XS.com Review 2026

Logo XS.com
Top Brokers Overview — United States
How we tested XS.com

Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.

Learn more about our methodology and editorial policies.

XS.com Pros & Cons

  • Free demo account and no minimum deposit requirements on most live account types provide a low initial threshold;
  • Low expenses are guaranteed by competitive spreads and fee-free trading on Standard, Classic, and Plus accounts;
  • MT platforms allow traders to customize trading conditions;
  • The broker doesn’t set restrictions on trading strategies and methods;
  • Moderate leverage helps increase the profit potential significantly even with a small capital;
  • Several passive income options are available;
  • Technical support is highly competent and prompt.
  • The broker offers many trading instruments, but most of them are CFDs;
  • Withdrawals are limited to certain minimum amounts. For example, a minimum of $200 can be withdrawn by bank transfers;
  • The broker doesn’t offer standard passive income options, such as joint accounts or copy trading.

XS.com is a broker offering currency pairs and CFDs on stocks, indices, metals, energies, commodities, and cryptocurrencies. It offers a free demo account and four live account types, with a minimum deposit of $1,000 required for the Raw account. Other account types have no minimum deposit requirement. Spreads vary depending on the account type, with Raw accounts offering spreads as low as 0 pips and Standard accounts ranging from 0.9 to 1.9 pips. The Raw account incurs a $6 per lot trading fee, while other accounts do not. Leverage is flexible, with a maximum of 1:500. Deposit and withdrawal methods include bank cards, Skrill, Neteller, Klarna, and Giropay. The broker doesn’t charge withdrawal fees and offers additional income options (please clarify these options). Among available trading platforms are MetaTrader 4, MetaTrader 5, and the proprietary XS.com platform. Technical support is available 24/7.

TU Expert Verdict

Chief Analytics Officer

XS.com carries a higher degree of risk. My review and user feedback point to noticeable performance issues and limitations. It may be appropriate only for experienced traders who fully understand the risks and are prepared for potential instability.

XS.com provides access to trading Forex pairs and CFDs on stocks, indices, metals, energies, commodities, and cryptocurrencies, using MetaTrader 4, MetaTrader 5, and its proprietary platform. It supports a free demo account and offers four live account types, including Standard, Classic, Plus, and Raw. Minimum deposit requirements are low or zero for most accounts, except for the Raw account at $1,000. Spreads are competitive, starting from 0.9 pips for Standard accounts and as low as 0 pips for Raw accounts, though a $6 per lot fee applies there. Leverage is flexible up to 1:500. XS.com is regulated by ASIC, CySEC, and FSA Seychelles.

Drawbacks include a focus on CFDs rather than physical assets, the absence of copy trading and Swap Free accounts, customer support that is often slow during peak hours, and withdrawal minimums that may be restrictive for some ($200 via bank transfer). XS.com may suit traders seeking varied account types, competitive spreads, and multiple payment options, but may not be ideal for those who prioritize quick support, advanced investor protection, or access to a broader selection of tradable instruments.

Top-5 Brokers Traders Prefer

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Venom by Cobra Trading
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XS.com User Reviews

Score:
The administration of the website shall not be liable for the accuracy of the reviews and does not have the technical ability to check the reviews for accuracy, as well as establish whether the authors of the reviews are indeed the customers of a specific company. To learn more about how the User Satisfaction score is calculated and how we apply the Customer Satisfaction Score (CSAT) methodology, please read the assessment criteria.
7.7 /10
21 total
  • 5-star
    19%
  • 4-star
    48%
  • 3-star
    33%
  • 2-star
    0%
  • 1-star
    0%
Dwi Hartono
PRO
3 weeks ago
ID

XS MT5 runs well for daily forex. plenty of useful features, like the book of order and order types

Alvar S
46 weeks ago

Trading with mt4 on pro account, spreads are around 1 pips for asian session, but I think it's good enough , because not just xs decides the spreads, but the market dicates conditions too, depending on how many people are there, and how dense are the order lines.

I can't say anything negative , not just because I am a pro account holder, but it's just that I dont see any issues trading here, and its more than ayear already. I think xs is one of the most legitimate and I felt the safest , trading here, and this is why I become a client.

Emerald_Hunter
35 weeks ago

Was pleasantly surprirsed how much free stuff there is on there... The competitions, all free, even though I can win real money in the end. The ai insights that they give, also free. Education I got , also free. Even withdrawals are free )and my bank isnt charging me anything for doing them, either. Very nice approach they took.

  • Commissions and Fees

    Score:
    We evaluate brokers' fees and spreads by assessing the costs associated with Standard and ECN/Raw spread accounts, including commissions and spreads. Additionally, our evaluation considers extra fees such as deposit/withdrawal charges and inactivity fees. Learn the assessment criteria
    7 /10

    The trading and non-trading commissions of XS.com have been analyzed and rated as having Medium fees, with a fees score of 7/10. Additionally, these commissions were compared with those of the top two competitors, OANDA and FOREX.com, to provide the most comprehensive information.

    • Low Forex trading fees
    • Tight EUR/USD market spread
    • No inactivity fee
    • No deposit fee
    • No withdrawal fee
    • Complex fee structure

    Trading Fees and Spread

    Below, we evaluated and compared the trading commissions of XS.com with those of two competitors. We focused on the spreads and other transaction fees directly associated with executing trades (e.g commission per lot on an ECN account). This comparison aimed to provide a clear understanding of the cost efficiency of each broker.

    Standard Account Spread

    For Standard accounts, XS.com’s commissions are part of the floating spread, which varies with market conditions. Typical values are provided, but during high volatility, the spread may exceed these.

    XS.com Standard spreads
    XS.com OANDA FOREX.com
    EUR/USD min, pips 1.1 0.1 0.7
    EUR/USD max, pips 1.8 0.5 1.2
    GPB/USD min, pips 1.4 0.1 0.9
    GPB/USD max, pips 2.2 0.5 1.4

    RAW/ECN Account Commission And Spread

    The spread on ECN/RAW accounts is market-based and fluctuates, with average values given during active hours. It may vary during volatility spikes. A commission per lot is also charged.

    XS.com RAW/ECN spreads
    XS.com OANDA FOREX.com
    Commission ($ per lot) The commission is the fee charged by the broker for trading one standard forex lot (100,000 units of the base currency). 3.0 3.5 5
    EUR/USD avg spread 0.1 0.15 0.2
    GBP/USD avg spread 0.2 0.2 0.4

    Non-Trading Fees

    We conducted a detailed analysis of the non-trading fees associated with XS.com. This review offers a comprehensive overview of the additional costs that may impact traders beyond regular trading activities.

    XS.com Non-Trading Fees
    XS.com OANDA FOREX.com
    Deposit fee, % The indicated amount does not include possible fees from payment systems and banks. 0 0 0
    Withdrawal fee, % The indicated amount does not include possible fees from payment systems and banks. 0 0 0
    Withdrawal fee, USD The indicated amount does not include possible fees from payment systems and banks. 0 0-15 0
    Inactivity fee ($, per month) 0 0 15
  • Is XS.com Safe?

    Score:
    We evaluate brokers' safety based on several key criteria. The highest value is placed on regulation, especially Tier 1 regulation, which ensures adherence to stringent standards set by top financial authorities like the FCA in the UK, CFTC in the US, CySEc and BaFin (EU) or ASIC (Australia). High scores are also given for participation in investor protection funds, which safeguard clients' funds in case of broker insolvency. Learn the assessment criteria
    6 /10

    XS.com has a safety score of 6/10, which corresponds to a Medium security level. The safest brokers are those with Tier-1 regulation, a long history (over 10 years in the market), and participation in investor compensation schemes.

    • Is regulated
    • Negative balance protection
    • Not tier-1 regulated
    • Track record of less than 8 years
    XS.com Regulators and Investor Protection
    FSCA SAFSCA SA Full Name Financial Sector Conduct Authority of South Africa Country of regulation South Africa Investor Protection Fund No specific fund Regulation Level Tier-2
    FSA (Seychelles)FSA (Seychelles) Full Name Financial Services Authority of Seychelles Country of regulation Seychelles Investor Protection Fund No specific fund Regulation Level Tier-3
    XS.com Security Factors
    Foundation date -
    Negative balance protection
    Yes
    Verification (KYC)
    Yes
  • Account Types

    Score:
    We evaluate a broker’s account offering by analyzing the range and suitability of available account types and how effectively they cater to different trader profiles and strategies. Our assessment covers the diversity of account options — including Standard, ECN/Raw, Cent, Swap-Free (Islamic), and VIP accounts — as well as the flexibility of trading conditions provided. Learn the assessment criteria.
    6.3 /10

    XS.com offers the following account options: Demo, Standard, ECN/Raw spread, Cent, Micro, VIP.

    XS.com covers the core account types, making it convenient for traders with different preferences and strategies.

    • Forex account with Micro lots
    • Exclusive VIP account with enhanced trading conditions
    • Low minimum deposit
    • No Swap Free account
    XS.com account types vs top competitors
    XS.com Trading.com Plus500
    Standard
    Yes
    Yes
    Yes
    ECN/Raw spread
    Yes
    No
    No
    Demo
    Yes
    Yes
    Yes
    Cent
    Yes
    No
    No
    Micro
    Yes
    No
    No
    Swap Free
    No
    No
    No
    VIP
    Yes
    No
    No
    Managed
    No
    No
    No

    XS.com accounts trading conditions

    With four live account types to choose from, traders can select the one that best suits their needs based on factors like minimum deposit and spreads. XS.com even allows the flexibility of having multiple accounts to accommodate different trading strategies. All account types allow micro-lot trading and a maximum of 100 simultaneous opened orders. Therefore, traders choose account types according to their preferences, having the possibility to learn their details from technical support. Also, to choose the best trading platform, traders are recommended to try each of them, since they differ essentially. Although, their main functions are identical.

    Account types:

    Account Type Description
    Standard There are no minimum deposit requirements. Spreads start at 0.9 pips and there are no trading fees. All financial instruments from the broker’s pool are available.
    Classic There are no minimum deposit requirements. Spreads start at 1.4 pips and there are no trading fees. Leverage is flexible up to 1:500 subject to the asset.
    Plus There are no minimum deposit requirements. Spreads start at 1.9 pips and there are no trading fees. The broker doesn’t set any restrictions on trading strategies.
    Raw The minimum deposit is $1,000, spreads are from 0 pips, and trading fees are $6 per lot. The maximum number of simultaneously opened orders is 100. Micro-lot trading is available.

    If traders have not worked with this broker before, they are recommended to open a demo account first to explore the company and test their strategies. However, they have the opportunity to open a live account with micro lots avoiding high financial risks.

  • Deposit and Withdrawal

    Score:
    This section assesses the efficiency, speed, and affordability of brokers’ transaction processes, focusing on available methods, currencies, and fees. For further details, please refer to our data-focused methodology
    6.3 /10

    XS.com received a Medium score for the efficiency and convenience of its deposit and withdrawal processes.

    XS.com provides a reasonable range of deposit and withdrawal options with moderate fees, in line with industry standards.

    • No deposit fee
    • Low minimum withdrawal requirement
    • Minimum deposit below industry average
    • Bank wire transfers available
    • BTC payments not accepted
    • BTC not available as a base account currency
    • Only major base currencies available

    What are XS.com deposit and withdrawal options?

    XS.com provides a basic range of deposit and withdrawal options, covering essential methods in line with industry standards. This set of options is sufficient for most traders, with available methods Bank Card, Bank Wire, Skrill, Neteller.

    XS.com Deposit and Withdrawal Methods vs Competitors
    XS.com Trading.com Plus500
    Bank Wire
    Yes
    Yes
    Yes
    Bank card
    Yes
    Yes
    Yes
    PayPal
    No
    No
    Yes
    Wise
    No
    No
    No
    BTC
    No
    No
    No

    What are XS.com base account currencies?

    A wide range of base account currencies minimizes the need for currency conversion, potentially reducing transaction costs. XS.com supports the following base account currencies: USD, EUR, GBP.

    What are XS.com's minimum deposit and withdrawal amounts?

    The minimum deposit on XS.com is $0, while the minimum withdrawal amount is 5-200. These minimums may vary depending on the chosen account type and payment method. For specific details, please contact XS.com’s support team.

  • Markets and Tradable Assets

    Score:
    The evaluation in this section is based on the TU methodology and reflects the total number and variety of tradable assets offered by the broker, including Forex currency pairs. It also considers the availability of passive income tools such as PAMM accounts, copy trading, and similar services. All information is obtained from publicly available sources and may change. Learn the assessment criteria
    4.8 /10

    XS.com offers a limited selection of trading assets compared to the market average. The platform supports 0 assets in total, including 40 Forex pairs.

    • Crypto trading
    • Commodity futures are available
    • Indices trading
    • Bonds not available
    • No ETFs

    Supported markets vs top competitors

    We have compared the range of assets and markets supported by XS.com with its competitors, making it easier for you to find the perfect fit.

    XS.com Trading.com Plus500
    Currency pairs 40 69 60
    Total tradable assets The total tradable assets listed include all available instruments, including CFDs. Due to regional restrictions, certain CFDs may not be offered in some countries. For example, cryptocurrency CFDs are banned in the UK, and the U.S. has restrictions on CFDs. 69 2800
    Stocks
    Yes
    No
    Yes
    Commodity futures
    Yes
    No
    Yes
    Crypto Cryptocurrency CFDs are restricted or prohibited in certain regions due to regulatory limitations. These include the United Kingdom, China, Egypt, the United States and Canada.
    Yes
    No
    Yes
    Stock indices
    Yes
    No
    Yes
    Options
    No
    No
    Yes

    Investment options

    We also explored the trading assets and products XS.com offers for beginner traders and investors who prefer not to engage in active trading.

    XS.com Trading.com Plus500
    Bonds
    No
    No
    No
    ETFs
    No
    No
    Yes
    Copy trading
    No
    No
    No
    PAMM investing
    Yes
    No
    No
    Managed accounts
    No
    No
    No
  • Trading Account Opening

    Score:
    We evaluated Trading Account Opening at XS.com by testing the registration process under real conditions, including opening an account and funding it with the minimum required deposit (but no less than $100). Our assessment considered whether onboarding was fully online, the average registration time, the speed of KYC verification, and how quickly traders could activate their accounts. Learn the assessment criteria.
    9 /10

    We successfully registered an account with XS.com in 10 minutes. The KYC verification was completed within 2 business days. The minimum deposit amount at XS.com is $0. This is one of the most accessible and hassle-free onboarding procedures on the market.

    • Low minimum deposit requirement
    • Fast registration time (up to 15 minutes)
    • Fully online account opening process
    • Account approval may require extra time depending on the documentation.
    XS.com account opening
    XS.com Trading.com Plus500
    Online Registration
    Yes
    Yes
    Yes
    Minimum deposit $0 $50 $100
    Mandatory KYC
    Yes
    Yes
    Yes
    Registration time (min) 10 20
    KYC time (days) 2 2 3

    Is XS.com available in my country?

    If you are a citizen of United States, the broker accepts clients from your country.

    Please note that availability may vary due to regulatory requirements, so we recommend confirming directly with the broker for the most accurate and up-to-date information.

    Account opening details

    To start working with this broker, register on its official website, pass verification, and choose a live account type. Next, make a deposit, install a trading platform, and start trading. TU experts prepared a step-by-step guide to eliminate all questions. Also, they described the main features of XS.com’s user account.

    • Go to the XS.com website and choose the preferred language of the interface. Click the “Login” or “Join XS now” buttons.

    • Select your title and provide your first and last names. Choose your country from the drop-down list, and enter your phone number and email. Create a password and enter it twice. Read and agree to the terms and conditions by checking the box and clicking the “Continue” button.

    • An email with a PIN code is sent to your registered email address. Enter this code on the website in the dedicated registration form. If you need another code, request it by clicking a corresponding button. Click the “Continue” button to proceed.

    • Provide your date of birth, gender, and country of residence. Indicate whether you are a tax resident of your country and click the “Continue” button.

    • Answer questions from two blocks. The first block contains questions about your trading experience, while the second block requires details of financial issues. Your answers don’t impact the availability of the broker’s services. Click the “Continue” button.

    • The next step is verification. Confirm your data by providing scans or images of documents proving your identity and residency. Follow the on-screen instructions.

    • To open an account, click the “Open Live Account” button and choose its parameters, including its type, platform, leverage, etc.

    • Now click the “Fund” button. Choose your account and follow the on-screen instructions. Some methods, like Klarna and Giropay, credit funds within 1 day. Bank transfers take 1-7 days. Other deposit methods are instant.

    • Download MT4 or MT5 trading platforms from the XS.com website and enter your registration data to start trading. The XS.com platform is accessed through the user account.

    Additional features of XS.com’s user account allow traders to:

    • Open and close demo or live accounts, and view detailed statistics on their active accounts.
    • Make deposits, withdrawals, and internal transfers in this block. Statistics on all transactions are available.
    • dit your data, upload verification documents, and view official user agreements.
    • Download desktop and mobile versions of MT4 or MT5 trading platforms.
    • An interactive table featuring all major economic and political events, as well as forecasts on relative assets.
  • Customer Support

    Score:
    We evaluated Customer Support at XS.com by opening a real account funded with the minimum required deposit (no less than $100) and contacting support to measure response time under real conditions. Our assessment considered contact channels, response speed, multilingual support, and availability hours. Learn the assessment criteria
    4.4 /10

    The broker’s customer support shows noticeable weaknesses in responsiveness or communication quality. Delays in replies are common, and resolution may require repeated contact.

    In TU testing, response speed was below expectations, and assistance was limited in depth. Traders who rely heavily on support may experience inconvenience.

    Information

    XS.com prioritizes client support, offering 24/7 assistance through a multi-channel call center, email, and live chat. This ensures traders can receive prompt and professional help whenever they encounter questions, technical issues, or unexpected situations during their trading activity.

    • Three communication channels
    • Support is available 24/7
    • According to reviews, managers are qualified
    • During peak hours, the response speed may be slower due to high load

    To contact the broker, use the following communication channels:

    • Email;
    • Call back request;
    • Live chat in the user account.

    The broker has its official profiles on X (formerly Twitter), Facebook, Instagram, and LinkedIn, where you can also contact its representatives. Follow the broker to stay up-to-date with its latest news.

    Contacts
    Registration address F20, 1st floor, Eden Plaza, Eden Island, Victoria, Seychelles
    Regulation ASIC, FSA, and CySEC
    Official site https://www.xs.com/en/
    Contacts support@XS.com.com

Best XS.com Alternatives

Trading.com USA
Logo Trading.com USA
Trading.com USA
6.8 /10
Regulation Tier-1
EUR/USD 0.9 pips
Plus500
Logo Plus500
Plus500
6.7 /10
Regulation Tier-1
EUR/USD 0.5 pips
OANDA
Logo OANDA
OANDA
6.7 /10
Regulation Tier-1
EUR/USD 0.1 pips
FOREX.com
Logo FOREX.com
FOREX.com
6.5 /10
Regulation Tier-1
EUR/USD 0.7 pips
Venom by Cobra Trading
Logo Venom by Cobra Trading
Venom by Cobra Trading
6.4 /10
Regulation Tier-1
EUR/USD 0.25 pips

FAQs

How is XS.com regulated and what security measures are highlighted in the review?

The review states that XS.com has a safety score of 6/10, indicating a medium security level under the Traders Union methodology. It is regulated by the FSCA in South Africa (Tier-2) and the FSA in Seychelles (Tier-3), offers negative balance protection, and requires KYC verification, while its track record is under 8 years and there is no specified investor compensation fund.

What types of trading accounts are available at XS.com and how do their conditions differ?

The section describes several live account types at XS.com, including Standard, Classic, Plus, and Raw, along with demo, cent, micro, and VIP options, but notes that there is no Swap Free account. Standard, Classic, and Plus accounts have no minimum deposit and differ mainly by starting spreads and fee structure, while the Raw account has a $1,000 minimum deposit, spreads from 0 pips, a $6 per lot trading fee, and supports up to 100 simultaneous orders with micro-lot trading.

What do user reviews and feedback indicate about overall satisfaction with XS.com?

The user satisfaction score for XS.com is 7.7/10 based on 21 reviews, with 19% 5-star, 48% 4-star, and 33% 3-star ratings, and no 1- or 2-star ratings reported. According to user reviews, the overall tone is mostly positive, suggesting that many users report a satisfactory experience while some express more neutral opinions.

What markets and tradable assets are mentioned in reviews of XS.com’s offering?

The review notes that XS.com provides a limited overall selection of assets but supports 40 currency pairs along with trading in stocks, commodity futures, cryptocurrencies, and stock indices. It also specifies that bonds, ETFs, copy trading, and managed accounts are not available, while PAMM investing is offered.

How do reviews describe the XS.com trading account opening process and requirements?

The section explains that opening an account with XS.com is fully online, with a reported registration time of about 10 minutes and KYC verification typically completed within 2 business days. The minimum deposit is stated as $0, and while the process is described as accessible and relatively fast, the review notes that account approval may take longer depending on the documents provided.

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