According to our idea, the TU Overall Score indicator should answer the biggest question of all: “Can I trust this broker with my money?”. The scores range within 0.01 – 9.99 (the higher the indicator the more trust the broker has). More details
- FMA (NZ)
- 2004
Our Evaluation of Pacific Financial Derivatives
According to our idea, the TU Overall Score indicator should answer the biggest question of all: “Can I trust this broker with my money?”. The scores range within 0.01 – 9.99 (the higher the indicator the more trust the broker has). More details
Pacific Financial Derivatives is a broker with higher-than-average risk and the TU Overall Score of 4.27 out of 10. Having reviewed trading opportunities offered by the company and reviews posted by Pacific Financial Derivatives clients on our website, Traders Union expert Anton Kharitonov recommends users to consider a more reliable broker with better conditions, as, according to reviews, many clients of this broker are not satisfied with the company’s work.
Brief Look at Pacific Financial Derivatives
Today, Pacific Financial Derivatives Ltd is a New Zealand registered company with enormous expertise in the field. The company offers various account types to meet the needs of every trader. Pacific Financial Derivatives Ltd offers a wide variety of high liquidity derivatives with super-fast execution, tight spreads, and highly competitive trading conditions. The company gives traders access to the most popular MetaTrader4 terminal hosted in Equinx NY4 offering low-latency and best liquidity. PFD gives its customers access to trading numerous assets, and in particular Forex, futures, and Over the Counter (OTC) products available as Contract For Differences (CFDs).
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Author, Financial Expert at Traders Union
Pacific Financial Derivatives offers a variety of trading instruments, including Forex, commodities, and indices through the MT4 platform. The company offers PFDTrader and PFDPro accounts, with leverage up to 1:300 and no minimum deposit requirement. Advantages include tight spreads, efficient market execution, and support for multiple base currencies, providing flexibility for traders.
However, Pacific Financial Derivatives has drawbacks, such as higher-than-average Forex trading fees and applied deposit and withdrawal charges. Additionally, user satisfaction is relatively low, with a score of 2.7/10. While the broker may suit traders who prioritize high leverage and low minimum deposits, it may not be ideal for those seeking lower fees and high client satisfaction.
Pacific Financial Derivatives Trading Conditions
| 💻 Trading platform: | MetaTrader4, Multi Terminal (MT4) |
|---|---|
| 📊 Accounts: | PFDTrader, PFDPro, PFDProPlus |
| 💰 Account currency: | USD, NZD, JPY, EUR, GBP |
| 💵 Deposit / Withdrawal: | Bank Transfer, Credit/Debit Cards, Skrill, Neteller, POLI |
| 🚀 Minimum deposit: | No minimum |
| ⚖️ Leverage: | 1:300 |
| 💼 PAMM-accounts: | No |
| 📈️ Min Order: | 0.01 |
| 💱 EUR/USD spread: | 0,1 pips |
| 🔧 Instruments: | FX, Metals, Indicies, Commodities |
| 💹 Margin Call / Stop Out: | PFDTrader - 150/100%, PFDPro, PFDProPlus – 100/50% |
| 🏛 Liquidity provider: | No |
| 📱 Mobile trading: | Mobile Platforms |
| ➕ Affiliate program: | Yes |
| 📋 Order execution: | Market execution |
| ⭐ Trading features: | MAM, FIX API |
| 🎁 Contests and bonuses: | No |
Pacific Financial Derivatives Key Parameters Evaluation
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Regulation and safety
Pacific Financial Derivatives has a safety score of 6.8/10, which corresponds to a Medium security level. The safest brokers are those with Tier-1 regulation, a long history (over 10 years in the market), and participation in investor compensation schemes.
- Is regulated
- Track record over 21 years
- Not tier-1 regulated
- No negative balance protection
Pacific Financial Derivatives Regulators and Investor Protection
| Abbreviation | Full Name | Country of regulation | Investor Protection Fund | Regulation Level |
|---|---|---|---|---|
 FMA NZ |
Financial Markets Authority of New Zealand | New Zealand | No specific fund | Tier-2 |
Pacific Financial Derivatives Security Factors
| Foundation date | 2004 |
| Negative balance protection | No |
| Verification (KYC) | Yes |
Commissions and fees
The trading and non-trading commissions of broker Pacific Financial Derivatives have been analyzed and rated as Medium with a fees score of 7/10. Additionally, these commissions were compared with those of the top two competitors, Pepperstone and OANDA, to provide the most comprehensive information.
- Tight EUR/USD market spread
- No inactivity fee
- Above-average Forex trading fees
- Deposit fee applies
- Withdrawal fee applies
Trading Fees and Spread
Below, we evaluated and compared the trading commissions of Pacific Financial Derivatives with those of two competitors. We focused on the spreads and other transaction fees directly associated with executing trades (e.g commission per lot on an ECN account). This comparison aimed to provide a clear understanding of the cost efficiency of each broker.
Standard Account Spread
For Standard accounts, Pacific Financial Derivatives’s commissions are part of the floating spread, which varies with market conditions. Typical values are provided, but during high volatility, the spread may exceed these.
Pacific Financial Derivatives Standard spreads
| Pacific Financial Derivatives | Pepperstone | OANDA | |
| EUR/USD min, pips | 0,4 | 0,5 | 0,1 |
| EUR/USD max, pips | 1,7 | 1,5 | 0,5 |
| GPB/USD min, pips | 1,2 | 0,4 | 0,1 |
| GPB/USD max, pips | 1,7 | 1,4 | 0,5 |
RAW/ECN Account Commission And Spread
The spread on ECN/RAW accounts is market-based and fluctuates, with average values given during active hours. It may vary during volatility spikes. A commission per lot is also charged.
Pacific Financial Derivatives RAW/ECN spreads
| Pacific Financial Derivatives | Pepperstone | OANDA | |
| Commission ($ per lot) | 1 | 3 | 3,5 |
| EUR/USD avg spread | 0,1 | 0,1 | 0,15 |
| GBP/USD avg spread | 0,1 | 0,15 | 0,2 |
Non-Trading Fees
We conducted a detailed analysis of the non-trading fees associated with Pacific Financial Derivatives. This review offers a comprehensive overview of the additional costs that may impact traders beyond regular trading activities.
Pacific Financial Derivatives Non-Trading Fees
| Pacific Financial Derivatives | Pepperstone | OANDA | |
| Deposit fee, % | 1,5-4,4 | 0 | 0 |
| Withdrawal fee, % | 2 | 0 | 0 |
| Withdrawal fee, USD | 0 | 0 | 0-15 |
| Inactivity fee ($, per month) | 0 | 0 | 0 |
Deposit and withdrawal
Pacific Financial Derivatives received a Medium score for the efficiency and convenience of its deposit and withdrawal processes.
Pacific Financial Derivatives provides a reasonable range of deposit and withdrawal options with moderate fees, in line with industry standards.
- Bank wire transfers available
- Bank card deposits and withdrawals
- Supports 5+ base account currencies
- Wise transfers supported
- BTC payments not accepted
- Deposit fee applies
- BTC not available as a base account currency
What are Pacific Financial Derivatives deposit and withdrawal options?
Pacific Financial Derivatives provides a basic range of deposit and withdrawal options, covering essential methods in line with industry standards. This set of options is sufficient for most traders, with available methods Bank Card, Bank Wire, PayPal, Wise.
Pacific Financial Derivatives Deposit and Withdrawal Methods vs Competitors
| Pacific Financial Derivatives | Plus500 | Pepperstone | |
| Bank Wire | Yes | Yes | Yes |
| Bank card | Yes | Yes | Yes |
| PayPal | Yes | Yes | Yes |
| Wise | Yes | No | No |
| BTC | No | No | No |
What are Pacific Financial Derivatives base account currencies?
A wide range of base account currencies minimizes the need for currency conversion, potentially reducing transaction costs for clients worldwide. Pacific Financial Derivatives supports the following base account currencies:
What are Pacific Financial Derivatives's minimum deposit and withdrawal amounts?
The minimum deposit on Pacific Financial Derivatives is $0, while the minimum withdrawal amount is $1. These minimums may vary depending on the chosen account type and payment method. For specific details, please contact Pacific Financial Derivatives’s support team.
Markets and tradable assets
Pacific Financial Derivatives offers a limited selection of trading assets compared to the market average. The platform supports 51 assets in total, including 45 Forex pairs.
- Indices trading
- 45 supported currency pairs
- Crypto trading not available
- No ETFs
Pacific Financial Derivatives Supported markets vs top competitors
We have compared the range of assets and markets supported by Pacific Financial Derivatives with its competitors, making it easier for you to find the perfect fit.
| Pacific Financial Derivatives | Plus500 | Pepperstone | |
| Currency pairs | 45 | 60 | 90 |
| Total tradable assets | 51 | 2800 | 1200 |
| Stocks | No | Yes | Yes |
| Commodity futures | Yes | Yes | Yes |
| Crypto | No | Yes | Yes |
| Stock indices | Yes | Yes | Yes |
| Options | No | Yes | No |
Investment options
We also explored the trading assets and products Pacific Financial Derivatives offers for beginner traders and investors who prefer not to engage in active trading.
| Pacific Financial Derivatives | Plus500 | Pepperstone | |
| Bonds | No | No | No |
| ETFs | No | Yes | Yes |
| Copy trading | No | No | Yes |
| PAMM investing | Yes | No | Yes |
| Managed accounts | Yes | No | No |
Contacts
| Foundation date | 2004 |
|---|---|
| Registration address | Level 8, Swanson House,12- 26 Swanson St., Auckland Central 1010, New Zealand |
| Regulation |
FMA (NZ)
Licence number: 28944 |
| Official site | pfd-nz.com |
| Contacts |
+64 9 6320129/100/121
|
Comparison of Pacific Financial Derivatives with other Brokers
| Pacific Financial Derivatives | Bybit | Eightcap | XM Group | Vantage Markets | LiteFinance | |
| Trading platform |
MT4 | MetaTrader5 | MT4, MT5, TradingView | MT4, MT5, MobileTrading, XM App | MT4, MT5, TradingView, ProTrader, Vantage App | MT4, MT5, MultiTerminal, Sirix Webtrader |
| Min deposit | $1 | No | $100 | $5 | $50 | $10 |
| Leverage | From 1:300 |
From 1:1 to 1:500 |
From 1:30 to 1:500 |
From 1:1 to 1:30 |
From 1:1 to 1:500 |
From 1:1 to 1:1000 |
| Trust management | No | No | No | No | No | Yes |
| Accrual of % on the balance | No | No | No | No | No | 7.00% |
| Spread | From 0 points | From 0 points | From 0 points | From 0.8 points | From 0 points | From 0.5 points |
| Level of margin call / stop out |
150% / 100% | No / 50% | 80% / 50% | 100% / 50% | 100% / 50% | 50% / 20% |
| Order Execution | Market Execution | Market Execution | Market Execution | Market Execution | Market Execution | Market Execution, Instant Execution |
| No deposit bonus | No | No | No | No | No | No |
| Cent accounts | No | No | No | No | No | Yes |
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