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CHOOSE THE RIGHT CRYPTO EXCHANGE

Finanzen.net Zero Review 2025

Ivan Andriyenko
Written by: Ivan Andriyenko Ivan A.
Contributor
Tobi Opeyemi Amure
Fact-checked by: Tobi Opeyemi Amure Tobi O.
Cryptocurrency and stock expert
Updated:
Table of Contents
2.48/10
TU Overall Score
The purpose of creating the TU Overall Score is to make the search for secure and reliable brokerage companies easier for the visitors of our website. We believe that it is a very important mission as, unfortunately, not every company in the financial industry is worthy of trust.

According to our idea, the TU Overall Score indicator should answer the biggest question of all: “Can I trust this broker with my money?”. The scores range within 0.01 – 9.99 (the higher the indicator the more trust the broker has). More details
Minimum deposit:
  • Any
Trading platform:
  • Traderfox browser platform
  • Finanzen.net Zero mobile application
Regulation:
  • The Federal Financial Supervisory Authority of Germany (BaFin)
Trading features
  • About 200,000 financial instruments, for trades up to €500 traders will have to pay an additional €1 in addition to the commission fee.
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Our Evaluation of Finanzen.net Zero

2.48/10
TU Overall Score
The purpose of creating the TU Overall Score is to make the search for secure and reliable brokerage companies easier for the visitors of our website. We believe that it is a very important mission as, unfortunately, not every company in the financial industry is worthy of trust.

According to our idea, the TU Overall Score indicator should answer the biggest question of all: “Can I trust this broker with my money?”. The scores range within 0.01 – 9.99 (the higher the indicator the more trust the broker has). More details
Traders Union icon

Finanzen.net Zero is a high-risk cryptocurrency exchange with the TU Overall Score of 2.48 out of 10. Having reviewed trading opportunities offered by the company and reviews posted by Finanzen.net Zero clients on our website, Traders Union expert Anton Kharitonov does not recommend working with this broker, as, according to reviews, most clients are not satisfied with the broker.

Brief Look at Finanzen.net Zero

Finanzen.net Zero clients have access to a vast selection of approximately 200,000 assets, encompassing stocks, ETFs, cryptocurrencies, funds, and derivatives. The platform also offers ready-made savings plans, catering to various investment strategies. In addition to a live account, a demo account is available for practice trading. Clients can use either the Traderfox web platform or the proprietary mobile app.
While the company does not explicitly state its commission structure, orders under €500 incur a fee of €1 plus the current spread. For larger trades, the fee is capped at 1%. Deposits and withdrawals are processed via bank transfer,though the presence of any associated fees is not specified. Technical support is accessible via email 24/7, and phone support is available from 8:00 to 18:00, Monday through Friday.

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Finanzen.net Zero Summary

Your capital is at risk.  Cryptocurrency trading can be extremely risky. Cryptocurrency trading can lead to large and immediate financial losses. The volatility and unpredictability of the price of cryptocurrency relative to fiat currency may result in significant loss over a short period of time. Transactions in cryptocurrency may be irreversible, and, accordingly, losses due to fraudulent or accidental transactions may not be recoverable. The nature of cryptocurrency may lead to an increased risk of fraud or cyber attack.

💻 Trading platform: Traderfox browser platform, and Finanzen.net Zero mobile application
📊 Accounts: Demo, Standard
💰 Account currency: EUR
💵 Deposit / Withdrawal: Bank transfer
🚀 Minimum deposit: Any
⚖️ Leverage: Yes, on derivatives, the level is not specified
💼 PAMM-accounts: No
📈️ Min Order: No
💱 Commission: Spot: 1 EUR%-1 EUR%
🔧 Instruments: 33 supported coins, Options, Fiat.
💹 Margin Call / Stop Out: No
🏛 Liquidity provider: No
📱 Mobile trading: Finanzen.net Zero
➕ Affiliate program: Yes
📋 Order execution: No
⭐ Trading features: About 200,000 financial instruments, for trades up to €500 traders will have to pay an additional €1 in addition to the commission fee.
🎁 Contests and bonuses: No

Finanzen.net Zero, a German broker, commenced operations in 2021. It provides clients with modern trading infrastructure and a user-friendly experience, offering five types of financial instruments on the Munich Stock Exchange. While fees are generally at or slightly below the market average, the platform could improve its initial transparency regarding fee structures.

Finanzen.net Zero places a strong emphasis on protecting client funds and data. Client money is held in segregated bank accounts and insured. Additionally, the platform employs two-factor authentication (2FA), SSL protocol, and other security measures. The broker is regulated by the German Federal Financial Supervisory Authority (BaFin), providing an added layer of trust and oversight.

Additional features include ready-made savings plans, loans of up to €100,000 at an annual interest rate of 6.92%, and off-exchange order execution facilitated through Baader Bank.

Finanzen.net Zero Key Parameters Evaluation

6.0
User Satisfaction
10.0
Regulation and safety
5.2
Commissions and fees
2.5
Deposit and withdrawal
2.5
Markets and tradable assets

User Satisfaction i

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selva98404
40 weeks ago

I spent quite a while looking for a suitable broker. Some had too few assets, and others had high fees. Often, it was both. Finanzen.net Zero was recommended to me during a conversation on social media. I visited the website and liked what I saw, so I registered and opened a demo account. I've been trading on a live account for almost three months now. Everything is top-notch, and I don't plan on leaving. What attracted me to this broker? Mainly reliability and stability. It’s regulated by the German Federal Financial Supervisory Authority (BaFin). I checked the license, and it's valid. There’s a huge variety of financial instruments, and liquidity is sufficient. Trades are executed at favorable prices. The only downside is the lack of passive income options. They were planning to introduce joint accounts, but that initiative stalled. Other than that, it's a solid platform with highly attractive conditions.

19
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eddiedavis
44 weeks ago

In terms of trading, this platform is excellent. I work with assets through the company's proprietary mobile app, which is very well implemented and rivals top solutions. So, I don’t miss MetaTrader 4 and 5 at all. Trades are conducted on the Munich Stock Exchange and are processed quickly. Trading fees aren’t the lowest, but I wouldn’t call them excessively high either. I’m currently making a significant profit, and I plan to increase my balance soon to build on my success. What I miss at Finanzen.net Zero are analytics, reviews, and recommendations. I have to look for all that on external websites. Deposits and withdrawals are only available via bank transfer. This option works fine for me; a fee is charged, but it’s quite small. I tried to make this review detailed and honest. I hope it helps someone decide whether to work with this broker.

19
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pranto
44 weeks ago

I came here primarily to trade stocks and ETFs. I'm less interested in other asset types, although I do include various derivatives in my investment portfolio for diversification. I find the Traderfox web platform very convenient; it combines the best features of other platforms. It's also simple enough that even a beginner can figure it out in five minutes. The trading fees are not huge. They vary logically depending on the financial instrument type, but in most cases, they are not above the market average. Overall, I have no complaints about the trading process. However, the quality of technical support was a bit disappointing. Responses are not always prompt, and I wouldn't call them comprehensive. Deposits and withdrawals can only be made via bank transfer, with no other convenient options available. On the positive side, the referral program is attractive, offering €50 for each active referral. I rate the broker quite highly, though I wouldn’t call it perfect.

19
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Pauldiamond44
50 weeks ago

My first impression of the broker was not positive. Many aspects are either not mentioned on the website or are only briefly touched upon. For example, it’s unclear what leverage is offered or what fees to expect. Registration and verification weren't problematic, but the process could be simplified. However, I believe this is due to the regulator BaFin, which prioritizes keeping scammers off the platform and ensuring overall security. Despite my initial doubts, I decided to give Finanzen.net Zero a chance, and I don't regret it. Trading is conducted on the Munich Stock Exchange with no restrictions on strategies or methods. So far, I haven't encountered any problematic or contentious issues, nor any hidden fees beyond those specified before the trade. To increase active capital, I took out a loan secured by securities and received the required amount quickly. I'm now working successfully, with a decent profit. This is one of those cases where the substance is better than the packaging; this is how I would describe the broker's conditions.

19
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teria
1 year ago

I liked that the broker offers a demo account, and the deposit on a live account can be of any size. The recommended, but not required, deposit starts at €500. Plus, there’s a huge variety of assets with over 8,500 stocks alone, as well as around 2,000 ETFs, 3,000 funds, and derivatives are also well represented. As a result, I was able to assemble a well-diversified portfolio that allows me to look to the future with confidence. The platform's prospects are also very promising. The team has already achieved a lot but continues to innovate constantly. For example, they have improved the conditions of their referral program.

Unfortunately, there’s no copy trading; with it, I could have earned some extra income as a signal provider. I had a positive experience with that in the past. I also want to highlight the technical support, which always provided me with qualified and detailed responses. I am ready to recommend Finanzen.net Zero to traders of any level who are focused on active trading.

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Score:
Our evaluation encompasses several key factors, including government regulation, two-factor authentication (2FA), cold wallet storage of client assets, investor protection funds, KYC protocol adherence, year of foundation, and history of security breaches. Read more in our Methodology
10/10

Regulation and safety

Finanzen.net Zero has earned a rating of 10/10, demonstrating strong security and regulatory compliance. This score suggests that the exchange is generally reliable and offers a solid level of protection for users.

Advantages of Finanzen.net Zero
  • 2FA
  • Government-regulated
  • No successful hacks history
  • Cold wallet storage
  • Tier-1 regulation
  • Investor protection fund
Disadvantages of Finanzen.net Zero
  • No facial recognition
  • Not U.S regulated

Finanzen.net Zero Security Factors

We also compared Finanzen.net Zero against the top two competitors with the highest scores in our overall ranking based on the most critical security indicators.

Finanzen.net Zero OKX Kraken
Tier-1 regulation Yes No Yes
Government-regulated Yes Yes Yes
Investor protection fund Yes Yes No
2FA Yes Yes Yes
Facial recognition No Yes No
Cold wallet storage Yes Yes Yes
Successful hacker attacks No No No

Is Finanzen.net Zero a regulated crypto exchange?

Finanzen.net Zero is regulated by a Tier-1 financial authority (e.g., in the U.S., UK, Germany, Spain, France, Australia, Singapore, or another jurisdictions with strict financial oversight). This ensures strong investor protection, compliance with stringent operational standards, and enhanced security for users trading on the platform.

Finanzen.net Zero is authorized or licensed in accordance with local regulations in the following regions: Germany, .

Is verification (KYC) mandatory at Finanzen.net Zero?

Yes, KYC verification is mandatory at Finanzen.net Zero. You will need to complete the verification process before you can open an account and access the platform's full range of services.

In which countries is Finanzen.net Zero available?

Finanzen.net Zero complies with international sanctions and regional restrictions. Services are limited or unavailable in the following countries: Botswana, Tanzania, United Republic Of, Zimbabwe, Namibia, Ethiopia, Jamaica, Zambia, Hong Kong, Afghanistan, Trinidad and Tobago, Brunei, Nepal, Serbia, Somalia, Cameroon, Rwanda, Slovenia, Eswatini, Croatia, Mongolia, Burma, Montenegro, Cambodia, Taiwan, Mozambique, Madagascar, Dominican Republic, Albania, Mauritius, Puerto Rico, Cote d'Ivoire, Laos, Macedonia, Papua New Guinea, Costa Rica, Luxembourg, Malta, Ecuador, Bahamas, Haiti. For the most up-to-date information on regional availability, please contact Finanzen.net Zero support.

Is Finanzen.net Zero available in the USA?

Yes, Finanzen.net Zero is available in the USA. However, availability may vary by state due to local regulations. We recommend checking the official website or contacting support for up-to-date information specific to your location.

Score:
This category evaluates trading costs and the transparency of deposit and withdrawal charges according to the Methodology. It covers spot and futures trading fees, P2P exchange costs, deposit/withdrawal fees, and tiered fee structures. The assessment ensures that fees are competitive and clearly disclosed, avoiding hidden or excessive costs. Each factor is scored based on defined criteria, contributing to the overall rating.
5.2/10

Finanzen.net Zero commissions and fees

Finanzen.net Zero received a 5.2/10 score for its trading fees. While Finanzen.net Zero is not the cheapest crypto exchange, the fees remain reasonable and competitive within the market.

Advantages
  • No deposit fee
Disadvantages
  • Spot fee above industry average
  • Withdrawal fee may be applied
  • P2P fee applied

What are Finanzen.net Zero trading fees?

We analyzed Finanzen.net Zero’s crypto fees and compared them to the top two competitors, both of which hold high average positions in our rankings. To establish a comprehensive benchmark, we also calculated the average fee score based on an evaluation of over 100 cryptocurrency exchanges.

Finanzen.net Zero trading fees vs competitors

Finanzen.net Zero Nexus Trade Paxful Industry average
Spot, maker fee (%) 1 EUR 0,22 0 0.15
Spot, taker fee (%) 1 EUR 0,22 0 0.194

What are Finanzen.net Zero deposit and withdrawal fees?

Deposit fee, % 0
Withdrawal fee, % Network fees

Does Finanzen.net Zero offer P2P trading?

No, Finanzen.net Zero does not support P2P transactions. However, you can explore the best alternatives in our dedicated list of top P2P exchange platforms, offering a variety of secure options for peer-to-peer transactions.

Score:
We evaluated the deposit and withdrawal experience, considering several key factors such as the range of available methods, transaction processing speed, minimum deposit requirements, and associated fees. Read more in our Methodology.
2.5/10

Deposit and withdrawal

Finanzen.net Zero received a 2.5/10 rating for its deposit and withdrawal services. Finanzen.net Zero offers limited funding options and may charge fees, which could be inconvenient for many users.

Advantages
  • Bank transfers for deposits and withdrawals
  • No deposit fees
Disadvantages
  • No Google Pay option
  • No support for bank card payments
  • No PayPal option

Deposit and withdrawal options

Finanzen.net Zero supports the following deposit and withdrawal options: Bank transfers.

Finanzen.net Zero Deposit and withdrawal options vs competitors

Finanzen.net Zero OKX Kraken
Bank transfers Yes No Yes
Bank card No Yes Yes
Crypto No Yes Yes
PayPal No No Yes

What is Finanzen.net Zero minimum deposit?

The minimum deposit at Finanzen.net Zero is 1 EUR USD/USDT or 0 BTC. The minimum trade size is 1 EUR USD/USDT, which also serves as the minimum amount required to start trading on the platform.

Finanzen.net Zero minimum deposit vs competitors

Finanzen.net Zero OKX Kraken
Minimum deposit, USD or USDT 1 EUR 10 10
Minimum deposit, BTC 0 0,0005 0,0001
Minimum trade amount, USD/USDT 1 EUR 0,00001 1

Does Finanzen.net Zero support fiat money?

Finanzen.net Zero supports fiat currency trading and account funding. The following fiat currencies are accepted:

Score:
2.5/10

Supported coins & markets

Finanzen.net Zero received a score of 2.5/10 in this category, indicating a modest offering of assets and markets. While Finanzen.net Zero covers essential trading functions, the number of supported coins, fiat currencies, and investment tools may be insufficient for users seeking more comprehensive options.

Advantages
  • Fiat currencies supported
  • Crypto options available
Disadvantages
  • Copy trading not available
  • NTFs not available

Finanzen.net Zero supported coins and markets vs competitors

We compared Finanzen.net Zero with leading exchanges in terms of supported coins, NFT access, and derivatives like futures and options to help users assess the platform’s product range and trading flexibility.

Finanzen.net Zero OKX Kraken
Supported coins 33 329 278
Futures/Perpetual contracts No Yes Yes
Options Yes Yes No
NFTs No Yes Yes

Finanzen.net Zero passive income options vs competitors

We also compared Finanzen.net Zero with top competitors in terms of passive income opportunities such as staking, farming, and copy trading, to help users evaluate the platform’s earning potential beyond regular trading.

Finanzen.net Zero OKX Kraken
Staking No Yes Yes
Yield farming No Yes Yes
Copy trading No Yes Yes

Contacts

Registration address Gartenstraße 67, D-76135 Karlsruhe
Regulation The Federal Financial Supervisory Authority of Germany (BaFin)
Official site https://www.finanzen.net/zero/
Contacts
service@finanzen-zero.net
+49 89 54 55 81 88

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Team that worked on the article

Ivan Andriyenko
Ivan Andriyenko Author at Traders Union
  • Ivan is a financial expert and analyst specializing in Forex, crypto, and stock trading. He prefers conservative trading strategies with low and medium risks, as well as medium-term and long-term investments. He has been working with financial markets for 8 years. Ivan prepares text materials for novice traders. He specializes in reviews and assessment of brokers, analyzing their reliability, trading conditions, and features.

Learn about our editorial policies.

Dr. BJ Johnson
Dr. BJ Johnson Developmental English Editor
  • Dr. BJ Johnson is a PhD in English Language and an editor with over 15 years of experience. He earned his degree in English Language in the U.S and the UK. In 2020, Dr. Johnson joined the Traders Union team. Since then, he has created over 100 exclusive articles and edited over 300 articles of other authors.
Tobi Opeyemi Amure
Tobi Opeyemi Amure Cryptocurrency and stock expert
  • Tobi Opeyemi Amure is an editor and expert writer with over 7 years of experience. In 2023, Tobi joined the Traders Union team as an editor and fact checker, making sure to deliver trustworthy and reliable content. The topics he covers include trading signals, cryptocurrencies, Forex brokers, stock brokers, expert advisors, binary options.