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Ferratum UK Review – Is it Safe and Legit?

Item: Ferratum UK
Rating: 2.6
Author: Oleg Tkachenko

2.6

Claim profile

Liverpool, United Kingdom

Registration address

https://www.ferratum.co.uk

Declared official website

We evaluate Ferratum UK based on key metrics such as domain stability, user reviews, customer loyalty, popularity and web mentions. Our analysis provides a snapshot of how Ferratum UK is performing, helping you understand whether it’s building trust, maintaining customer loyalty, or facing challenges.

Ferratum UK Trust Tracker
Overall Trust Index The Overall Trust Index is based on multiple factors, including the following individual metrics: Domain Stability Score (measuring domain age and reliability), User Reviews Score (aggregating positive and negative feedback from trusted sources like Trustpilot), Customer Loyalty Index (reflecting customer retention and satisfaction), Popularity Score (tracking online searches and mentions), and the Web Mention Index (analyzing the number of referring domains and online references). Each score is evaluated on a 5-point scale. Learn the assessment criteria in details	2.6/5
User Reviews Score This score is derived specifically from verified user ratings on Trustpilot, offering insight into customer satisfaction.	1.1/5
Customer Loyalty Index This index reflects the level of customer loyalty to a company based on the ratio of positive to negative reviews, while also factoring in the company’s responses to negative feedback. This parameter helps evaluate how satisfied customers are with the company's products or services.	4/5
Popularity Score The popularity score is based on website traffic, user engagement statistics, compared to previous periods to evaluate growth or decline. The data was obtained using Similarweb, a comprehensive SEO platform that provides insights into website performance, keyword analysis, and competitive research	0.6/5
Web Mention Index This index measures how frequently a company or its website is mentioned across external sites, typically through referring domains. This index reflects the online visibility and reputation of the company, indicating how often it is cited or discussed in various digital platforms.	4.2/5
Domain Stability Score This score assesses the reliability and consistency of a domain over time, typically based on factors such as the age of the domain, the frequency of ownership changes, and any periods of downtime or suspension. A high score indicates that the domain has been stable, with consistent operation and ownership, which can suggest trustworthiness and longevity in the digital space.	5/5

Top 5 Countries Where Ferratum UK is Popular

We analyzed the popularity of Ferratum UK across various countries over the past month to identify where it's most in demand. The data, sourced from Ahrefs, highlights regions where the brand is recognized and attracts interest, offering a general view of its performance in different markets.

*The chart shows monthly website visitors.

What are Ferratum UK Reviews?

User Reviews Score

1.1 /5

According to Trustpilot data

, users have left 856 reviews about the company. The most recent review was posted on 4 June 2026, and the overall Trustpilot rating for Ferratum UK is 1.1.

1.1 /5 rate of 856 reviews
5-star	77.8%
4-star	10.75%
3-star	1.87%
2-star	1.4%
1-star	8.18%

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Customer Loyalty and Perception of Ferratum UK

Customer Loyalty Index

4 /5

The trust and satisfaction index for Ferratum UK is derived from the ratio of positive to negative reviews, offering a clear measure of customer loyalty and overall sentiment. Built on data from Trustpilot, a globally recognized platform for consumer feedback, this index provides valuable insight into how the brand is perceived by its customers. A high ratio of positive reviews signals strong loyalty, while a prevalence of negative feedback highlights areas for improvement in the customer experience.

How Does Ferratum UK Show Up in Online Feedback?

Most reviews for Ferratum UK are positive, and the few negative comments do not significantly affect its reputation. Overall, Ferratum UK appears to be a trustworthy and well-regarded company, though it’s reasonable to keep monitoring its performance.

It is unclear whether Ferratum UK monitors user reviews. A lack of visible reputation-management activity might be interpreted as limited openness to dialogue, potentially impacting trust.

Why do customers appreciate Ferratum UK?

758 users have shared their positive experiences, highlighting what they appreciate about Ferratum UK.

Top 5 reasons why users are satisfied with service-oriented companies:

Responsive customer support	Inquiries are handled promptly and professionally.
Clear pricing and terms	Fees and policies are explained transparently.
Reliable security measures	Users feel confident their data is handled securely.
Timely service execution	Payments, requests, and claims are processed efficiently.
Stable and user-friendly platform	The interface is easy to use and performs consistently.

Are Ferratum UK's services gaining or losing popularity?

Popularity Score

0.6 /5

We compared the average website traffic of Ferratum UK over the past four calendar months with the industry benchmark for the Alternative Finance Providers category, which currently stands at 4721

, to assess the company’s relative visibility and competitive standing.

According to Similarweb data for May 2026, the website recorded 672 visits last month, providing insights into its current online presence and traffic dynamics.

Dynamics of site visits over the past 12 months

While the primary evaluation relies on comparing the company with its industry peers, it is equally valuable to observe its traffic dynamics over time.

Over the last year, website traffic has surged by 106.13% , indicating a dramatic increase in the popularity of Ferratum UK's services. Such substantial growth suggests that Ferratum UK has made significant strides in the market, likely due to a combination of effective promotions, excellent customer experiences, and strong word-of-mouth. This rapid rise in traffic signals that Ferratum UK is capturing considerable market attention and could continue to expand at this accelerated pace.

Disclaimer:

Website traffic is an additional source of information for evaluating a company's popularity, but it should not be solely relied upon, as other factors may also influence these metrics.

Ferratum UK’s Recognition and Trust in the Digital Space

Web Mention Index

4.2 /5

Backlinks (links from other websites) show how well-known and trusted a company is online. However, the quality of these links is more significant than the quantity. The more high-quality sites link to Ferratum UK’s website, the higher its credibility in the eyes of customers and partners. This can indicate that the company is recognized as reliable and popular in its industry.

In our analysis, we filter out low-quality sites and focus exclusively on backlinks from trusted, authoritative sources. We have tracked the number of these high-quality sites linking to https://www.ferratum.co.uk and monitored changes over the past month. This metric is crucial for assessing how widely the brand is recognized and how much trust it holds in the digital space.

The domain https://www.ferratum.co.uk has 143 referring domains.

*Referring domains data sourced from Serpstat

The average number of referring domains in the ‘Alternative Finance Providers’ category is 136

Ferratum UK’s backlink profile is close to the industry average, which is a strong sign of reliability. This suggests that Ferratum UK is performing on par with most of its competitors, making it a fairly trustworthy option in its category. However, slight improvements could further boost its competitive edge.

Note:

Being close to the industry average signals that the company is generally seen as reliable but may still have opportunities to stand out as more trustworthy than the competition.

Recognition and Trust
in the Digital Space (%)

*Trust level based on unique referring domains

Is the Ferratum UK Website Reliable and Stable?

Domain Stability Score

5 /5

We analyzed the registration date of the Ferratum UK domain to assess its stability and reliability. Regardless of how long the domain has been active, its age remains an important indicator of the company’s trustworthiness and resilience in the digital space.

The domain registration data is provided below https://www.ferratum.co.uk
Expires On	2026-12-11
Registered On	2006-12-11
Updated On	2025-12-04

Ferratum UK has demonstrated a lasting presence in the market, reflected in the long-standing activity of its domain. Such an extended tenure suggests the company's stability and adaptability, as well as its efforts to build trust with clients and partners. This long-term presence may indicate experience and professionalism, contributing to its reputation within the industry.

Can Ferratum UK’s long-established domain be considered a mark of trust?

While domain age is a positive indicator of stability and professionalism, it should be considered alongside other factors, such as customer reviews and overall reputation, to form a comprehensive assessment of the company's reliability.

Comparison of Ferratum UK with Organic Competitors

An analysis of the Ferratum UK website and its competitors, conducted using Ahrefs, provides a clear insight into the leading companies in the market.

The analysis focuses on three core metrics, which provide a clear picture of how well Ferratum UK competes in its niche, highlight growth opportunities, and outline actionable steps to strengthen its market position.

	Traffic Monthly traffic indicates the website’s popularity among users.	Monthly traffic changes Traffic changes over the past month reveal growth or decline in interest.
www.ferratum.co.uk	671	1
emu.co.uk	346	-6
my-quickloan.com	205	3
miss-payday.co.uk	124	0

What Does Ferratum UK Offer?

The application process typically takes about 2 minutes. All applicants will undergo credit checks and affordability assessments. The services are available 7 days a week. For first-time customers, the borrowing limit is up to £500. Existing customers may qualify to borrow up to £500 as a MicroLoan or up to £1000 as an Instalment PlusLoan. Representative example: If borrowing £400 for 4 months, the APR is 1270%. The total interest is £265.48, with an interest rate of 292% per annum (fixed). The total amount to be repaid is £665.48, divided into four instalments of £166.37 each. It is important to note that late repayment can result in significant financial difficulties. For assistance, individuals can visit moneyadviceservice.org.uk.

Ferratum UK Contacts
Contact e-mail	customercare@ferratum.co.uk
Contact telephone	0151 601 8611
Registration address	Suite 318, 25 Goodlass Road Liverpool United Kingdom

Conclusion: Is Ferratum UK Legit? Is it Safe?

To verify the legitimacy of Ferratum UK with 100% certainty, it’s essential to consult official regulatory websites overseeing the company's operations. However, we can provide some key indicators based on several performance metrics to help assess the company’s trustworthiness and safety.

Overall Score: 2.6/5

This score suggests that Ferratum UK is performing slightly below average compared to other companies in its industry. The feedback is mixed, with a noticeable presence of both satisfied and dissatisfied customers, resulting in a reputation that leans toward neutral. While improvement is needed in several areas, Ferratum UK still shows some potential to rebuild trust and increase customer satisfaction over time.