Top Crypto Exchanges in the US: A Comparative Guide



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OKX - Best automated trading solutions (copy trading, easy bot integration)
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Kraken - Best for trading crypto-fiat pairs (supports 7 fiat currencies, simple trading platform)
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Crypto.com - Best mobile app for crypto activities (Visa card support, trading and passive earning)
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CoinMetro - Suited for conservative trading (simple UI and low leverage of up to 1:5)
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Ledger Wallet - Best for managing assets in a hardware wallet (15 apps to buy, swap, earn crypto and NFTs)
At Traders Union, we evaluate cryptocurrency exchanges in the US to help traders find safe, reliable, and feature-rich platforms while avoiding unregulated options.
To recommend the top exchanges for the US, we analyzed 100+ platforms using 140 measurable data points, focusing on security, fees, regulation, usability, and advanced trading tools.
Our transparent Methodology ensures data-driven recommendations, helping both beginners and professionals choose the best crypto trading platforms in the US
Risk warning: Cryptocurrency markets are highly volatile, with sharp price swings and regulatory uncertainties. Research indicates that 75-90% of traders face losses. Only invest discretionary funds and consult an experienced financial advisor.
Comparison of leading crypto trading platforms in the US
We compared crypto exchanges based on key factors:
- Acceptance of residents from the US
- Minimum deposit
- Range of supported cryptocurrencies
- Spot maker fee rates
This analysis highlights the top exchanges in the US, ensuring they meet the needs of both novice and experienced traders.
OKX | |||
---|---|---|---|
Accepts residents of the US |
Yes
|
Yes
Yes
Yes
Yes
|
Yes
Yes
Yes
Yes
|
Minimum deposit, USD | 10 |
10
1
1
No
|
10
1
1
No
|
Coins Supported | 329 | 278 250 72 1817 | 278 250 72 1817 |
Spot maker fee | 0,08 |
0,25
0,25
0,1
No
|
0,25
0,25
0,1
No
|
Study review | Study review | Study review Study review Study review Study review | Study review Study review Study review Study review |
We have thoroughly evaluated the strengths and weaknesses of the top cryptocurrency exchanges in the US, providing overall ratings based on our proprietary, data-driven methodology.
TU Overall Score 8.9 /10 | |
---|---|
User Satisfaction score
Overall user experience and feedback based on ease of use, customer support, and platform reliability.
|
7.3
/10
|
Commissions and fees score
Analysis of the cost structure including trading commissions, minimum fees per trade, and withdrawal fees.
|
9.3
/10
|
Regulation and safety score
Assessment of regulatory compliance, financial security measures, and the overall safety of client funds.
|
7.5
/10
|
- The availability of various investment programs.
- Proprietary educational academy with useful materials.
- Wide range of cryptocurrencies.
- The exchange is multilingual and available in 20 languages.
- A mobile app is available.
- The exchange uses cold and hot wallets with a high-security level.
- The company offers cryptocurrency listing services.
- Trading and depositing in fiat currencies are not available.
- Few ways to contact client support
- The company is unlicensed and unregulated.
TU Overall Score 8.5 /10 | |
---|---|
User Satisfaction score
Overall user experience and feedback based on ease of use, customer support, and platform reliability.
|
7.7
/10
|
Commissions and fees score
Analysis of the cost structure including trading commissions, minimum fees per trade, and withdrawal fees.
|
6.2
/10
|
Regulation and safety score
Assessment of regulatory compliance, financial security measures, and the overall safety of client funds.
|
9.8
/10
|
- convenient, intuitive terminal with one-click trading;
- all major cryptocurrencies, as well as seven fiats;
- margin trading, as well as futures and indices trading ;
- large leverage (x5 for margin, x50 for futures trading);
- an extensive database of information and training materials;
- large trading volumes on the exchange provide high liquidity;
- some of the lowest fees in the cryptocurrency market.
- no investment programs;
- no call center.
TU Overall Score 8.4 /10 | |
---|---|
User Satisfaction score
Overall user experience and feedback based on ease of use, customer support, and platform reliability.
|
7.5
/10
|
Commissions and fees score
Analysis of the cost structure including trading commissions, minimum fees per trade, and withdrawal fees.
|
5.9
/10
|
Regulation and safety score
Assessment of regulatory compliance, financial security measures, and the overall safety of client funds.
|
9.5
/10
|
- a large number of cryptocurrencies and tokens, the list of assets is constantly growing;
- all major options for depositing and withdrawing funds (bank cards and accounts, e-wallets, etc.);
- the crypto exchange provides traders with leverage: for margin trading, it’s 1:3; for derivatives, it’s 1:50;
- the function of cryptocurrency lending, securing a loan with one cryptocurrency at the expense of a deposit in another;
- the opportunity to earn extra money by participating in regular events at the Trading Arena;
- investment solution. The Supercharger allows you to flexibly invest free cryptocurrency funds;
- the ability to pay trading commissions with your own coin of the CRO platform with a partial refund;
- the crypto exchange provides a multicurrency wallet and a Visa Crypto.com plastic card with an 8% cashback.
- no fiat trading;
- the support service does not have a call center;
- there are no full-fledged training programs.
TU Overall Score 7.4 /10 | |
---|---|
User Satisfaction score
Overall user experience and feedback based on ease of use, customer support, and platform reliability.
|
6.5
/10
|
Commissions and fees score
Analysis of the cost structure including trading commissions, minimum fees per trade, and withdrawal fees.
|
6.7
/10
|
Regulation and safety score
Assessment of regulatory compliance, financial security measures, and the overall safety of client funds.
|
9.8
/10
|
- handy trading terminal with built-in charts and indicators;
- popular cryptocurrencies are available for trading on the exchange;
- five times leverage;
- built-in service for copying deals;
- deposits in CoinMetro's bonds;
- low fees for exchange and trade;
- licensed by EU and US regulators.
- analytics are not provided (only news);
- there are not many cryptocurrencies and tokens at your fingertips.
TU Overall Score 7.3 /10 | |
---|---|
User Satisfaction score
Overall user experience and feedback based on ease of use, customer support, and platform reliability.
|
6.9
/10
|
Commissions and fees score
Analysis of the cost structure including trading commissions, minimum fees per trade, and withdrawal fees.
|
8.5
/10
|
Regulation and safety score
Assessment of regulatory compliance, financial security measures, and the overall safety of client funds.
|
0.8
/10
|
- You can trade the most popular cryptocurrencies and their tokens on this exchange;
- no restrictions on the deposit or withdrawal funds and you can use your wallet;
- high activity on the exchange and a large volume of transactions;
- own training programs and regular market analytics;
- unique developments in the field of hardware cryptocurrency-wallets;
- convenient Ledger Live application with simple functionality;
- Polkadot integrated zero-level blockchain.
- the website and software are not localized into other languages, the interface is available only in English;
- technical support is also only in English;
- the usage of Ledger Nano hardware wallets is required; you can operate on the exchange only in this way.
Why trust us
We at Traders Union have over 14 years of experience in financial markets, evaluating cryptocurrency exchanges based on 140+ measurable criteria. Our team of 50 experts regularly updates a Watch List of 200+ exchanges, providing traders with verified, data-driven insights. We evaluate exchanges on security, reliability, commissions, and trading conditions, empowering users to make informed decisions. Before choosing a platform, we encourage users to verify its legitimacy through official licenses, review user feedback, and ensure robust security features (e.g., HTTPS, 2FA). Always perform independent research and consult official regulatory sources before making any financial decisions.
Learn more about our methodology and editorial policies.
What are the cheapest crypto exchanges in the US
To determine the cheapest cryptocurrency exchanges in the US, we analyzed trading fees of the leading platforms in the region. Specifically, we evaluated maker and taker fees for both spot and futures trading and compared these values against market averages based on an analysis of over 100 exchanges.
Additionally, we reviewed deposit and withdrawal fees to provide a comprehensive assessment of the most cost-effective options for cryptocurrency trading in the US.
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Trading fees:
We compared base-level fees for spot and futures trading, including maker and taker fees. However, exchanges in the US offer significant discounts for traders as their trading volume increases.
OKX Market average Based on comparing fees across more than 200 cryptocurrency exchanges. Spot maker fee, % 0,08 0,25 0,25 0,1 No0.194 Spot taker fee, % 0,1 0,4 0,5 0,2 No0.157 Futures maker fee, % 0,02 0,02 NoNoNo0.024 Futures taker fee, % 0,05 0,05 0,05 NoNo0.053 -
Deposit and withdrawal fees and payment options
We also compared crypto exchanges deposit and withdrawal fees, as well as the payment methods available in the US.
OKX Deposit fee NoNoNoNoNoNoNoNoNoWithdrawal fee 0,0004 BTC
2,6 USDT0,0005 BTC 0,0005 BTC 0-0,1% No0,0005 BTC 0,0005 BTC 0-0,1% NoBank Wire NoYesYesYesNoYesYesYesNoBank cards YesYesYesYesNoYesYesYesNoPayment services YesYesYesYesYesYesYesYesYesP2P YesNoYesYesNoNoYesYesNo
What are the safest exchanges in the US
The safety of exchanges in the US was assessed based on Tier-1 regulation Tier-1 regulation refers to the highest level of financial oversight provided by globally recognized regulatory authorities, ensuring strict compliance with security, transparency, and user protection standards. , security measures (e.g., 2FA, cold wallets), and the absence of successful hacking incidents. Exchanges with Tier-1 regulation are the most reliable, as they comply with strict international standards.
OKX | |||
---|---|---|---|
Tier-1 regulation |
No
|
Yes
Yes
Yes
No
|
Yes
Yes
Yes
No
|
Government-regulated |
Yes
|
Yes
Yes
Yes
No
|
Yes
Yes
Yes
No
|
2FA |
Yes
|
Yes
Yes
Yes
No
|
Yes
Yes
Yes
No
|
Cold wallet storage |
Yes
|
Yes
Yes
Yes
No
|
Yes
Yes
Yes
No
|
Investor protection fund |
Yes
|
No
Yes
No
No
|
No
Yes
No
No
|
Is crypto market regulated and taxable in the US
Crypto regulation in the United States
In the U.S., cryptocurrencies are not legal tender but are regulated as property and financial instruments. The Securities and Exchange Commission (SEC) oversees crypto as securities, targeting ICOs and token offerings, while the Commodity Futures Trading Commission (CFTC) regulates crypto derivatives. Exchanges must register with FinCEN as Money Services Businesses, comply with AML/KYC laws, and report suspicious activities.The U.S. has no federal cap on leverage for crypto trading, but platforms like Binance.US offer limited leverage compared to global exchanges. State-level regulations, such as New York's BitLicense, impose stricter requirements for exchanges, including capital reserves and consumer protection measures. There are no federal deposit insurance schemes for crypto assets. However, private platforms like Coinbase provide optional insurance for custodial funds.
Taxation of cryptocurrencies in the United States
The IRS classifies cryptocurrencies as property, subjecting them to capital gains tax. Short-term gains (assets held under one year) are taxed as ordinary income at rates up to 37%. Long-term gains (over one year) are taxed at 0%, 15%, or 20%, depending on income levels.Crypto received as payment, staking rewards, or mining income is taxed as ordinary income. Starting in 2025, exchanges must report crypto transactions to the IRS under enhanced third-party reporting rules. Additionally, failure to report or underreporting can lead to audits, penalties, or fines. State-level taxes may also apply, such as in California, where sales tax on crypto payments is under review.
Accurate record-keeping is crucial, as all transactions, including trades, payments, and conversions, are taxable events.
The information on cryptocurrency taxation in the US is provided for informational purposes only. Be sure to consult a professional for accurate guidance.
Are there exchanges regulated in the USA?
Yes, there are quite a few exchanges regulated in the USA, as well as local exchanges with their main offices based in the country. For traders in the USA, this regulation provides key advantages, including stronger investor protection, compliance with U.S. financial laws, access to legal dispute resolution, and adherence to strict security and anti-fraud measures. Here are some of the regulated exchanges:Kraken | CoinMetro | Coinbase | |
---|---|---|---|
U.S regulated |
Yes
|
Yes
|
Yes
|
Investor protection fund |
No
|
No
|
Yes
|
What are the best crypto exchanges for beginners in the US?
The best crypto exchanges for beginners in the US offer:
OKX | Crypto.com | CoinMetro | |
---|---|---|---|
Education | 7.13 | 8.02 | 7.24 |
P2P account |
Yes
|
Yes
|
Yes
|
Demo account |
Yes
|
No
|
Yes
|
Staking |
Yes
|
Yes
|
Yes
|
Copy trading |
Yes
|
No
|
Yes
|
Beginner friendly app |
Yes
|
Yes
|
Yes
|
How choose the best crypto exchange in the US?
When choosing a crypto exchange in the US, consider these essential factors:
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Supported Cryptocurrencies
Ensure the exchange supports a wide range of coins, including altcoins and stablecoins, especially if you plan to diversify beyond Bitcoin. A broader selection offers greater flexibility for both trading and investment.
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Local Payment Options
Opt for platforms that support local payment methods in the US, such as bank transfers, mobile money, or local e-wallets. This simplifies deposits and withdrawals while reducing currency conversion fees.
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Transparent Fees
Compare trading fees, withdrawal charges, and any hidden costs. Lower fees mean higher profits, so look for exchanges with competitive pricing structures that clearly display all costs upfront.
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Robust Security
Prioritize exchanges with strong security measures, including two-factor authentication (the US), cold storage for funds, and regular audits. Review the platform's history to ensure no major hacking incidents.
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Educational Resources
For beginners, exchanges with demo accounts, tutorials, and a strong educational section can help you learn trading strategies and reduce risks.
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Customer Support
Reliable customer service is essential, especially for troubleshooting technical or account issues. Choose platforms with 24/7 support and multiple contact methods.
Expert advice for traders in the US
As a trader, I've found that an intuitive and stable trading interface significantly impacts efficiency. Exchanges that integrate with TradingView or offer customizable charting tools help traders perform better market analysis. Mobile-friendly platforms are also essential for staying updated and making quick decisions on the go. An unreliable or slow platform can lead to missed opportunities, especially during high volatility periods.
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Team that worked on the article
Peter Emmanuel Chijioke is a professional personal finance, Forex, crypto, blockchain, NFT, and Web3 writer and a contributor to the Traders Union website. As a computer science graduate with a robust background in programming, machine learning, and blockchain technology, he possesses a comprehensive understanding of software, technologies, cryptocurrency, and Forex trading.
Having skills in blockchain technology and over 7 years of experience in crafting technical articles on trading, software, and personal finance, he brings a unique blend of theoretical knowledge and practical expertise to the table. His skill set encompasses a diverse range of personal finance technologies and industries, making him a valuable asset to any team or project focused on innovative solutions, personal finance, and investing technologies.
Chinmay Soni is a financial analyst with more than 5 years of experience in working with stocks, Forex, derivatives, and other assets. As a founder of a boutique research firm and an active researcher, he covers various industries and fields, providing insights backed by statistical data. He is also an educator in the field of finance and technology.
As an author for Traders Union, he contributes his deep analytical insights on various topics, taking into account various aspects.
Mirjan Hipolito is a journalist and news editor at Traders Union. She is an expert crypto writer with five years of experience in the financial markets. Her specialties are daily market news, price predictions, and Initial Coin Offerings (ICO).