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Best CFD App For Swap-Free Trading 2026

Updated: February 20, 2025

Written by:

Mikhail Vnuchkov

Reviewed by:

Olga Shendetskaya

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	XM	Pepperstone	RoboForex	Libertex Global	XBTFX
Trading platform	MT4, MT5, Mobile Trading, XM App	MT4, Mobile Trading, WebTrader, cTrader, MT5, TradingView	MT4, MT5, R MobileTrader, R StocksTrader, R WebTrader	Libertex, MT5, MT4	cTrader, MetaTrader4, MetaTrader5
Min deposit	$5	$1	$10	$100	$10
Leverage	From 1:1 to 1:1000	From 1:1 to 1:400	From 1:1 to 1:2000	From 1:0 to 1:1000	From 1:1 to 1:500
Trust management	No	No	No	No	No
Accrual of % on the balance	No	No	10.00%%	No	No
Spread	From 0.8 points	From 0 points	From 0 points	From 0.1 points	From 0 points
Level of margin call / stop out	50% / 20%	90% / 20%	60% / 40%	50% / 50%	No
Execution of orders	Market Execution	Instant Execution	Market Execution, Instant Execution	Market Execution, Instant Execution	Market Execution
No deposit bonus	$30	No	No	No	No
Cent accounts	No	No	Yes	No	No

1
Best CFD App For Swap-Free Trading 2026 - XM

XM is a globally recognized broker, operating in nearly 190 countries and serving over 15 million traders. In 2025, the company marks its 15th anniversary. It provides access to more than 1,400 trading instruments, including Forex pairs, stocks, commodities, cryptocurrencies, and precious metals. Licensed by CySEC (Cyprus), FSCA (South Africa), DFSA (Dubai), FSC (Belize), FSA (Seychelles), FSC (Mauritius), CMA (Kenya) and SCA (United Arab Emirates), XM offers a secure and regulated trading environment.
The broker ensures high-speed order execution without requotes, with 99.35% of trades executed almost instantly. Leverage is up to 1:1000 in some non-EU countries, while strict European compliance applies in other regions, and spreads start from 0.8 pips.
XM runs multiple bonus programs, adapts trading conditions to each client’s country, and provides negative balance protection. Accounts are available for traders of any level and strategy, and for passive income, the broker offers a copy trading platform for investors as well as experienced traders willing to share their strategies.

👍 Advantages of trading with XM for traders:

•Regulation in six jurisdictions;

•Accounts designed for different strategies and levels of trader experience;

•Minimum deposit of $5;

•Various bonuses, trading competitions, and an affiliate program;

•100% order execution;

•No markup on tight market spreads;

•Access to more than 1,400 instruments;

•No deposit or withdrawal fees;

•24/7 multilingual support in over 30 languages.

👎 Disadvantages of XM for traders:

•Copy trading and stock trading accounts are not available in all countries.

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2
Best CFD App For Swap-Free Trading 2026 - Pepperstone

Pepperstone (Pepperstone.com) was founded in 2010 in Melbourne, Australia, by professional traders who were not satisfied with the quality of services provided by most brokers. The founders decided to avoid many of the disadvantages of competitors, including high commissions, delayed execution of orders, etc. The founders therefore focused on improving the technical component. The company has set itself the goal of changing the “rules of the game” and setting the bar high for online trading.
Today, Pepperstone offers clients all over the world some of the best technological solutions and favorable trading conditions. The company also provides professional tools that help traders not only master the fine art of trading, but also significantly increase trading efficiencies. In addition, Pepperstone’s platform is scrutinized by seven regulatory authorities, including ASIC (Australian Securities and Investments Commission, AFSL No.414530), FCA (UK Financial Conduct Authority, 684312), DFSA (F004356), BaFin (151148), CMA, SCB (SIA-F217), and CySec (388/20). Moreover, with Pepperstone, clients' assets are maintained in aggregated accounts with several major, global banking institutions.

👍 Advantages of trading with Pepperstone for traders:

•Attractive trading conditions.

•Fast order execution - 30 ms on average.

•1,200+ trading instruments.

•Low fees.

•No inactivity fee.

•Support service works only 24/7.

👎 Disadvantages of Pepperstone for traders:

•No cent account.

•Not available to US clients.

•Limited passive trading opportunities.

•Limited analytical materials available on the site.

•No news section.

•Demo accounts can trade for free for 60 days.

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3
Best CFD App For Swap-Free Trading 2026 - RoboForex

RoboForex is a well-established brokerage company offering a broad spectrum of trading opportunities for active traders and investors alike. With an impressive selection of over 12,000 financial instruments - including currency pairs, CFDs on stocks, indices, metals, energies.

The broker boasts competitive trading conditions: tight spreads starting from 0 pips, high leverage up to 1:2000, and fast execution speeds. The broker also offers the Copy Trading service, which allows traders to copy the strategies of successful investors and earn passive income. Additional perks include instant fund withdrawals and some of the industry’s highest affiliate payments (up to 84%).

RoboForex partners earn from: spreads on closed positions: up to 85%, equal to $10 partner payout per lot on instruments such as EURUSD and XAUUSD; swaps on open positions: 30% of the swap value—a unique feature rarely offered in partner programs, enabling earnings from clients who maintain longer-term trades. RoboForex prioritizes reliability and client satisfaction, establishing itself as a trusted partner for traders worldwide.

👍 Advantages of trading with RoboForex for traders:

•Availability of favorable trading conditions and a minimum deposit

•Unique Copy Trading service

•Highest affiliate payments: up to 84% of the fee paid by the referral

•"Withdrawal without Commission" program

•Market launch - STP and ECN

•Instant withdrawal of funds

•Minimum deposit - $10

👎 Disadvantages of RoboForex for traders:

•A small number of currency pairs - 28, for accounts: Pro, Pro-Cent, ECN

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4
Best CFD App For Swap-Free Trading 2026 - Libertex Global

Libertex is an online broker that provides access to trading CFDs on stocks, commodities, cryptocurrencies, and more. The company has been in the market for over 10 years. One of the advantages and distinctive features of the broker is its proprietary web trading platform with non-standard functionality designed for novice traders. It features a user-friendly interface, high information content, and advanced technical functionality.

👍 Advantages of trading with Libertex Global for traders:

•fast registration process;

•usability of the platform;

•more than 300+ CFDs on stocks, precious metals, oil and gas, indices, cryptocurrencies;

•tight spreads;

•investing in real stocks without commission fees.

👎 Disadvantages of Libertex Global for traders:

•Libertex accounts have fees subject to the underlying asset.

•No proprietary technological solutions for passive investing.

•Doesn’t allow adding custom indicators and advisors.

•Algorithmic trading is not available.

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5
Best CFD App For Swap-Free Trading 2026 - XBTFX

XBTFX is a CFD and cryptocurrency broker offering leveraged trading on digital assets and traditional financial markets. CFDs on more than 200 assets, such as currency pairs, cryptocurrencies, stocks, indices, commodities and precious metals are available. There is a free demo account and two live account types, namely Standard and ECN. Clients can open an Islamic swap free account upon request. There is no minimum deposit requirement, though minimum transfer amounts may apply depending on the funding method. This broker offers good training with articles for novice traders and experienced market participants. Passive income options are a copy trading service, MAM and PAMM accounts, and a referral program.

👍 Advantages of trading with XBTFX for traders:

•Wide pool of assets from different groups;

•The demo account is free;

•No minimum deposit;

•Top trading platforms are available;

•Does not set restrictions on trading;

•Best-in-class spreads and trading fees;

•Educational materials;

•Several passive income options;

•Technical support works 24/7.

👎 Disadvantages of XBTFX for traders:

•All trading instruments are CFDs;

•Does not provide its services to residents of Belgium, Belarus, Russia, Iran, North Korea, Sudan, Yemen, etc.

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Best CFD App For Swap-Free Trading 2026 – Security for Traders

Broker’s security and reliability are a priority factor for choosing a mobile app to trade in financial markets. TU analysts performed an analysis of the Top 5 brokers and published the results of their research below.

XM - Security for Traders

Security (Protection for Investors)

Information

XM Broker is licensed by four leading global regulators: FSC (Mauritius), FSC (Belize), CySEC (Cyprus), FSA (Seychelles). The CySEC license means that the broker operates in the European legal field regulated by the MiFID directive I and II. All customer accounts are separated from brokerage accounts for operating activities and are in the European banks.

👍 Advantages

There are segregated accounts
Protection from negative balance is provided
There is a technology of Personal accounts and account protection from unauthorized access

👎 Disadvantages

Submission of claims to the regulator for small amounts does not make sense due to subsequent financial and time costs

Pepperstone - Security for Traders

Security (Protection for Investors)

Information

Pepperstone is regulated by ASIC and the FCA. This ensures the transparency of the platform.

Pepperstone conducts financial activities strictly according to its own regulations and regulatory requirements. It is a guarantee of clearly defined rights and obligations, as well as the safety of assets.

👍 Advantages

Client assets are held in segregated accounts with major banks
Provides negative balance protection
Dispute resolution is carried out with via an independent and neutral party
If the Pepperstone platform, due to circumstances, is unable to provide additional financial services, traders will receive compensation

👎 Disadvantages

Regulators do not consider claims for moral damages

RoboForex - Security for Traders

Security (Protection for Investors)

Information

RoboForex is regulated by the International Financial Services Commission - FSC Belize (license 000138/7).

FSC Belize is an international financial regulator. The commission sets strict requirements for all its members, and only those companies that meet the regulator's standards and comply with all its requirements are licensed by the organization.

Thus, RoboForex carries out financial activities under its regulations and their requirements, which provide traders with clearly defined rights and obligations and thereby safely secure their monetary assets.

👍 Advantages

Clear regulations for trading operations
Governs the relationship between a broker and a trader
Ability to file claims in the case of a dispute
Governs trading NASDAQ and NYSE stocks

👎 Disadvantages

A large number of regulatory documents, which must be studied before starting cooperation with RoboForex

Libertex Global - Security for Traders

Regulations

Information

Libertex.org is operated by Forex Club International LLC, a company registered in St. Vincent and the Grenadines (Registration No. 1277 LLC 2021).

👍 Advantages

OTC Market Transparency
Tracking and regulation of relations between participants
Reducing the risk of fraud: the presence of a "black list" of unscrupulous brokerage companies

👎 Disadvantages

In some cases, claims requiring moral compensation are not considered.

XBTFX - Security for Traders

Security (Protection for Investors)

Information

Official registration of a broker gives the primary guarantee, which means that a company operates legally. Usually, brokers are also licensed by an international regulator like ASIC (Australian Securities and Investments Commission) or FSC (Financial Services Commission). Regulators monitor this company’s transparency and ensure that it fulfills its obligations to its clients. In fact, there are many brokers that have been operating for a long time, have proven themselves positively, and at the same time do not have any regulation. XBTFX is registered in Antigua and Barbuda and is controlled locally. XBTFX is also registered in the Seychelles and is controlled by the local regulator - FSA Seychelles, license No. SD169.

👍 Advantages

Clients can address this broker’s technical support

👎 Disadvantages

Traders have no opportunity to address financial control authorities outside Antigua and Barbuda
No possibility to apply to any regulator

Summary

In the process of choosing the Best CFD Trading App For Swap-Free Trading 2026, TU experts analyzed features of 5 different brokers. Now you can learn the final score given by the analysts to brokers. We evaluated all apps based on specified criteria.

	XM	Pepperstone	RoboForex	Libertex Global	XBTFX
Overall score	8.81	7.8	8.28	6.45	7.22
Execution of orders	9.35	9.15	8.95	6.1	6.49
Investment instruments	10	10	4.7	4.7	4.4
Withdrawal speed	7	7	8	6	7
Customer Support work	9.6	7	9.6	9.2	8.8
Variety of instruments	8.02	6.32	9.2	6.49	8.23
Trading platform	8.9	7.3	9.2	6.2	8.4
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	Open an account Your capital is at risk.	Open an account Your capital is at risk.	Open an account Your capital is at risk.	Open an account Your capital is at risk.	Open an account Your capital is at risk.

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FAQ

Do all brokers offer mobile apps for iOS and Android?

Unfortunately no. Some companies focus only on one operating system. Before opening an account make sure that the broker offers the version for your operating system.

If a broker has several platforms, does it mean it offers several apps?

No. If a broker has several trading platforms, there is either an option to switch between them in the app, or only one trading platform is available (usually the proprietary one).

Do I need to pay for downloading the app?

Brokers do not charge a fee for downloading their mobile app. They are provided for free.

Does the functionality of apps differ from that of the web version?

It depends on the broker. A good quality mobile app replicates the functionality of the web version either fully or as much as possible.