FundingPips Review 2026
Learn more about TU’s methodology
- $29
- cTrader
- MetaTrader5
- Match Trader
- Raw spreads with per-lot commissions
- Up to 1:100
Our Evaluation of FundingPips
Learn more about TU’s methodology
FundingPips is a moderate-risk prop trading firm with the TU Overall Score of 5.31 out of 10. Having reviewed trading opportunities offered by the company and reviews posted by FundingPips clients on our website, Traders Union expert Anton Kharitonov recommends users to thoroughly analyze pros and cons before opening an account with this firm as not all clients are satisfied with the company, according to reviews.
FundingPips maintains strong security standards through KYC verification, anti-fraud systems, and two-factor authentication. Traders can select from various challenge types, choose a platform that suits their needs, and even merge accounts. Leverage is also available.
How we tested FundingPips
Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.
Learn more about our methodology and editorial policies.
Brief Look at FundingPips
FundingPips is a proprietary trading firm headquartered in Dubai, established in November 2022. It offers two regular evaluation programs (1-Step and 2-Step), along with limited-time challenges that include instant funding options requiring no simulated account trading. Account sizes range from $5,000 to $100,000. Traders can manage up to $300,000, with the opportunity to scale up to $2 million through the firm’s growth program. FundingPips provides access to trading Forex and CFDs on indices, cryptocurrencies, and commodities. While it operates globally, it does not accept clients from the United Arab Emirates, Vietnam, or Iran.
FundingPips has quickly become a recognized name in the prop trading industry, having paid out over $125 million to traders. This milestone highlights both its financial stability and its commitment to empowering successful participants. These payouts reflect real earnings that have supported many traders in advancing their careers.
With a community of over one million traders worldwide, FundingPips has built a reputation for consistent service quality and a client-focused approach. It is trusted by both professionals and newcomers, creating an environment that encourages growth, education, and innovation.
- Access to substantial capital. Traders can manage accounts up to $300,000 after completing the evaluation successfully.
- Competitive profit splits ranging from 60% to 100%.
- Wide range of instruments. Access to Forex, CFDs on commodities, indices, and cryptocurrencies.
- No time pressure. Evaluations have no deadlines, allowing traders to progress at their own pace.
- Multiple platform choices. FundingPips supports MetaTrader 5 (MT5), cTrader, and Match-Trader.
- Fast, reliable withdrawals. Payouts are processed quickly, with no delays or denials.
- Global accessibility. Traders from more than 195 countries are eligible to participate.
- Growth potential. Top-performing traders can scale their capital up to $2 million.
- Certain strategies are prohibited.
- MT5 access is restricted for users in the United States and Canada.
TU Expert Verdict
Chief Analytics Officer
FundingPips is a proprietary trading firm that offers one-phase and two-phase evaluation programs and periodic instant funding challenges, with account sizes from $5,000 to $100,000. Successful traders may scale managed capital up to $300,000 and access growth potential up to $2 million. Participants use MetaTrader 5, cTrader, or Match-Trader platforms for trading Forex and CFDs on indices, cryptocurrencies, metals, and energy. Evaluations feature no time limits, raw spreads, leverage up to 1:100, profit splits between 60% and 100%, and fast, reliable payouts. FundingPips processes deposits and withdrawals via card, wire, crypto, and e-wallets, supporting a global client base.
A few disadvantages are strategy restrictions such as prohibiting scalping, certain arbitrage approaches, and high-frequency trading, as well as no stock CFDs or options. U.S. and Canadian traders have restricted MT5 access, and no demo accounts are available. There are also limits on supported payment methods and a minimum challenge period of three days. FundingPips may not be suitable for traders who require full strategy freedom or stock market access but is suited for those seeking fast funding and capital scaling in Forex and major CFD markets.
FundingPips Summary
Your capital is at risk. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. A high percentage of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
| 💻 Trading platform: | MetaTrader 5 (MT5), cTrader, Match-Trader |
|---|---|
| 📊 Accounts: | Zero, 1-Step, 2-Step (FundingPips, FundingPips Pro) |
| 💰 Account currency: | USD |
| 💵 Deposit / Withdrawal: | Credit/debit cards, Wire/Bank Transfer, crypto, Skrill, Neteller, more / Rise, crypto, Visa, Mastercard |
| 🚀 Minimum deposit: | $36 |
| ⚖️ Leverage: | Up to 1:100 |
| 💼 Copy Trading: | No |
| 📈️ Min Order: | 0.01 lots |
| 💱 EUR/USD spread: | Raw spreads |
| 🔧 Instruments: | Forex, CFDs on indices, crypto, metals, energy |
| 💹 Margin Call / Stop Out: | N/A |
| 🏛 Liquidity provider: | N/A |
| 📱 Mobile trading: | Yes |
| ➕ Affiliate program: | Yes |
| 📋 Order execution: | Market and limit orders |
| ⭐ Trading features: | Raw spreads with per-lot commissions |
| 🎁 Contests and bonuses: | Yes |
Traders at FundingPips can access leverage up to 1:50 for Forex trades (increased to 1:100 in the 2-Step challenge), up to 1:20 for indices, 1:30 for metals, 1:10 for energy, and 1:2 for cryptocurrencies. The platform allows news trading and holding positions over the weekend. To maintain account validity, at least one trade must be executed every 30 days.
Recognizing the needs of mobile and global traders, FundingPips has eliminated IP address restrictions. This ensures seamless access and uninterrupted trading from any location. The firm also offers a simplified onboarding process tailored for experienced traders. As a result, securing real capital can be accomplished in just two days, making it one of the fastest funding solutions available today.
FundingPips Key Parameters Evaluation
Challenge rules and pricing
FundingPips provides access to funding up to $2 000 000, with challenges requiring at minimum of 3 trading days. The entry-level plan starts at $29, and the fee is refundable if the challenge is successfully completed.
- High funding potential — up to $2 000 000
- Low entry cost — from $29
- Instant funding available
- No demo account provided
- No free evaluation option
FundingPips Challenge fees and plans
We compared FundingPips’s challenge plans by key parameters including pricing, profit targets, loss limits, and managed capital.
Available Trading Plans
| Trading Plans | 1 - Profit target, $ | 2 - Profit target, $ | 3 - Profit target, $ | Daily loss,% | Managed amount, USD | Max. loss, % | Price, USD or EUR |
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| 2 Step FundingPips |
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| 2 Step FundingPips Pro |
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What’s the minimum trading period for FundingPips’s challenge?
A minimum of 3 trading days is required, regardless of how quickly you reach the profit target.
Does FundingPips offer a free evaluation?
No, FundingPips does not offer a free evaluation option. If you’re looking for firms that do provide this feature, you may consider exploring other companies that support free challenge models, such as: Funded Trading Plus, Plutus Trade Base, FTUK.
Is instant funding available at FundingPips?
Yes, FundingPips offers instant funding. Details may vary by plan, so we recommend checking the latest terms on the company’s official website.
Trading rules
FundingPips outlines the main rules for funded accounts, including a max. loss of 5% and a daily loss limit of 3%. The firm also restricts certain trading strategies, which are detailed below.
- News trading allowed
- No weekend close rule
- Trading bots (EAs) allowed
- Strict max loss
- Scalping not allowed
FundingPips trading conditions
We compared FundingPips’s leverage and trading conditions with competitors to help you better understand how it measures up.
| FundingPips | Funded Next | GoatFundedTrader | |
| Max. loss, % | 5 | 6 | 6 |
| Max. leverage | 1:100 | 1:100 | 1:100 |
| Weekend close rule | No | No | No |
| Mandatory Stop Loss | No | No | No |
| Trading bots (EAs) | Yes | Yes | Yes |
| News trading | Yes | Yes | Yes |
| Scalping | No | Yes | No |
| Copy trading | No | Yes | No |
Deposit and Withdrawal
FundingPips earned a Medium score based on how smoothly and conveniently traders can deposit and withdraw funds.
The deposit and withdrawal options at FundingPips meet most standard requirements and are in line with what many prop firms provide.
- Bank сard deposits and withdrawals
- Supports bank wire transfers
- Weekly payouts
- Limited deposit and withdrawal options
- Wise not supported
Deposit and withdrawal options
To help you evaluate how FundingPips performs, we compared its deposit and withdrawal methods with those of two competing proprietary trading firms.
FundingPips Payment options vs Competitors
| FundingPips | FundedNext | GoatFundedTrader | |
| Bank Card | Yes | Yes | Yes |
| Bank Wire | Yes | Yes | No |
| Crypto | No | Yes | Yes |
| PayPal | No | Yes | Yes |
| Wise | No | No | No |
| Payoneer | No | No | No |
| Skrill | Yes | No | No |
| Neteller | Yes | No | No |
Profit withdrawal frequency
We compared FundingPips with other prop firms based on how frequently traders can withdraw their profits: on demand, weekly, or monthly. Firms that allow more frequent payouts offer greater flexibility and quicker access to earnings.
| FundingPips | FundedNext | GoatFundedTrader | |
| On demand | No | No | No |
| Weekly | Yes | No | No |
| Biweekly | No | Yes | Yes |
| Monthly | Yes | No | No |
What base account currencies are available?
FundingPips offers the following base account currencies:
Trading Account Opening
To register with FundingPips, create a user account on its website by following the instructions below.
Click “Sign Up” in the top menu of the FundingPips website.
Fill out the registration form with the required information.
Log in using your email address and password.
The dashboard displays the following information:
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Balance and Equity: View your current account balance and overall equity.
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Daily Summary: Track daily trading statistics, including the number of trades and total lot volume.
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Average Win/Loss: Evaluate trading effectiveness based on average gains and losses.
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Profit Factor: Monitor the ratio of profits to losses over time.
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Open Positions and Trade History: Review details of both active trades and completed transactions.
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Trading Targets: Check your progress toward profit goals and adherence to daily and overall loss limits.
Is FundingPips Safe?
The FundingPips brand is operated by two entities. ANKH PROP FZCO is registered in the United Arab Emirates under registration number 19948. FundingPips Corp is registered in the Comoros under registration number HY01223081 and holds license BFX2024004, issued by the Mwali International Services Authority (MISA).
Advantages
- Legally registered in two jurisdictions
- Prop services offered under contractual agreement
Disadvantages
- Services unavailable in select countries
- No disclosed liquidity providers or broker partners
Markets and Tradable Assets
FundingPips has a score of 7/10, reflecting a strong variety of markets and assets available for trading.
- Forex trading supported
- Crypto trading available
- CFDs offered
- Stock trading not allowed
- Options not supported
Tradable markets
We compared the range of tradable instruments offered by FundingPips with two leading competitors to highlight the differences in market access.
| FundingPips | FundedNext | GoatFundedTrader | |
| Futures | No | Yes | No |
| CFDs | Yes | Yes | Yes |
| Forex | Yes | Yes | Yes |
| Options | No | No | No |
| Stocks | No | No | No |
| Crypto | Yes | Yes | Yes |
| Indices | Yes | Yes | Yes |
Investment Options
With the option to copy trades across their own accounts, traders unlock an effective way to scale profitable strategies. This feature allows one successful account to serve as a foundation for broader growth and streamlined capital management, while also supporting automated trading for partially passive income.
Expert Advisors (EAs) are permitted for trade and risk management. However, activities such as server spamming, order execution manipulation, and tick scalping are not allowed. Breaching these terms may lead to account suspension.
Affiliate Program by FundingPips
The FundingPips affiliate program offers a multi-tiered system that allows users to increase their earnings as they refer more new clients.
Affiliate tiers and terms:
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Market Maker (24–99 referrals): 6% commission on challenge fee + 5% of referral’s profit (up to $250).
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Trade Master (100–299 referrals): 7% commission + 10% of referral’s profit (up to $500), bonuses for the first and every fifth purchase.
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Market Leader (300–599 referrals): 8% commission + 15% of referral’s profit (up to $750), bonuses for the first and every fourth purchase.
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Prime Partner (600+ referrals): 10% commission + 20% of referral’s profit (up to $1,000), bonuses for the first and every third purchase.
Each month, affiliates receive evaluation accounts of varying sizes as a bonus, depending on their affiliate tier.
Customer Support
Multilingual support is available 24/7. Real-time help is offered via WhatsApp and phone.
Advantages
- 24/7 multilingual support
- Real-time help via multiple channels
Disadvantages
- Email replies can be delayed
Available communication channels:
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Website chat
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WhatsApp
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Phone
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Email
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Discord
FundingPips is active on Instagram, X, Facebook, LinkedIn, and YouTube.
Contacts
| Registration address | Address: Bonovo Road, Fomboni, Mohéli, Comoros |
|---|---|
| Regulation |
MISA
Licence number: BFX2024004 |
| Official site | https://fundingpips.com/ |
| Contacts |
+971 4 576 8545
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Education
FundingPips supports its trader community by offering informative content through its website blog. While the platform features several articles on different trading topics, it does not currently provide a full-scale educational program.
A minimum of $29 is required to trade in simulation. The platform does not offer a free demo version.
Detailed review of FundingPips
FundingPips is headquartered in Dubai and also registered in Cyprus. Operating across multiple jurisdictions helps the company meet various legal requirements while streamlining its global operations. The firm offers ongoing evaluation programs with one or two phases, and occasionally launches limited-time challenges featuring special terms and discounted fees. FundingPips is guided by core values of innovation, excellence, continuous growth, and strong support for its trader community.
FundingPips is redefining standards in the proprietary trading industry by blending advanced technology with a genuine focus on trader development. By consistently fulfilling its commitments and staying responsive to market trends, the firm has earned a reputation as a leader in the field. Its mission is not just to support traders, but to create an environment where they can evolve, succeed, and build lasting careers.
FundingPips by the numbers:
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Founded in 2022
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Available in 195+ countries
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Over 1,000,000 registered traders
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24,000+ Trustpilot reviews, 4.5 rating
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Discord community of 170,000+
FundingPips — A Prop Firm Offering Capital Scaling and Perks for Top Performers
When starting with FundingPips, users receive an account of their chosen size: $5,000, $10,000, $25,000, $50,000, or $100,000. As they trade successfully, total capital can be scaled up to $300,000, distributed across multiple accounts. Each account is expected to follow its own trading strategy.
The FundingPips scaling plan allows successful traders to grow their capital and improve trading conditions by meeting specific goals. As traders progress, drawdown limits increase, and larger lot sizes become available. Upon reaching the final “Hot Seat” level, traders receive personal support, monthly bonuses ranging from $100 to $500, and additional privileges such as access to capital of up to $2 million and a 100% profit split.
FundingPips recognizes that every trader has a unique approach. Some prioritize execution speed, while others prefer advanced charting tools or custom-built algorithms. To accommodate these preferences, the company supports several advanced platforms, giving each trader the ability to choose the most comfortable and effective working environment.
MetaTrader 5 (MT5): The industry standard used by millions worldwide. MT5 offers advanced technical analysis, powerful automation tools, and full support for custom scripts and indicators. Its flexibility and extensive MQL5 community make it ideal for both manual and algorithmic trading.
cTrader: Suited for traders who appreciate precision and advanced functionality. It features an intuitive interface, refined order control, and a transparent execution model, offering institutional-grade performance with full position management..
Match-Trader: A modern and user-friendly platform that balances simplicity with professional capabilities. Its interface is designed for ease of use without compromising depth, making it a strong option for those who want accessibility and technical power in one solution.
FundingPips has removed one of the industry’s biggest concerns: payout uncertainty. All valid profit withdrawal requests are processed reliably and without delay. This practice builds trust and allows traders to focus on their strategies rather than worrying about receiving their earnings. It is more than a technical feature — it is the foundation of long-term trust and psychological confidence in the trading process.
To further reinforce transparency, FundingPips introduced a live payout feed in its Discord community. Every transaction is displayed publicly, highlighting real trader results and demonstrating a commitment to openness rather than just publishing figures or dry statistics.
Useful Features:
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Two-factor authentication
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Real-time economic calendar
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High-paying affiliate program
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Crypto deposits and withdrawals
Advantages:
Advanced technology for every trading style. Traders have access to a powerful analytics dashboard and a choice of professional platforms (MT5, cTrader, Match-Trader), enabling comfortable and controlled trading.
Vibrant and active community. Traders benefit from a professional environment on Discord, fast support via WhatsApp, and the ability to share experiences within a unified community.
Industry leadership and innovation. FundingPips sets new standards in prop trading. With more than one million active users and a fast pace of adopting new technologies, the firm continues to demonstrate its leadership in the sector.
Flexible trading conditions. Automated trading with Expert Advisors (EAs), holding positions over weekends, and other popular strategies are permitted.
Financial transparency and stability. FundingPips backs its reliability with proven figures. With over $125 million paid out to traders and a Zero Payout Denial policy in place, the firm ensures that all eligible profit withdrawals are honored promptly and transparently.
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