Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.
Learn more about our methodology and editorial policies.
Pacific Financial Derivatives Pros & Cons
- Fast market execution of orders.
- Segregation of client funds.
- Several trading account types, including a demo account.
- Islamic (Swap Free) account available.
- Support for automated trading with Expert Advisors (EAs).
- No minimum deposit requirement for several account types.
- Various trading strategies are allowed.
- Limited selection of trading instruments.
- No bonus programs.
- Limited educational materials.
- Support is available only on business days (24/5).
Pacific Financial Derivatives, formerly WSD Global Markets Limited, is a New Zealand broker founded in 1999 and regulated by the Financial Markets Authority (FMA), license FSP FSP 28944. The broker provides access to trading about 50 currency pairs and CFDs on commodities such as Brent crude oil, as well as indices from the EU and Australia, through the MetaTrader 4 platform and MT4 MultiTerminal. Spreads on EUR/USD start from 0.2 pips, and Market, Stop, and Limit orders are supported. Client funds are held separately from the broker’s capital in trust accounts.
TU Expert Verdict
Pacific Financial Derivatives carries a higher degree of risk. My review and user feedback point to noticeable performance issues and limitations. It may be appropriate only for experienced traders who fully understand the risks and are prepared for potential instability.
Top-5 Brokers Traders Prefer
Pacific Financial Derivatives User Reviews
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5-star
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3-star
17%
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1-star
83%
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Commissions and Fees
Score:We evaluate brokers' fees and spreads by assessing the costs associated with Standard and ECN/Raw spread accounts, including commissions and spreads. Additionally, our evaluation considers extra fees such as deposit/withdrawal charges and inactivity fees. Learn the assessment criteria3 /10The trading and non-trading commissions of Pacific Financial Derivatives have been analyzed and rated as having High fees, with a fees score of 3/10. Additionally, these commissions were compared with those of the top two competitors, OANDA and FOREX.com, to provide the most comprehensive information.
- No inactivity fee
- Above-average Forex trading fees
Trading Fees and Spread
Below, we evaluated and compared the trading commissions of Pacific Financial Derivatives with those of two competitors. We focused on the spreads and other transaction fees directly associated with executing trades (e.g commission per lot on an ECN account). This comparison aimed to provide a clear understanding of the cost efficiency of each broker.
Standard Account Spread
For Standard accounts, Pacific Financial Derivatives’s commissions are part of the floating spread, which varies with market conditions. Typical values are provided, but during high volatility, the spread may exceed these.
Pacific Financial Derivatives Standard spreads Pacific Financial Derivatives OANDA FOREX.com EUR/USD min, pips 0.4 0.1 0.7 EUR/USD max, pips 1.7 0.5 1.2 GPB/USD min, pips 1.2 0.1 0.9 GPB/USD max, pips 1.7 0.5 1.4 Does Pacific Financial Derivatives support RAW/ECN accounts?
As we discovered, Pacific Financial Derivatives does not offer RAW/ECN accounts, which might be a drawback for transparency and liquidity. However, this doesn't make the broker uncompetitive. Consider factors like spread levels, execution speed, regulation, support quality, and trading tools when choosing a reliable broker.
Non-Trading Fees
We conducted a detailed analysis of the non-trading fees associated with Pacific Financial Derivatives. This review offers a comprehensive overview of the additional costs that may impact traders beyond regular trading activities.
Pacific Financial Derivatives Non-Trading Fees Pacific Financial Derivatives OANDA FOREX.com Deposit fee, % The indicated amount does not include possible fees from payment systems and banks. 2.65-4.4 0 0 Withdrawal fee, % The indicated amount does not include possible fees from payment systems and banks. 2 0 0 Withdrawal fee, USD The indicated amount does not include possible fees from payment systems and banks. 0 0-15 0 Inactivity fee ($, per month) 0 0 15 -
Is Pacific Financial Derivatives Safe?
Score:We evaluate brokers' safety based on several key criteria. The highest value is placed on regulation, especially Tier 1 regulation, which ensures adherence to stringent standards set by top financial authorities like the FCA in the UK, CFTC in the US, CySEc and BaFin (EU) or ASIC (Australia). High scores are also given for participation in investor protection funds, which safeguard clients' funds in case of broker insolvency. Learn the assessment criteria6.8 /10Pacific Financial Derivatives has a safety score of 6.8/10, which corresponds to a Medium security level. The safest brokers are those with Tier-1 regulation, a long history (over 10 years in the market), and participation in investor compensation schemes.
- Is regulated
- Track record over 27 years
- Not tier-1 regulated
- No negative balance protection
Pacific Financial Derivatives Regulators and Investor Protection Abbreviation Full Name Country of regulation Investor Protection Fund Regulation Level FMA NZ
Full Name Financial Markets Authority of New Zealand Country of regulation New Zealand Investor Protection Fund No specific fund Regulation Level Tier-2 Pacific Financial Derivatives Security Factors Foundation date 1999 Negative balance protection NoVerification (KYC) Yes -
Account Types
Score:We evaluate a broker’s account offering by analyzing the range and suitability of available account types and how effectively they cater to different trader profiles and strategies. Our assessment covers the diversity of account options — including Standard, ECN/Raw, Cent, Swap-Free (Islamic), and VIP accounts — as well as the flexibility of trading conditions provided. Learn the assessment criteria.1.3 /10Pacific Financial Derivatives offers the following account options: Demo, Standard, Swap Free, Managed.
However, Pacific Financial Derivatives does not provide an ECN account with direct market access, which may be a drawback for experienced traders or scalpers seeking the lowest spreads.
- Standard account with balanced trading conditions
- Demo account
- Low minimum deposit
- No VIP account option
- Micro lots are not available
Pacific Financial Derivatives account types vs top competitors Pacific Financial Derivatives Plus500 Trading.com Standard YesYesYesECN/Raw spread NoNoNoDemo YesYesYesCent NoNoNoMicro NoNoNoSwap Free YesNoNoVIP NoNoNoManaged YesNoNoPacific Financial Derivatives accounts trading conditions
Pacific Financial Derivatives offers several account types designed for traders with different levels of experience and trading strategies. The lineup includes basic solutions for beginners, professional accounts with tighter spreads, and specialized options for managers and training.
Account types:
Account Type Description PFDTrader A basic account with no minimum deposit requirement and competitive spreads and swaps per trade. Leverage is up to 1:300. Account type with no commission per lot PFDPro An account for more advanced trading with lower spreads and a commission of $1 per lot per side. Maximum leverage is 1:300. There is no minimum initial deposit requirement. PFDProPlus An account for professional trading with the tightest spreads. Leverage is up to 1:100. Commission is $1 per lot per side. The minimum deposit is $1,000. Swaps are offset for non-hedged positions. Islamic (Swap Free) An account for trading without swap charges for holding positions overnight. It offers competitive spreads and fast market execution. An administrative fee may apply if a position is held for more than three days. Leverage is up to 1:300. MAM A Multi-Account Manager (MAM) account that allows investment managers to execute trades from one master account and allocate them across multiple client accounts. The system supports Expert Advisors (EAs) and centralized management. Demo A practice account with virtual funds for training and testing strategies under market conditions similar to real trading. -
Deposit and Withdrawal
Score:This section assesses the efficiency, speed, and affordability of brokers’ transaction processes, focusing on available methods, currencies, and fees. For further details, please refer to our data-focused methodology5 /10Pacific Financial Derivatives received a Medium score for the efficiency and convenience of its deposit and withdrawal processes.
Pacific Financial Derivatives provides a reasonable range of deposit and withdrawal options with moderate fees, in line with industry standards.
- Low minimum withdrawal requirement
- PayPal supported
- Minimum deposit below industry average
- Bank card deposits and withdrawals
- USDT payments not accepted
- Withdrawal fee applies
- Wise not supported
What are Pacific Financial Derivatives deposit and withdrawal options?
Pacific Financial Derivatives provides a basic range of deposit and withdrawal options, covering essential methods in line with industry standards. This set of options is sufficient for most traders, with available methods Bank Card, Bank Wire, PayPal.
Pacific Financial Derivatives Deposit and Withdrawal Methods vs Competitors Pacific Financial Derivatives Plus500 Trading.com Bank Wire YesYesYesBank card YesYesYesPayPal YesYesNoWise NoNoNoBTC NoNoNoWhat are Pacific Financial Derivatives base account currencies?
A wide range of base account currencies minimizes the need for currency conversion, potentially reducing transaction costs. Pacific Financial Derivatives supports the following base account currencies: USD.
What are Pacific Financial Derivatives's minimum deposit and withdrawal amounts?
The minimum deposit on Pacific Financial Derivatives is $1,000, while the minimum withdrawal amount is $1. These minimums may vary depending on the chosen account type and payment method. For specific details, please contact Pacific Financial Derivatives’s support team.
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Markets and Tradable Assets
Score:The evaluation in this section is based on the TU methodology and reflects the total number and variety of tradable assets offered by the broker, including Forex currency pairs. It also considers the availability of passive income tools such as PAMM accounts, copy trading, and similar services. All information is obtained from publicly available sources and may change. Learn the assessment criteria4 /10Pacific Financial Derivatives offers a limited selection of trading assets compared to the market average. The platform supports 67 assets in total, including 56 Forex pairs.
- 56 supported currency pairs
- Indices trading
- No ETFs
- Futures not available
Supported markets vs top competitors
We have compared the range of assets and markets supported by Pacific Financial Derivatives with its competitors, making it easier for you to find the perfect fit.
Pacific Financial Derivatives Plus500 Trading.com Currency pairs 56 60 69 Total tradable assets The total tradable assets listed include all available instruments, including CFDs. Due to regional restrictions, certain CFDs may not be offered in some countries. For example, cryptocurrency CFDs are banned in the UK, and the U.S. has restrictions on CFDs. 67 2800 69 Stocks NoYesNoCommodity futures YesYesNoCrypto Cryptocurrency CFDs are restricted or prohibited in certain regions due to regulatory limitations. These include the United Kingdom, China, Egypt, the United States and Canada. NoYesNoStock indices YesYesNoOptions NoYesNoInvestment options
We also explored the trading assets and products Pacific Financial Derivatives offers for beginner traders and investors who prefer not to engage in active trading.
Pacific Financial Derivatives Plus500 Trading.com Bonds NoNoNoETFs NoYesNoCopy trading NoNoNoPAMM investing NoNoNoManaged accounts YesNoNo -
Trading Account Opening
Score:We evaluated Trading Account Opening at Pacific Financial Derivatives by testing the registration process under real conditions, including opening an account and funding it with the minimum required deposit (but no less than $100). Our assessment considered whether onboarding was fully online, the average registration time, the speed of KYC verification, and how quickly traders could activate their accounts. Learn the assessment criteria.7 /10We successfully registered an account with Pacific Financial Derivatives in 12 minutes. The KYC verification was completed within 2 business days. The minimum deposit amount at Pacific Financial Derivatives is $1,000. Overall, the account setup process is efficient and suitable for most traders.
- Fully online account opening process
- Fast registration time (up to 15 minutes)
- Low minimum deposit requirement
- Account approval may require extra time depending on the documentation.
Pacific Financial Derivatives account opening Pacific Financial Derivatives Plus500 Trading.com Online Registration YesYesYesMinimum deposit $1,000 $100 $50 Mandatory KYC YesYesYesRegistration time (min) 12 20 KYC time (days) 2 3 2 Is Pacific Financial Derivatives available in my country?
If you are a citizen of United States, the broker accepts clients from your country.
Please note that availability may vary due to regulatory requirements, so we recommend confirming directly with the broker for the most accurate and up-to-date information.
Account opening details
Pacific Financial Derivatives allows accounts to be opened through its official website.
The process includes the following steps:
Complete online registration by entering a username, password, and email address.
Confirm the email address.
Provide information about trading experience, available capital, and employment status.
Upload documents confirming personal identity and residential address.
Features of Pacific Financial Derivatives user account allow traders to:
- Complete account verification.
- Deposit funds into the trading account.
- Withdraw earned profits.
- View balance transaction history.
- Access the archive of completed trades.
- View referral program statistics.
- Communicate with customer support.
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Trading platforms & tools
Score:This section evaluates the quality and variety of trading platforms offered by the broker. It considers supported platforms, core features, device compatibility, and the availability of tools for automation, analysis, and different trading styles. Learn the assessment criteria5.8 /10Pacific Financial Derivatives received a score of 5.8/10, reflecting an average offering in terms of trading platforms and tools. The broker covers essential functionality but may fall short in some advanced features or platform diversity compared to leading competitors.
- One-click trading
- API access for automated trading
- MetaTrader is available
- Trading bots (EAs) allowed
- Strategy (EA) Builder is not available
- No access to a proprietary platform
- No access to Free VPS
Supported trading platforms
Pacific Financial Derivatives supports the following trading platforms: MT4, WebTrader. This selection covers the basic needs of most retail traders. We also compared Pacific Financial Derivatives’s platform availability with that of top competitors to assess its relative market position.
Pacific Financial Derivatives Plus500 Trading.com MT4 YesNoNoMT5 NoNoYescTrader NoNoNoTradingView NoYesYesProprietary platform NoYesYesNinjaTrader NoNoNoWebTrader YesYesYesKey Pacific Financial Derivatives’s trading platform features
We also evaluated whether Pacific Financial Derivatives offers essential trading features that enhance user experience, accommodate various trading styles, and improve overall functionality.
Supported features 2FA NoAlerts YesTrading bots (EAs) YesOne-click trading YesScalping YesSupported indicators 30 Tradable assets 67 Additional trading tools
Pacific Financial Derivatives offers several additional features designed to enhance the trading experience. These tools provide greater automation, deliver advanced market insights, and help improve trade execution.
Pacific Financial Derivatives trading tools vs competitors Pacific Financial Derivatives Plus500 Trading.com Trading Central Trading Central is a leading provider of investment research and financial market commentary. Integration with Trading Central offers traders advanced analytics, trading signals, and expert market insights, aiding in more informed decision-making. NoNoYesAPI YesNoNoFree VPS NoNoNoStrategy (EA) builder A Strategy or EA builder is a tool that allows traders to create and test their own automated trading strategies without requiring programming skills. NoNoNoAutochartist Autochartist is a market scanning tool that identifies trading opportunities by analyzing chart patterns and key price levels. NoNoNo -
Mobile Apps
Score:This section assesses the quality and functionality of the broker’s mobile trading apps. It takes into account app ratings, number of downloads, platform features such as two-factor authentication (2FA), mobile alerts, and technical indicators, ensuring traders can manage positions and monitor markets effectively from their smartphones. Learn the assessment criteria7 /10Pacific Financial Derivatives supports mobile trading, offering dedicated apps for both iOS and Android. Pacific Financial Derivatives received a score of 7/10 in this section, indicating a generally acceptable mobile trading experience.
- Strong Android user ratings, currently at 4.6/5
- Mobile alerts supported
- Solid iOS user feedback, with a rating of 4.8/5
- Mobile 2FA not supported
We compared Pacific Financial Derivatives with two top competitors by mobile downloads, app ratings, 2FA support, indicators, and trading alerts.
Pacific Financial Derivatives Plus500 Trading.com Total downloads The parameter reflects the combined number of installations from both the Apple App Store and Google Play. It serves as an approximate indicator of the broker’s mobile trading app popularity and user adoption across platforms. 10,000,000 10,000,000 50,000 App Store score App store scores reflect the average user ratings of the broker’s mobile applications on the Apple App Store and Google Play. These ratings indicate user satisfaction based on criteria such as usability, stability, performance, and overall experience. 4.8 4.7 4.8 Google Play score 4.6 4.4 4.7 Mob. 2FA NoYesYesMob. Indicators YesYesYesMob. Alerts YesYesYes -
Customer Support
Score:We evaluated Customer Support at Pacific Financial Derivatives by opening a real account funded with the minimum required deposit (no less than $100) and contacting support to measure response time under real conditions. Our assessment considered contact channels, response speed, multilingual support, and availability hours. Learn the assessment criteria5.7 /10Customer support at Pacific Financial Derivatives is available, but response speed and service quality may vary. Some requests are handled efficiently, while others may require follow-ups.
During testing, response times were moderate, and communication depended on the complexity of the request. Pacific Financial Derivatives provides basic support functionality but does not stand out in overall service performance.
InformationCustomer support is available 24/5 from 10:00 am Monday to 10:00 am Saturday (New Zealand) / 11:00 PM Sunday to 11:00 PM Friday (London) / 6:00 PM Sunday to 6:00 PM Friday (New York).
- Contact with the broker via chat
- Phone support
- No 24/7 support
- Slow email responses
Available communication channels:
- Chat on the broker’s website.
- Phone.
- Email.
- Company profiles on X and Facebook.
Contacts Foundation date 1999 Registration address Level 8, Swanson House, 12-26 Swanson Street, Auckland Central 1010, New Zealand Regulation FMA Licence number:
28944Official site https://www.pfd-nz.com/ Contacts info@pfd-nz.com +64 96320129, 0800 000973
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FAQs
What do reviews say about the regulation and safety of Pacific Financial Derivatives?
Pacific Financial Derivatives has a safety score of 6.8/10, which corresponds to a Medium security level in this review. It is regulated by the Financial Markets Authority of New Zealand (FMA NZ), a Tier-2 regulator, but the broker does not offer negative balance protection and there is no specific investor compensation fund mentioned in the section.
How are commissions and fees structured at Pacific Financial Derivatives according to the review?
The review rates Pacific Financial Derivatives’ overall fee level as high, with a fees score of 3/10, and notes above-average Forex trading fees. Standard account spreads on EUR/USD typically range from 0.4 to 1.7 pips and GBP/USD from 1.2 to 1.7 pips, while non-trading fees include a 2.65–4.4% deposit fee, a 2% withdrawal fee, and no inactivity fee.
What account types and conditions are highlighted in reviews of Pacific Financial Derivatives?
The section describes several account types, including PFDTrader, PFDPro, PFDProPlus, Islamic (Swap Free), MAM, and Demo accounts, each with different leverage, spread, and commission structures. For example, PFDTrader and PFDPro have no minimum deposit and leverage up to 1:300, while PFDProPlus has a $1,000 minimum deposit, leverage up to 1:100, and swaps offset for non-hedged positions, and micro and cent accounts are not available.
Which markets and tradable assets are available with Pacific Financial Derivatives, based on the review?
According to the section, Pacific Financial Derivatives offers 67 tradable assets in total, including 56 currency pairs, stock indices, and commodity futures. The review also notes that crypto, stocks, bonds, ETFs, copy trading, and PAMM investing are not available, while managed accounts are supported.
What trading platforms and tools are mentioned in reviews of Pacific Financial Derivatives?
The review states that Pacific Financial Derivatives supports MT4 and a WebTrader platform, with features such as one-click trading, alerts, scalping, and the use of trading bots (EAs), as well as API access. It also notes some limitations, including the absence of MT5, cTrader, a proprietary platform, a strategy (EA) builder, Trading Central, Autochartist, and free VPS, and mentions that 2FA is not supported while around 30 indicators are available.
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