Finanzen.net Zero Review 2026
Learn more about TU’s methodology
- Any
- Traderfox browser platform
- Finanzen.net Zero mobile application
- The Federal Financial Supervisory Authority of Germany (BaFin)
- About 200,000 financial instruments, for trades up to €500 traders will have to pay an additional €1 in addition to the commission fee.
Our Evaluation of Finanzen.net Zero
Learn more about TU’s methodology
Finanzen.net Zero is a cryptocurrency exchange with higher-than-average risk and the TU Overall Score of 3.15 out of 10. Having reviewed trading opportunities offered by the company and reviews posted by Finanzen.net Zero clients on our website, Traders Union expert Anton Kharitonov recommends users to consider a more reliable broker with better conditions, as, according to reviews, many clients of this broker are not satisfied with the company’s work.
How we tested Finanzen.net Zero
Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.
Learn more about our methodology and editorial policies.
Brief Look at Finanzen.net Zero
Finanzen.net Zero clients have access to a vast selection of approximately 200,000 assets, encompassing stocks, ETFs, cryptocurrencies, funds, and derivatives. The platform also offers ready-made savings plans, catering to various investment strategies. In addition to a live account, a demo account is available for practice trading. Clients can use either the Traderfox web platform or the proprietary mobile app.
While the company does not explicitly state its commission structure, orders under €500 incur a fee of €1 plus the current spread. For larger trades, the fee is capped at 1%. Deposits and withdrawals are processed via bank transfer,though the presence of any associated fees is not specified. Technical support is accessible via email 24/7, and phone support is available from 8:00 to 18:00, Monday through Friday.
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TU Expert Verdict
Chief Analytics Officer
Finanzen.net Zero provides access to trading approximately 200,000 financial instruments, including stocks, ETFs, cryptocurrencies, funds, and derivatives, through the Traderfox web platform and a proprietary mobile application. The broker is regulated by BaFin, with enhanced security measures such as two-factor authentication, segregated client funds, and insurance. Clients can open demo and live accounts, benefit from ready-made savings plans and loans up to EUR 100,000, and fund accounts via bank transfers in EUR with no minimum deposit. Support is available 24/7 by email, with phone assistance during business hours.
A few disadvantages are limited funding options, as only bank transfers are accepted, a spot trading fee that is higher than the industry average at 1 EUR% for trades over EUR 500, and just 33 supported coins, which may not meet the needs of users seeking broader crypto exposure. Finanzen.net Zero may be suitable primarily for German residents who value strong regulation and straightforward trading but may not appeal to active crypto traders or those preferring multiple funding methods.
Finanzen.net Zero Summary
Your capital is at risk. Cryptocurrency trading can be extremely risky. Cryptocurrency trading can lead to large and immediate financial losses. The volatility and unpredictability of the price of cryptocurrency relative to fiat currency may result in significant loss over a short period of time. Transactions in cryptocurrency may be irreversible, and, accordingly, losses due to fraudulent or accidental transactions may not be recoverable. The nature of cryptocurrency may lead to an increased risk of fraud or cyber attack.
| 💻 Trading platform: | Traderfox browser platform, and Finanzen.net Zero mobile application |
|---|---|
| 📊 Accounts: | Demo, Standard |
| 💰 Account currency: | EUR |
| 💵 Deposit / Withdrawal: | Bank transfer |
| 🚀 Minimum deposit: | Any |
| ⚖️ Leverage: | Yes, on derivatives, the level is not specified |
| 💼 Copy Trading: | No |
| 📈️ Min Order: | No |
| 💱 Commission: | Spot: 1 EUR%-1 EUR% |
| 🔧 Instruments: | 33 supported coins, Options, Fiat. |
| 💹 Margin Call / Stop Out: | No |
| 🏛 Liquidity provider: | No |
| 📱 Mobile trading: | Finanzen.net Zero |
| ➕ Affiliate program: | Yes |
| 📋 Order execution: | No |
| ⭐ Trading features: | About 200,000 financial instruments, for trades up to €500 traders will have to pay an additional €1 in addition to the commission fee. |
| 🎁 Contests and bonuses: | No |
Finanzen.net Zero, a German broker, commenced operations in 2021. It provides clients with modern trading infrastructure and a user-friendly experience, offering five types of financial instruments on the Munich Stock Exchange. While fees are generally at or slightly below the market average, the platform could improve its initial transparency regarding fee structures.
Finanzen.net Zero places a strong emphasis on protecting client funds and data. Client money is held in segregated bank accounts and insured. Additionally, the platform employs two-factor authentication (2FA), SSL protocol, and other security measures. The broker is regulated by the German Federal Financial Supervisory Authority (BaFin), providing an added layer of trust and oversight.
Additional features include ready-made savings plans, loans of up to €100,000 at an annual interest rate of 6.92%, and off-exchange order execution facilitated through Baader Bank.
Finanzen.net Zero Key Parameters Evaluation
Regulation and Safety
Finanzen.net Zero has earned a rating of 10/10, demonstrating strong security and regulatory compliance. This score suggests that the exchange is generally reliable and offers a solid level of protection for users.
- Government-regulated
- Tier-1 regulation
- Cold wallet storage
- No successful hacks history
- Investor protection fund
- 2FA
- No facial recognition
- Not U.S regulated
Finanzen.net Zero Security Factors
We also compared Finanzen.net Zero against the top two competitors with the highest scores in our overall ranking based on the most critical security indicators.
| Finanzen.net Zero | Kraken | OKX | |
| Tier-1 regulation | Yes | Yes | No |
| Government-regulated | Yes | Yes | Yes |
| Investor protection fund | Yes | No | Yes |
| 2FA | Yes | Yes | Yes |
| Facial recognition | No | No | Yes |
| Cold wallet storage | Yes | Yes | Yes |
| Successful hacker attacks | No | No | No |
Is Finanzen.net Zero a regulated crypto exchange?
Finanzen.net Zero is regulated by a Tier-1 financial authority (e.g., in the U.S., UK, Germany, Spain, France, Australia, Singapore, or another jurisdictions with strict financial oversight). This ensures strong investor protection, compliance with stringent operational standards, and enhanced security for users trading on the platform.
Is verification (KYC) mandatory at Finanzen.net Zero?
Yes, KYC verification is mandatory at Finanzen.net Zero. You will need to complete the verification process before you can open an account and access the platform's full range of services.
Is Finanzen.net Zero available in the USA?
Finanzen.net Zero is not available in the USA due to regulatory restrictions. In some cases, access might differ by state, so we recommend confirming details with the platform’s support or checking the official website for the latest updates.
You may also consider the top 3 exchanges that are available in the USA and rank highly based on our methodology: Kraken, OKX, BTCC .
Finanzen.net Zero commissions and fees
Finanzen.net Zero received a 5.2/10 score for its trading fees. While Finanzen.net Zero is not the cheapest crypto exchange, the fees remain reasonable and competitive within the market.
- No deposit fee
- Spot fee above industry average
What are Finanzen.net Zero trading fees?
We analyzed Finanzen.net Zero’s crypto fees and compared them to the top two competitors, both of which hold high average positions in our rankings. To establish a comprehensive benchmark, we also calculated the average fee score based on an evaluation of over 100 cryptocurrency exchanges.
Finanzen.net Zero trading fees vs competitors
| Finanzen.net Zero | Nexus Trade | CoinMetro | Industry average | |
| Spot, maker fee (%) | 1 EUR | 0.22 | 0.1 | 0.15 |
| Spot, taker fee (%) | 1 EUR | 0.22 | 0.2 | 0.194 |
What are Finanzen.net Zero deposit and withdrawal fees?
| Deposit fee, % | 0 |
| Withdrawal fee, % | Network fees |
Does Finanzen.net Zero offer P2P trading?
No, Finanzen.net Zero does not support P2P transactions. However, you can explore the best alternatives in our dedicated list of top P2P exchange platforms, offering a variety of secure options for peer-to-peer transactions.
Deposit and Withdrawal
Finanzen.net Zero received a 2.5/10 rating for its deposit and withdrawal services. Finanzen.net Zero offers limited funding options and may charge fees, which could be inconvenient for many users.
- Bank transfers for deposits and withdrawals
- No deposit fees
- No P2P transfer option
- No support for bank card payments
Deposit and withdrawal options
Finanzen.net Zero supports the following deposit and withdrawal options: Bank transfers.
Finanzen.net Zero Deposit and withdrawal options vs competitors
| Finanzen.net Zero | Kraken | OKX | |
| Bank transfers | Yes | Yes | No |
| Bank card | No | Yes | Yes |
| Crypto | No | Yes | Yes |
| PayPal | No | Yes | No |
What is Finanzen.net Zero minimum deposit?
The minimum deposit at Finanzen.net Zero is 1 EUR USD/USDT or 0 BTC. The minimum trade size is 0 USD/USDT, which also serves as the minimum amount required to start trading on the platform.
Finanzen.net Zero minimum deposit vs competitors
| Finanzen.net Zero | Kraken | OKX | |
| Minimum deposit, USD or USDT | 1 EUR | 10 | 10 |
| Minimum deposit, BTC | 0 | 1 | 5 |
| Minimum trade amount, USD/USDT | 0 | 1 | 1 |
Does Finanzen.net Zero support fiat money?
Finanzen.net Zero supports fiat currency trading and account funding. The following fiat currencies are accepted:
Supported coins & markets
Finanzen.net Zero received a score of 2.5/10 in this category, indicating a modest offering of assets and markets. While Finanzen.net Zero covers essential trading functions, the number of supported coins, fiat currencies, and investment tools may be insufficient for users seeking more comprehensive options.
- Crypto options available
- Fiat currencies supported
- Crypto futures not available
- Yield farming not available
Finanzen.net Zero supported coins and markets vs competitors
We compared Finanzen.net Zero with leading exchanges in terms of supported coins, NFT access, and derivatives like futures and options to help users assess the platform’s product range and trading flexibility.
| Finanzen.net Zero | Kraken | OKX | |
| Supported coins | 33 | 278 | 329 |
| Futures/Perpetual contracts | No | Yes | Yes |
| Options | Yes | No | Yes |
| NFTs | No | Yes | Yes |
Finanzen.net Zero passive income options vs competitors
We also compared Finanzen.net Zero with top competitors in terms of passive income opportunities such as staking, farming, and copy trading, to help users evaluate the platform’s earning potential beyond regular trading.
| Finanzen.net Zero | Kraken | OKX | |
| Staking | No | Yes | Yes |
| Yield farming | No | Yes | Yes |
| Copy trading | No | Yes | Yes |
Contacts
| Registration address | Gartenstraße 67, D-76135 Karlsruhe |
|---|---|
| Regulation | The Federal Financial Supervisory Authority of Germany (BaFin) |
| Official site | https://www.finanzen.net/zero/ |
| Contacts |
+49 89 54 55 81 88
|
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