In this guide, we break down all the key fees charged by PointPay, including maker and taker fees, funding rates, withdrawal costs, and any hidden charges. We also highlight available discounts and compare PointPay pricing with that of leading competitors to help you evaluate whether the platform offers strong cost efficiency.

Based on my review, PointPay’s trading fees are generally in line with the industry average

Based on my experience with the TU analytics team, which reviewed the fee structures of more than 200 cryptocurrency exchanges, I’ve drawn the following conclusions about PointPay pricing.

Notably, PointPay does not offer futures trading, which impacted its overall score compared with platforms that support both spot and derivatives markets.
However, this limitation is less significant for passive investors, as PointPay offers competitive terms on its crypto spot market.

Below is a closer look at how PointPay structures its trading and non-trading fees.

A quick look at PointPay’s fees
	PointPay fee	Market average Based on the analysis of over 200 cryptocurrency exchanges
Spot taker, %	0.12	0,194
Spot maker, %	0.12	0,15
Deposit fee	0	0
Withdrawal fee	1%	Vary

PointPay spot fees: Is it cheap for spot trading?

The base spot trading fee on PointPay is 0.12% for makers and 0.12% for takers, compared with the industry average of 0.15% for makers and 0.194% for takers. Like most crypto exchanges, PointPay offers trading fee discounts as your spot trading volume increases. For instance, if your 30-day volume reaches $5 million, the fee on PointPay drops to 0.12% for makers and 0.12% for takers. To help you assess value, we've also compared PointPay spot trading fees with those of its top 2 competitors.

	PointPay	Kraken	OKX
Spot maker fee, %	0.12	0.25	0.08
Spot taker fee, %	0.12	0.4	0.1
Spot maker fee ($5M turnover), %	0.12	0.02	0.05
Spot taker fee ($5M turnover), %	0.12	0.12	0.045

Does PointPay charge fees for deposits and withdrawals?

PointPay generally does not charge fees for deposits, particularly for cryptocurrency transfers.

To help you better evaluate the total cost of using PointPay, we’ve compared its non-trading fees, including deposit and withdrawal charges, with those of its top competitors.

	PointPay	Kraken	OKX
Deposit fee	0	0	0
Withdrawal fee	0.0006 BTC 0.00444 ETH	0.0005 BTC	0.0004 BTC 2.6 USDT

Does PointPay offer P2P trading?

No, PointPay does not currently support P2P trading. Users can only trade via the centralized exchange interface.

For a list of exchanges that support P2P trading, check out our dedicated article on the Best P2P Crypto Exchanges.

Minimizing crypto trading costs: Expert tips

Choosing the right crypto exchange is essential for keeping trading costs low and protecting your profits. Based on our recent in-depth analysis of over 200 exchanges across 140+ evaluation criteria, here are expert insights to help you reduce fees, maximize available discounts, and select platforms that align with your trading goals.

Monitor withdrawal fees and network choice

Withdrawal fees can vary significantly depending on the cryptocurrency and the network you select. For example, withdrawing USDT through the ERC-20 network might cost between $10 and $30, while the same transaction via TRC-20 could cost less than $1. Choosing the wrong network can lead to unnecessary expenses or even lost funds if the receiving wallet is not compatible. Always double-check network compatibility and compare withdrawal options before confirming any transfer.