Top Crypto Exchanges in Poland: A Comparative Guide
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Bybit.eu - An EU-regulated crypto exchange for spot and margin trading with leverage up to 1:2.
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Bitget - Best for diverse social trading (spot, futures, and bot copy trading with low fees)
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MEXC - Best for additional futures trading opportunities (numerous events and regular competitions)
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BingX - Global exchange with spot, derivatives, and copy trading features, supporting over 700 coins
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Coinbase - Highest level of security (multiple regulations, high data protection standards)
At Traders Union, we evaluate cryptocurrency exchanges in Poland to help traders find safe, reliable, and feature-rich platforms while avoiding unregulated options.
To recommend the top exchanges for Poland, we analyzed 100+ platforms using 140 measurable data points, focusing on security, fees, regulation, usability, and advanced trading tools.
Our transparent Methodology ensures data-driven recommendations, helping both beginners and professionals choose the best crypto trading platforms in Poland
Risk warning: Cryptocurrency markets are highly volatile, with sharp price swings and regulatory uncertainties. Research indicates that 75-90% of traders face losses. Only invest discretionary funds and consult an experienced financial advisor.
Comparison of leading crypto trading platforms in Poland
We compared crypto exchanges based on key factors:
- Acceptance of residents from Poland
- Minimum deposit
- Range of supported cryptocurrencies
- Spot maker fee rates
This analysis highlights the top exchanges in Poland, ensuring they meet the needs of both novice and experienced traders.
| Bybit.eu | |||
|---|---|---|---|
| Accepts residents of Poland |
Yes
|
Yes
Yes
Yes
Yes
|
Yes
Yes
Yes
Yes
|
| Minimum deposit, USD | 1 | 10 EUR 1 1 10 | 10 EUR 1 1 10 |
| Coins Supported | 415 | 1000+ 2700+ 1000+ 400+ | 1000+ 2700+ 1000+ 400+ |
| Spot maker fee | 0.1 |
0.1
No
0.1
0.5
|
0.1
No
0.1
0.5
|
| Study review | Study review | Study review Study review Study review Study review | Study review Study review Study review Study review |
We have thoroughly evaluated the strengths and weaknesses of the top cryptocurrency exchanges in Poland, providing overall ratings based on our proprietary, data-driven methodology.
| TU Overall Score 9.3 /10 | |
|---|---|
|
User Satisfaction score
Overall user experience and feedback based on ease of use, customer support, and platform reliability.
|
6.6
/10
|
|
Commissions and fees score
Analysis of the cost structure including trading commissions, minimum fees per trade, and withdrawal fees.
|
7.8
/10
|
|
Regulation and safety score
Assessment of regulatory compliance, financial security measures, and the overall safety of client funds.
|
10
/10
|
- Operations under EU crypto regulation.
- Single account type for margin and spot trading.
- Quick Trading for executing orders directly on charts.
- Lower trading fees based on trading volume.
- No minimum deposit for crypto transactions.
- Earn program for passive income.
- Referral and affiliate programs with attractive conditions.
- USDT and USD deposits are not supported.
- Futures trading is currently unavailable.
| TU Overall Score 8.9 /10 | |
|---|---|
|
User Satisfaction score
Overall user experience and feedback based on ease of use, customer support, and platform reliability.
|
6.6
/10
|
|
Commissions and fees score
Analysis of the cost structure including trading commissions, minimum fees per trade, and withdrawal fees.
|
7.5
/10
|
|
Regulation and safety score
Assessment of regulatory compliance, financial security measures, and the overall safety of client funds.
|
10
/10
|
- availability of demo accounts;
- convenient ways to contact the support service;
- a wide range of cryptocurrencies for account replenishment;
- service of copying trades for receiving passive income;
- ability to reduce commissions using credits earned in the bonus program;
- ability to engage in algorithmic trading;
- educational materials for novice traders on the exchange website;
- the exchange uses hot and cold cryptocurrency wallets to store client funds;
- deposits and withdrawals in fiat currencies.
- no.
| TU Overall Score 8.7 /10 | |
|---|---|
|
User Satisfaction score
Overall user experience and feedback based on ease of use, customer support, and platform reliability.
|
7.5
/10
|
|
Commissions and fees score
Analysis of the cost structure including trading commissions, minimum fees per trade, and withdrawal fees.
|
8.5
/10
|
|
Regulation and safety score
Assessment of regulatory compliance, financial security measures, and the overall safety of client funds.
|
5.5
/10
|
- more than 2,700 spot trading pairs;
- more than 800 futures markets;
- receive additional income through staking and holding;
- MEXC offers a referral commission of 40–50%;
- new users may receive up to 10,000 USDT in welcome rewards by completing eligible trading tasks.
- withdrawal fees (0.0005 BTC for Bitcoin);
- fiat on- and off-ramp availability may be limited in some jurisdictions;
- fiat services are available through selected third-party providers, including Banxa and MoonPay;
- lack of support for fiat currencies for trading;
- no MAM or PAMM accounts;
- mandatory verification.
| TU Overall Score 8.6 /10 | |
|---|---|
|
User Satisfaction score
Overall user experience and feedback based on ease of use, customer support, and platform reliability.
|
4.4
/10
|
|
Commissions and fees score
Analysis of the cost structure including trading commissions, minimum fees per trade, and withdrawal fees.
|
9.3
/10
|
|
Regulation and safety score
Assessment of regulatory compliance, financial security measures, and the overall safety of client funds.
|
5
/10
|
- BTC, and also ETH, USDT, XRP, DOGE, BNB and other popular altcoins are available for trading.
- Clients can trade in the spot market, and earn on conversion and grid trading.
- The exchange offers passive income options through the social trading platform.
- Some of the lowest fees in the market (the average daily spread is 0.04%).
- Simple, user-friendly mobile app with a trading platform based on TradingView.
- The company is officially registered in the US, Canada, Australia and EU (Estonia).
- Customer support works promptly in the 24/7 mode.
- No leverage is offered for spot trading, traders have to rely on their own funds.
- With low trading fees, some withdrawal fees are rather high (for example the fee is 20 USDT for USDT-ERC20).
- Customer support is available via email and live chat, but the broker does not have a call center.
| TU Overall Score 8.5 /10 | |
|---|---|
|
User Satisfaction score
Overall user experience and feedback based on ease of use, customer support, and platform reliability.
|
7.3
/10
|
|
Commissions and fees score
Analysis of the cost structure including trading commissions, minimum fees per trade, and withdrawal fees.
|
5.1
/10
|
|
Regulation and safety score
Assessment of regulatory compliance, financial security measures, and the overall safety of client funds.
|
9.5
/10
|
- you can trade a vast array of cryptocurrencies on the exchange;
- hassle-free registration and verification;
- all assets are in offline storage;
- the exchange ensures the security of users’ assets;
- available are a free e-wallet and a virtual card;
- complex solutions for individuals, businesses, and developers;
- powerful analytical base and unique training guides.
- there are no passive earning options;
- some of the information is available in English only.
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What are the cheapest crypto exchanges in Poland
To determine the cheapest cryptocurrency exchanges in Poland, we analyzed trading fees of the leading platforms in the region. Specifically, we evaluated maker and taker fees for both spot and futures trading and compared these values against market averages based on an analysis of over 100 exchanges.
Additionally, we reviewed deposit and withdrawal fees to provide a comprehensive assessment of the most cost-effective options for cryptocurrency trading in Poland.
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Trading fees:
We compared base-level fees for spot and futures trading, including maker and taker fees. However, exchanges in Poland offer significant discounts for traders as their trading volume increases.
Bybit.eu Market average Based on comparing fees across more than 200 cryptocurrency exchanges. Spot maker fee, % 0.1 0.1 No0.1 0.50.194 Spot taker fee, % 0.1 0.1 0.05 0.1 0.5 0.157 Futures maker fee, % Not supported 0.02 No0.02 0.040.024 Futures taker fee, % Not supported 0.06 0.02 0.045 0.02 0.053 -
Deposit and withdrawal fees and payment options
We also compared crypto exchanges deposit and withdrawal fees, as well as the payment methods available in Poland.
Bybit.eu Deposit fee NoNoNoNoNoNoNoNoNoWithdrawal fee Network fees apply 0.00005 BTC
0.00064 ETH 0.0003 BTC 0.0005 BTC
0.005 ETH Fixed fee - 25 USD
PayPal - 1.5%
USDC - 10 USD0.00005 BTC
0.00064 ETH 0.0003 BTC 0.0005 BTC
0.005 ETH Fixed fee - 25 USD
PayPal - 1.5%
USDC - 10 USDBank Wire YesYesYesYesYesYesYesYesYesBank cards YesYesYesYesYesYesYesYesYesPayment services YesYesYesYesYesYesYesYesYesP2P NoYesYesYesYesYesYesYesYes
What are the safest exchanges in Poland
The safety of exchanges in Poland was assessed based on Tier-1 regulation Tier-1 regulation refers to the highest level of financial oversight provided by globally recognized regulatory authorities, ensuring strict compliance with security, transparency, and user protection standards. , security measures (e.g., 2FA, cold wallets), and the absence of successful hacking incidents. Exchanges with Tier-1 regulation are the most reliable, as they comply with strict international standards.
| Bybit.eu | |||
|---|---|---|---|
| Tier-1 regulation |
Yes
|
Yes
No
No
Yes
|
Yes
No
No
Yes
|
| Government-regulated |
Yes
|
Yes
No
No
Yes
|
Yes
No
No
Yes
|
| 2FA |
Yes
|
Yes
Yes
Yes
Yes
|
Yes
Yes
Yes
Yes
|
| Cold wallet storage |
Yes
|
Yes
Yes
Yes
Yes
|
Yes
Yes
Yes
Yes
|
| Investor protection fund |
Yes
|
Yes
No
Yes
Yes
|
Yes
No
Yes
Yes
|
Is crypto market regulated and taxable in Poland
Crypto regulation in Poland
As of January 2025, Poland is actively developing its regulatory framework for cryptocurrencies, aligning with the European Union's Markets in Crypto-Assets (MiCA) regulation. The Polish Financial Supervision Authority (KNF) is designated as the primary regulatory body overseeing crypto-asset activities. The forthcoming legislation mandates that Virtual Asset Service Providers (VASPs) obtain authorization from the KNF to operate legally. This includes compliance with Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) protocols. The KNF will maintain a public register of licensed crypto entities and is empowered to impose fines up to 10 million PLN for non-compliance. Currently, there are no specific restrictions on leverage or requirements to use local exchanges exclusively. Additionally, Poland does not offer deposit insurance schemes for cryptocurrency holdings, leaving investors without protection in cases of exchange failures. The regulatory landscape is evolving to balance innovation with consumer protection, aiming to integrate cryptocurrencies into the financial system responsibly.Taxation of cryptocurrencies in Poland
In Poland, income from cryptocurrency transactions is classified as capital gains and is subject to a flat 19% tax rate. This applies to profits realized from exchanging virtual currencies into fiat money, goods, services, or other property rights. Taxpayers are required to report these gains using the PIT-38 form, which has been updated to facilitate the declaration of crypto-related income. Notably, losses from cryptocurrency transactions can be deducted from future gains, but only within the same income source; they cannot offset income from other activities. It's essential for taxpayers to maintain detailed records of all cryptocurrency transactions, including dates, amounts, and the nature of each transaction, to ensure accurate reporting and compliance with tax obligations. As regulations can evolve, consulting with a tax professional or referring to official guidelines from the Polish tax authorities is advisable for the most current information.The information on cryptocurrency taxation in Poland is provided for informational purposes only. Be sure to consult a professional for accurate guidance.
Are there cryptocurrency exchanges with PLN accounts?
Yes, many cryptocurrency exchanges support deposits and withdrawals in PLN. This helps users in Poland save on currency conversion fees when trading or withdrawing funds. Additionally, peer-to-peer (P2P) platforms allow you to exchange Bitcoin for PLN using popular local payment methods, providing an efficient and cost-effective option.| Bitget | BingX | Coinbase | |
|---|---|---|---|
| PLN |
Yes
|
Yes
|
Yes
|
| P2P account |
Yes
|
Yes
|
Yes
|
What are the best crypto exchanges for beginners in Poland?
The best crypto exchanges for beginners in Poland offer:
| Bitget | MEXC | BingX | |
|---|---|---|---|
| Education | 7.8 | 7 | 3.7 |
| P2P account |
Yes
|
Yes
|
Yes
|
| Demo account |
Yes
|
No
|
Yes
|
| Staking |
Yes
|
Yes
|
Yes
|
| Copy trading |
Yes
|
Yes
|
Yes
|
| Beginner friendly app |
Yes
|
Yes
|
Yes
|
How choose the best crypto exchange in Poland?
When choosing a crypto exchange in Poland, consider these essential factors:
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Supported Cryptocurrencies
Ensure the exchange supports a wide range of coins, including altcoins and stablecoins, especially if you plan to diversify beyond Bitcoin. A broader selection offers greater flexibility for both trading and investment.
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Local Payment Options
Opt for platforms that support local payment methods in Poland, such as bank transfers, mobile money, or local e-wallets. This simplifies deposits and withdrawals while reducing currency conversion fees.
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Transparent Fees
Compare trading fees, withdrawal charges, and any hidden costs. Lower fees mean higher profits, so look for exchanges with competitive pricing structures that clearly display all costs upfront.
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Robust Security
Prioritize exchanges with strong security measures, including two-factor authentication (Poland), cold storage for funds, and regular audits. Review the platform's history to ensure no major hacking incidents.
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Educational Resources
For beginners, exchanges with demo accounts, tutorials, and a strong educational section can help you learn trading strategies and reduce risks.
-
Customer Support
Reliable customer service is essential, especially for troubleshooting technical or account issues. Choose platforms with 24/7 support and multiple contact methods.
Expert advice for traders in Poland
Over time, I've found that staking, lending, and yield farming can be excellent ways to earn passive income while holding crypto assets. Some exchanges offer high APYs on stablecoins and top cryptocurrencies, allowing traders to grow their portfolios without active trading. Lending programs enable users to earn interest by providing liquidity to margin traders, while staking options support network security and reward participants. Many platforms also offer flexible vs. fixed staking terms, where longer lock-up periods generally yield higher rewards. Choosing an exchange with reliable passive income options can help traders maximize returns while maintaining long-term exposure to crypto assets.
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Team that worked on the article
Anastasiia has 17 years of experience in finance and content marketing. She believes that the support of information and expert opinion is very important for the success of investors and new traders.
Chinmay Soni is a financial analyst with more than 5 years of experience in working with stocks, Forex, derivatives, and other assets. As a founder of a boutique research firm and an active researcher, he covers various industries and fields, providing insights backed by statistical data.
Mirjan Hipolito is a journalist and news editor at Traders Union. She is an expert crypto writer with five years of experience in the financial markets.