at risk. |
|
| 9.83 | 95 | 4 000 000 | 1:100 | 2 | Open an account Your capital is at risk.
|
|
| 9.79 | 90 | 200 000 | 1:30 | No time limits | Open an account Your capital is at risk.
|
|
| 9.75 | 90 | 2 500 000 | 1:100 | 3 | Open an account Your capital is at risk.
|
|
| 9.71 | 95 | 2 000 000 | 1:100 | 3 | Open an account Your capital is at risk.
|
|
| 9.67 | 90 | 2 000 000 | 1:100 | 4 | Open an account Your capital is at risk. |
Rules and Regulation
Regulation
German residents can open accounts with foreign prop firms, unless prohibited by the firm's jurisdiction.If traders work with a partner broker, a license allowing it to operate in Germany is required. Such licenses can be issued by CySEC (the Cyprus Securities and Exchange Commission) or BaFin (the Federal Financial Supervisory Authority | Germany).Investor protection
To view the blacklisted prop firms and their partner brokers, visit websites of BaFin, CySEC, FCA (the Financial Conduct Authority), and other European regulators. If your rights have been violated, file complaints with the above regulators, local law enforcement bodies, or registration authorities in firms’ jurisdictions.Taxation
The tax rate depends on the declared income for the year. The rate for trading investment assets is up to 25%.
Funded Trading Programs in Germany Compared
| Trading Plans | Price, USD or EUR | Profit target, $ | Daily loss,% | Max. loss, % | Managed amount, USD | |
|---|---|---|---|---|---|---|
|
Stellar Challenge 1 Step |
65 |
600 |
3 |
6 |
6 000 |
|
|
Pro Challenges 1 Step Pro |
65 |
500 |
3 |
6 |
5 000 |
|
|
Essential |
119 |
2000 |
5 |
6 |
20 000 |
|
|
One Phase |
49 |
500 |
3 |
8 |
5 000 |
|
|
1 Step |
114 |
1500 |
4 |
6 |
15 000 |
|
|
Trading Plan 1 |
89 |
1000 |
5 |
10 |
10 000 |
How Do I Become a Fully Funded Trader in Germany?
If you are planning to become a fully funded trader in Germany, stick to the following scheme:
Develop your trading skills. A trader applying for funding must be able to navigate the intricacies of the market, charts, quotes, be able to analyze and forecast the situation, and react promptly to any changes.
Select a financing program and apply for selection. Fill out the application form and be honest about your trading experience and qualifications.
Go through the evaluation process, which may involve trading in a simulated account for a period of time.
If you prove to the company that you are reliable, you will be given full funding. Depending on the profitability of your work, the initial amount may be increased over time.
How Much Money Can I Make?
One question that always nags at potential traders is how much money they can make when they set out to become funded traders. The response to this question is complex and dependent on a number of important variables. For instance:
Funding Level
The foundation of the funded trader programs lies in the financing amount provided by the trading firm. These values range widely, from a few thousand dollars to large sums in the six figures. For example, some might provide traders a $25,000 beginning capital, while the most outstanding companies give over $1 million per account.
Profit split
Profits are split between the trader and the trading firm in funded trader programs. The profit split ratio is fixed and specified in the program agreement. Traders typically receive up to 70%-90% of the profits they make.
Trading Strategy
Choosing a suitable trading strategy is also critical. High-risk strategies may create huge short-term rewards, but they also carry a higher risk of loss. Conservative techniques produce more steady, consistent growth over longer time spans. Your strategy must balance risk and reward so that you can profit from multiple deals while avoiding catastrophic losses.
Effective risk management is essential as profits can be greatly increased with a well-defined and properly researched approach. Keep in mind that trading tactics are governed by different regulations and guidelines at different trading firms. Also traders should consider strict rules of most funding programs. Usually, they limit maximum loss to 4-10%.
How to Choose a Funded Trading Program in Germany
Choosing a funded program requires careful upfront analysis to make sure it fits your goals, risk level, and preferences. Below are a few steps to assist you in making the appropriate decision:
Conduct research on the various programs. Pay attention to factors such as profit-sharing schemes, trial periods, available assets, and associated costs.
Analyze the requirements. Each firm has its own selection criteria, such as minimum target profits, drawdown limits or certain trading styles. Make sure you meet the requirements before you apply.
Estimate the amount of financing. Consider the proposed capital and associated fees or costs.
Analyze the trading conditions, including leverage, available trading platforms, execution speed, maximum monthly drawdown, daily loss limit, etc. Make sure the terms and conditions fit your style and strategy.
Examine the mechanisms of profit distribution. Some companies offer flexible schemes, but more often they apply fixed ratios (for example, 80/20% in favor of the trader).
Explore other users' reviews on forums to get a more objective picture of the program.
Consider additional benefits such as educational resources, mentoring, and community support.
Are Funded Trading Programs Trustworthy?
If you choose the right company to work with, funded trading programs can be very trustworthy. Nonetheless, this is a new business model for this industry. Program quality varies from company to company. It is also possible that some scam their customers just out of greed. Due diligence and proper research are, therefore, highly recommended.
Expert Opinion
Funded accounts seem an attractive option for many traders and are perceived by them as a risk-free path to significant earnings. However, that is not entirely true, and like any path in trading, it cannot be easy and accessible to everyone. To some extent, it can indeed be one of the development options for an experienced trader who has a chance to pass the evaluation phase. For a mid-level trader who has been trading profitably for some time with their small capital, trying copy trading programs as a source of trading signals might be more feasible. This allows for development while continuing to work with a psychologically comfortable amount. For novice traders, participation in prop trading challenges is not recommended due to the high skill requirements for candidates.
Methodology for compiling our ratings of prop firms
Traders Union applies a rigorous methodology to evaluate prop companies using over 100 quantitative and qualitative criteria. Multiple parameters are given individual scores that feed into an overall rating.
Key aspects of the assessment include:
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Trader testimonials and reviews. Collecting and analyzing feedback from existing and past traders to understand their experiences with the firm.
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Trading instruments. Companies are evaluated on the range of assets offered, as well as the breadth and depth of available markets.
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Challenges and evaluation process. Analyzing the firm's challenge system, account types, evaluation criteria, and the process for granting funding.
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Profit split. Reviewing the profit split structure and terms, scaling plans, and how the firm handles profit distributions.
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Trading conditions. Examining leverage, execution speeds, commissions, and other trading costs associated with the firm.
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Platform and technology. Assessing the firm's proprietary trading platform or third-party platforms it supports, including ease of use, functionality, and stability.
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Education and support. Quality and availability of training materials, webinars, and one-on-one coaching.
FAQs
Is funded trading profitable in Germany?
With the right approach, you will be able to earn a consistently high income. In most cases, companies pay traders from 70% of net profit.
Are prop firms legal in Germany?
Yes, proprietary firms are legal in Germany. But to protect yourself from force majeure, when choosing a company, make sure that it is licensed by the Federal Financial Supervisory Authority (BaFin).
How much does the average funded trader make in Germany?
The earnings of funded traders in Germany vary greatly depending on their skills, experience and trading strategy. This is an area with profit potential, but also a risk of loss.
What is the best funded site for Forex in Germany?
Topstep is the best choice for traders, as they get 100% of the profit. To get additional income, the company offers a referral program.
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Team that worked on the article
Parshwa is a content expert and finance professional possessing deep knowledge of stock and options trading, technical and fundamental analysis, and equity research. As a Chartered Accountant Finalist, Parshwa also has expertise in Forex, crypto trading, and personal taxation. His experience is showcased by a prolific body of over 100 articles on Forex, crypto, equity, and personal finance, alongside personalized advisory roles in tax consultation.
Chinmay Soni is a financial analyst with more than 5 years of experience in working with stocks, Forex, derivatives, and other assets. As a founder of a boutique research firm and an active researcher, he covers various industries and fields, providing insights backed by statistical data. He is also an educator in the field of finance and technology.
As an author for Traders Union, he contributes his deep analytical insights on various topics, taking into account various aspects.
Mirjan Hipolito is a journalist and news editor at Traders Union. She is an expert crypto writer with five years of experience in the financial markets. Her specialties are daily market news, price predictions, and Initial Coin Offerings (ICO).
