Fintokei Review 2026
Learn more about TU’s methodology
- 44€
- cTrader
- MetaTrader4
- MetaTrader5
- 11 funding programs with and without the challenge
- Initial funding is from EUR 1,000 to EUR 400,000
- Scaling limit is 10 times more than the initial funding
- Deposits are refundable for ProTrader programs upon successful completion of the challenge
- Trading fees are competitive.
- Up to 1:100
Our Evaluation of Fintokei
Learn more about TU’s methodology
Fintokei is a reliable prop trading firm with the TU Overall Score of 7.89 out of 10. Having reviewed trading opportunities offered by the company and reviews posted by Fintokei clients on our website, Traders Union expert Anton Kharitonov believes he can recommend this company as the majority of reviews showed that the firm’s clients are mostly satisfied with the company.
Among the advantages of Fintokei are 11 funding programs with reasonable maximum drawdown requirements and profitable trading conditions. Scaling allows traders to increase the available capital by 10 times. There are many assets for a deeply diversified investment portfolio. Technical support is multilingual and competent. However, there are disadvantages. Certain important details are not transparent. In particular, the prop firm doesn’t specify what broker it partners with. Also, keep in mind that SwiftTrader programs are initially not very profitable.
Traders Union discount code (10%): TU10
How we tested Fintokei
Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.
Learn more about our methodology and editorial policies.
Brief Look at Fintokei
Fintokei offers two types of programs - SwiftTrader and ProTrader. The first one assumes real trading, the second type requires a two-phase call. The one-time refundable deposit for ProTrader programs is EUR 44 - EUR 2,699 and the available capital is EUR 1,000 - EUR 400,000. Traders work on MetaTrader 4 and MetaTrader 5 trading platforms. The profit split is from 50%/50% to 95%/5% and depends on the type of program and the performance of the traders. Available assets include currency pairs and CFDs on indices, metals and energy. Trading fees are USD 6 per lot and spreads are floating and tight. Deposit and withdrawal methods include bank transfers, cards and crypto wallets. Technical support is available 24/5.
- The free demo account is available for 14 days, additional use costs EUR 99 for a balance of EUR 10,000;
- There is no time limit, and you only need to make at least one trade per month to avoid having your account blocked;
- The profit split for ProTrader programs is more profitable - 80%/20% - 95%/5%;
- Spreads are average or lower than the market and trading fees are acceptable;
- All trading strategies and methods are allowed;
- Leverage is flexible;
- High quality education and daily news coverage is offered;
- There is a referral program with rewards of 15% of all referral deposits.
- SwiftTrader programs are quite expensive, the initial deposit is non-refundable and the initial profit split is 50%/50%;
- Withdrawals are available every two weeks and only if the balance increases by at least 10%;
- The company does not provide its services to residents of the USA, Canada, Belgium, France, South Africa, Iran, etc.
TU Expert Verdict
Chief Analytics Officer
Fintokei is a proprietary trading firm that offers both challenge-based and non-challenge funding programs, including ProTrader and SwiftTrader, with account sizes ranging from EUR 1,000 up to EUR 400,000 and a scaling limit of ten times the initial funding. Traders may operate through MetaTrader 4, MetaTrader 5, or cTrader, trading Forex pairs and CFDs on indices, metals, and energies. Leverage is flexible up to 1:100 depending on program type and instrument. The ProTrader option involves a two-phase challenge with a refundable deposit and offers a favorable profit split up to 95%, while SwiftTrader enables immediate trading for a higher, non-refundable fee.
Some disadvantages include no instant funding options, biweekly profit withdrawals only after meeting a 10% profit target, and the absence of copy trading and futures. The partner broker is not disclosed, and Fintokei is only registered in the Czech Republic without further regulatory oversight. Regional restrictions exclude residents of the U.S., Canada, France, Belgium, and several other countries. Fintokei may suit traders seeking customizable scaling and flexible trading strategies but is not ideal for those prioritizing instant funding, maximum withdrawal flexibility, or broad asset coverage.
Fintokei Summary
Your capital is at risk. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. A high percentage of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
| 💻 Trading platform: | MetaTrader 4, MetaTrader 5 and cTrader |
|---|---|
| 📊 Accounts: | SwiftTrader and ProTrader |
| 💰 Account currency: | USD, EUR, JPY, and CZK |
| 💵 Deposit / Withdrawal: | Bank transfers, Visa, Mastercard, JCB, and crypto wallets |
| 🚀 Minimum deposit: | EUR 44 |
| ⚖️ Leverage: | Up to 1:100 |
| 💼 Copy Trading: | No |
| 📈️ Min Order: | 0.01 |
| 💱 EUR/USD spread: | From 1.5 pips |
| 🔧 Instruments: | Currencies and CFDs on indices, metals, and energies |
| 💹 Margin Call / Stop Out: | No |
| 🏛 Liquidity provider: | No |
| 📱 Mobile trading: | Yes |
| ➕ Affiliate program: | Yes |
| 📋 Order execution: | Market |
| ⭐ Trading features: |
11 funding programs with and without the challenge; Initial funding is from EUR 1,000 to EUR 400,000; Scaling limit is 10 times more than the initial funding; Deposits are refundable for ProTrader programs upon successful completion of the challenge; Trading fees are competitive. |
| 🎁 Contests and bonuses: | Yes |
Fintokei offers 11 funding programs of SwiftTrader and ProTrader types. Deposits depend on the required balance. Also, the availability of the challenge is important. SwiftTrader programs imply no challenge. Initial deposits are EUR 44 for the EUR 1,000 funding and EUR 2,699 for EUR 50,000. ProTrader programs with the challenge require deposits of EUR 99 for EUR 10,000 and EUR 1,999 for EUR 400,000. Leverage is subject to the asset type and program. For SwiftTrader, it is up to 1:50 for currency pairs and CFDs on indices and metals, and up to 1:20 for other financial instruments. ProTrader programs imply leverage up to 1:100 for currency pairs and CFDs on metals, up to 1:50 for CFDs on indices, and up to 1:20 for other instruments. Traders set leverage themselves or trade without it. Technical support is available 24/5 via telephone, email, live chat, and the ticket system.
Fintokei Key Parameters Evaluation
Challenge rules and pricing
Fintokei provides access to funding up to $1 000 000, with challenges requiring at minimum of 3 trading days. The entry-level plan starts at $99, and the fee is refundable if the challenge is successfully completed.
- High funding potential — up to $1 000 000
- Free demo account available
- Minimum trading period required
- No instant funding options
Fintokei Challenge fees and plans
We compared Fintokei’s challenge plans by key parameters including pricing, profit targets, loss limits, and managed capital.
Available Trading Plans
| Trading Plans | 1 - Profit target, $ | 2 - Profit target, $ | 3 - Profit target, $ | Daily loss,% | Managed amount, USD | Max. loss, % | Price, USD or EUR |
| StartTrader |
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| SwiftTrader |
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| ProTrader |
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What’s the minimum trading period for Fintokei’s challenge?
A minimum of 3 trading days is required, regardless of how quickly you reach the profit target.
Does Fintokei offer a free evaluation?
No, Fintokei does not offer a free evaluation option. If you’re looking for firms that do provide this feature, you may consider exploring other companies that support free challenge models, such as: Funded Trading Plus, Plutus Trade Base, FTUK.
Is instant funding available at Fintokei?
No, Fintokei does not offer instant funding. If this option is important to you, consider exploring other firms that provide instant funding models, such as: GoatFundedTrader, Funded Trading Plus, Hola Prime.
Trading rules
Fintokei outlines the main rules for funded accounts, including a max. loss of 6% and a daily loss limit of 0%. The firm also restricts certain trading strategies, which are detailed below.
- Flexible leverage up to 1:100
- Scalping allowed
- News trading allowed
- Copy trading not allowed
Fintokei trading conditions
We compared Fintokei’s leverage and trading conditions with competitors to help you better understand how it measures up.
| Fintokei | GoatFundedTrader | SabioTrade | |
| Max. loss, % | 6 | 6 | 6 |
| Max. leverage | 1:100 | 1:100 | 1:30 |
| Weekend close rule | No | No | No |
| Mandatory Stop Loss | No | No | No |
| Trading bots (EAs) | Yes | Yes | Yes |
| News trading | Yes | Yes | Yes |
| Scalping | Yes | No | Yes |
| Copy trading | No | No | No |
Deposit and Withdrawal
Fintokei earned a Medium score based on how smoothly and conveniently traders can deposit and withdraw funds.
The deposit and withdrawal options at Fintokei meet most standard requirements and are in line with what many prop firms provide.
- Bitcoin (BTC) supported
- USDT (Tether) supported
- Bank сard deposits and withdrawals
- Multiple base account currencies
- Limited deposit and withdrawal options
- No on-demand withdrawals
- Payoneer not supported
Deposit and withdrawal options
To help you evaluate how Fintokei performs, we compared its deposit and withdrawal methods with those of two competing proprietary trading firms.
Fintokei Payment options vs Competitors
| Fintokei | GoatFundedTrader | SabioTrade | |
| Bank Card | Yes | Yes | Yes |
| Bank Wire | No | No | No |
| Crypto | Yes | Yes | Yes |
| PayPal | No | Yes | No |
| Wise | No | No | No |
| Payoneer | No | No | No |
| Skrill | No | No | No |
| Neteller | No | No | No |
Profit withdrawal frequency
We compared Fintokei with other prop firms based on how frequently traders can withdraw their profits: on demand, weekly, or monthly. Firms that allow more frequent payouts offer greater flexibility and quicker access to earnings.
| Fintokei | GoatFundedTrader | SabioTrade | |
| On demand | No | No | Yes |
| Weekly | No | No | No |
| Biweekly | Yes | Yes | No |
| Monthly | No | No | No |
What base account currencies are available?
Fintokei offers the following base account currencies:
Trading Account Opening
To start working with this prop firm, register on its official website and choose the program. Then make the deposit and download the trading platform. TU experts have prepared a step-by-step guide on all stages to eliminate any questions. Also, below are the main features of Fintokei’s user account.
Go to the prop firm’s website and click the “Start Now” button in the upper right corner.
Choose the program, account currency, and the preferred trading platform. Specify your first and last names, country of residence, and complete address with the postal code. If you have a discount coupon, enter the code from it. Agree to the terms and conditions and click the “Proceed to payment” button.
Choose the appropriate payment method and click the “Pay Now” button.
Now, pay for the program.
Log into your user account with your email and password sent to you.
Download the appropriate version of the MT4 or MT5 trading platform. Install it and enter your registration data. Complete the challenge or immediately start trading on a live account under the SwiftTrader program.
Features of Fintokei’s user account that allow traders to:
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Buy any of the available programs;
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View their progress in the challenge or real trading;
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Submit withdrawal requests;
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Apply for a partnership program;
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Contact technical support;
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Study educational materials;
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Download desktop, mobile, or browser versions of MetaTrader 4 or MetaTrader 5;
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Change password and personal information.
Is Fintokei Safe?
Registration is obligatory for prop firms, and you can’t start working with them without checking it. Also, pay attention to user reviews on the net, since they explain how comfortable trading with a prop firm is and describe all positive and negative moments. Fintokei, the official name is Fintokei sro, is registered in the Czech Republic. Its founder is Purple, a highly reputable holding company. Currently, there are few reviews, as the firm operates for less than a year. Positive ones prevail.
Advantages
- The prop firm is officially registered
- No confirmed facts of unresolved conflicts with users
Disadvantages
- The website states that Fintokei partners with a regulated and reputable broker, but its name is not disclosed
Markets and Tradable Assets
Fintokei has a score of 6/10, indicating an Average offering of markets and tradable assets.
- Indices available
- Forex trading supported
- CFDs offered
- Futures not available
- Options not supported
Tradable markets
We compared the range of tradable instruments offered by Fintokei with two leading competitors to highlight the differences in market access.
| Fintokei | GoatFundedTrader | SabioTrade | |
| Futures | No | No | No |
| CFDs | Yes | Yes | Yes |
| Forex | Yes | Yes | Yes |
| Options | No | No | No |
| Stocks | No | No | No |
| Crypto | No | Yes | No |
| Indices | Yes | Yes | Yes |
Investment Options
Unlike brokers who often offer copy trading services and PAMM/MAM accounts, prop firms never focus on passive income options. Their task is to check traders’ skills and provide funding for the best of them. Therefore, the only additional income option available with Fintokei is a partnership program, which is not passive at all.
If you are a large investor and plan on investments over $10,000, contact us at vip-invest@tradersunion.com or by the feedback form on our website. Our professional team will take you through all the intricacies of the deal and all the steps from signing up to withdrawal of profits.
Referral program
Traders apply for a referral program in the Partner section of their user accounts. Special links, that can be placed in different resources, are sent to their emails. Traders who follow such links to the prop firm’s website, become referrals of traders who invite them. Referrals bring 15% of all their deposits to Fintokei partners. Monitor the number of your referrals and profits from them in the Partner section. Not less than EUR 100 can be withdrawn once a month.
Customer Support
Traders may have various questions, and technical support is provided to help them in any situation. If support is prompt and competent, clients stay with the company. Fintokei’s managers are available 24/5 via telephone, email, live chat, and the ticket system.
Advantages
- There are four communication channels
- Support is available 24 hours on weekdays
- Technical support is highly competent
Disadvantages
- Traders can’t get assistance on weekends and holidays
Technical support is available to everyone, including those who are not yet clients of the prop firm.
Available communication channels are:
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Telephone;
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Email;
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Live chat;
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Tickets.
Fintokei has profiles on Facebook, Instagram, and X (formerly known as Twitter), where traders can also contact technical support.
Contacts
| Registration address | 409/26 Masarykova Street, Brno, Czech Republic |
|---|---|
| Official site | https://www.fintokei.com/ |
| Contacts |
+420 321 338 152
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Education
Definitely, prop firms are interested in experienced traders. However, novice traders are also welcome. Sometimes, they are offered educational materials with the basics of trading on financial markets.
Fintokei provides qualitative education. Novice traders can find much new information, especially in videos. Traders with certain experience are also offered useful materials.
Detailed review of Fintokei
Fintokei is managed by experts from different financial industries, who have formed a well-thought and comprehensive offer. Relations with the prop firm are fair and mutually beneficial. Each trader can choose the best funding program and work comfortably. To avoid blocking inactive accounts, executing one trade a month is enough. Competent technical support is always ready to help in any disputable or unclear situation.
Fintokei by the numbers:
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Minimum deposit is EUR 44;
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Scaling is up to EUR 4 million;
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80+ financial instruments;
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Trading fee is $6 per lot;
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Minimum spread is 1.5 pips.
Fintokei is a prop firm for comfortable and well-thought trading
A large number of diverse assets is very important for every trader. It allows them to build a highly diversified investment portfolio where a temporary failure of one position is compensated with the stability and progress of others. Fintokei offers all major and most minor currency pairs and over 35 CFDs on indices, metals, and energies. Its clients are not limited in strategies and methods; thus they can scalp, hedge, use advisors, and trade on news. Scaling is available. Profit split is up to 90%/10% or 95%/5%. Traders can work on MetaTrader 4 or MetaTrader 5. Leverage is flexible up to 1:100, providing for risky strategies.
Useful services offered by Fintokei:
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Demo account. It is provided for 14 days free of charge. The virtual capital is up to EUR 100,000. It helps traders prepare for the challenge or real trading, improve their strategies, and study all risky moments.
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Partnership program. Traders use their personal links to attract new clients to the prop firm and receive 15% of all referrals’ deposits. The profit potential is quite significant given that payment for one program can bring them up to EUR 405.
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Newsfeeds. All important economic and political news that can affect the asset price is posted here. It simplifies conducting fundamental analysis for traders.
Advantages:
Large number of funding programs for traders with any experience;
Ratio of the deposit to the available capital for programs with the challenge is more profitable than with many of the firm’s competitors, and the initial deposit is refundable;
Traders’ progress results in better conditions — profit split is more favorable for them and the available capital increases;
The firm’s clients can become signal providers and receive additional income from fees paid by investors;
The prop firm is officially registered and is incorporated by a large Czech holding company.
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