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XTB in Poland: Is it Available and Legit?

Andrey Mastykin
Written by:
Andrey Mastykin
Dan Blystone
Reviewed by:
Dan Blystone
Chinmay Soni
Fact-checked by:
Chinmay Soni
Updated:
June 05, 2026
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XTB isn't available in US
XTB REVIEW

As of June 2026, XTB is available to traders and investors in Poland. This accessibility confirms the broker's authorization to operate within Poland and its compliance with the necessary regulatory requirements.

Essential details of XTB services in Poland

Anton Kharitonov
Anton Kharitonov
Chief Analytics Officer

XTB is accessible to traders and investors in Poland. Key highlights include:

  • Poland residents can open an account with XTB
  • XTB has earned an overall rating of 6.56/10 points according to our methodology.
  • XTB received 9.7/10 points for regulation and safety.
  • For more detailed information, see our comprehensive XTB review.

Is XTB a regulated broker? Is it safe?

XTB is a regulated Forex broker operating under the supervision of the following regulatory authorities:

XTB regulation review
CySec CySec CySec regulates investment firms, brokers, and their transactions in securities and derivatives on the Cyprus Stock Exchange. It imposes strict operational conditions, regular audits, and financial compliance.
Full Name Cyprus Securities and Exchange Commission Country Cyprus Protection Fund Up to €20,000 Regulation level Tier-1
FCA UK FCA UK The FCA regulates financial firms providing services to consumers and maintains the integrity of the financial markets in the UK. Known for its stringent requirements, it covers a wide range of activities from mortgages to financial advice, ensuring high standards of behavior.
Full Name Financial Conduct Authority Country United Kingdom Protection Fund Up to £85,000 Regulation level Tier-1
FSC (Belize) FSC (Belize) This body regulates the insurance and pensions industry, as well as the entire financial services sector, promoting financial inclusion and market integrity in Belize.
Full Name Financial Services Commission of Belize Country Belize Protection Fund No specific fund Regulation level Tier-3

Is XTB safe to use in Poland?

A broker’s security is largely defined by its regulatory status. XTB is supervised by a Tier-1 authority, which is considered the highest level of oversight in the financial industry. Such brokers must comply with strict requirements on capital, transparency, and client fund protection. In addition, the presence of an Investor Compensation Fund and a proven track record in financial markets further strengthen trust. According to our methodology, XTB received a Regulation and safety score of 9.7/10, placing it among the most secure brokers.

Is Forex trading allowed in Poland? Is Forex taxable in Poland?

  • Forex Licensing in Poland

    Forex trading in Poland is overseen and regulated by two authorities: the Polish Financial Supervision Authority (KNF) and the National Bank of Poland (NBP). These regulatory bodies play crucial roles in monitoring and supervising Forex trading activities to ensure compliance with established financial regulations and standards.

  • Investor protection in Poland

    The regulatory framework established by the KNF in Poland aims to protect investors engaged in Forex trading. Through stringent regulations and oversight, the KNF endeavors to maintain transparency, integrity, and fairness in the Forex market, thereby safeguarding the interests of investors and promoting trust in the financial system.

  • Taxation in Poland

    Profits derived from Forex trading activities are subject to income tax in Poland. The tax rates applicable to Forex trading profits range from 18% to 32%, depending on the total amount of profit earned by the trader. Compliance with tax regulations is essential for Forex traders in Poland to fulfill their tax obligations and avoid any legal consequences.

XTB vs other regulated brokers in Poland

To provide a clear understanding of available options for traders in Poland, Traders Union compared XTB trading conditions with those of other regulated brokers accepting clients in the region.

Regulation FSC (Belize), FCA, CySEC CySEC, FSC (Belize), DFSA, FSCA, FSA (Seychelles), FSC (Mauritius), SCA (United Arab Emirates), CMA (Kenya) ASIC, FCA, DFSA, BaFin, CMA, SCB, CySec
Minimum deposit $0 $5 $0
Currency pairs 48 57 90
Floating spread EUR/USD, min pips 0.5 0.7 0.5
Floating spread EUR/USD, max pips 1.2 1.2 1.5
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Why trust us

Independent analysis, real experts, and transparent methodology

  • 15+ years of independent market analysis

  • 140+ evaluation criteria, reviewed by 50+ experts

  • Data-driven reviews of 200+ platforms, updated regularly

  • 20+ industry awards & a wide network of global media partners

Learn more about our methodology and editorial policies.

why trust us why trust us why trust us why trust us why trust us why trust us

Expert Advice

Anton Kharitonov
Anton Kharitonov
Chief Analytics Officer

  • In my experience, a hallmark of a reliable broker is the ease with which you can verify its operations in your country. Many top-tier brokers provide detailed FAQs or interactive maps on their websites, clearly outlining the regions they serve. If this information isn’t readily available, contact their customer support directly. A reputable broker will have knowledgeable support staff who can clarify its regulatory status and geographic reach.

Editors' Top Picks and Insights

All news

Team that worked on the article

Andrey Mastykin
Andrey Mastykin
Head of Company Reviews and Ratings

Andrey Mastykin is an experienced author, editor, and content strategist who has been with Traders Union since 2020. As an editor, he is meticulous about fact-checking and ensuring the accuracy of all information published on the Traders Union platform.

Learn about our editorial policies
Dan Blystone
Dan Blystone
Senior English Editor

Dan Blystone began his trading career in 1998 as an arbitrage clerk on the floor of the Chicago Mercantile Exchange (CME). He later traded bond and Eurex futures at proprietary firms such as Altea Trading, gaining valuable experience in high-frequency trading and risk management.

Chinmay Soni
Chinmay Soni
Head of Fact-Checking Department

Chinmay Soni is a financial analyst with more than 5 years of experience in working with stocks, Forex, derivatives, and other assets. As a founder of a boutique research firm and an active researcher, he covers various industries and fields, providing insights backed by statistical data.

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