XS.com Minimum Deposit and Funding Options

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According to the latest data as of June 2026, the minimum deposit for XS.com stands at $0, which is considered a low level. This figure is lower than the average minimum deposit of 310 USD found among over 300 brokers analyzed by Traders Union.

Key information about depositing money on XS.com
XS.com
Minimum deposit	$0
Deposit fee	0$
Bank Wire	Yes
Visa / Mastercard	Yes
PayPal	No
Study review

Are here any fees or charges for making deposits at XS.com?

No, there are no fees or charges for making deposits at XS.com. However, fees may still be applied by the payment systems used. For example, credit card transactions can incur an average fee of 1-3% from the provider. If the broker does not separately compensate for this amount, you should be prepared for these additional costs.

XS.com deposit and withdrawal fees vs competitors
	Deposit fee, %	Withdrawal fee, %	Withdrawal fee, USD
XS.com	0	0	0
Trading.com USA	0	0	0
Plus500	0	0	0

What deposit methods does XS.com support? How long does account funding tipically take?

We have highlighted the popular payment systems and noted those supported by XS.com, along with the typical time required for transaction processing on the system's side.

It's important to note that some brokers only process deposits during business hours, so it is advisable to check the working hours with customer support. The availability of the Instant funding option indicates that deposits are processed automatically.

	XS.com	Typical Deposit Time
Visa / Mastercard	Yes	Instant to 2 business days
Bank Wire	Yes	1 to 5 business days
Skrill	Yes	Instant to 1 business day
Neteller	Yes	Instant to 1 business day

What are XS.com base account currencies?

For many traders, having an account in the base currency of their country or the asset they intend to trade is crucial. This helps avoid conversion fees Conversion fees occur when the deposit currency differs from your brokerage account currency and typically include an exchange rate markup and service charges, increasing your overall trading costs. To avoid conversion fees, fund your trading account in the same currency as your bank account. , simplifies accounting, and makes it easier to track performance in a familiar currency. Below, we compare the base account currencies available at XS.com with those offered by its competitors.

XS.com account currency vs competitors
	XS.com	Trading.com USA	Plus500
USD	Yes	Yes	Yes
EUR	Yes	No	Yes
GBP	Yes	No	Yes
AUD	No	No	Yes
NGN	No	No	No
ZAR	No	No	Yes
CAD	No	No	Yes
NZD	No	No	Yes
CHF	No	No	Yes
INR	No	No	No
JPY	No	No	Yes
Gold	No	No	No
BTC	No	No	No

How much money do I need to start trading on XS.com?

The minimum amount required to start trading can differ from the advertised minimum deposit on XS.com. Some brokers claim to have no minimum deposit requirement, which means no minimum amount is needed to open an account. However, a certain amount is still necessary for actual trading.

The required trading amount to start trading on XS.com depends on the lot size and available leverage. We recommend not using leverage higher than 1:30, as suggested by most Tier-1 Forex regulators. The minimum amount required to start trading a micro lot with 1:30 leverage on XS.com is approximately $33.

Minimum Trading Amounts for Different Lot Size
	Standard Lot	Mini Lot	Micro Lot
1:1	$100,000	$10,000	$1,000
1:10	$10,000	$1,000	$100
1:30	$3,334	$334	$33

Notes:

Standard Lot: A standard lot is 100,000 units of the base currency.
Mini Lot: A mini lot is 10,000 units of the base currency.
Micro Lot: A micro lot is 1,000 units of the base currency.

Does XS.com offer a low minimum deposit Сent account?

Yes, XS.com offers a Cent account. This means that you can start trading at XS.com with a very low minimum deposit, as little as a few dollars. The account balance and trade sizes are displayed in cents instead of dollars, making it easier for beginners to start trading without committing large amounts of money. This type of XS.com account is ideal for those who want to practice trading strategies with minimal financial risk

All account types of XS.com

Account types

With four live account types to choose from, traders can select the one that best suits their needs based on factors like minimum deposit and spreads. XS.com even allows the flexibility of having multiple accounts to accommodate different trading strategies. All account types allow micro-lot trading and a maximum of 100 simultaneous opened orders. Therefore, traders choose account types according to their preferences, having the possibility to learn their details from technical support. Also, to choose the best trading platform, traders are recommended to try each of them, since they differ essentially. Although, their main functions are identical.

Account types:

Account Type

Description

Standard

There are no minimum deposit requirements. Spreads start at 0.9 pips and there are no trading fees. All financial instruments from the broker’s pool are available.

Classic

There are no minimum deposit requirements. Spreads start at 1.4 pips and there are no trading fees. Leverage is flexible up to 1:500 subject to the asset.

Plus

There are no minimum deposit requirements. Spreads start at 1.9 pips and there are no trading fees. The broker doesn’t set any restrictions on trading strategies.

Raw

The minimum deposit is $1,000, spreads are from 0 pips, and trading fees are $6 per lot. The maximum number of simultaneously opened orders is 100. Micro-lot trading is available.

If traders have not worked with this broker before, they are recommended to open a demo account first to explore the company and test their strategies. However, they have the opportunity to open a live account with micro lots avoiding high financial risks.

How to deposit money to the XS.com trading account?

Depositing money into your XS.com trading account is simple and quick. Follow these 6 easy steps:

Log In to Your Account
- Go to the XS.com website https://www.xs.com/en/ or mobile app.
- Enter your username and password to log in to your trading account.
Go to the Deposit Section
- Navigate to the "Deposit" or "Funding" section in the main menu or account settings.
Select a Payment Method
- Choose your preferred payment method from the options available: Visa / Mastercard, Skrill, Bank Wire, Neteller
Enter Deposit Details
- Specify the amount you wish to deposit. Keep in mind that XS.com minimum deposit is $0
- Provide the necessary information for the chosen payment method.
Confirm the Transaction
- Review your deposit details for accuracy.
- Click "Deposit" or "Submit" to confirm the transaction.
Check Your Account Balance
- Once the deposit is processed, verify that the funds are credited to your account balance.

Pro tips for beginning traders

The following expert-backed practical advice can save you time, money, and potential headaches in terms of deposits and account management.

If trading with XS.com minimum deposit, carefully consider leverage and its potential risks. Higher leverage magnifies both gains and losses, potentially leading to rapid account depletion if not managed properly. A DailyFX survey found that traders profitable long-term averaged a 1:20 or lower leverage.

This indicates lower leverage may contribute to better long-term results. When starting with XS.com minimum, advisably utilize conservative leverage even if higher options exist. Begin with lower ratios like 1:10 or 1:20 to acclimate to market movements without disproportionately endangering capital. Regardless of the leverage offered, understand its impact - for example, 1:100 leverage means a 1% move against your position could eliminate your entire deposit.

With a minimum deposit, prioritize risk management over maximizing position sizes. Ease into markets at sustainable leverage levels. Develop strategies proven over time rather than gambling on highly geared, short-lived speculation that often proves detrimental, especially for new traders with limited funds.