Capital.com vs XM - Fees Review included

Share this:
Editorial Note: While we adhere to strict Editorial Integrity, this post may contain references to products from our partners. Here's an explanation for How We Make Money. None of the data and information on this webpage constitutes investment advice according to our Disclaimer.

Which broker is better Capital.com or XM? Our expert assessment conducted according to TU’s own methodology showed that Capital.com is one of the top brokers in the financial market with the TU Overall Score of 5.09 out of 10. XM is one of the top brokers in the financial market with the TU Overall Score of 8.52 out of 10. Find out more about TU Overall Score.

Feature Capital.com XM

Overall

4.5

4.5

Regulation

4.9

4.9

Fees

4.7

4.3

Trading Assets

4.7

4.4

Investment Instruments

2.2

4.4

Platforms and Charting Tools

4.6

4.6

Deposit and Withdrawal

4.5

4.7

Research

4.3

5

Education

4.4

5

Support

4.6

4.6

Bonuses

2.4

5

Capital.com review

XM review

Open an account

Your capital is at risk.
77.74% of retail investor accounts lose money when trading CFDs with this provider.

Capital.com vs XM: Pros and Cons

Capital.com (Capital) is a British Forex broker that provides its services to traders and investors worldwide. The company's activities are regulated by two bodies: CySEC — the Cyprus Securities and Exchange Commission, and the FCA — the UK Financial Conduct Authority. The company is audited by Deloitte and cooperates with two large European banks (Raiffeisen, RBS). Capital is ready to cooperate with active traders regardless of their experience, as well as with active investors who use shares of various companies for their work.

XM Broker was founded in 2009. Initially, the company covered a narrow niche of the trader market, specializing exclusively in intermediary services at the foreign exchange market. It has since experienced considerable success and growth. XM is reliable and safe. It has diversified and is now an international broker operating in almost 190 countries around the world. For over a decade XM Broker has attracted 3,5 million traders, offering unique technological solutions. The company is now being recognised as the Fastest Growing Broker, the Best Forex Service Provider and various other contributing achievements. The team at XM Broker is committed to continually working hard to improve the quality of the services provided every year as they are committed to continually providing the best service to their traders.

Capital.com XM
Overall Pros UK and EU regulated Forex broker Well-Regulated broker
Free direct stock trading Strong research tools
Multiple ways to deposit and withdraw funds Strong education
A large number of training materials and tools for market research and study. Big Forex bonuses
Multilingual support department - the company provides support in 13 languages. Free deposit and withdrawal
6100+ trading instruments. Instant withdrawal
200+ supported cryptocurrencies 1000+ trading assets
Overall Cons The broker does not offer clients investment programs such as PAMM accounts or copying trades. High spreads

Capital.com vs XM: Safety and Regulation

Regulated By: Capital.com XM

US Regulation

No

No

FCA (Great Britain)

Yes

Yes

CySec (Cyprus, EU)

Yes

Yes

ASIC (Australia)

Yes

Yes

Other Regulators

Republic of Belarus (NBRB)

IFSC (Belize)

Capital.com vs XM: Trading Conditions

Trading Conditions Capital.com XM

Minimum Deposit

$20

$5

Trading Platforms

Web, Mobile application, MT4, Tradingview

MT4, MT5

Max Leverage (Futures)

FCA/CYSEC/ASIC - 1-30, NBRB - 1-100

1:888, 1:30 (for EU, UK clients)

Supported Markets

Stocks, Cryptocurrencies, Currency pairs, Indices, Commodities, futures

Forex, CFDs on indices, commodities, crypto, metals, stocks

Trading assets

6100+

1300+

Trading Accounts

Live-account, demo account

Micro, Standard, Ultra Low, Zero

Base Account Currencies

USD, EUR, GBP, PLN, RUB

USD, EUR, GBP, JPY, CHF,‎ AUD, HUF, PLN, RUB, SGD, ZAR

Learn more

Learn more

Capital.com vs XM: Fees

Forex Trading Fees

Fee Capital.com XM

Standard Account EURUSD Average Spread

0.6 pips

1.7 pips

Standard Account Fee

$0

$0

ECN/STP Account Fee

Not supported

Not offered

ECN Account EUR Average Spread

Not supported

Not offered

CFD Trading Fees

Fee Capital.com XM

CFD Trading Fee

Floating spread

Floating spread

Non-Trading Fees

Fee Capital.com XM

Account Fee

No

No

Deposit Fee

No

No

Withdrawal Fee

No

No

Inactivity Fee

No

$15 after 5 months of inactivity

A conversion fee may be applied as withdrawals and deposits are conducted in USD. Any other currency will have to be converted.

Capital.com vs XM: Trading Assets

Asset Name Capital.com XM

Overall

6100+

1300+

Forex

Yes

Yes

Stocks

Yes

Yes

Metals

Yes (CFD)

Yes (CFD)

Cryptocurrencies

Yes (CFD)

Yes (CFD)

Energy

Yes (CFD)

Yes (CFD)

Indices

Yes (CFD)

Yes (CFD)

ETFs

Yes

Yes (CFD)

Bonds

No

No

Mutual funds

No

No

Stock options

No

No

Futures Trading

Yes

No

Binary Options

No

No

Capital.com or XM: Investment Programs

Asset Name Capital.com XM

Copy Trading

No

Yes

MAM/PAMM

No

No

Managed Accounts

No

No

Other

No

No

Learn more

Learn more

Trading Platforms: XM or Capital.com

Capital.com XM

MT4

Yes

Yes

MT5

No

Yes

cTrader

No

No

Appropriate platform

Yes

No

Others

Tradingview

No

Capital.com review

XM review

Open an account

Your capital is at risk.
77.74% of retail investor accounts lose money when trading CFDs with this provider.

Capital.com vs XM: Deposit and Withdrawal Methods

Deposit and Withdrawal Method Capital.com XM

Bank Transfer

Yes

Yes

Debit Card

Yes

Yes

Electronic Wallets

Yes

Yes

Crypto

No

Yes

Capital.com vs XM: Research

Research Type Capital.com XM

News Feed

Yes

Yes

Fundamental Data

Yes

Yes

Chart Analysis

Yes

Yes

Trading Ideas

No

Yes

E-Mail Reports

Yes

Yes

Capital.com vs XM: Education

Education Type Capital.com XM

Demo-account/Paper Trading

Yes

Yes

Webinars

Yes

Yes

Articles

Yes

Yes

Videos

Yes

Yes

Cent account

No

Yes

XM vs Capital.com: Support

Support Features Capital.com XM

Working Days

24/7

24/5

E-mail

Yes

Yes

Phone

Yes

Yes

Online chat

Yes

Yes

Other

feedback form

No

Capital.com vs XM: Forex Bonuses and Promo

Promo Capital.com XM

Forex Bonus

No

up to $5000 forex bonus, up to 100% forex deposit bonus

Affiliate Program

A trader can receive financial rewards not only for trading assets but also for attracting new clients to the company. The broker provides its partners with the tools they need to advertise Capital.com online, such as banners, widgets, and landing pages. These tools are available in several languages. The affiliate's task is to post information about the broker on their and other networks to attract new active traders. For this, the participant of the affiliate program receives a reward of up to $500. Detailed information on the terms of participation in the referral program is available to traders immediately after registering in the affiliate program.v

Multi tier affiliate program

Other Promos

The Capital broker does not have a bonus program for which users would receive additional financial rewards for trading. However, the company holds contests among its traders. You can find up-to-date information about contests that are currently taking place in your personal account.

Capital.com review

XM review

Open an account

Your capital is at risk.
77.74% of retail investor accounts lose money when trading CFDs with this provider.

Top 5 Reviews on XM

  • XM Group

    uajsaeva@bk.ru

    16.04.2024

    Comment

    I have been exclusively trading with ECN brokers and decided it is time to try a market maker for variety. I did a lot of research before signing up and XM Group was among my top three brokers in the final shortlist. I then decided to register with them. The registration process was straightforward and done within 5 minutes, and went right in for my first trade. The terminal is in MT5 and there is nothing much going on. Honestly, this is a huge plus for someone like me who prefers a no-frills platform as you can understand everything that goes on very easily. One standout feature I would like to mention is their fully-customizabl

  • XM Group

    givemeyours521@gmail.com

    03.04.2024

    Comment

    XM’s registration process is by far the fastest among all the brokers I have enrolled in. I went to their website, clicked register, filled in my email and password, and my trading account was created just like that. I can already go around and explore its website features right after the account creation. Then I opted to download their XM app and went all in with the account verification which turned out to be super fast when using the app. They only asked for one identification card (a time saver) and a face scan for confirmation. Next I received an email saying that my documents have been uploaded and will be reviewed within 24 hours. Only a few minutes had gone by and I received another email confirming that my account had been verified. Love this smooth account registration process.

  • XM Group

    kirahlonah@gmail.com

    27.03.2024

    Comment

    XM offers leverage ranging from 1:1 to 1000:1, which isantop feature for traders looking to open a large position with a low trading capital. but after my experience trading with leverage on XM, i think new traders should avoid trading with leverage when they newly start trading on their live account. Leverages should be a feature for experts if i am to suggest. After trying leverages on demo accounts I decided to use it on my live accounts. Eager to dip my toes into the dynamic realm of financial markets, I deposited $100 into my trading account with XM, a renowned brokerage platform. Excitedly, I decided to trade the EUR/USD currency pair, one of the most widely traded pairs in the forex market. With a leverage of 1:100, I saw an opportunity to magnify the potential profits and opened a position. The EUR/USD pair seemed promising, with positive economic indicators favoring the Euro. I was optimistic as the trade commenced, envisioning significant gains. However, the market is as unpredictable as the wind, and soon, the trade turned against my proposed strategy. The leverage, while offering the potential for amplified gains, also exposed me to higher risks. As the EUR/USD pair plummeted, so did my account balance. In the blink of an eye, my $100 deposit dwindled away as a result of the fluctuations of the forex market. I realized the importance of risk management and the need for a thorough understanding of leverage. So my approach to trading is to implement strategies that would protect my capital in the future and to use a minimum of 1:10 leverage if I must use it anytime soon.

  • XM Group

    alexonkwani@gmail.com

    25.03.2024

    Comment

    Beginner traders on XM group can benefit from the rich educational tools provided on the research and education section on the platform. When you click on the research button, resources available here are grouped into three different groups. Beginners alcan start learning about Forex trading with the options available under the learning center. Resources here will help a novice learn about the XM platform Forex and CFD trading. The videos available will introduce a beginner trader to the financial markets and instruments like shares, CFDs, Forex, Crypto, pips, lots, and position size. This videos are meant to breed novice traders from level 1 trader to an expert trader.

  • XM Group

    porterashley751@gmail.com

    11.03.2024

    Comment

    I initially paid $3000 to start with and an account manager demonstrated a growth of $500 in quick time. A specialist then came in and tried to get me to invest $25000 to which I bluntly denied and they tried with $20K, then $10K and even $5K to all of which I refused! They have now kept me hanging and I asked for a refund to which they are asking for more money from me and I don't know what more to do! Also as of yesterday, the site itself is DOWN!! I cannot log in anymore and the email contact i had from there, when i sent the email to check it came back saying that domain does not exist anymore!! I am at loss of words and my hard earned money unfortunately i was able to recover my money back with the help of Olivia teams get in touch with them oliviatrader 44 at gmail com WhatApp +1 (423) 248 - 2140

Learn more

Top 5 Reviews on Capital.com

  • Capital.com

    omen66

    01.03.2024

    Comment

    I have no problems trading with сapital.com. When you have a normal trading strategy, there shouldn’t be questions with trading. Spreads are optimal, for some pairs they are below market average. The performance of the platform leaves much to be desired; there are slippages, but not critical ones. Also, Capital.com doesn’t take too long with withdrawals, although there are delays.

  • Capital.com

    masdika

    12.02.2024

    Comment

    This is just terrible! It's been over three weeks, and Capital.com still can't withdraw my money. At first, it seemed like everything should go smoothly. I've already withdrawn my profits a couple of times before. But this time, I closed the account and withdrew the entire deposit. They immediately told me that I needed to go through verification again. I sent all the necessary documents. And here we are, the third week has passed, and Capital.com still hasn't withdrawn my money.

  • Capital.com

    azam1230

    17.01.2024

    Comment

    Capitalcom has constant problems with its trading platform. I note that when you open orders, you can simply be kicked out of your user account. It fails and freezes, it’s obvious that developers weren’t too worried about how this platform would run. The only question is where the company gets its clients from. This is why I advise anyone who has not yet opened an account with Capital.com not to do so, because they will lose their money.

  • Capital.com

    blackhawk100100

    29.12.2023

    Comment

    I had a negative experience with Capital.com. I made the minimum deposit of $350 and was able to increase my balance by $180 in just three days, which pleasantly surprised me. However, when I tried to withdraw half of this amount, problems occured. My account was blocked after my withdrawal request. I was disappointed and fooled by Capital.com.

  • Capital.com

    debonaire

    12.12.2023

    Comment

    I traded normally with capital.com, but one day everything changed. I get the impression that this is not a good broker, but a strange company that wants to take my money. Trading became unbearable. Everything has changed for the worse. The platform operates for one hour during the trading session. I do not recommend capital.com, they cannot be trusted.

Learn more

FAQs

What should I start Forex trading with?

It is desirable for novice traders to explore trading using a demo account to learn the market and how to work on the trading platform without the risk of suffering losses. At the same time, it is advisable to review the educational materials of the broker, learn trading basics. Then you can deposit the minimum required amount to perform a small number of transactions. If you manage to close several months in a row in the black, without substantial drawdowns on the account, then you can try increasing your deposit. Also trying to copy trades automatically is a good option for a start.

What amount should I start trading with?

The minimum deposit of $10 may be enough to trade on the cent account. However, for trading on Standard/ECT accounts, experts recommend starting with at least $200-500. With this amount, you can use not a very big leverage. Remember, getting carried away with the margin is the main cause of losses among beginners.

What should I take into consideration when choosing a broker?

Experts recommend looking at the broker’s reliability first and foremost. The other important features include basic trading conditions, commissions and fees, customer reviews. If brokers are approximately the same in terms of basic criteria, you need to choose based on your experience and tasks. One broker may be good for professionals and another – for novice traders.

Is it possible to be scammed by a broker with a license from a reputable regulator?

In theory, yes. But in practice, it takes so much time and money to comply with the requirements of reputable regulators that it is not worth it for scammers to bother obtaining a legitimate license.

Team that worked on the article

Mikhail Vnuchkov
Author at Traders Union

Mikhail Vnuchkov joined Traders Union as an author in 2020. He began his professional career as a journalist-observer at a small online financial publication, where he covered global economic events and discussed their impact on the segment of financial investment, including investor income. With five years of experience in finance, Mikhail joined Traders Union team, where he is in charge of forming the pool of latest news for traders, who trade stocks, cryptocurrencies, Forex instruments and fixed income.