Paybis Review 2026
Learn more about TU’s methodology
- $5
- Proprietary online platform
- Paybis mobile apps
- FinCEN
- Floating fees for buying/selling cryptos
- Wide choice of cryptocurrencies.
Our Evaluation of Paybis
Learn more about TU’s methodology
Paybis is a moderate-risk cryptocurrency exchange with the TU Overall Score of 5.1 out of 10. Having reviewed trading opportunities offered by the company and reviews posted by Paybis clients on our website, Traders Union expert Anton Kharitonov recommends users to thoroughly analyze pros and cons before opening an account with this broker as not all clients are satisfied with the company, according to reviews.
Paybis is an online platform for trading different cryptocurrencies, such as Bitcoin, Ethereum, Litecoin, etc., using various payment methods that include electronic payments, bank cards, and bank transfers. The exchange is useful for experienced and novice crypto traders since it provides for purchasing digital coins for fiat currencies.
How we tested Paybis
Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.
Learn more about our methodology and editorial policies.
Brief Look at Paybis
Paybis was established in 2016 and provides its services in 180 countries, including 48 U.S. states. The exchange’s activities are regulated by FinCEN (Financial Crimes Enforcement Network), the U.S. agency subordinated to the U.S. Department of the Treasury under registration number 31000224635628. Trades for over $2 billions have been executed on this exchange, and daily trading volumes exceed $800,000. Paybis’s rating on the Trustpilot service is 4.2 out of 5. There are more than 20,200 reviews, most of which are positive.
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- Interface of trading platforms and support are available in 9 languages;
- Over 80 cryptocurrencies;
- Various deposit methods;
- Minimum purchase amount is $5 or EUR 5;
- Partnership program with an unlimited period of paying rewards for referees’ trades;
- Functional and easy-to-use proprietary platforms for cryptocurrency trading;
- Mobile apps for Android and iOS.
- No possibility to buy cryptocurrencies for other digital currencies;
- Bank transfers are available only in EUR;
- To buy cryptocurrency even for a small amount, it is required to pass identity verification.
TU Expert Verdict
Chief Analytics Officer
Paybis is a cryptocurrency exchange that offers trading in more than 80 digital coins, including Bitcoin, with a proprietary web platform and mobile apps. The service supports purchases with over 130 fiat currencies and provides a minimum transaction size as low as $5 via bank card or select e-wallets. Paybis covers major funding and withdrawal methods such as bank cards, Skrill, Neteller, AstroPay, and bank transfers in EUR, with positive Trustpilot ratings and no track record of successful hacks. The platform implements cold storage, two-factor authentication, and mandatory KYC verification for all users.
A few disadvantages are the absence of leveraged trading, support for only 50 to 87 cryptocurrencies depending on context, limited to fiat-to-crypto transactions with no crypto-to-crypto exchange, and a bank transfer option that is EUR only with a relatively high minimum. Paybis is registered with FinCEN but is not government-regulated and lacks investor compensation funds, which may be a concern for users seeking maximum regulatory oversight. This exchange may best suit casual crypto traders who prioritize ease of use and competitive fiat purchase options over advanced features or extensive asset selection.
Paybis Summary
Your capital is at risk. Cryptocurrency trading can be extremely risky. Cryptocurrency trading can lead to large and immediate financial losses. The volatility and unpredictability of the price of cryptocurrency relative to fiat currency may result in significant loss over a short period of time. Transactions in cryptocurrency may be irreversible, and, accordingly, losses due to fraudulent or accidental transactions may not be recoverable. The nature of cryptocurrency may lead to an increased risk of fraud or cyber attack.
| 💻 Trading platform: | Proprietary online platform and Paybis mobile apps |
|---|---|
| 📊 Accounts: | Crypto Wallet |
| 💰 Account currency: | EUR, USD, GBP, AUD, and other fiat currencies |
| 💵 Deposit / Withdrawal: | Bank cards, online banking, Skrill, AstroPay, Neteller, Giropay, and bank transfers within the EU |
| 🚀 Minimum deposit: | $5 |
| ⚖️ Leverage: | 1:1 |
| 💼 Copy Trading: | No |
| 📈️ Min Order: |
Buying cryptos — $5; Selling cryptos — equivalent of $100 excluding the exchange’s and blockchain’s fees (BTC 0.00208498 approximately) |
| 💱 Commission: | Spot: Varies based on transaction type%-Varies based on transaction type% |
| 🔧 Instruments: | 50 supported coins, Fiat. |
| 💹 Margin Call / Stop Out: | No |
| 🏛 Liquidity provider: | No |
| 📱 Mobile trading: | Yes |
| ➕ Affiliate program: | Yes |
| 📋 Order execution: | Market |
| ⭐ Trading features: |
Floating fees for buying/selling cryptos; Wide choice of cryptocurrencies. |
| 🎁 Contests and bonuses: | Fee-free first transaction and promo codes to receive discount on payments |
Paybis is a browser platform and a mobile app for instant trading 87 cryptocurrencies. Users can’t buy one digital coin for another; cryptocurrencies can only be bought using one of the 48 available fiat currencies. Leverage is not available.
Paybis Key Parameters Evaluation
Video Review of Paybis
Regulation and Safety
With a 5.25/10 score, Paybis demonstrates a moderate level of security and regulation. While the platform meets basic safety standards, it may not offer the same level of protection as higher-rated exchanges.
- No successful hacks history
- Cold wallet storage
- 2FA
- Not tier-1 regulated
- No facial recognition
Paybis Security Factors
We also compared Paybis against the top two competitors with the highest scores in our overall ranking based on the most critical security indicators.
| Paybis | Kraken | Coinbase | |
| Tier-1 regulation | No | Yes | Yes |
| Government-regulated | No | Yes | Yes |
| Investor protection fund | No | No | Yes |
| 2FA | Yes | Yes | Yes |
| Facial recognition | No | No | No |
| Cold wallet storage | Yes | Yes | Yes |
| Successful hacker attacks | No | No | Yes |
Is Paybis a regulated crypto exchange?
Paybis is not currently regulated by any government authority, which is still a common occurrence in the cryptocurrency industry. While this doesn't automatically mean Paybis is unreliable, government-regulated exchanges are generally considered more reliable due to the added oversight and client protection they offer.
Is verification (KYC) mandatory at Paybis?
Yes, KYC verification is mandatory at Paybis. You will need to complete the verification process before you can open an account and access the platform's full range of services.
Is Paybis available in the USA?
Yes, Paybis is available in the USA. However, availability may vary by state due to local regulations. We recommend checking the official website or contacting support for up-to-date information specific to your location.
Paybis commissions and fees
Paybis has earned a rating of 8.25/10 for its trading fees. This makes it a highly attractive choice for active traders seeking to reduce costs, as Paybis is a platform with minimal crypto trading costs.
- Spot fee below industry average
- No deposit fee
- No P2P fee
- Withdrawal fee may be applied
What are Paybis trading fees?
We analyzed Paybis’s crypto fees and compared them to the top two competitors, both of which hold high average positions in our rankings. To establish a comprehensive benchmark, we also calculated the average fee score based on an evaluation of over 100 cryptocurrency exchanges.
Paybis trading fees vs competitors
| Paybis | Nexus Trade | CoinMetro | Industry average | |
| Spot, maker fee (%) | Varies based on transaction type | 0.22 | 0.1 | 0.15 |
| Spot, taker fee (%) | Varies based on transaction type | 0.22 | 0.2 | 0.194 |
What are Paybis deposit and withdrawal fees?
| Deposit fee, % | 0 |
| Withdrawal fee, % | 0.0005 BTC |
Does Paybis offer P2P trading?
Yes, Paybis offers a P2P trading platform. We have provided the fees for these transactions and compared them with competitors.Paybis P2P Fees
| Paybis | MaiCoin MAX | BTSE | |
| P2P maker fee (%) | 0 | 0,1 | 0,01 |
| P2P taker fee (%) | 0 | 0,15 | 0,05 |
Deposit and Withdrawal
Paybis received a 7.5/10 rating for its deposit and withdrawal services. While Paybis covers basic payment options, the platform lacks some widely used methods that could improve user flexibility.
- Bank cards accepted for instant deposits
- No deposit fees
- PayPal payments
- Bank transfers for deposits and withdrawals
- No Google Pay option
- Withdrawal fee applies
Deposit and withdrawal options
Paybis supports the following deposit and withdrawal options: Bank transfers, Bank card, Crypto, PayPal.
Paybis Deposit and withdrawal options vs competitors
| Paybis | Kraken | Coinbase | |
| Bank transfers | Yes | Yes | Yes |
| Bank card | Yes | Yes | Yes |
| Crypto | Yes | Yes | Yes |
| PayPal | Yes | Yes | Yes |
What is Paybis minimum deposit?
The minimum deposit at Paybis is 5 USD/USDT or 1 BTC. The minimum trade size is 5 USD/USDT, which also serves as the minimum amount required to start trading on the platform.
Paybis minimum deposit vs competitors
| Paybis | Kraken | Coinbase | |
| Minimum deposit, USD or USDT | 5 | 10 | 10 |
| Minimum deposit, BTC | 1 | 1 | 1 |
| Minimum trade amount, USD/USDT | 5 | 1 | 2 |
Does Paybis support fiat money?
Paybis supports fiat currency trading and account funding. The following fiat currencies are accepted:
Supported coins & markets
Paybis received a score of 2.5/10 in this category, indicating a modest offering of assets and markets. While Paybis covers essential trading functions, the number of supported coins, fiat currencies, and investment tools may be insufficient for users seeking more comprehensive options.
- Fiat currencies supported
- Other supported products
- Crypto options not available
- Only 50 supported coins
Paybis supported coins and markets vs competitors
We compared Paybis with leading exchanges in terms of supported coins, NFT access, and derivatives like futures and options to help users assess the platform’s product range and trading flexibility.
| Paybis | Kraken | Coinbase | |
| Supported coins | 50 | 278 | 249 |
| Futures/Perpetual contracts | No | Yes | Yes |
| Options | No | No | No |
| NFTs | No | Yes | Yes |
Paybis passive income options vs competitors
We also compared Paybis with top competitors in terms of passive income opportunities such as staking, farming, and copy trading, to help users evaluate the platform’s earning potential beyond regular trading.
Trading apps & tools
Paybis received a score of 6/10 for offering a solid set of tools. The apps are intuitive and reliable, though certain advanced features remain limited or could benefit from further development.
- App data protection with 2FA
- Positive user feedback on the iOS app
- Android app score 4.5
- Mobile indicators allowed
- No Face ID
- No access to Copy Trading
- No standalone desktop access
Trading apps
Paybis provides web and mobile apps for both Android and iOS users, with an average rating of 4.3 on the App Store and 4.5 on Google Play. Our review focused on core features important to traders, particularly trading functionality and security tools, to evaluate how convenient and safe the Paybis platform is for mobile use.
| Paybis | Kraken | Coinbase | |
| 2FA | Yes | Yes | Yes |
| Face ID | No | No | No |
| Mob Indicators | Yes | Yes | Yes |
| Alerts | Yes | Yes | Yes |
| Advanced Orders | No | Yes | Yes |
| Trading with bots | No | No | No |
| API | No | Yes | Yes |
| Extra trading platforms | No | No | No |
Does Paybis offer a desktop app?
No, Paybis does not currently offer a desktop app. However, users can access the platform via its web version, which provides more comprehensive functionality compared to the mobile apps.
Does Paybis offer advanced charting with TradingView integration?
No, Paybis does not currently support TradingView integration. However, it provides its own built-in charting tools with basic indicators and timeframes.
Contacts
| Regulation | FinCEN |
|---|---|
| Official site | https://paybis.com/ |
| Contacts |
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