Registration

Finanzen.net Zero Review 2026

Logo Finanzen.net Zero
Top Brokers Overview — United States
5 /10
Moderate risk
How we tested Finanzen.net Zero

Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.

Learn more about our methodology and editorial policies.

Pros & Cons

Finanzen.net Zero clients have access to a vast selection of approximately 200,000 assets, encompassing stocks, ETFs, cryptocurrencies, funds, and derivatives. The platform also offers ready-made savings plans, catering to various investment strategies. In addition to a live account, a demo account is available for practice trading. Clients can use either the Traderfox web platform or the proprietary mobile app.
While the company does not explicitly state its commission structure, orders under €500 incur a fee of €1 plus the current spread. For larger trades, the fee is capped at 1%. Deposits and withdrawals are processed via bank transfer,though the presence of any associated fees is not specified. Technical support is accessible via email 24/7, and phone support is available from 8:00 to 18:00, Monday through Friday.

TU Expert Verdict

Oleg Tkachenko
Oleg Tkachenko
Editor at Cryptocurrency & Blockchain Department

Finanzen.net Zero demonstrates moderate stability and can suit certain traders. Its conditions are acceptable, and feedback is mixed but reasonable. In my own tests, it performed adequately, though it lacks the consistency of higher-rated companies.

Finanzen.net Zero offers access to about 200,000 assets, including stocks, ETFs, funds, derivatives, and 33 cryptocurrencies, through its Traderfox web platform and proprietary mobile app. Clients can open live or demo accounts, use ready-made savings plans, and fund accounts in EUR by bank transfer, with a EUR 1 minimum deposit. The broker is regulated by Germany's BaFin, and email support is available 24/7, with phone assistance on weekdays.

However, a notable drawback is that Finanzen.net Zero is unavailable in the U.S. Deposits and withdrawals are limited to bank transfers, and crypto coverage is narrow, with no futures, staking, yield farming, or copy trading. Fees are not fully transparent: orders below EUR 500 incur a EUR 1 charge plus the spread, while larger trades are capped at 1%. Finanzen.net Zero may suit German investors seeking regulated access to traditional assets, but is less suited to active crypto traders.

Top-5 Crypto Exchanges Traders Prefer

OKX
Logo OKX
OKX
8.5 /10
Spot Fees
Spot fee rate, Maker fee
0.08%
Coins
Coins Supported
600+
Coinbase
Logo Coinbase
Coinbase
7.8 /10
Spot Fees
Spot fee rate, Maker fee
0.5%
Coins
Coins Supported
400+
Crypto.com
Logo Crypto.com
Crypto.com
7.8 /10
Spot Fees
Spot fee rate, Maker fee
0.25%
Coins
Coins Supported
400+
Cryptohopper
Logo Cryptohopper
Cryptohopper
7.8 /10
Spot Fees
Spot fee rate, Maker fee
0%
Coins
Coins Supported
1000
BTCC
Logo BTCC
BTCC
7.6 /10
Spot Fees
Spot fee rate, Maker fee
0.2%
Coins
Coins Supported
399

Finanzen.net Zero User Reviews

Score:
The administration of the website shall not be liable for the accuracy of the reviews and does not have the technical ability to check the reviews for accuracy, as well as establish whether the authors of the reviews are indeed the customers of a specific company.
6 /10
5 total
  • 5-star
    0%
  • 4-star
    0%
  • 3-star
    100%
  • 2-star
    0%
  • 1-star
    0%
selva98404
2 years ago

I spent quite a while looking for a suitable broker. Some had too few assets, and others had high fees. Often, it was both. Finanzen.net Zero was recommended to me during a conversation on social media. I visited the website and liked what I saw, so I registered and opened a demo account. I've been trading on a live account for almost three months now. Everything is top-notch, and I don't plan on leaving. What attracted me to this broker? Mainly reliability and stability. It’s regulated by the German Federal Financial Supervisory Authority (BaFin). I checked the license, and it's valid. There’s a huge variety of financial instruments, and liquidity is sufficient. Trades are executed at favorable prices. The only downside is the lack of passive income options. They were planning to introduce joint accounts, but that initiative stalled. Other than that, it's a solid platform with highly attractive conditions.

eddiedavis
2 years ago

In terms of trading, this platform is excellent. I work with assets through the company's proprietary mobile app, which is very well implemented and rivals top solutions. So, I don’t miss MetaTrader 4 and 5 at all. Trades are conducted on the Munich Stock Exchange and are processed quickly. Trading fees aren’t the lowest, but I wouldn’t call them excessively high either. I’m currently making a significant profit, and I plan to increase my balance soon to build on my success. What I miss at Finanzen.net Zero are analytics, reviews, and recommendations. I have to look for all that on external websites. Deposits and withdrawals are only available via bank transfer. This option works fine for me; a fee is charged, but it’s quite small. I tried to make this review detailed and honest. I hope it helps someone decide whether to work with this broker.

pranto
2 years ago

I came here primarily to trade stocks and ETFs. I'm less interested in other asset types, although I do include various derivatives in my investment portfolio for diversification. I find the Traderfox web platform very convenient; it combines the best features of other platforms. It's also simple enough that even a beginner can figure it out in five minutes. The trading fees are not huge. They vary logically depending on the financial instrument type, but in most cases, they are not above the market average. Overall, I have no complaints about the trading process. However, the quality of technical support was a bit disappointing. Responses are not always prompt, and I wouldn't call them comprehensive. Deposits and withdrawals can only be made via bank transfer, with no other convenient options available. On the positive side, the referral program is attractive, offering €50 for each active referral. I rate the broker quite highly, though I wouldn’t call it perfect.

  • Finanzen.net Zero Commissions and Fees

    Score:
    This category evaluates trading costs and the transparency of deposit and withdrawal charges according to the Methodology. It covers spot and futures trading fees, P2P exchange costs, deposit/withdrawal fees, and tiered fee structures. The assessment ensures that fees are competitive and clearly disclosed, avoiding hidden or excessive costs. Each factor is scored based on defined criteria, contributing to the overall rating.
    5.2 /10

    Finanzen.net Zero received a 5.2/10 score for its trading fees. While Finanzen.net Zero is not the cheapest crypto exchange, the fees remain reasonable and competitive within the market.

    • No deposit fee
    • Spot fee above industry average

    What are Finanzen.net Zero trading fees?

    We analyzed Finanzen.net Zero’s crypto fees and compared them to the top two competitors, both of which hold high average positions in our rankings. To establish a comprehensive benchmark, we also calculated the average fee score based on an evaluation of over 100 cryptocurrency exchanges.

    Finanzen.net Zero trading fees vs competitors

    Finanzen.net Zero Nexus Trade CoinMetro Industry average Based on the evaluation of over 100 leading crypto exchanges
    Spot, maker fee (%) Maker fees are charged when liquidity is added to the order book. This occurs by placing a limit order below the current market price for buy orders, or above the market price for sell orders. 1 EUR 0.22 0.1 0.15
    Spot, taker fee (%) Taker fees are charged when liquidity is removed from the order book. This typically happens when a trade is executed at the market price. 1 EUR 0.22 0.2 0.194

    What are Finanzen.net Zero deposit and withdrawal fees?

    Deposit fee, % Important! Even if an exchange does not charge fees for deposits and withdrawals, there can also be fees from the payment system or cryptocurrency network used by the user. For example, the network fee for USDT TRC20 is typically around $1. 0
    Withdrawal fee, % Network fees

    Does Finanzen.net Zero offer P2P trading?

    No, Finanzen.net Zero does not support P2P transactions. However, you can explore the best alternatives in our dedicated list of top P2P exchange platforms, offering a variety of secure options for peer-to-peer transactions.

  • Regulation and Safety

    Score:
    Our evaluation encompasses several key factors, including government regulation, two-factor authentication (2FA), cold wallet storage of client assets, investor protection funds, KYC protocol adherence, year of foundation, and history of security breaches. Read more in our Methodology
    10 /10

    Finanzen.net Zero has earned a rating of 10/10, demonstrating strong security and regulatory compliance. This score suggests that the exchange is generally reliable and offers a solid level of protection for users.

    • Investor protection fund
    • No successful hacks history
    • Tier-1 regulation
    • Government-regulated
    • 2FA
    • Cold wallet storage
    • No facial recognition
    • Not U.S regulated

    We also compared Finanzen.net Zero against the top two competitors with the highest scores in our overall ranking based on the most critical security indicators.

    Finanzen.net Zero Security Factors
    Finanzen.net Zero OKX Coinbase
    Tier-1 regulation
    Yes
    No
    Yes
    Government-regulated
    Yes
    Yes
    Yes
    Investor protection fund Provides compensation to users in case of financial loss due to unforeseen circumstances on the platform.
    Yes
    Yes
    Yes
    2FA
    Yes
    Yes
    Yes
    Facial recognition
    No
    Yes
    No
    Cold wallet storage The majority of user funds are held offline, reducing vulnerability to online attacks.
    Yes
    Yes
    Yes
    Successful hacker attacks We review publicly available information on past security breaches to assess the exchange's security track record.
    No
    No
    Yes

    Is Finanzen.net Zero a regulated crypto exchange? Regulation is crucial for the security and legitimacy of a cryptocurrency exchange. We assess the exchange’s regulatory status and its impact on platform reliability.

    Finanzen.net Zero is regulated by a Tier-1 financial authority (e.g., in the U.S., UK, Germany, Spain, France, Australia, Singapore, or another jurisdictions with strict financial oversight). This ensures strong investor protection, compliance with stringent operational standards, and enhanced security for users trading on the platform.

    Is verification (KYC) mandatory at Finanzen.net Zero?

    Yes, KYC verification is mandatory at Finanzen.net Zero. You will need to complete the verification process before you can open an account and access the platform's full range of services.

    Is Finanzen.net Zero available in the USA?

    Finanzen.net Zero is not available in the USA due to regulatory restrictions. In some cases, access might differ by state, so we recommend confirming details with the platform’s support or checking the official website for the latest updates.

    You may also consider the top 3 exchanges that are available in the USA and rank highly based on our methodology: OKX, Coinbase, Crypto.com .

  • Deposit and Withdrawal

    Score:
    We evaluated the deposit and withdrawal experience, considering several key factors such as the range of available methods, transaction processing speed, minimum deposit requirements, and associated fees. Read more in our Methodology.
    2.5 /10

    Finanzen.net Zero received a 2.5/10 rating for its deposit and withdrawal services. Finanzen.net Zero offers limited funding options and may charge fees, which could be inconvenient for many users.

    • No deposit fees
    • Bank transfers for deposits and withdrawals
    • No Google Pay option
    • Withdrawal fee applies

    Deposit and withdrawal options

    Finanzen.net Zero supports the following deposit and withdrawal options: Bank transfers.

    Finanzen.net Zero Deposit and withdrawal options vs competitors

    Finanzen.net Zero OKX Coinbase
    Bank transfers
    Yes
    No
    Yes
    Bank card
    No
    Yes
    Yes
    Crypto
    No
    Yes
    Yes
    PayPal
    No
    No
    Yes

    What is Finanzen.net Zero minimum deposit?

    The minimum deposit at Finanzen.net Zero is 1 EUR USD/USDT or 0 BTC. The minimum trade size is 0 USD/USDT, which also serves as the minimum amount required to start trading on the platform.

    Finanzen.net Zero minimum deposit vs competitors

    Finanzen.net Zero OKX Coinbase
    Minimum deposit, USD or USDT 1 EUR 10 10
    Minimum deposit, BTC 0 5 1
    Minimum trade amount, USD/USDT 0 1 2

    Does Finanzen.net Zero support fiat money?

    Finanzen.net Zero supports fiat currency trading and account funding. The following fiat currencies are accepted: EUR.

  • Supported Coins & Markets

    Score:
    Evaluates the range of available cryptocurrencies, fiat currencies, and markets, as well as investment tools like staking, farming, and other yield options. Read more in the Methodology section.
    2 /10

    Finanzen.net Zero received a score of 2/10 in this category, indicating a modest offering of assets and markets. While Finanzen.net Zero covers essential trading functions, the number of supported coins, fiat currencies, and investment tools may be insufficient for users seeking more comprehensive options.

    • Crypto options available
    • Fiat currencies supported
    • Staking not available
    • No TradFi perpetual futures trading

    Finanzen.net Zero supported coins and markets vs competitors

    We compared Finanzen.net Zero with leading exchanges in terms of supported coins, NFT access, and derivatives like futures and options to help users assess the platform’s product range and trading flexibility.

    Finanzen.net Zero OKX Coinbase
    Supported coins 33 600+ 400+
    Futures/Perpetual contracts
    No
    Yes
    Yes
    Options
    Yes
    Yes
    No
    NFTs
    No
    Yes
    Yes
    Tokenized Assets Digital tokens representing real-world assets, such as stocks, bonds, commodities, or real estate.
    No
    Yes
    Yes
    TradFi Perps Perpetual futures contracts linked to traditional financial assets, such as stocks, indices, or commodities.
    No
    Yes
    Yes
    Prediction Markets Markets where users trade contracts based on the outcomes of future events.
    No
    No
    No
    Other Assets Stocks, ETFs, Funds, Warrants
    No
    		Pre-IPO

    Finanzen.net Zero passive income options vs competitors

    We also compared Finanzen.net Zero with top competitors in terms of passive income opportunities such as staking, farming, and copy trading, to help users evaluate the platform’s earning potential beyond regular trading.

    Finanzen.net Zero OKX Coinbase
    Staking
    No
    Yes
    Yes
    Yield farming
    No
    Yes
    Yes
    Copy trading
    No
    Yes
    No

  • Customer Support

    Score:
    We evaluated Customer Support at Finanzen.net Zero based on the availability of live chat, email, phone support, ticket systems, help center resources, 24/7 assistance, multilingual support, and response time. Our assessment focuses on support accessibility and responsiveness. Learn the assessment criteria
    5 /10

    Finanzen.net Zero offers a moderate level of customer support, covering basic communication channels and assistance options.

    In TU testing, the exchange showed mixed results in support accessibility and responsiveness. Certain limitations in contact options, availability, or support resources may make it less convenient for users requiring immediate assistance.

    • 24/7 customer support available
    • Support ticket system available
    • Comprehensive help center available
    • Email support unavailable
    • Live chat support unavailable

    Finanzen.net Zero Support Channels vs Competitors

    Finanzen.net Zero OKX Coinbase
    Live Chat
    No
    No
    Yes
    Email Support
    No
    No
    No
    Phone Support
    No
    No
    No
    Ticket System
    Yes
    Yes
    Yes
    24/7 Support
    Yes
    Yes
    Yes
    Help Center / FAQ
    Yes
    Yes
    Yes
    Multilingual Support
    No
    No
    Yes
    Contacts
    Registration address Gartenstraße 67, D-76135 Karlsruhe
    Regulation The Federal Financial Supervisory Authority of Germany (BaFin)
    Official site https://www.finanzen.net/zero/
    Contacts service@finanzen-zero.net +49 89 54 55 81 88

Best Finanzen.net Zero Alternatives

OKX
Logo OKX
OKX
8.5 /10
Spot Fees
Spot fee rate, Maker fee
0.08%
Coins
Coins Supported
600+
Coinbase
Logo Coinbase
Coinbase
7.8 /10
Spot Fees
Spot fee rate, Maker fee
0.5%
Coins
Coins Supported
400+
Crypto.com
Logo Crypto.com
Crypto.com
7.8 /10
Spot Fees
Spot fee rate, Maker fee
0.25%
Coins
Coins Supported
400+
Cryptohopper
Logo Cryptohopper
Cryptohopper
7.8 /10
Spot Fees
Spot fee rate, Maker fee
0%
Coins
Coins Supported
1000
BTCC
Logo BTCC
BTCC
7.6 /10
Spot Fees
Spot fee rate, Maker fee
0.2%
Coins
Coins Supported
399

Articles that may help you

Editorial Team

Top 5 companies for you
United States
United States
  • Afghanistan Afghanistan
  • Albania Albania
  • Algeria Algeria
  • Angola Angola
  • Argentina Argentina
  • Armenia Armenia
  • Australia Australia
  • Austria Austria
  • Azerbaijan Azerbaijan
  • Bahamas Bahamas
  • Bahrain Bahrain
  • Bangladesh Bangladesh
  • Belarus Belarus
  • Belgium Belgium
  • Bolivia Bolivia
  • Botswana Botswana
  • Brazil Brazil
  • Brunei Brunei
  • Bulgaria Bulgaria
  • Cambodia Cambodia
  • Cameroon Cameroon
  • Canada Canada
  • Chile Chile
  • China China
  • Colombia Colombia
  • Congo Congo
  • Costa Rica Costa Rica
  • Cote d'Ivoire Cote d'Ivoire
  • Croatia Croatia
  • Cuba Cuba
  • Cyprus Cyprus
  • Czechia Czechia
  • DR Congo DR Congo
  • Denmark Denmark
  • Dominican Republic Dominican Republic
  • Ecuador Ecuador
  • Egypt Egypt
  • El Salvador El Salvador
  • Estonia Estonia
  • Eswatini Eswatini
  • Ethiopia Ethiopia
  • Finland Finland
  • France France
  • Georgia Georgia
  • Germany Germany
  • Ghana Ghana
  • Greece Greece
  • Haiti Haiti
  • Hong Kong Hong Kong
  • Hungary Hungary
  • India India
  • Indonesia Indonesia
  • Iran, Islamic republic Iran, Islamic republic
  • Iraq Iraq
  • Ireland Ireland
  • Israel Israel
  • Italy Italy
  • Jamaica Jamaica
  • Japan Japan
  • Jordan Jordan
  • Kazakhstan Kazakhstan
  • Kenya Kenya
  • Korea Korea
  • Kuwait Kuwait
  • Kyrgyzstan Kyrgyzstan
  • Laos Laos
  • Latvia Latvia
  • Lebanon Lebanon
  • Lesotho Lesotho
  • Libya Libya
  • Lithuania Lithuania
  • Luxembourg Luxembourg
  • Madagascar Madagascar
  • Malaysia Malaysia
  • Malta Malta
  • Mauritius Mauritius
  • Mexico Mexico
  • Moldova Moldova
  • Mongolia Mongolia
  • Montenegro Montenegro
  • Morocco Morocco
  • Mozambique Mozambique
  • Myanmar Myanmar
  • Namibia Namibia
  • Nepal Nepal
  • Netherlands Netherlands
  • New Zealand New Zealand
  • Nigeria Nigeria
  • North Macedonia North Macedonia
  • Norway Norway
  • Oman Oman
  • Pakistan Pakistan
  • Palestine Palestine
  • Panama Panama
  • Papua New Guinea Papua New Guinea
  • Paraguay Paraguay
  • Peru Peru
  • Philippines Philippines
  • Poland Poland
  • Portugal Portugal
  • Puerto Rico Puerto Rico
  • Qatar Qatar
  • Reunion Reunion
  • Romania Romania
  • Rwanda Rwanda
  • Saudi Arabia Saudi Arabia
  • Serbia Serbia
  • Singapore Singapore
  • Slovakia Slovakia
  • Slovenia Slovenia
  • Somalia Somalia
  • South Africa South Africa
  • Spain Spain
  • Sri Lanka Sri Lanka
  • Sweden Sweden
  • Switzerland Switzerland
  • Syria Syria
  • Taiwan Taiwan
  • Tajikistan Tajikistan
  • Tanzania Tanzania
  • Thailand Thailand
  • Trinidad and Tobago Trinidad and Tobago
  • Tunisia Tunisia
  • Turkey Turkey
  • UAE UAE
  • Uganda Uganda
  • Ukraine Ukraine
  • United Kingdom United Kingdom
  • United States United States
  • Uruguay Uruguay
  • Uzbekistan Uzbekistan
  • Venezuela Venezuela
  • Vietnam Vietnam
  • Yemen Yemen
  • Zambia Zambia
  • Zimbabwe Zimbabwe
  • Forex
  • Crypto
Our experts ranked the top companies offering competitive trading conditions in your country.
Table of Contents
Who We Are
Business Solutions
For Users
TU News
Popular Sections
Disclosures
CONTACT US
Legal
We are in Social Media
© IAFT Ltd., 2010-2026 All rights to the website are owned by IAFT Ltd.,
Registration number - HE 336186
  • Risk disclosure:

    Information on the TradersUnion.com website is for informational purposes only and does not constitute any motive or suggestion to visitors to invest money. Moreover, we hereby warn you that trading on the Forex and CFD markets is always a high risk. According to the statistics, 75-89% of customers lose the funds invested and only 11-25% of traders earn a profit. Trading in futures and options carries substantial risk of loss and is not suitable for every investor.

    That is why you should only invest money that you are prepared — or can afford — to lose at such high risks. Tradersunion.com does not provide any financial services, including investment or financial advisory services. Also, the Traders Union is not a broker and does not get money for trading in the Forex or CFD markets. Our website only provides information on brokers and the markets and helps its users to select the best brokerage company based on detailed information and objective analysis of brokers.

  • Disclaimer:

    Traders Union (TradersUnion.com) shall not be liable for the consequences of trading decisions made by the Client and for the possible loss of his capital resulting from the use of this website and information published on it.

    Forex market, CFD and cryptocurrency trading involves high risks and is not suitable for everyone. Before investing money, you need to adequately assess the level of your expertise and be aware of the risks, particularly in the context of trading with leverage. The information on this website is not intended for distribution or use by any person in any country or jurisdiction, where such distribution or use would be in violation of the local law or regulation. Any payments by Traders Union (TradersUnion.com) to the users of our website shall be legally interpreted solely as an incentive on our part for the activity on the website in the form of a deduction of a part of the advertising income; they shall not be a subject of any claims of our users or our obligations, a subject of disputes, as well as cannot be considered in relation to the services provided to users by brokers, both in fact and in their completeness and volume. The administration of the website shall not be liable for the content of user comments and reviews about the companies and shall not verify whether the authors of the reviews are indeed real clients of a specific company. All reviews, both negative and positive are published on the website without verification of their reliability; only offensive reviews that call for violence or any kind of discrimination and also reviews published from one group of IP addresses are moderated and removed. The authors of the materials shall be fully liable for the accuracy, completeness and impartiality of any information in the articles and reviews, including in the context of their use or mention of any brand names or trademarks. All mentions of the names of companies and their brands in any materials on the website shall be made in the context of communication of socially important information to the people about their activities by independent journalists, who are the authors. All evaluations and indicators on the website express the subjective opinion of the authors of the reviews (articles) and shall not be viewed as accurate statements and be a subject of disputes and claims against Traders Union.

  • Disclosure of advertisers and revenues:

    All the services on the Tradersunion.com website are free for you to use. Our team spends thousands of hours per annum researching brokers and gathering information about them to help investors all over the world to choose reliable companies and to avoid fraudsters.

    Indeed, the curating, sourcing, and organization of this process requires substantial financial investment by Tradersunion.com, which the website earns in the form of advertising payments. There are two types of advertising services on the website — direct advertising or partner (broker) participation programs. However, no services purchased by our partners shall affect the recommendations on our website, or our opinions, or ratings. Our ratings are based on our objective rating criteria and methodology; and the results are always equally and fairly applied to each broker. The work of our content authors and research groups does not involve any interaction with our advertisers and they do not have access to data concerning the amount of advertising purchased. For over 10 years we consider our independence, absolute openness, and objectivity as our main priority. Please follow the links to each of our affiliated broker’s websites. This will help Tradersunion.com to continue to provide our services to you for free.

onepercentfortheplanet.org https://gdpr.eu/ GDPR World Association of News Publishers