Best Sign-Up Bonuses For 2025: Free Money For Signing Up

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Best sign-up bonuses give:

Cryptocurrency exchanges
Cashback and rewards apps
Banks
Survey platforms
Prop trading companies
Telegram apps

Free money for signing up? It might sound too good to be true, but it’s a legitimate strategy many platforms use to attract new users. Whether you're looking to cushion your investment account or just want a little extra cash in your pocket, understanding the ins and outs of sign-up bonuses can be a game-changer. In this article, we’ll break down how these offers work, the best platforms to try, and tips for both beginners and advanced traders.

Best apps and platforms offering free money for signing up

Free money for signing up with crypto exchanges

Many investment platforms have sign-up bonuses. Here are best crypto exchanges, that have such offer:

Best exchanges with sign-up bonuses
	Min. Deposit, $	Coins Supported	Spot Taker fee, %	Spot Maker Fee, %	Open account
OKX	10	329	0,1	0,08	Open an account Your capital is at risk.
Kraken	10	278	0,4	0,25	Open an account Your capital is at risk.
Crypto.com	1	250	0,5	0,25	Open an account Your capital is at risk.
CoinMetro	1	72	0,2	0,1	Open an account Your capital is at risk.
PointPay	1	320	0,12	0,12	Open an account Your capital is at risk.

Cashback and rewards apps that pay for signing up

Cashback apps are a popular choice for earning rewards on everyday purchases. Here are some of the best:

Ibotta. Offers a $5 welcome bonus after your first purchase. It's easy to use, with a wide variety of store partners.
Fetch Rewards. Get up to $10 in points for scanning your first receipt. Use the app to earn points on any grocery receipt.
Dosh. Receive $5 just for linking your credit card. Dosh automatically applies cashback when you shop at participating retailers.

Here’s a comparison table for these cashback apps:

Cashback apps with free money for signing up
App	Min. Purchase	Bonus	Pros	Cons
Ibotta	$0	$5	Wide range of store offers	Requires frequent use
Fetch Rewards	$0	$2 - $10	Works with any receipt	Low rewards per receipt
Dosh	$0	$5	Automatic cashback	Limited participating stores

Bank promotions offering free money for signing up

Banks often provide bonuses to attract new customers. Here are some current offers:

Chase Total Checking. Earn $300 for opening a new Chase Total Checking account and setting up direct deposit totaling $500 or more within 90 days of coupon enrollment. The account has a $12 monthly fee, which can be waived with direct deposits or maintaining minimum balances.
Discover online savings. Earn up to $200 when you open a savings account and deposit at least $15,000. The account offers a competitive interest rate, making it ideal for those looking for a high-yield savings account.
SoFi money. Earn between $50 and $300 depending on the amount of direct deposit made within the first 30 days. The minimum required deposit is $500. SoFi combines checking and savings features with a high interest rate and no monthly fees.

Check out our comparison table for these bank offers:

Cashback bank apps
Bank	Min. Deposit	Bonus	Monthly Fee	Special Feature
Chase Total Checking	$0	$300	Waived with direct deposit	Access to over 16,000 ATMs nationwide
Discover Savings	$15,000	Up to $200	None	Competitive interest rate
SoFi Money	$500	$50-$300	None	High interest checking and savings

Survey platforms with sign-up bonuses

Participating in online surveys can also earn you some extra cash. Here are a few options:

Swagbucks. Offers a $10 sign-up bonus after spending $25 through their platform. Earn points for surveys, watching videos, and more.
Survey Junkie. Receive a bonus after completing your first few surveys. Points can be redeemed for cash or gift cards.
Toluna. Provides a small bonus for signing up and completing initial surveys. Rewards can be cashed out or used for gift cards.

Free money for signing up with prop trading companies

Prop trading companies offer traders the opportunity to trade with the company's capital after passing an evaluation process. While the companies don't technically offer "free money," they do provide various benefits like fee discounts, trial challenges, and capital allocation upon passing evaluations. Here are a few reputable options:

Best prop trading companies with sign-up bonuses
Prop Company	Sign-up Bonus	Max. Trading Capital	Evaluation Fee	Profit Split	Evaluation	Max. Drawdown	Open an account
FTMO	Free trial available	$200,000	$155 - $1,080 (depends on account size)	Up to 90%	30 days	10% (Equity)	Open an account Your capital is at risk.
Topstep	Free retry available for certain conditions	$150,000	$165 - $375 (monthly, depends on account size)	Up to 90%	No fixed period	$3,000 (based on account size)
The5%ers	Discount on evaluation fee for new traders	$100,000	$235 - $865 (depends on account size)	50% - 100% (based on growth program)	180 days	6% (Account Balance)	Open an account Your capital is at risk.

Popular Telegram tap games offering bonuses

Hamster Kombat. Allows players to earn bonuses by completing tasks and participating in in-game events. New users often receive a starting bonus in the form of tokens or in-game currency.

Hamster Kombat bot

TRUST. New users receive a bonus after joining and completing their first task. The game also offers additional rewards for inviting friends.

TRUST app bot

DOGS. New users can engage with the community and participate in various events to earn DOGS tokens as bonuses. These tokens are used to support community activities and represent a fun, crypto-inspired engagement on the platform.

DOGS bot

How to get free money for signing up: a step-by-step guide

Step: Research and choose a platform
Start by identifying the platforms offering the best sign-up bonuses. Look for platforms with a good reputation and a bonus structure that matches your financial goals. Discover the best apps to make money.
Step: Register and verify your account
After selecting a platform, complete the registration process. This typically involves providing personal information and verifying your identity. Be cautious and ensure you're signing up on the official website to avoid phishing scams.
Step: Meet the bonus requirements
Each platform will have specific conditions for claiming your bonus.
Step Claim and use your bonus
Once you've met the requirements, claim your bonus. Depending on the platform, you might receive cash, stocks, or points. Consider reinvesting these funds or withdrawing them based on your financial strategy.

Considerations for users

Platform reputation. Always verify the legitimacy of the platform. Stick to well-known companies or use trusted review sites to ensure your money and information are safe.
Understanding terms and conditions. Thoroughly read the fine print. Look for hidden fees, conditions on withdrawing the bonus, and minimum activity requirements.
Minimum investment and deposit requirements. Start small. Choose platforms that allow you to begin with low initial investments or deposits to minimize risk.
Managing multiple accounts efficiently. Use tools like Google Sheets to track account details, bonus requirements, and deadlines to ensure you meet all conditions without confusion.

Risks and warnings

Scams and fraudulent platforms. Beware of offers that seem too good to be true. Scammers often use the promise of free money to lure in unsuspecting users.
Hidden fees and conditions. Look out for fees that might eat into your bonus earnings, such as monthly maintenance fees or minimum balance penalties.
Overestimating potential earnings. Don’t assume you’ll easily earn hundreds or thousands of dollars. Bonuses often have stringent requirements that can be hard to meet.

Pros and cons of sign-up bonuses

Easy way to start investing or earning without significant upfront costs.
Access to various platforms and services with minimal risk.

Potential hidden fees and complex withdrawal processes.
Bonuses may be small relative to the required investment or effort.

Look for growing platforms where rewards are higher

When signing up for platforms that give free money, think beyond the big names. Look for smaller, newer projects, especially in the crypto or blockchain world. They’re eager to attract people and usually offer much better bonuses because they’re still trying to grow. It’s a bit of a hidden gem hunt, but it pays off since fewer people know about them. Plus, timing is everything. Some platforms give better offers when they’re launching something new or celebrating milestones, so jumping in at the right moment can give you an extra edge. Stay tuned to their announcements and grab these opportunities when they’re fresh.

Instead of chasing just any sign-up deal, go for platforms that offer something lasting. Some platforms give you bonuses, but the real trick is finding those that let you earn more just by sticking around. Whether it’s staking, providing liquidity, or having a say in how things run, these options often mean you can keep earning long after your first bonus. So, don’t rush in — take a few minutes to understand what they’re offering and how it works. You’re not just looking for a quick win; you want something that keeps giving as you get involved.

Conclusion

Getting free money for signing up can be a pleasant bonus to supplement your income or start investing. However, it’s crucial to understand that these bonuses aren't entirely "free" as well as their requirements and potential pitfalls. They often require you to meet conditions, such as maintaining a certain balance or making a qualifying purchase. Misunderstanding these requirements can lead to disappointment, so always read the fine print.

FAQs

What is the easiest way to get free money for signing up?

Joining cashback apps like Ibotta or Fetch Rewards is straightforward and often has minimal requirements.

Can I earn multiple sign-up bonuses from the same platform?

Typically, no. Most platforms limit sign-up bonuses to one per person or even household.

Are sign-up bonuses taxable?

Yes, bonuses are generally considered taxable income. Keep track of your earnings and report them accordingly.

What happens if I don’t meet the bonus requirements?

You usually won’t receive the bonus. Make sure to read the requirements carefully before signing up.

Team that worked on the article

Rinat Gismatullin is an entrepreneur and a business expert with 9 years of experience in trading. He focuses on long-term investing, but also uses intraday trading. He is a private consultant on investing in digital assets and personal finance. Rinat holds two degrees in Economy and Linguistics.

Learn about our editorial policies

Chinmay Soni is a financial analyst with more than 5 years of experience in working with stocks, Forex, derivatives, and other assets. As a founder of a boutique research firm and an active researcher, he covers various industries and fields, providing insights backed by statistical data. He is also an educator in the field of finance and technology.

As an author for Traders Union, he contributes his deep analytical insights on various topics, taking into account various aspects.

Mirjan Hipolito is a journalist and news editor at Traders Union. She is an expert crypto writer with five years of experience in the financial markets. Her specialties are daily market news, price predictions, and Initial Coin Offerings (ICO).

Forex Trading

Forex trading, short for foreign exchange trading, is the practice of buying and selling currencies in the global foreign exchange market with the aim of profiting from fluctuations in exchange rates. Traders speculate on whether one currency will rise or fall in value relative to another currency and make trading decisions accordingly. However, beware that trading carries risks, and you can lose your whole capital.

Prop trading

Proprietary trading (prop trading) is a financial trading strategy where a financial firm or institution uses its own capital to trade in various financial markets, such as stocks, bonds, commodities, or derivatives, with the aim of generating profits for the company itself. Prop traders typically do not trade on behalf of clients but instead trade with the firm's money, taking on the associated risks and rewards.

Bitcoin

Bitcoin is a decentralized digital cryptocurrency that was created in 2009 by an anonymous individual or group using the pseudonym Satoshi Nakamoto. It operates on a technology called blockchain, which is a distributed ledger that records all transactions across a network of computers.

Extra

Xetra is a German Stock Exchange trading system that the Frankfurt Stock Exchange operates. Deutsche Börse is the parent company of the Frankfurt Stock Exchange.

Yield

Yield refers to the earnings or income derived from an investment. It mirrors the returns generated by owning assets such as stocks, bonds, or other financial instruments.

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