My Funded Futures Payout policy
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My Funded Futures (MFFU) pays eligible traders after they complete the evaluation and receive a Sim Funded account. Payout rules vary by account type: Rapid offers daily payouts after meeting the required buffer, Flex requires five qualifying winning days, Pro uses 14-day payout cycles, and Builder follows a structured payout ladder. Before requesting a withdrawal, traders must comply with all trading rules, complete KYC verification, and connect a RiseWorks account.
This guide explains how the My Funded Futures payout policy works, including account-specific payout rules, profit buffers, withdrawal requirements, payout methods, processing times, and the steps required to receive your profits.
Risk warning: Proprietary trading involves substantial financial risk. Using firm capital can lead to gains or losses, and failure to meet targets may result in account closure. Over 85% of prop traders do not achieve long-term profitability. Understand the risks and seek professional guidance.
Does My Funded Futures payout?
My Funded Futures (MFFU) has one of the most flexible payout systems among futures proprietary trading firms. Unlike many competitors that require traders to wait weeks before requesting their first withdrawal, MFFU offers plan-specific payout schedules that range from daily payouts on Rapid accounts to 14-day payout cycles on Pro accounts. Most payout requests are approved automatically, while those requiring manual review are typically processed within 6–12 business hours.
Profit withdrawals are available only after a trader successfully completes the evaluation stage and transitions to a Sim Funded account. Eligibility then depends on the specific funded plan, as each account type has its own payout schedule, minimum withdrawal amount, buffer requirement, and profit-sharing model.
Before approving any payout, My Funded Futures verifies that the trader has complied with all applicable trading rules, including any buffer requirements, minimum qualifying trading days, inactivity rules, and Know Your Customer (KYC) verification. Once approved, payouts are delivered through RiseWorks, allowing traders to receive funds via supported banking or cryptocurrency methods.
| Feature | Details |
|---|---|
| Profit split | 90% (Rapid), 80% (Flex, Pro, Builder) |
| First payout | 24 hours (Rapid), after 5 winning days (Flex), every 14 days (Pro), after completing Builder requirements |
| Payout frequency | Daily, every 14 days, or plan-specific |
| Minimum withdrawal | $250 (Flex), $500 (Rapid & Builder), $1,000 (Pro) |
| Payout approval | Most requests approved instantly |
| Manual review | Usually 6–12 business hours |
| Withdrawal platform | RiseWorks |
| KYC required | Yes, before the first payout |
Figures depend on the selected account type and current company policy.
MFFU payout rules
The MFFU payout policy is designed to reward disciplined traders while protecting the firm's risk management framework. Although payout requirements differ across Builder, Rapid, Flex, and Pro plans, several core rules apply to every funded trader.
To request payouts from a Sim Funded account, prop traders must meet the following requirements:
Pass the evaluation and receive a Sim Funded account. Payout eligibility begins only after successfully completing the evaluation phase.
Meet your plan's payout requirements. Rapid accounts require the profit buffer, Flex accounts require 5 qualifying winning days, Pro accounts require a 14-day payout cycle and the required buffer, while Builder accounts follow a structured payout ladder with qualifying trading days and payout limits.
Follow all trading rules throughout the payout period. This includes staying within drawdown limits, meeting inactivity requirements, and avoiding prohibited trading practices. Rule violations may result in payout denial or account termination.
Maintain the required profit buffer before requesting a withdrawal (Rapid, Pro, and Builder plans only). The buffer protects account capital and must remain intact for payouts to be approved.
Complete KYC verification and connect a RiseWorks account before requesting your first payout. These steps are required to process bank transfer or cryptocurrency withdrawals.
Submit payout requests through the MFFU dashboard. Most requests are approved automatically, while some may require a manual risk review, which typically takes 6–12 business hours on weekdays.
What happens if you break the payout rules?
Every payout request is reviewed against the rules of the trader's funded plan. If the account violates any applicable requirements, My Funded Futures may delay, reject, or cancel the payout request.
Failure to meet the required buffer. Rapid, Builder, and Pro accounts require traders to maintain a predefined profit buffer before withdrawals become available. Attempting to request a payout before clearing this buffer will result in the request being denied.
Violating trading rules. Accounts that breach maximum loss limits, violate inactivity requirements, or engage in prohibited trading practices may lose payout eligibility or even have the funded account terminated.
Missing qualifying payout requirements. Flex traders who have not completed the required winning days, or Builder traders who have not satisfied the minimum qualifying trading days and profit thresholds, cannot receive payouts until all conditions are met.
Incomplete KYC or payout setup. Failure to complete KYC verification or establish a RiseWorks account will delay payment even if all trading requirements have been satisfied. Identity verification is mandatory before the first payout is released.
Manual compliance review. Although most payouts are processed automatically, My Funded Futures reserves the right to conduct additional reviews whenever unusual prop trading activity or compliance concerns arise. During manual review, payout processing may take up to 6–12 business hours on business days.
My Funded Futures payout structure
Unlike many futures prop firms that apply a single payout policy across all funded accounts, My Funded Futures uses plan-specific payout structures. Each funded account type has its own payout schedule, minimum withdrawal amount, profit split, and eligibility requirements.
| Account Plan | Profit Split | First Payout | Payout Frequency | Minimum Withdrawal | Main Requirements |
|---|---|---|---|---|---|
| Rapid | 90% | 24 hours after the first Sim Funded trade | Daily | $500 | Buffer requirement, no consistency rule |
| Flex | 80% | After 5 qualifying winning days | After each qualifying cycle | $250 | Five winning days, minimum net profit, payout cap |
| Pro | 80% | After the first 14-day cycle | Every 14 calendar days | $1,000 | Buffer requirement, inactivity rule |
| Builder | 80% | After completing payout ladder requirements | Per payout cycle | $500 | Buffer, qualifying trading days, payout ladder |
Rapid plan payouts
The Rapid Plan is designed for active futures traders who want the fastest possible access to their profits. Eligible traders may request a payout every 24 hours, with the first withdrawal available just 24 hours after placing the first trade on the Sim Funded account, provided that all eligibility conditions have been satisfied.
Rapid accounts currently offer:
90% profit split;
daily payout requests;
to funded-stage consistency rule;
minimum withdrawal of $500;
buffer requirement based on account size;
no activation fee;
automatic transition review toward live funding after consistent performance.
| Account | Required Buffer |
|---|---|
| Rapid 25K | $1,100 |
| Rapid 50K | $2,100 |
| Rapid 100K | $3,100 |
| Rapid 150K | $4,600 |
Flex plan payouts
The Flex plan is aimed at traders who prefer a lower minimum withdrawal and are comfortable building a consistent trading history before requesting profits. Instead of using a payout buffer, Flex relies on qualifying winning days.
To become eligible for a payout, traders must:
complete five qualifying winning days;
earn at least $100 (25K) or $150 (50K) net profit on each qualifying day;
generate at least $500 in new net profit between payout requests.
Flex payout limits include:
minimum withdrawal: $250;
trader receives 80% of eligible profits;
each request is limited to 50% of accumulated profits;
maximum request: - $3,000 on the 25K plan; - $5,000 on the 50K plan.
Following the first approved payout, the account's Maximum Loss Limit becomes static at $100, allowing traders to continue withdrawing profits while maintaining account eligibility.
Pro plan payouts
The Pro plan is intended for traders targeting larger payout amounts and an accelerated transition to live capital.
Key payout conditions include:
80% profit split
payout requests every 14 calendar days
minimum withdrawal $1,000
maximum payout request up to $100,000 per user
buffer requirement before unrestricted withdrawals.
One feature unique to the Pro plan is that traders may withdraw up to 60% of profits while still inside the required buffer, allowing earlier access to earnings without waiting to completely clear the buffer.
The Risk Management Team also reviews Pro traders for live-account promotion after:
three consecutive payouts;
approximately $20,000 in simulated profits; or
exceptional trading performance at its discretion.
Builder plan payouts
Builder follows a completely different payout philosophy. Instead of unlimited withdrawals, traders progress through a fixed payout ladder consisting of five approved payout cycles before graduating to a live brokerage account.
Each payout cycle requires:
completion of the required profit buffer;
at least two qualifying trading days;
minimum $500 profit since the previous payout;
payout amount between $500 and $2,000;
compliance with the 50% consistency rule.
After five approved payouts, traders move to a live account with Blue Row Capital featuring:
daily payouts;
80% profit split;
no consistency rule;
one live account per trader.
My Funded Futures payout process
Requesting a withdrawal is completed entirely through the My Funded Futures dashboard. Most requests are processed automatically, making the procedure significantly faster than traditional manual review systems.
Step 1. Verify payout eligibility
Before submitting a request, confirm that your account satisfies all requirements for your specific funded plan, including payout timing, qualifying trading days, minimum withdrawal amount, and any applicable profit buffer.
Step 2. Complete KYC
Navigate to Personal Settings → KYC inside the MFFU dashboard and submit your identity verification documents.
KYC approval is mandatory before the first payout.
Step 3. Connect your RiseWorks account
My Funded Futures currently uses RiseWorks to process trader payouts. After verification, connect your RiseWorks account to receive withdrawals.
Step 4. Submit your payout request
Open the Payout Dashboard, select your eligible account, review the available withdrawal amount, and submit the request. The system automatically checks whether all payout requirements have been satisfied.
Step 5. Receive approval
Most payout requests receive instant approval. If additional compliance review is required, processing generally takes 6–12 business hours on weekdays.
Step 6. Receive your funds
Once approved, the payment is transferred to your RiseWorks account. From RiseWorks, traders can withdraw funds using supported local banking methods or cryptocurrency options, depending on their country of residence.
My Funded Futures payout methods
My Funded Futures processes payouts through RiseWorks, which acts as the firm's official payout partner.
Available MFFU payout methods include:
Bank Transfer – direct transfers to supported local bank accounts through RiseWorks.
Cryptocurrency – available in supported jurisdictions via RiseWorks.
Other local payment methods – depending on the trader's country and the payment options supported by RiseWorks.
Before requesting a withdrawal, traders should verify:
that KYC has been completed;
their RiseWorks account is fully configured;
banking or crypto wallet information is accurate;
the requested amount meets the minimum withdrawal requirement for the selected funded plan.
Consistency matters more than payout speed
One of the strongest aspects of My Funded Futures is that its payout system rewards sustainable trading rather than encouraging traders to maximize short-term gains before requesting withdrawals.
From a risk management perspective, the Rapid plan is particularly attractive because it combines daily payout opportunities with a 90% profit split and no funded-stage consistency rule. However, traders should avoid focusing exclusively on the speed of withdrawals. Maintaining disciplined position sizing, protecting the required buffer, and preserving account longevity generally produces significantly greater long-term returns than attempting to maximize every individual payout.
Likewise, Builder and Pro accounts should be viewed as long-term development programs rather than simply payout products. Their structured withdrawal rules are intended to identify traders capable of managing institutional capital responsibly, making them particularly suitable for experienced futures traders who prioritize long-term career growth over immediate withdrawals.
Conclusion
My Funded Futures offers one of the most flexible payout systems in the futures proprietary trading industry. Instead of applying a single withdrawal policy across all funded accounts, the firm tailors payout schedules, profit splits, and eligibility requirements to each account type, allowing traders to choose a plan that matches their trading style and objectives.
FAQs
What are the My Funded Futures payout requirements?
To qualify for a payout, traders must meet the My Funded Futures payout requirements for their specific account type. Depending on the plan, these may include maintaining the required profit buffer, completing qualifying winning days or payout cycles, meeting the minimum withdrawal amount, passing KYC verification, and complying with all trading rules before submitting a payout request.
What is the My Funded Futures maximum payout?
The My Funded Futures maximum payout depends on the funded plan. For example, Pro accounts allow payout requests of up to $100,000 per user, while Builder and Flex plans have plan-specific payout caps during certain payout stages. Traders should review the payout limits for their account type before submitting a withdrawal request.
What are the MFFU Pro account payout rules?
The MFFU Pro account payout rules allow traders to request withdrawals every 14 days. The account offers an 80% profit split, a minimum payout of $1,000, and a maximum payout of up to $100,000 per user. Traders must also maintain the required profit buffer and comply with all account and risk-management rules.
Does My Funded Futures offer daily payouts?
Yes, My Funded Futures daily payouts are available through the Rapid plan. Eligible traders can submit a payout request every 24 hours, provided they meet the minimum withdrawal amount, maintain the required buffer, complete KYC verification, and follow all trading rules.
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Team that worked on the article
Aleksandra Chaikina has been a contributor to Traders Union since 2021. With over 15 years of experience in copywriting and more than 5 years focused on financial content, she specializes in producing detailed guides, analytics, and comparative reviews across various sectors, including cryptocurrencies, Forex, investment strategies, and financial technologies.
Ciaran Ryan is a veteran financial journalist based in South Africa, where he covers cryptocurrency, mining, stock markets, and governance for Moneyweb. He also hosts the weekly Moneyweb Crypto Podcast.
Chinmay Soni is a financial analyst with more than 5 years of experience in working with stocks, Forex, derivatives, and other assets. As a founder of a boutique research firm and an active researcher, he covers various industries and fields, providing insights backed by statistical data.
