Paybis Review 2026

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How we tested Paybis

Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.

Learn more about our methodology and editorial policies.

Pros & Cons

  • Interface of trading platforms and support are available in 9 languages;
  • Over 80 cryptocurrencies;
  • Various deposit methods;
  • Minimum purchase amount is $5 or EUR 5;
  • Partnership program with an unlimited period of paying rewards for referees’ trades;
  • Functional and easy-to-use proprietary platforms for cryptocurrency trading;
  • Mobile apps for Android and iOS.
  • No possibility to buy cryptocurrencies for other digital currencies;
  • Bank transfers are available only in EUR;
  • To buy cryptocurrency even for a small amount, it is required to pass identity verification.

Paybis was established in 2016 and provides its services in 180 countries, including 48 U.S. states. The exchange’s activities are regulated by FinCEN (Financial Crimes Enforcement Network), the U.S. agency subordinated to the U.S. Department of the Treasury under registration number 31000224635628. Trades for over $2 billions have been executed on this exchange, and daily trading volumes exceed $800,000. Paybis’s rating on the Trustpilot service is 4.2 out of 5. There are more than 20,200 reviews, most of which are positive.

TU Expert Verdict

Editor at Cryptocurrency & Blockchain Department

Paybis demonstrates moderate stability and can suit certain traders. Its conditions are acceptable, and feedback is mixed but reasonable. In my own tests, it performed adequately, though it lacks the consistency of higher-rated companies.

Paybis is a cryptocurrency exchange offering over 80 digital coins, including Bitcoin, through proprietary web and mobile apps. It supports purchases using over 130 fiat currencies, with a minimum transaction of $5 or EUR 5, and accepts bank cards, Skrill, Neteller, and AstroPay.

However, a notable drawback is that Paybis is registered with FinCEN but is not government-regulated, and it offers no investor compensation fund. Purchases require identity verification, crypto-to-crypto exchanges are unavailable, and bank transfers are limited to EUR. The exchange also lacks leverage, futures, and advanced order tools, while phone support is unavailable. Paybis may suit casual buyers seeking straightforward fiat-to-crypto purchases, while users prioritizing broader markets, advanced features, or stronger regulatory oversight may prefer another exchange.

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Paybis User Reviews

Score:
The administration of the website shall not be liable for the accuracy of the reviews and does not have the technical ability to check the reviews for accuracy, as well as establish whether the authors of the reviews are indeed the customers of a specific company.
7.5 /10
4 total
  • 5-star
    25%
  • 4-star
    25%
  • 3-star
    50%
  • 2-star
    0%
  • 1-star
    0%
124 users picked this crypto exchange
users picked this company in 3 months
Tukashcob
PRO
2 years ago

Paybis offers different payment methods that include bank cards, SEPA transfers, and electronic payments. This makes the crypto trading process more convenient and allows traders to choose methods with the lowest fees in their countries. Paybis strives to make the currency exchange process as simple and intuitive as possible. You can easily choose the desired cryptocurrency and payment method, indicate the amount, and follow the instructions on the website to execute the trade. The money is shown in a crypto wallet within 3 hours. Traders pay only miners’ charges and the exchange’s fees; there are no additional fees. It is possible to buy Bitcoin for up to $20,000 per week from a bank card, while limits are increased up to $100,000 when using bank transfers.

Vitti
48 weeks ago

Everything works exactly as it should: it's easy to understand even for beginners, money arrives quickly, and fees are immediately visible — no surprises. Support responds in a couple of minutes and really helps, rather than sending boilerplate responses. If you need to buy or sell crypto reliably and without stress

oyzjin
1 year ago

The Paybis platform offers a really wide choice - over 80 cryptocurrencies are available for trading, which inspires confidence. There's plenty of choice, so you can easily form a balanced portfolio or try your hand at active trading with different asset types. But, to be honest, it was a little surprising that bank transfers were available exclusively in euros. For an international platform, this isn't the most practical solution, especially if your main account is in dollars or another currency. You either have to convert in advance, or incur double charges. The reason for this is unclear, as flexibility in the choice of transfer currency is now a norm for most major exchanges. Otherwise, if you're not bothered by such restrictions, the platform looks decent in terms of crypto-currencies and trading features.

La plateforme Paybis offre un choix vraiment large - plus de 80 cryptocurrencies sont disponibles pour le trading, ce qui inspire confiance. Il y a beaucoup de choix, vous pouvez facilement former un portefeuille équilibré ou vous essayer au trading actif avec différents types d'actifs.
Mais, pour être honnête, il était un peu surprenant que les transferts bancaires soient disponibles exclusivement en euros. Pour une plateforme internationale, ce n'est pas la solution la plus pratique, surtout si votre compte principal est en dollars ou dans une autre devise. Vous devez soit convertir à l'avance, soit supporter des frais doubles. La raison de ce choix n'est pas très claire, car la flexibilité dans le choix de la devise de transfert est désormais une norme pour la plupart des grandes bourses.
Sinon, si vous n'êtes pas gêné par de telles restrictions, la plateforme semble décente en termes de crypto-monnaies et de fonctionnalités de trading.

  • Paybis Commissions and Fees

    Score:
    This category evaluates trading costs and the transparency of deposit and withdrawal charges according to the Methodology. It covers spot and futures trading fees, P2P exchange costs, deposit/withdrawal fees, and tiered fee structures. The assessment ensures that fees are competitive and clearly disclosed, avoiding hidden or excessive costs. Each factor is scored based on defined criteria, contributing to the overall rating.
    8.3 /10

    Paybis has earned a rating of 8.3/10 for its trading fees. This makes it a highly attractive choice for active traders seeking to reduce costs, as Paybis is a platform with minimal crypto trading costs.

    • Spot fee below industry average
    • No deposit fee
    • No P2P fee
    • Withdrawal fee may be applied

    What are Paybis trading fees?

    We analyzed Paybis’s crypto fees and compared them to the top two competitors, both of which hold high average positions in our rankings. To establish a comprehensive benchmark, we also calculated the average fee score based on an evaluation of over 100 cryptocurrency exchanges.

    Paybis trading fees vs competitors

    Paybis Nexus Trade CoinMetro Industry average Based on the evaluation of over 100 leading crypto exchanges
    Spot, maker fee (%) Maker fees are charged when liquidity is added to the order book. This occurs by placing a limit order below the current market price for buy orders, or above the market price for sell orders. Varies based on transaction type 0.22 0.1 0.15
    Spot, taker fee (%) Taker fees are charged when liquidity is removed from the order book. This typically happens when a trade is executed at the market price. Varies based on transaction type 0.22 0.2 0.194

    What are Paybis deposit and withdrawal fees?

    Deposit fee, % Important! Even if an exchange does not charge fees for deposits and withdrawals, there can also be fees from the payment system or cryptocurrency network used by the user. For example, the network fee for USDT TRC20 is typically around $1. 0
    Withdrawal fee, % 0.0005 BTC

    Does Paybis offer P2P trading?

    Yes, Paybis offers a P2P trading platform. We have provided the fees for these transactions and compared them with competitors.
    Paybis P2P Fees
    Paybis MaiCoin MAX BTSE
    P2P maker fee (%) 0 0,1 0,01
    P2P taker fee (%) 0 0,15 0,05
  • Regulation and Safety

    Score:
    Our evaluation encompasses several key factors, including government regulation, two-factor authentication (2FA), cold wallet storage of client assets, investor protection funds, KYC protocol adherence, year of foundation, and history of security breaches. Read more in our Methodology
    5.3 /10

    With a 5.3/10 score, Paybis demonstrates a moderate level of security and regulation. While the platform meets basic safety standards, it may not offer the same level of protection as higher-rated exchanges.

    • 2FA
    • Cold wallet storage
    • No successful hacks history
    • Not government-regulated
    • No investor protection fund

    We also compared Paybis against the top two competitors with the highest scores in our overall ranking based on the most critical security indicators.

    Paybis Security Factors
    Paybis OKX Coinbase
    Tier-1 regulation
    No
    No
    Yes
    Government-regulated
    No
    Yes
    Yes
    Investor protection fund Provides compensation to users in case of financial loss due to unforeseen circumstances on the platform.
    No
    Yes
    Yes
    2FA
    Yes
    Yes
    Yes
    Facial recognition
    No
    Yes
    No
    Cold wallet storage The majority of user funds are held offline, reducing vulnerability to online attacks.
    Yes
    Yes
    Yes
    Successful hacker attacks We review publicly available information on past security breaches to assess the exchange's security track record.
    No
    No
    Yes

    Is Paybis a regulated crypto exchange? Regulation is crucial for the security and legitimacy of a cryptocurrency exchange. We assess the exchange’s regulatory status and its impact on platform reliability.

    Paybis is not currently regulated by any government authority, which is still a common occurrence in the cryptocurrency industry. While this doesn't automatically mean Paybis is unreliable, government-regulated exchanges are generally considered more reliable due to the added oversight and client protection they offer.

    Is verification (KYC) mandatory at Paybis?

    Yes, KYC verification is mandatory at Paybis. You will need to complete the verification process before you can open an account and access the platform's full range of services.

    Is Paybis available in the USA?

    Yes, Paybis is available in the USA. However, availability may vary by state due to local regulations. We recommend checking the official website or contacting support for up-to-date information specific to your location.

  • Deposit and Withdrawal

    Score:
    We evaluated the deposit and withdrawal experience, considering several key factors such as the range of available methods, transaction processing speed, minimum deposit requirements, and associated fees. Read more in our Methodology.
    7.5 /10

    Paybis received a 7.5/10 rating for its deposit and withdrawal services. While Paybis covers basic payment options, the platform lacks some widely used methods that could improve user flexibility.

    • No deposit fees
    • P2P for flexible transfers
    • PayPal payments
    • Bank transfers for deposits and withdrawals
    • Withdrawal fee applies
    • No Google Pay option

    Deposit and withdrawal options

    Paybis supports the following deposit and withdrawal options: Bank transfers, Bank card, Crypto, PayPal.

    Paybis Deposit and withdrawal options vs competitors

    Paybis OKX Coinbase
    Bank transfers
    Yes
    No
    Yes
    Bank card
    Yes
    Yes
    Yes
    Crypto
    Yes
    Yes
    Yes
    PayPal
    Yes
    No
    Yes

    What is Paybis minimum deposit?

    The minimum deposit at Paybis is 5 USD/USDT or 1 BTC. The minimum trade size is 5 USD/USDT, which also serves as the minimum amount required to start trading on the platform.

    Paybis minimum deposit vs competitors

    Paybis OKX Coinbase
    Minimum deposit, USD or USDT 5 10 10
    Minimum deposit, BTC 1 5 1
    Minimum trade amount, USD/USDT 5 1 2

    Does Paybis support fiat money?

    Paybis supports fiat currency trading and account funding. The following fiat currencies are accepted: USD, EUR, GBP, AUD.

  • Supported Coins & Markets

    Score:
    Evaluates the range of available cryptocurrencies, fiat currencies, and markets, as well as investment tools like staking, farming, and other yield options. Read more in the Methodology section.
    2 /10

    Paybis received a score of 2/10 in this category, indicating a modest offering of assets and markets. While Paybis covers essential trading functions, the number of supported coins, fiat currencies, and investment tools may be insufficient for users seeking more comprehensive options.

    • Fiat currencies supported
    • Other supported products
    • Crypto futures not available
    • Copy trading not available

    Paybis supported coins and markets vs competitors

    We compared Paybis with leading exchanges in terms of supported coins, NFT access, and derivatives like futures and options to help users assess the platform’s product range and trading flexibility.

    Paybis OKX Coinbase
    Supported coins 50 600+ 400+
    Futures/Perpetual contracts
    No
    Yes
    Yes
    Options
    No
    Yes
    No
    NFTs
    No
    Yes
    Yes
    Tokenized Assets Digital tokens representing real-world assets, such as stocks, bonds, commodities, or real estate.
    No
    Yes
    Yes
    TradFi Perps Perpetual futures contracts linked to traditional financial assets, such as stocks, indices, or commodities.
    No
    Yes
    Yes
    Prediction Markets Markets where users trade contracts based on the outcomes of future events.
    No
    No
    No
    Other Assets
    No
    No
    Pre-IPO

    Paybis passive income options vs competitors

    We also compared Paybis with top competitors in terms of passive income opportunities such as staking, farming, and copy trading, to help users evaluate the platform’s earning potential beyond regular trading.

    Paybis OKX Coinbase
    Staking
    No
    Yes
    Yes
    Yield farming
    No
    Yes
    Yes
    Copy trading
    No
    Yes
    No
  • Trading Apps & Tools

    Score:
    This section evaluates the quality and variety of trading platforms offered by the broker. It considers supported platforms, core features, device compatibility, and the availability of tools for automation, analysis, and different trading styles. Learn more in our Methodology.
    6 /10

    Paybis received a score of 6/10 for offering a solid set of tools. The apps are intuitive and reliable, though certain advanced features remain limited or could benefit from further development.

    • Positive user feedback on the iOS app
    • Mobile indicators allowed
    • App data protection with 2FA
    • Android app score 4.5
    • No standalone desktop access
    • No Face ID
    • No access to Copy Trading

    Trading apps

    Paybis provides web and mobile apps for both Android and iOS users, with an average rating of 4.3 on the App Store and 4.5 on Google Play. Our review focused on core features important to traders, particularly trading functionality and security tools, to evaluate how convenient and safe the Paybis platform is for mobile use.

    Paybis OKX Coinbase
    2FA
    Yes
    Yes
    Yes
    Face ID
    No
    Yes
    No
    Mob Indicators
    Yes
    Yes
    Yes
    Alerts
    Yes
    Yes
    Yes
    Advanced Orders These are specialized trading features that give users more precise control over how trades are executed. Examples include Stop-Limit, Trailing Stop, and OCO (One Cancels the Other). These tools may only be available on the web version of the platform.
    No
    Yes
    Yes
    Trading with bots
    No
    Yes
    No
    API
    No
    Yes
    Yes
    Extra trading platforms These refer to third-party platforms supported by the crypto exchange in addition to its own proprietary system.
    No
    No
    No

    Does Paybis offer a desktop app?

    No, Paybis does not currently offer a desktop app. However, users can access the platform via its web version, which provides more comprehensive functionality compared to the mobile apps.

    Does Paybis offer advanced charting with TradingView integration?

    No, Paybis does not currently support TradingView integration. However, it provides its own built-in charting tools with basic indicators and timeframes.

  • Customer Support

    Score:
    We evaluated Customer Support at Paybis based on the availability of live chat, email, phone support, ticket systems, help center resources, 24/7 assistance, multilingual support, and response time. Our assessment focuses on support accessibility and responsiveness. Learn the assessment criteria
    5 /10

    Paybis offers a moderate level of customer support, covering basic communication channels and assistance options.

    In TU testing, the exchange showed mixed results in support accessibility and responsiveness. Certain limitations in contact options, availability, or support resources may make it less convenient for users requiring immediate assistance.

    • Comprehensive help center available
    • Live chat support available
    • 24/7 customer support available
    • Email support unavailable
    • Limited language support

    Paybis Support Channels vs Competitors

    Paybis OKX Coinbase
    Live Chat
    Yes
    No
    Yes
    Email Support
    Yes
    No
    No
    Phone Support
    No
    No
    No
    Ticket System
    Yes
    Yes
    Yes
    24/7 Support
    Yes
    Yes
    Yes
    Help Center / FAQ
    Yes
    Yes
    Yes
    Multilingual Support
    No
    No
    Yes
    Contacts
    Regulation FinCEN
    Official site https://paybis.com/
    Contacts support@paybis.com business@paybis.com

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