Capital.com vs Fineco - Fees Review included
Which broker is better Capital.com or Fineco? Our expert assessment conducted according to TU’s own methodology showed that Capital.com is one of the top brokers in the financial market with the TU Overall Score of 5.09 out of 10. Fineco is one of the top brokers in the financial market with the TU Overall Score of 5.47 out of 10. Find out more about TU Overall Score.
| Feature | Capital.com | Fineco |
|---|---|---|
Overall |
4.5 |
3.7 |
4.9 |
3.9 |
|
4.7 |
4.5 |
|
4.7 |
4.3 |
|
Investment Instruments |
2.2 |
3.2 |
Platforms and Charting Tools |
4.6 |
3.8 |
Deposit and Withdrawal |
4.5 |
3.9 |
Research |
4.3 |
1 |
Education |
4.4 |
4.0 |
Support |
4.6 |
4.0 |
Bonuses |
2.4 |
3.8 |
Capital.com vs Fineco: Pros and Cons
Capital.com (Capital) is a British Forex broker that provides its services to traders and investors worldwide. The company's activities are regulated by two bodies: CySEC — the Cyprus Securities and Exchange Commission, and the FCA — the UK Financial Conduct Authority. The company is audited by Deloitte and cooperates with two large European banks (Raiffeisen, RBS). Capital is ready to cooperate with active traders regardless of their experience, as well as with active investors who use shares of various companies for their work.
FinecoBank is an Italian FinTech company that started its activities in 1999 and merged with UniCredit Xelion Banca in 2008. In 2018, after leaving UniCredit Group, FinecoBank became an independent bank, which also provides online trading services in the stock market. FinecoBank is regulated by the securities market supervisor Consob (Commissione Nazionale per le Società e la Borsa) and is a member of the Single Resolution Fund.
| Capital.com | Fineco | |
|---|---|---|
| Overall Pros | UK and EU regulated Forex broker | No requirements for the size of the minimum deposit |
| Free direct stock trading | Availability of a PowerDesk professional trading platform that is available on any device | |
| Multiple ways to deposit and withdraw funds | A vast array of assets in the stock and foreign exchange markets | |
| A large number of training materials and tools for market research and study. | Fixed stock brokerage fee | |
| Multilingual support department - the company provides support in 13 languages. | Stock screener for all markets | |
| 6100+ trading instruments. | Access to trade on weekends | |
| 200+ supported cryptocurrencies | Availability of full-time and online training courses in trading | |
| Overall Cons | The broker does not offer clients investment programs such as PAMM accounts or copying trades. | A fee is charged for using the trading terminal |
| No demo account or risk-free trial trading | ||
| A monthly account maintenance fee is charged |
Capital.com vs Fineco: Safety and Regulation
| Regulated By: | Capital.com | Fineco |
|---|---|---|
US Regulation |
No |
No |
FCA (Great Britain) |
Yes |
No |
CySec (Cyprus, EU) |
Yes |
No |
ASIC (Australia) |
Yes |
No |
Other Regulators |
Republic of Belarus (NBRB) |
Consob |
Capital.com vs Fineco: Trading Conditions
| Trading Conditions | Capital.com | Fineco |
|---|---|---|
Minimum Deposit |
$20 |
1 |
Trading Platforms |
Web, Mobile application, MT4, Tradingview |
PowerDesk, Web PowerDesk, Fineco Mobile |
Max Leverage (Futures) |
FCA/CYSEC/ASIC - 1-30, NBRB - 1-100 |
1-50 |
Supported Markets |
Stocks, Cryptocurrencies, Currency pairs, Indices, Commodities, futures |
Stocks, options, bonds, futures, certificates of deposit, CFDs on currencies, stocks, commodities, ETFs, ETCs, and CWs |
Trading assets |
6100+ |
20000+ |
Trading Accounts |
Live-account, demo account |
PowerDesk |
Base Account Currencies |
USD, EUR, GBP, PLN, RUB |
Euro |
Capital.com vs Fineco: Fees
Forex Trading Fees
| Fee | Capital.com | Fineco |
|---|---|---|
Standard Account EURUSD Average Spread |
0.6 pips |
1 pip |
Standard Account Fee |
$0 |
$0 |
ECN/STP Account Fee |
Not supported |
Not supported |
ECN Account EUR Average Spread |
Not supported |
Not supported |
CFD Trading Fees
| Fee | Capital.com | Fineco |
|---|---|---|
CFD Trading Fee |
Floating spread |
Floating spread |
Non-Trading Fees
| Fee | Capital.com | Fineco |
|---|---|---|
Account Fee |
No |
No |
Deposit Fee |
No |
No |
Withdrawal Fee |
No |
€0,80 commission fee when you withdraw up to €99. |
Inactivity Fee |
No |
No |
A conversion fee may be applied as withdrawals and deposits are conducted in USD. Any other currency will have to be converted.
Capital.com vs Fineco: Trading Assets
| Asset Name | Capital.com | Fineco |
|---|---|---|
Overall |
6100+ |
20000+ |
Forex |
Yes |
Yes |
Stocks |
Yes |
Yes |
Metals |
Yes (CFD) |
Yes (CFD) |
Cryptocurrencies |
Yes (CFD) |
No |
Energy |
Yes (CFD) |
Yes (CFD) |
Indices |
Yes (CFD) |
Yes (CFD) |
ETFs |
Yes |
No |
Bonds |
No |
No |
Mutual funds |
No |
No |
Stock options |
No |
No |
Futures Trading |
Yes |
No |
Binary Options |
No |
No |
Capital.com or Fineco: Investment Programs
| Asset Name | Capital.com | Fineco |
|---|---|---|
Copy Trading |
No |
No |
MAM/PAMM |
No |
No |
Managed Accounts |
No |
No |
Other |
No |
ISA |
Trading Platforms: Fineco or Capital.com
| Capital.com | Fineco | |
|---|---|---|
MT4 |
Yes |
No |
MT5 |
No |
No |
cTrader |
No |
No |
Appropriate platform |
Yes |
PowerDesk |
Others |
Tradingview |
No |
Capital.com vs Fineco: Deposit and Withdrawal Methods
| Deposit and Withdrawal Method | Capital.com | Fineco |
|---|---|---|
Bank Transfer |
Yes |
Yes |
Debit Card |
Yes |
Yes |
Electronic Wallets |
Yes |
No |
Crypto |
No |
No |
Capital.com vs Fineco: Research
| Research Type | Capital.com | Fineco |
|---|---|---|
News Feed |
Yes |
No |
Fundamental Data |
Yes |
No |
Chart Analysis |
Yes |
No |
Trading Ideas |
No |
No |
E-Mail Reports |
Yes |
No |
Capital.com vs Fineco: Education
| Education Type | Capital.com | Fineco |
|---|---|---|
Demo-account/Paper Trading |
Yes |
No |
Webinars |
Yes |
Yes |
Articles |
Yes |
No |
Videos |
Yes |
Yes |
Cent account |
No |
No |
Fineco vs Capital.com: Support
| Support Features | Capital.com | Fineco |
|---|---|---|
Working Days |
24/7 |
13/5 |
Yes |
Yes |
|
Phone |
Yes |
Yes |
Online chat |
Yes |
Yes |
Other |
feedback form |
No |
Capital.com vs Fineco: Forex Bonuses and Promo
| Promo | Capital.com | Fineco |
|---|---|---|
Forex Bonus |
No |
For the first 3 months after registration, FinecoBank provides new clients with a reduced fixed rate for a contract on futures and options trading. |
Affiliate Program |
A trader can receive financial rewards not only for trading assets but also for attracting new clients to the company. The broker provides its partners with the tools they need to advertise Capital.com online, such as banners, widgets, and landing pages. These tools are available in several languages. The affiliate's task is to post information about the broker on their and other networks to attract new active traders. For this, the participant of the affiliate program receives a reward of up to $500. Detailed information on the terms of participation in the referral program is available to traders immediately after registering in the affiliate program.v |
No |
Other Promos |
The Capital broker does not have a bonus program for which users would receive additional financial rewards for trading. However, the company holds contests among its traders. You can find up-to-date information about contests that are currently taking place in your personal account. |
|
Top 5 Reviews on Fineco
-
Comment
Registered an account with Fineco Bank as it offers online trading training courses. I'm still a complete zero in trading, so you can't do without basic knowledge. For those who have the opportunity to visit the office, the broker offers full-time training. A serious disadvantage for me was the lack of a demo account. The broker offers an author's terminal, so competitors will not be able to practice on third-party software. I had to immediately open the real. On the other hand, perhaps this is for the best: when, in the absence of experience, you begin to lose not candy wrappers, but real money, you become more organized and stop making spontaneous transactions. I've only been trading for 3 months, until everything fits.
-
Comment
First of all, FinecoBank attracted me with a wide range of trading instruments such as stocks, ETFs, funds, bonds, futures, options, and Forex. Most all popular assets are here. I am not involved in crypto trading, so I did not notice the absence of crypto coins from the list of available assets. FinecoBank's trading fees are significantly lower than those of its competitors. I would pay my former broker $10 for a $2,000 US stock deal, and FinecoBank only holds back $4. What I would like to point out as a disadvantage of the broker is the high margin rates. Paying 8.1% per year is, in my opinion, a bit too much. Therefore, I trade at FinecoBank only using my own capital.
-
Comment
For 7 years of investing in securities, I managed to cooperate with several dozen stockbrokers, but each of them had some significant drawbacks that made me look for another company. I opened an account with FinecoBank 3 years ago and, as always, was skeptical. However, it was this broker who offered me exactly what I was looking for: low fund commissions, a convenient mobile terminal, and a clear fulfillment of their obligations. Now I mainly trade through FinecoBank. Here, the choice of assets is huge, and the conditions are favorable. It is a pity that it is not yet possible to work with cryptocurrencies here. But I think the company does not want to lag behind its competitors, so it will add cryptocurrencies to the list of available financial instruments soon.
-
Comment
I have been cooperating with FinecoBank for years. I use its banking services, and not so long ago I started investing in securities here. For this purpose, I use a mobile application, as it makes it easy to manage bank and investment accounts, as well as place market and limit orders. There are no complaints at all about the level of service quality: either by phone or in an online chat; and company representatives always answer not only quickly, but also competently. I can recommend trading stocks, ETFs, and futures at FinecoBank, but only with your own funds. The margin rates are high here.
-
Comment
FinecoBank offers different types of trading platforms, but for beginners, I would not recommend using the PowerDesk desktop terminal. It is too complicated, and there are no reports on fees at all. The interfaces of the mobile application and web platform are much simpler and intuitive, although less customizable. The search function works well on both terminals. Price alerts can be set. I invest in mutual funds with FinecoBank and its trading fees are fine with me.
Top 5 Reviews on Capital.com
-
Comment
I have no problems trading with сapital.com. When you have a normal trading strategy, there shouldn’t be questions with trading. Spreads are optimal, for some pairs they are below market average. The performance of the platform leaves much to be desired; there are slippages, but not critical ones. Also, Capital.com doesn’t take too long with withdrawals, although there are delays.
-
Comment
This is just terrible! It's been over three weeks, and Capital.com still can't withdraw my money. At first, it seemed like everything should go smoothly. I've already withdrawn my profits a couple of times before. But this time, I closed the account and withdrew the entire deposit. They immediately told me that I needed to go through verification again. I sent all the necessary documents. And here we are, the third week has passed, and Capital.com still hasn't withdrawn my money.
-
Comment
Capitalcom has constant problems with its trading platform. I note that when you open orders, you can simply be kicked out of your user account. It fails and freezes, it’s obvious that developers weren’t too worried about how this platform would run. The only question is where the company gets its clients from. This is why I advise anyone who has not yet opened an account with Capital.com not to do so, because they will lose their money.
-
Comment
I had a negative experience with Capital.com. I made the minimum deposit of $350 and was able to increase my balance by $180 in just three days, which pleasantly surprised me. However, when I tried to withdraw half of this amount, problems occured. My account was blocked after my withdrawal request. I was disappointed and fooled by Capital.com.
-
Comment
I traded normally with capital.com, but one day everything changed. I get the impression that this is not a good broker, but a strange company that wants to take my money. Trading became unbearable. Everything has changed for the worse. The platform operates for one hour during the trading session. I do not recommend capital.com, they cannot be trusted.
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FAQs
What should I start Forex trading with?
It is desirable for novice traders to explore trading using a demo account to learn the market and how to work on the trading platform without the risk of suffering losses. At the same time, it is advisable to review the educational materials of the broker, learn trading basics. Then you can deposit the minimum required amount to perform a small number of transactions. If you manage to close several months in a row in the black, without substantial drawdowns on the account, then you can try increasing your deposit. Also trying to copy trades automatically is a good option for a start.
What amount should I start trading with?
The minimum deposit of $10 may be enough to trade on the cent account. However, for trading on Standard/ECT accounts, experts recommend starting with at least $200-500. With this amount, you can use not a very big leverage. Remember, getting carried away with the margin is the main cause of losses among beginners.
What should I take into consideration when choosing a broker?
Experts recommend looking at the broker’s reliability first and foremost. The other important features include basic trading conditions, commissions and fees, customer reviews. If brokers are approximately the same in terms of basic criteria, you need to choose based on your experience and tasks. One broker may be good for professionals and another – for novice traders.
Is it possible to be scammed by a broker with a license from a reputable regulator?
In theory, yes. But in practice, it takes so much time and money to comply with the requirements of reputable regulators that it is not worth it for scammers to bother obtaining a legitimate license.
Team that worked on the article
Mikhail Vnuchkov joined Traders Union as an author in 2020. He began his professional career as a journalist-observer at a small online financial publication, where he covered global economic events and discussed their impact on the segment of financial investment, including investor income. With five years of experience in finance, Mikhail joined Traders Union team, where he is in charge of forming the pool of latest news for traders, who trade stocks, cryptocurrencies, Forex instruments and fixed income.