Best Forex Funded Accounts For 2025
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If you're too busy to read the entire article and want a quick answer, the best Forex funded account is Hola Prime. Why? Here are its key advantages:
- Is legit in your country (Identified as United States
) - Has a good user satisfaction score
- Offers flexible challenge time limits
- Provides a high profit-sharing percentage
Best Forex funded accounts:
- Topstep - Great choice for beginners (free coaching, trading plans from $49)
- FTMO - One of the largest prop companies with favorable conditions (profit split up to 90%)
- Earn2Trade - Convinient scaling plans (relatively low profit goal, account upgrades after withdrawing first profit target)
- Hola Prime - A prop trading firm licensed by the FSC of Mauritius that provides funding up to $500,000 with the potential to scale accounts to $4 million
- SabioTrade - Best for those who want to work as non-staff traders with up to 90% of profit
- Instant Funding - Prop firm offering instant funding with account sizes up to $80,000
- GoatFundedTrader - A proprietary trading firm registered in Saint Lucia and Hong Kong, offering simulated capital of up to $400,000 for Forex and CFD trading.
Trading capital is a great challenge that can halt Forex traders from utilizing their trading skills and turning them into profits. However, prop firms fulfill the wishes of seasoned traders who lack the capital to trade more significantly. They provide what is known as “funded trading accounts”, which allocate a certain amount for trading to an experienced trader.
This article discusses how to fund your trading account and lists the top funded trading accounts. But let's start by answering the question: what is a funded trading account?
Best Forex funded accounts in 2025
To offer a thorough overview of the conditions provided by funded trading accounts, we first compared the most critical parameters. Below, we will explore the key aspects of the challenges and trading conditions in detail.
| Demo | Funding Up To, $ | Profit split up to, % | Min Trade Days | Trading period | Max. Leverage | Open an account | |
|---|---|---|---|---|---|---|---|
| No | 150 000 | 90 | 2 | Unlimited | 1:100 | Study review | |
| Yes | 2 000 000 | 90 | 4 | Unlimited | 1:100 | Open an account Your capital is at risk. |
|
| No | 400 000 | 80 | 10 | Unlimited | 1:30 | Open an account Your capital is at risk. |
|
| No | 4 000 000 | 95 | 2 | Unlimited | 1:100 | Open an account Your capital is at risk.
|
|
| Yes | 200 000 | 90 | No time limits | Unlimited | 1:30 | Open an account Your capital is at risk.
|
|
| No | 2 500 000 | 90 | 3 | Unlimited | 1:100 | Open an account Your capital is at risk.
|
|
| No | 2 000 000 | 95 | 3 | Unlimited | 1:100 | Open an account Your capital is at risk.
|
Topstep is a leading proprietary trading firm offering traders the opportunity to trade futures contracts. With a unique two-step evaluation process, traders can prove their skills on a simulated account before potentially receiving funding for live trading.
Topstep offers three account sizes: $50,000, $100,000, and $150,000. Regular pricing starts from $165/month, with frequent discounts available. Traders can leverage up to 1:100 and access diverse futures markets, including stocks, commodities, crypto, bonds, and metals. Commissions and fees charged on the Trading Combine (simulation account) align with those on a live funded account, helping traders develop skills for real markets.
Topstep supports traders with educational resources, including free group coaching, to enhance their chances of success.
FTMO is a prop trading firm offering experienced traders the chance to manage a funded account of up to $200,000 with a wide range of instruments including Forex, stocks, indices, commodities, and cryptocurrencies. To qualify, traders must pass a two-step evaluation process.
Beginners may start with a Free Trial account which has the same trading conditions as the challenge ones. Long-term traders are free to use a Swing Account that has no restrictions on holding positions over the weekend or trading during macroeconomic releases. The company offers trading with the most popular platforms – MT 4/5, cTrader, and DXtrade. The leverage is up to 1:100.
Additionally, FTMO is recognized for its educational resources and continuous support.
The Earn2Trade educational company was established in 2017 and is headquartered in Wyoming, USA. It offers retail traders learning courses to become professionals, as well as virtual accounts to trade futures. The best students who trade successfully under set parameters are given access to capital of proprietary trading companies in amounts from $25,000 to $200,000. Earn2Trade has three rate plans with subscriber fees from $150 to $550.
Earn2Trade Challenge: fees, benefits of joining
What is a funded trading account?
A funded trading account is a trading account provided by proprietary (prop) firms to traders who use the firm’s capital to trade and share a portion of the profits. This arrangement allows traders to earn income without risking their own money.
Funded trading accounts are designed for traders who may lack sufficient personal funds to participate in financial markets. By using the firm’s capital, traders can access significant resources to trade instruments like stocks, currencies, commodities, bonds, and derivatives.
However, these accounts often come with performance guidelines, such as profit targets and drawdown limits. If a trader’s losses exceed the set threshold, typically around 10%, the firm may review their performance or terminate the account.
This model also safeguards a trader’s personal capital from losses while offering profit-sharing opportunities. To qualify, traders usually undergo an evaluation process to demonstrate their skills and risk management abilities. Funded trading accounts cater to both novice and experienced traders, providing them with the means to grow their trading careers.
What type of traders get access to a funded trading account?
Funded trading accounts are ideal for traders who exhibit strong market knowledge, consistent profitability, and disciplined risk management. Below is a breakdown of the key types of traders who qualify and the steps they need to take.
Key types of traders eligible for funded accounts:
Experienced traders
Traders with proven strategies and a track record of generating consistent profits.
Skilled in handling market volatility across instruments like Forex, stocks, or commodities.
Demonstrate strong discipline and adherence to risk management protocols.
Aspiring professionals
Individuals with potential but limited personal capital.
Possess sound knowledge of trading concepts and are willing to refine strategies through evaluations.
Actively seeking mentorship and advanced tools provided by prop firms.
Disciplined beginners
New traders who have mastered the basics and want to transition into live trading with minimal personal risk.
Often opt for structured evaluation programs to prove their skills.
Requirements for accessing funded accounts
| Criteria | Details |
|---|---|
| Performance metrics | Achieve profit targets (e.g., 10%) while adhering to strict drawdown limits (e.g., 5%-10%). |
| Risk management | Maintain proper risk-reward ratios and avoid exceeding daily or overall loss caps. |
| Evaluation fee | Pay a fee to participate in challenges or evaluation programs, often refundable upon success. |
| Trading strategies | Demonstrate consistency in strategy execution, whether it’s scalping, day trading, or swing trading. |
| Compliance with rules | Follow firm guidelines, such as avoiding overnight positions or exceeding position limits. |
How to choose a funded trading account
To choose a funded trading account, consider the following factors:
Prop firm authenticity. Verify the legitimacy of the prop firm by checking reviews, fine print, and ratings on trusted platforms.
Profit split ratio. Opt for firms offering at least a 70% profit split to ensure a fair share of your earnings.
Trading tools and instruments. Check if the firm provides advanced trading tools and platforms suitable for your strategy.
Support and training. Look for firms offering webinars, training, and ongoing support to help you succeed.
Eligibility and account parameters. Review drawdown limits, trading conditions, costs, and withdrawal requirements.
Scaling opportunities. Ensure the firm allows account growth by providing more capital for consistent performance.
Fees. Check for hidden costs like platform fees, data charges, or additional taxes.
Monthly income. Some firms offer monthly payouts to help cover basic needs, though this may affect profit-sharing terms.
Account flexibility. Prioritize firms with generous drawdowns, larger trading accounts, and no strict time restrictions.
How to get funded as a trader?
To get funded as a trader, follow these steps:
Open an account. Choose a reputable funded trading platform and create an account. Start with a demo account to practice trading without risking real money while evaluating the platform’s tools and credibility.
Prove your skills. Use the demo account to showcase your trading proficiency, including profitability, market understanding, and risk management. Participate in platform-specific challenges to demonstrate your capabilities.
Get verified. Undergo the platform’s verification process, which typically assesses your trading strategy, risk practices, and overall approach. Some platforms may require certifications or completed trading courses.
Obtain funding. Once approved, adhere to the platform’s rules, such as position limits, stop-loss requirements, and profit-sharing terms. Ensure you fully understand these conditions before accepting the funding.
Is a funded Forex account worth it?
Yes, a funded Forex account is worth it for those who do their homework well when selecting a funded trading account. You will have nothing to worry about if you research the funded trading account and profit share rules. Then, with your expertise and ambitious strategies, you can make profits ranging from 5 to 20 percent monthly.
Unlike a personal account, trading using Forex funded trading accounts means traders won't have to worry about putting their money at risk as they will have access to all the funding they need.
Remember that profit in a funded trading account is based on your trading efficiency and profit share ratio. Again, you can gain knowledge from seasoned traders and hone your skills while earning a consistent income.
What is the salary range for prop traders?
Proprietary traders, often referred to as prop traders, earn a wide range of compensation based on their skills, experience, and performance. In the United States, base salaries generally range from $62 000 to $79 000 per year, with an average around $71 000. However, some data sources indicate a higher average base salary of $120 297, with total compensation — including bonuses — potentially reaching $232 821 annually.
Bonuses and profit-sharing arrangements significantly contribute to a trader's overall income. Many firms employ profit-sharing structures, allowing traders to retain a percentage of the profits they generate, often ranging from 60% to 80%. This performance-based model means successful traders can earn considerably more than their base salary, with their total income being heavily influenced by their trading results and the firm's policies.
Methodology for compiling our ratings of prop firms
Traders Union applies a rigorous methodology to evaluate prop companies using over 100 quantitative and qualitative criteria. Multiple parameters are given individual scores that feed into an overall rating.
Key aspects of the assessment include:
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Trader testimonials and reviews. Collecting and analyzing feedback from existing and past traders to understand their experiences with the firm.
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Trading instruments. Companies are evaluated on the range of assets offered, as well as the breadth and depth of available markets.
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Challenges and evaluation process. Analyzing the firm's challenge system, account types, evaluation criteria, and the process for granting funding.
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Profit split. Reviewing the profit split structure and terms, scaling plans, and how the firm handles profit distributions.
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Trading conditions. Examining leverage, execution speeds, commissions, and other trading costs associated with the firm.
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Platform and technology. Assessing the firm's proprietary trading platform or third-party platforms it supports, including ease of use, functionality, and stability.
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Education and support. Quality and availability of training materials, webinars, and one-on-one coaching.
Choose a prop firm that aligns with your trading goals and style
If you're just starting with Forex funded accounts, choose programs that let you grow gradually by proving your skills. Opt for firms that start you with manageable capital, like $10 000, and allow you to scale up to larger accounts over time as you show steady results. This structured approach keeps the risk low and helps you develop your trading style without feeling overwhelmed. Bonus tip: choose programs that offer helpful resources, such as trading mentors or tools to review your trades. These extras give you an edge in improving your techniques and fixing any weak points.
Don’t get lured by flashy profit splits like 90% — look closely at the terms. The best firms are upfront about fees and trading costs. It’s worth picking one that might offer a slightly lower profit share but covers expenses like platform fees, giving you a clean slate to focus on trading. Plus, advanced features like performance tracking dashboards can be game-changers, helping you spot what’s working and what isn’t. Think long-term: slow, consistent growth will help you unlock bigger accounts and, ultimately, larger profits.
Conclusion
Funded trading accounts offer a transformative opportunity for traders to grow their skills and access significant capital without risking personal funds. By partnering with the right proprietary trading firm, traders can benefit from advanced trading tools, clear profit-sharing arrangements, and mentorship to refine their strategies. While selecting a prop firm, it’s crucial to consider factors like the profit split, trading conditions, account flexibility, and the firm’s transparency in rules and fees.
The right firm should align with your trading style and long-term goals, providing not just capital but also the resources for sustainable growth. Whether you are a novice looking to scale your trading or an experienced trader aiming for consistent income, a well-chosen funded account can be the stepping stone to achieving your financial aspirations.
FAQs
How do I choose a funded trading account?
Choose a funded trading account by evaluating the firm's reliability, legal certification, available leverage, supported trading platforms, resources offered, and profit-sharing arrangements. These factors ensure a supportive and trustworthy environment for trading.
Is being a funded trader a good idea?
Being a funded trader is a good idea for experienced traders lacking the capital to fund their accounts. Funded traders avoid financial risk but must follow the company's rules, including payment procedures, business practices, and risk management protocols.
Can I become a funded trader?
You can become a funded trader by gaining advanced trading knowledge and experience. Funded traders must adhere to company-specific rules, including daily loss caps and position limits, making self-discipline essential. While challenging, these programs reward skilled traders with access to capital.
Are funded trading accounts worth it?
Funded trading accounts are worth it for traders seeking capital, mentorship, and skill development. These accounts allow traders to earn consistent income and can be more profitable than trading with personal funds due to reduced financial risk.
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Team that worked on the article
Alamin Morshed is a contributor at Traders Union. He specializes in writing articles for businesses that want to improve their Google search rankings to compete with their competition. With expertise in search engine optimization (SEO) and content marketing, he ensures his work is both informative and impactful.
Chinmay Soni is a financial analyst with more than 5 years of experience in working with stocks, Forex, derivatives, and other assets. As a founder of a boutique research firm and an active researcher, he covers various industries and fields, providing insights backed by statistical data. He is also an educator in the field of finance and technology.
As an author for Traders Union, he contributes his deep analytical insights on various topics, taking into account various aspects.
Mirjan Hipolito is a journalist and news editor at Traders Union. She is an expert crypto writer with five years of experience in the financial markets. Her specialties are daily market news, price predictions, and Initial Coin Offerings (ICO).
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