Best Investment Apps In 2025

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Go to broker’s website Plus500 Overview

If you're too busy to read the entire article and want a quick answer, the best investing app in 2025 is Plus500. Why? Here are its key advantages:

Is legit in your country (Identified as United States )
Has a good user satisfaction score 6.83 out of 10
Has diverse investment options
Competitive trading fees and low commissions

Go to broker’s website Plus500 Overview

Below, we'll explain in more detail why we believe this and how brokers were evaluated.

The best investing apps in 2025 are:

Plus500 - Best premium client support (personal manager, exclusive analysis, webinars)
Pepperstone - Best for scalping strategies (spread from 0 pips)
OANDA - Best for trading with advanced technical analysis tools (TradingView charts support)
FOREX.com - Diverse range of tradable assets (80+ currency pairs)
Interactive Brokers - Best broker for international investors (assets from 33 countries, 150+ markets)

Investing apps have become essential tools for traders and investors, offering accessibility, convenience, and advanced features to manage portfolios effectively. These platforms provide commission-free trades, automated portfolio management, and social trading, catering to both beginners and experienced investors. This guide presents the top investing apps of 2025, highlighting their unique features, benefits, and how they can help you achieve your financial goals.

Top 5 investing apps for beginners

Choosing the right investing app is crucial for managing your financial goals effectively. In 2025, the top investing apps combine innovative features, accessibility, and tools designed for diverse user needs. From beginners seeking simplicity to advanced investors requiring detailed analytics, these platforms deliver standout capabilities. This section highlights the five best apps that redefine how individuals engage with investing, focusing on their unique offerings and advantages.

Best apps to invest in 2025
	Min. deposit, $	Regulation level	TU overall score	Open an account
Plus500	100	Tier-1	6.83	Open an account Your capital is at risk.
Pepperstone		Tier-1	7.17	Open an account Your capital is at risk.
OANDA		Tier-1	6.8	Open an account Your capital is at risk.
FOREX.com	100	Tier-1	6.95	Study review
Interactive Brokers		Tier-1	6.9	Open an account Your capital is at risk.

Step-by-step guide to start investing with apps

It is important for anyone to take the right approach when using investing apps. We have outlined key steps for guidance below:

Pick the right app. Start by choosing an investment app that suits your financial goals — whether that’s growing wealth over time, earning passive income, or making short-term trades. Make sure it supports the investments you want, like stocks, crypto, or ETFs, and offers tools like fractional shares or automated investing.
Fill in your details and get verified. After choosing the app, create your account by entering your information. Verify who you are by submitting necessary documents, ensuring the app knows it's really you before you can start investing.
Link your payment method. Securely connect your bank account or another funding source to the app. Many apps offer easy transfers or instant deposits with your card, but be sure to check for any fees associated with deposits or withdrawals.
Use the app's learning features. Take advantage of the educational resources and market insights available in the app. Explore investment options like stocks, ETFs, and crypto, and use the real-time data to make informed decisions.
Make your first trade and watch your portfolio grow. Place your first trade with a small amount, and use the experience to learn the ins and outs of the app. As time goes on, keep an eye on your investments and adjust your strategy when necessary, building your wealth gradually.

Features to consider when choosing an investing app

User-friendly interface

Investing should be easy, especially when you're just starting. Apps with a simple, easy-to-use layout help you navigate smoothly. Features like quick trades with a tap, instant updates, and clear investment options make the experience hassle-free. Many beginner-friendly apps are designed to make your first steps in investing simple and straightforward.

Low fees and commissions

High fees can eat into your profits over time. Look for apps that keep costs low, especially when trading stocks, ETFs, and cryptocurrencies. Some platforms offer free trades, while others charge small fees to help manage your investments, like automated portfolio services. Just be mindful of sneaky fees, such as monthly charges or fees for withdrawing your funds.

Diverse asset offerings

An app with a wide range of investment options provides the flexibility to diversify your portfolio. Look for platforms that support stocks, ETFs, crypto, mutual funds, and even alternative investments like REITs.

Educational resources

Learning resources are really helpful, especially for beginners. Apps that offer engaging lessons, practical courses, and live webinars can help you better understand the markets. Some apps have a solid collection of materials to guide you, while others include social features where you can learn from other users' experiences.

Security and regulation

Pick apps that keep your data safe, with features like encryption and two-step verification. Make sure the app follows the rules and complies with legal guidelines in your country. Ensure that the app complies with regulatory standards, such as SEC regulation in the U.S. or FCA oversight in the UK.

Tips for investors

What beginners should know

Key considerations for beginners.

Start small. Avoid overcommitting capital; begin with small investments.
Use demo accounts. Practice trading without risking real money.
Focus on learning. Choose apps with strong educational content like Fidelity or Wealthfront.

What advanced traders should know

Key considerations for advanced traders.

Be aware of how quickly orders are processed. Advanced traders need to watch for how fast their orders are executed, especially in fast-moving markets. Some apps might delay orders during high volatility, causing slippage, which means the price you expected to pay might change before your order is filled. Look for apps that offer quick execution or direct market access to ensure your trades are handled promptly and at the right price.
Use powerful charting tools and custom indicators. Most apps have basic charts, but advanced traders should seek platforms that allow for custom indicators. Creating your own technical tools gives you a personalized edge, letting you predict price movements with more precision. Combining different time periods or using advanced algorithms can also help make more informed, data-driven decisions.
Use trading bots to handle trades automatically. If your app supports algorithmic trading via APIs, you can automate your strategies to work around the clock. This removes the need for constant monitoring and helps avoid emotional decisions. With back-tested algorithms running on auto-pilot, you can scale your trading efficiently without constantly watching the market.
Make sure your tax tools track your international trades. For those with multi-currency portfolios, tax optimization tools are key. Look for apps that automatically calculate your tax liabilities based on the country where your investments are based. This can save you time during tax season and ensure that you’re minimizing unnecessary taxes, especially when trading across different markets.

Risks and warnings

Watch out for biases in the app's algorithms. Many investing apps use advanced systems for trade recommendations, but these systems aren’t foolproof. They can make decisions based on past trends, which may not always work in current market conditions. As an experienced trader, don’t rely solely on these recommendations — use them as guidance and combine them with your own research to avoid bad calls during market swings.
Understand liquidity challenges with certain assets. Some apps give you access to niche or newer markets, like emerging market stocks or cryptocurrencies, which may not be as liquid. This means it could be hard to buy or sell these assets without influencing the price. Before you commit big money, check how easily you can enter and exit positions, and make sure you’re not exposed to risky price swings due to low trading volumes.
Look at the app’s long-term business strength. With so many investing apps out there, not all will stand the test of time. Some platforms rely heavily on low-fee models or revenue from selling data, which can be shaky if they don’t have a solid business plan. Always take a step back and assess how the app makes its money and whether it's financially stable. This can help you avoid platforms that might change drastically or go under, which could affect your investments.
Be cautious with too much leverage. While apps offer high leverage to boost returns, they also make losses bigger. If you're trading with leverage, it’s easy to get carried away. Make sure you keep a close eye on your margins, set strict rules for risk management, and don’t let the allure of big profits push you into risky trades. Always know your limits and be prepared for downturns.

Automated investing and in-app education make the best investing apps for beginners

When picking the right investing app, focus on the features that help you stay consistent. Look for apps that let you invest automatically, whether it’s through recurring contributions or auto-rebalancing. This takes the stress out of picking the right time to invest and ensures you stay on track, especially when the market gets unpredictable. Regular, automated investments help you build wealth over time without the emotional ups and downs that often trip up beginners.

Also, make sure the app offers strong learning tools right inside the platform. Some apps don’t just let you trade — they offer educational content like articles, tutorials, and even live sessions with experts. For beginners, this is a game-changer, helping you understand the basics of investing and avoid common mistakes. As you grow more experienced, these in-app resources will guide you toward more advanced strategies.

Conclusion

Investing apps are reshaping the financial world by making investing accessible to everyone. Whether you’re a beginner looking to dip your toes into the market or an experienced trader seeking advanced tools, the right app can make all the difference. Explore our top picks, start small, and evolve your strategies to make the most of these innovative platforms. With the right app and approach, financial growth is within your reach.

FAQs

How can I avoid over-trading when using investing apps?

One of the biggest risks with investing apps is the temptation to trade too much since it’s so easy to buy and sell. To avoid over-trading, make sure you have a clear plan and stick to it. Set up automatic investing features like dollar-cost averaging (DCA), where you invest a fixed amount at regular intervals. This way, you stay on track without making quick decisions when the market moves.

Can I start investing with as little as $10?

Yes, you can begin with as little as $10 by using investing apps. These apps let you buy parts of stocks or ETFs, making it possible to invest in smaller portions of expensive stocks without needing the full price for a single share. This is a great way to try it out with small amounts and test the waters without making a huge investment upfront.

Are investing apps safe to use?

Trustworthy investing apps use strong security features like encryption and two-step verification to protect your information. They follow legal guidelines to ensure everything stays secure. Look for apps regulated by trusted financial bodies, as they offer more peace of mind and clarity for users, keeping you safe while you invest.

How do I choose the best app for long-term growth?

When selecting an app for long-term investing, think beyond fees and features. Look for apps that help you stay disciplined with your strategy, like those offering automatic rebalancing, tax optimization, or retirement accounts. Apps with solid research tools or even personalized advice can help you make smart decisions that align with your financial goals and keep your investments growing over time.

Team that worked on the article

Mikhail Vnuchkov joined Traders Union as an author in 2020. He began his professional career as a journalist-observer at a small online financial publication, where he covered global economic events and discussed their impact on the segment of financial investment, including investor income. With five years of experience in finance, Mikhail joined Traders Union team, where he is in charge of forming the pool of latest news for traders, who trade stocks, cryptocurrencies, Forex instruments and fixed income.

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Chinmay Soni is a financial analyst with more than 5 years of experience in working with stocks, Forex, derivatives, and other assets. As a founder of a boutique research firm and an active researcher, he covers various industries and fields, providing insights backed by statistical data. He is also an educator in the field of finance and technology.

As an author for Traders Union, he contributes his deep analytical insights on various topics, taking into account various aspects.

Mirjan Hipolito is a journalist and news editor at Traders Union. She is an expert crypto writer with five years of experience in the financial markets. Her specialties are daily market news, price predictions, and Initial Coin Offerings (ICO).

Diversification

Diversification is an investment strategy that involves spreading investments across different asset classes, industries, and geographic regions to reduce overall risk.

Social trading

Social trading is a form of online trading that allows individual traders to observe and replicate the trading strategies of more experienced and successful traders. It combines elements of social networking and financial trading, enabling traders to connect, share, and follow each other's trades on trading platforms.

Algorithmic trading

Algorithmic trading is an advanced method that relies on advanced coding and formulas based on a mathematical model. However, compared to traditional trading methods, the process differs by being automated.

Yield

Yield refers to the earnings or income derived from an investment. It mirrors the returns generated by owning assets such as stocks, bonds, or other financial instruments.

Copy trading

Copy trading is an investing tactic where traders replicate the trading strategies of more experienced traders, automatically mirroring their trades in their own accounts to potentially achieve similar results.