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Advertiser Disclosure

XM Bonuses and Promotions

XM
9.35/10 The TU Overall Score was developed to facilitate the selection of secure and reliable brokerage companies for our website visitors. We recognize that trust is paramount in the financial industry, where not all companies are equally reputable. The TU Overall Score aims to provide a clear answer to the question: "Can I trust this broker with my money?" Scores are presented on a scale of 0.01 to 9.99, with higher values indicating a more trustworthy broker. TU Trust Score
XM OVERVIEW
Anastasiia Chabaniuk
Written by:
Anastasiia Chabaniuk
Chinmay Soni
Reviewed by:
Chinmay Soni
Mirjan Hipolito
Fact-checked by:
Mirjan Hipolito
Updated:
October 07, 2026

At Traders Union, we continuously monitor current bonuses, prize draws, affiliate programs, cashback, free VPS, and other promotional offers. The following offers are currently available to XM clients:

No Deposit Welcome Bonus $30
End on: Unlimited
Deposit Bonus 50% + 20%
End on: Unlimited
XM Partner Program
End on: Unlimited
Zero Fees
End on: Unlimited
Refer a Friend Program
End on: Unlimited
XM Competitions
End on: Unlimited
XM Trading Competitions
End on: Unlimited
Risk Disclaimer

Trading financial instruments and cryptocurrencies involves high risk and may not be suitable for all investors. Bonus offers and promotions are generally intended for promotional purposes and come with specific terms and conditions. They should not be viewed as a guarantee of profit. Carefully review all terms before participating, and always assess the risks or seek independent advice if needed.

No Deposit Welcome Bonus $30

Accessible to:
Excluding clients under CySEC, ASIC, and DFSA jurisdictions
Value:
$30
Expiration date:
Unlimited

XM offers a regional No Deposit Trading Bonus for eligible new clients. Depending on the country of residence, traders may receive a $30 or $50 trading bonus after registering and completing the required account verification. The bonus can be used for trading, while profits earned from it may be withdrawn subject to the applicable trading requirements. Bonus availability, amount, and eligibility vary by region and are subject to the official terms and conditions.

How to claim?

  1. Register a new trading account
  2. Complete the account verification
  3. Claim the Bonus
  4. Complete the SMS verification

Is it withdrawable?

No
Participate

Deposit Bonus 50% + 20%

Accessible to:
Excluding clients under CySEC jurisdiction
Value:
50% first, 20% after
Expiration date:
Unlimited

The XM Two-Tier Deposit Bonus Program is an active promotional initiative engineered to increase account equity and margin availability for eligible traders. The program operates on a structured two-tier credit allocation system: a 50% bonus is applied to initial or subsequent deposits up to a maximum credit cap of $500, followed by a 20% bonus on further funding up to an individual tier cap of $4,500, establishing a maximum combined credit limit of $5,000 per client. The minimum deposit threshold required to trigger the automated credit allocation is set at $5. Crucially, the bonus is non-withdrawable, functions strictly as trading equity, and is completely excluded from XM Ultra Low and Shares account types. Any financial withdrawal request from the account balance—irrespective of whether it consists of principal capital or accrued trading profits—triggers a mathematically proportional removal of the remaining promotional bonus credit. Due to strict regulatory frameworks, this promotion is entirely unavailable to clients residing under CySEC (Trading Point of Financial Instruments Ltd) as well as ASIC and FCA jurisdictions.

How to claim?

  1. Create a real trading account.
  2. Complete the verification process.
  3. Deposit the required minimum amount to qualify for the bonus.
  4. Eligible bonuses will be automatically applied to your account based on your deposit.

Is it withdrawable?

No
Participate

XM Partner Program

Accessible to:
All clients
Value:
Up to $1,000 CPA
Expiration date:
Unlimited

XM is a multi-regulated broker with over 15 years in the industry, serving more than 15 million clients across 190+ countries. It offers various affiliate payout models: CPA (Cost Per Acquisition): Up to $1,000 per client. Revenue Share: Lifetime earnings up to $80 per lot traded on forex, metals, and crypto CFDs. CPL and Hybrid Plans: Tailored for different traffic sources. Sub-Affiliate Commissions: 10% override earnings for master IBs. Affiliates can access daily payouts (minimum $5) and tools like real-time tracking, API integration, AppsFlyer for mobile campaigns, auto-rebate systems, and multilingual marketing materials (25+ languages).

How to claim?

  1. Sign up on the XM Partners website
  2. Attract potential clients to XM
  3. Receive Payouts

Is it withdrawable?

Yes
Participate

Zero Fees

Accessible to:
All clients
Value:
Zero fees
Expiration date:
Unlimited

XM charges no fees on deposits or withdrawals made through supported payment methods. The broker also covers bank transfer fees for international wire transfers of $200 or more (or the equivalent in another currency). Available payment methods may vary depending on the client's country of residence.

How to claim?

  1. Open a trading account
  2. Deposit funds in your trading account

Is it withdrawable?

No
Participate

Refer a Friend Program

Accessible to:
Excluding clients under CySEC jurisdiction
Value:
Up to $150
Expiration date:
Unlimited

The XM Refer a Friend Program is a rewarding initiative that allows clients to earn cash bonuses by inviting friends to join XM. For each successful referral—where the referred person opens, verifies, funds their trading account, and completes trading at least 1 standard lot—participants can earn up to $150, depending on the number of referrals. The program is flexible with no limit on the number of friends invited. Cash rewards are added to the participant’s MyWallet and can be withdrawn or transferred to trading accounts. This promotion is an excellent way to share the benefits of XM with others while earning substantial bonuses. This promotion is not available to clients registered under the jurisdiction of Trading Point of Financial Instruments Ltd (CySEC).

How to claim?

  1. Access your account and navigate to the Refer a Friend dashboard.
  2. Retrieve your unique referral URL and share it with your friends.
  3. Ensure your friends open, verify, fund their account, and complete the required trading volume using your referral link.
  4. Earn cash rewards.

Is it withdrawable?

Yes
Participate

XM Competitions

Accessible to:
All clients
Value:
Prize pool $100,000
Expiration date:
Unlimited

The XM Competitions Program allows eligible new and existing clients to participate in a variety of trading competitions through the XM Competitions platform. Traders can compete in demo and other promotional tournaments for a share of over $100,000 in monthly cash prizes. Competition formats, eligibility requirements, prize pools, and schedules vary and are subject to the official terms and conditions.

How to claim?

  1. Open an XM real or demo account
  2. Complete the verification process
  3. Meet the equity requirements
  4. Join competitions through the Copy Trading Platform

Is it withdrawable?

No
Participate

XM Trading Competitions

Accessible to:
All clients
Value:
Prize pool $100,000
Expiration date:
Unlimited

XM Trading Competitions is an ongoing promotional program that allows traders to compete in regular trading contests for real, withdrawable cash prizes distributed every month. The program includes multiple competition formats, such as paid demo competitions with entry fees, free practice sessions using virtual funds, and weekly demo contests offering fixed prize pools. Participants trade under predefined rules during each competition period, and rankings are determined by trading performance rather than random selection. Cash prizes awarded to winners are withdrawable once credited, subject to standard verification requirements. The competitions are open to eligible verified clients, run continuously with varying frequencies, and feature limited participation slots or prize pools depending on the specific contest type, with all conditions governed by XM’s official competition terms and regional eligibility rules.

How to claim?

  1. Register an XM account
  2. Verify account
  3. Join XM Competitions
  4. Select a competition
  5. Trade according to competition rules

Is it withdrawable?

Yes
Participate

Top 3 Bonuses in Promotions in 2026

If you haven't found a bonus or promo that meets your needs, we recommend checking out the TU editor's choice:

  • Trading.com USA
    $100 No-Deposit Bonus
    6.88 The TU Overall Score was developed to facilitate the selection of secure and reliable brokerage companies for our website visitors. We recognize that trust is paramount in the financial industry, where not all companies are equally reputable. The TU Overall Score aims to provide a clear answer to the question: "Can I trust this broker with my money?" Scores are presented on a scale of 0.01 to 9.99, with higher values indicating a more trustworthy broker. TU Trust Score
    $100
  • OANDA
    Elite Trader Program
    6.63 The TU Overall Score was developed to facilitate the selection of secure and reliable brokerage companies for our website visitors. We recognize that trust is paramount in the financial industry, where not all companies are equally reputable. The TU Overall Score aims to provide a clear answer to the question: "Can I trust this broker with my money?" Scores are presented on a scale of 0.01 to 9.99, with higher values indicating a more trustworthy broker. TU Trust Score
    Up to 34% rebates
  • IUX
    Affiliate Program
    9.4 The TU Overall Score was developed to facilitate the selection of secure and reliable brokerage companies for our website visitors. We recognize that trust is paramount in the financial industry, where not all companies are equally reputable. The TU Overall Score aims to provide a clear answer to the question: "Can I trust this broker with my money?" Scores are presented on a scale of 0.01 to 9.99, with higher values indicating a more trustworthy broker. TU Trust Score
    Up to $10,000

Expert’s tips on using bonuses and promotions

Don’t let bonus goals replace risk management

Andrey Mastykin
Andrey Mastykin
Head of Company Reviews and Ratings
Many bonus programs require traders to meet specific turnover targets or maintain high activity levels to unlock or withdraw funds. This structure can tempt traders to increase position sizes or open trades without proper setups. When risk management takes a back seat to bonus requirements, losses can mount quickly. Instead, take a risk-first approach: determine your lot sizes, stop-loss levels, and trade frequency based on strategy -not bonus goals. Bonus progress should be a byproduct of disciplined trading, not the goal itself..

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