FTMO Payout Rules
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FTMO allows eligible traders to receive payouts after successfully completing the Evaluation Process and trading on an FTMO Account. The FTMO first payout is available 14 days after the first trade, while future payouts can be requested on demand by setting a custom Profit Split Day. Traders receive an 80% profit split by default, which can increase to 90% through the Scaling Plan. To qualify for an FTMO withdrawal, traders must meet all Trading Objectives, complete KYC verification, close all open positions, and submit their request through Account MetriX.
In this guide, you'll learn how the FTMO payout process works, including the firm's payout rules, profit split, withdrawal requirements, available payout methods, processing times, and everything you need to know to receive your trading rewards.
Risk warning: Proprietary trading involves substantial financial risk. Using firm capital can lead to gains or losses, and failure to meet targets may result in account closure. Over 85% of prop traders do not achieve long-term profitability. Understand the risks and seek professional guidance.
Does FTMO payout?
FTMO pays eligible traders who successfully complete the Evaluation Process and generate profits on an FTMO Account. Although trading takes place on simulated accounts, traders receive real-money rewards based on the profits they generate while following the firm's trading rules.
Unlike many proprietary trading firms with fixed monthly payment dates, the FTMO payout policy allows traders to request rewards on demand once they become eligible. The FTMO first payout is available after a minimum of 14 days from the first trade on the FTMO Account, provided all conditions are met. After that, traders can set their own payout cycle or continue requesting payouts according to their preferred schedule.
One reason FTMO remains one of the industry's most trusted prop firms is its long payout history. According to the company, it has distributed more than $500 million in rewards to traders from over 140 countries, making FTMO payouts among the largest in the prop trading industry.
| Feature | Details |
|---|---|
| Profit split | 80% by default, up to 90% with the Scaling Plan |
| FTMO first payout | 14 days after the first trade |
| FTMO payout frequency | On demand after eligibility |
| FTMO payout schedule | Customizable Profit Split Day |
| FTMO payout processing time | Usually 1–2 business days |
| FTMO withdrawal methods | Bank transfer, Visa Direct/Mastercard Send, Skrill, Cryptocurrency |
| FTMO minimum payout | No fixed minimum profit, only enough to cover transaction fees |
| FTMO crypto payout | Available |
| KYC required | Yes, before the first payout |
FTMO payout rules
The FTMO payout policy is designed to reward consistently profitable traders while maintaining the firm's risk management standards. Although FTMO offers one of the most flexible payout systems in the proprietary trading industry, traders must comply with several rules before an FTMO payout can be approved.
To request an FTMO withdrawal, traders must meet the following requirements:
Successfully complete the Evaluation Process. Payouts are available only after passing both the FTMO Challenge and Verification and receiving an FTMO Account.
Trade in accordance with FTMO's Trading Objectives. Traders must comply with all account rules, including the Maximum Daily Loss, Maximum Loss, and other risk management requirements. Any breach of these rules may result in account termination and loss of payout eligibility.
Generate realized profits. Only closed trading profits are included in the payout calculation. Open positions and unrealized gains are not eligible for withdrawal.
Close all open trades before requesting a payout. At the time of the request, the trading account must have no open positions or pending orders.
Complete KYC verification. Identity verification is mandatory before the first payout can be processed.
Submit the payout request through Account MetriX. All payout requests must be initiated from the FTMO Client Area during an eligible payout period.
Meet the minimum payout amount. FTMO does not impose a fixed profit target, but the account must generate enough realized profit to cover transaction costs. Currently, the minimum profit required is $20 for bank transfers and $50 for cryptocurrency payouts.
What happens if you break the payout rules?
Every FTMO payout request is reviewed to ensure that all trading and compliance requirements have been met. If a trader fails to comply with the firm's rules, the payout may be delayed or rejected.
The most common reasons include:
Violating Trading Objectives. Exceeding the Maximum Daily Loss, Maximum Loss, or breaching other account rules results in the loss of the FTMO Account and any unpaid rewards.
Submitting a request with open positions. FTMO requires all trades and pending orders to be closed before a payout can be processed.
Incomplete identity verification. Failure to complete KYC or provide the required documentation may delay the FTMO withdrawal process until verification is finished.
Insufficient realized profit. If the account balance does not cover the minimum amount required for the selected FTMO payout method, the withdrawal request cannot be processed.
Compliance review. FTMO reserves the right to perform additional checks if unusual trading activity or regulatory compliance issues are identified, which may extend the FTMO payout processing time.
FTMO payout schedule
The FTMO first payout time begins 14 calendar days after the first trade placed on the funded FTMO Account. Traders do not have to wait an entire calendar month before requesting their first reward.
After becoming eligible, traders are not locked into fixed monthly withdrawals. Instead, FTMO offers:
customizable Profit Split Days;
on-demand payout requests;
the ability to adjust the payout date several times through the Client Area.
This flexibility makes the FTMO payout cycle considerably more convenient than many prop firms that require fixed 30-day intervals.
FTMO payout process
Requesting an FTMO payout is completed online through the Client Area.
Step 1. Verify eligibility
Ensure that:
at least 14 days have passed since your first trade;
the account is profitable;
there are no open trades or pending orders.
Step 2. Complete verification
Finish KYC and any required tax documentation before requesting your first reward.
Step 3. Request the payout
Inside Account MetriX, click Claim Reward. The platform automatically checks whether your account satisfies all FTMO withdrawal rules.
Step 4. Invoice confirmation
After the review, FTMO sends instructions regarding invoice confirmation and payment processing.
Step 5. Receive payment
Once everything is approved, the funds are transferred using your selected FTMO payout method.
FTMO withdrawal methods
FTMO supports several FTMO withdrawal methods, allowing traders from different countries to receive funds conveniently:
Bank wire transfer;
Visa Direct;
Mastercard Send;
Skrill;
Because crypto is available, many international traders prefer the FTMO crypto payout option due to its speed and accessibility.
How long does FTMO withdrawal take?
The typical FTMO withdrawal time consists of two stages:
payout review: 1–2 business days;
payment transfer: generally 1–2 additional business days, depending on the selected payment provider.
Overall, the average FTMO payout time is among the fastest in the prop trading industry. Although some traders refer to this as an FTMO instant withdrawal, payouts are not technically instant because every request is reviewed before funds are released.
Plan withdrawals around your trading strategy, not the other way around
From my perspective, FTMO's payout system is straightforward, but traders should view it as part of a broader trading strategy rather than simply a way to access profits as quickly as possible. I recommend reviewing all payout requirements before submitting a request, including the Trading Objectives, account status, and identity verification. Taking a few minutes to confirm that all positions are closed and that the account fully complies with FTMO's rules can help avoid unnecessary delays during the payout process.
I also believe it's beneficial to establish a consistent payout routine instead of requesting withdrawals whenever a small profit becomes available. Leaving part of the profits in the account may provide a larger cushion for future trading and support more stable risk management. At the same time, traders should choose the payout method that best suits their location and transaction preferences, as processing times may vary depending on the payment provider.
Finally, I encourage traders to read FTMO's payout policy carefully and stay informed about any updates to its procedures. Understanding how the payout schedule, withdrawal process, and eligibility requirements work in advance helps reduce the risk of rejected requests and allows traders to focus on what matters most – maintaining consistent performance and disciplined risk management over the long term.
Conclusion
The FTMO payout policy is among the most trader-friendly in the prop trading industry. Eligible traders can receive their FTMO first payout after just 14 days, request withdrawals on demand, and choose from multiple FTMO withdrawal options, including bank transfers, cards, Skrill, and cryptocurrency. With an 80% standard reward split, the possibility of increasing it to 90%, and more than $500 million in total payouts distributed worldwide, FTMO has established a strong reputation for reliable and transparent reward processing.
FAQs
When can I request my first FTMO payout?
The FTMO first payout is available 14 calendar days after placing the first trade on an FTMO Account. After receiving the first reward, traders can customize their Profit Split Day and request future payouts according to their preferred schedule.
What withdrawal methods does FTMO support?
FTMO supports several payout methods, including bank wire transfers, Visa Direct, Mastercard Send, Skrill, and cryptocurrency. The available FTMO withdrawal options may vary depending on the trader's country of residence and the selected payment provider.
How long does an FTMO withdrawal take?
The FTMO payout processing time is typically 1–2 business days for the internal review. After approval, the payment is usually transferred within another 1–2 business days, although the exact FTMO withdrawal time depends on the chosen payout method and payment provider.
Can an FTMO payout be denied?
Yes. An FTMO payout may be delayed or denied if the trader violates the firm's Trading Objectives, submits a request while open positions remain on the account, fails to complete KYC verification, or does not meet the minimum payout requirements. Additional compliance checks may also extend the FTMO withdrawal process.
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Team that worked on the article
Aleksandra Chaikina has been a contributor to Traders Union since 2021. With over 15 years of experience in copywriting and more than 5 years focused on financial content, she specializes in producing detailed guides, analytics, and comparative reviews across various sectors, including cryptocurrencies, Forex, investment strategies, and financial technologies.
Ciaran Ryan is a veteran financial journalist based in South Africa, where he covers cryptocurrency, mining, stock markets, and governance for Moneyweb. He also hosts the weekly Moneyweb Crypto Podcast.
Chinmay Soni is a financial analyst with more than 5 years of experience in working with stocks, Forex, derivatives, and other assets. As a founder of a boutique research firm and an active researcher, he covers various industries and fields, providing insights backed by statistical data.
