TradingFunds Review 2026
Learn more about TU’s methodology
- $59
- MetaTrader5
- TradeLocker
- Hedging, scalping, swing and news trading allowed
- Up to 1:100
Our Evaluation of TradingFunds
Learn more about TU’s methodology
TradingFunds is a prop trading firm with higher-than-average risk and the TU Overall Score of 3.9 out of 10. Having reviewed trading opportunities offered by the company and reviews posted by TradingFunds clients on our website, Traders Union expert Anton Kharitonov recommends users to consider a more reliable partner with better conditions, as, according to reviews, many clients of this firm are not satisfied with the company’s work.
How we tested TradingFunds
Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.
Learn more about our methodology and editorial policies.
Brief Look at TradingFunds
TradingFunds is a proprietary trading firm founded in 2022 and registered in the Netherlands and the United Arab Emirates. It operates internationally, including in the United States, and provides access to capital of up to $1.8 million through scaling. Traders can choose between 1-Step, 2-Step, and Instant Funding programs, with unlimited evaluations and up to three active accounts allowed. Initial balances range from $5,000 to $100,000, and payouts can reach up to 90%. The firm does not accept clients from North Korea, Vietnam, Sudan, and Cuba.
- Capital scaling up to $1.8 million;
- Choice of three programs: Instant Funding, 1-Step, 2-Step;
- Raw spreads and transparent commissions;
- Payouts up to 90% of profit.
- No demo accounts or free practice options;
- Restrictions on certain strategies.
TU Expert Verdict
Chief Analytics Officer
TradingFunds is a proprietary trading firm offering evaluation programs including Instant Funding, 1-Step, and 2-Step challenges, with initial accounts between $5,000 and $100,000, and capital scaling up to $1,800,000. The firm supports trading Forex, indices, metals, commodities, and cryptocurrencies via MetaTrader 5 and TradeLocker, setting leverage from 1:30 or 1:10 up to 1:100 on Forex pairs as traders progress. Market orders, hedging, scalping, and news trading are allowed, with minimum deposits starting at $59 and payouts reaching up to 90%. There are no time limits for challenge completion, and evaluation fees may be refunded after a second profit withdrawal.
However, a notable drawback is that TradingFunds operates without regulatory oversight, so there is no external protection or compensation in case of disputes or financial losses. Additional disadvantages include strategy restrictions on automated trading, absence of demo accounts or free practice, English-only customer support with limited availability, and no access to futures or options. TradingFunds may not be suitable for traders who prioritize regulatory security or require broad asset coverage, but it could appeal to active traders seeking flexible proprietary trading programs and scaling.
TradingFunds Summary
Your capital is at risk. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. A high percentage of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
| 💻 Trading platform: | MetaTrader 5 (MT5), TradeLocker |
|---|---|
| 📊 Accounts: | Instant Funding, 1-Step, 2-Step |
| 💰 Account currency: | USD |
| 💵 Deposit / Withdrawal: | Credit/debit cards, cryptocurrencies / Riseworks, bank transfers, cryptocurrencies |
| 🚀 Minimum deposit: | $59 |
| ⚖️ Leverage: | Up to 1:100 |
| 💼 Copy Trading: | No |
| 📈️ Min Order: | 0.01 lots |
| 💱 EUR/USD spread: | Raw spread |
| 🔧 Instruments: | Forex, indices, metals, commodities, cryptocurrencies, energies |
| 💹 Margin Call / Stop Out: | N/A |
| 🏛 Liquidity provider: | N/A |
| 📱 Mobile trading: | Yes |
| ➕ Affiliate program: | Yes |
| 📋 Order execution: | Market, Limit |
| ⭐ Trading features: | Hedging, scalping, swing and news trading allowed |
| 🎁 Contests and bonuses: | Yes |
There are no mandatory stop-loss or take-profit requirements. Scalping is permitted, but each trade must last at least 30 seconds. Account activity is required, with at least one trade every 30 days. In the 1-Step and 2-Step programs, the minimum number of trading days is four and three, respectively, with no maximum limit. The Instant Funding program has no requirements for the minimum or maximum number of trading days. There are no lot size restrictions.
TradingFunds Key Parameters Evaluation
Challenge rules and pricing
TradingFunds provides access to funding up to $1 800 000, with challenges requiring at minimum of 4 trading days. The entry-level plan starts at $59, and the fee is refundable if the challenge is successfully completed.
- Free evaluation option available
- Low entry cost — from $59
- High funding potential — up to $1 800 000
- Minimum trading period required
TradingFunds Challenge fees and plans
We compared TradingFunds’s challenge plans by key parameters including pricing, profit targets, loss limits, and managed capital.
Available Trading Plans
| Trading Plans | 1 - Profit target, $ | 2 - Profit target, $ | 3 - Profit target, $ | Daily loss,% | Managed amount, USD | Max. loss, % | Price, USD or EUR |
| Instant Funding |
|
|
|
|
|
|
|
| 1 Step |
|
|
|
|
|
|
|
| 2 Step |
|
|
|
|
|
|
|
| Flex Challenge |
|
|
|
|
|
|
|
What’s the minimum trading period for TradingFunds’s challenge?
A minimum of 4 trading days is required, regardless of how quickly you reach the profit target.
Does TradingFunds offer a free evaluation?
Yes, TradingFunds offers a free evaluation option. However, conditions may vary, so we recommend checking the latest details on the company’s official website.
Is instant funding available at TradingFunds?
Yes, TradingFunds offers instant funding. Details may vary by plan, so we recommend checking the latest terms on the company’s official website.
Trading rules
TradingFunds outlines the main rules for funded accounts, including a max. loss of 6% and a daily loss limit of 4%. The firm also restricts certain trading strategies, which are detailed below.
- No weekend close rule
- Scalping allowed
- Trading bots (EAs) allowed
- Multiple trading restrictions may apply
TradingFunds trading conditions
We compared TradingFunds’s leverage and trading conditions with competitors to help you better understand how it measures up.
| TradingFunds | GoatFundedTrader | SabioTrade | |
| Max. loss, % | 6 | 6 | 6 |
| Max. leverage | 1:100 | 1:100 | 1:30 |
| Weekend close rule | No | No | No |
| Mandatory Stop Loss | No | No | No |
| Trading bots (EAs) | Yes | Yes | Yes |
| News trading | Yes | Yes | Yes |
| Scalping | Yes | No | Yes |
| Copy trading | Yes | No | No |
Deposit and Withdrawal
TradingFunds earned a Medium score based on how smoothly and conveniently traders can deposit and withdraw funds.
The deposit and withdrawal options at TradingFunds meet most standard requirements and are in line with what many prop firms provide.
- PayPal supported
- Bank сard deposits and withdrawals
- Bitcoin (BTC) supported
- USDT (Tether) supported
- Wise not supported
- Payoneer not supported
- Bank transfers not available
Deposit and withdrawal options
To help you evaluate how TradingFunds performs, we compared its deposit and withdrawal methods with those of two competing proprietary trading firms.
TradingFunds Payment options vs Competitors
| TradingFunds | GoatFundedTrader | SabioTrade | |
| Bank Card | Yes | Yes | Yes |
| Bank Wire | No | No | No |
| Crypto | Yes | Yes | Yes |
| PayPal | Yes | Yes | No |
| Wise | No | No | No |
| Payoneer | No | No | No |
| Skrill | No | No | No |
| Neteller | No | No | No |
Profit withdrawal frequency
We compared TradingFunds with other prop firms based on how frequently traders can withdraw their profits: on demand, weekly, or monthly. Firms that allow more frequent payouts offer greater flexibility and quicker access to earnings.
| TradingFunds | GoatFundedTrader | SabioTrade | |
| On demand | No | No | Yes |
| Weekly | Yes | No | No |
| Biweekly | Yes | Yes | No |
| Monthly | No | No | No |
What base account currencies are available?
TradingFunds offers the following base account currencies:
Trading Account Opening
To access the TradingFunds client portal, you must purchase an evaluation or an instant funding account. Click Buy Challenge and follow the instructions below:
Select the challenge type, funding amount, and trading platform.
Activate additional options, enter a promo code.
Fill out the registration form.
Make the payment for the selected plan.
Once the payment is confirmed, access to the client portal is granted.
Is TradingFunds Safe?
TradingFunds is a brand operated by Nexdata-Solutions. The official website does not provide information about licenses from financial regulators or participation in compensation funds or investor protection programs. This indicates that TradingFunds operates without regulatory oversight and does not guarantee recovery of funds in case of financial losses.
Advantages
- Uses modern encryption and data protection technologies
- Transparent terms of service
Disadvantages
- No regulatory oversight
- No mechanisms for client protection in disputes or losses
Markets and Tradable Assets
TradingFunds has a score of 7/10, reflecting a strong variety of markets and assets available for trading.
- Crypto trading available
- Forex trading supported
- CFDs offered
- Stock trading not allowed
- Futures not available
Tradable markets
We compared the range of tradable instruments offered by TradingFunds with two leading competitors to highlight the differences in market access.
| TradingFunds | GoatFundedTrader | SabioTrade | |
| Futures | No | No | No |
| CFDs | Yes | Yes | Yes |
| Forex | Yes | Yes | Yes |
| Options | No | No | No |
| Stocks | No | No | No |
| Crypto | Yes | Yes | No |
| Indices | Yes | Yes | Yes |
Investment Options
TradingFunds allows automated trading, but with certain restrictions. The use of Expert Advisors (EAs) and trading bots for risk management is permitted. However, EAs that use martingale strategies, tick scalping, arbitrage (including reverse, latency, and hedge arbitrage), grid trading, or high-frequency trading (HFT) are strictly prohibited. Violating these rules may result in account termination.
Traders are allowed to mirror their own trades from an external account (with other brokers or prop firms) to one of their accounts at TradingFunds. However, copying trades to multiple TradingFunds accounts or using reverse copying is prohibited. Copying other traders’ strategies or handing over account management to third parties is also not allowed.
Affiliate Program by TradingFunds
TradingFunds offers an affiliate program that enables partners to earn commissions for referring new clients. Joining the program is free and does not require opening a trading account or purchasing an evaluation.
Affiliate program terms:
-
Commissions: The standard rate is 10% of the registration fee paid by the referred client, with the rate increasing to 20% through active promotion.
-
Payouts: Processed monthly in cryptocurrency using the NET30 system (30 days after the billing period). The minimum withdrawal amount is $250.
-
Tracking: Each partner receives a unique referral link, with real-time statistics on clicks and registrations available in the client portal.
-
Restrictions: Paid advertising requires prior approval, and commissions for self-registrations are prohibited.
Customer Support
Support is available only in English from 09:00 till 18:00 CET.
Advantages
- Live chat for registered and unregistered users
- Support for unregistered users
Disadvantages
- English-only support
- Chat response delays
Traders can communicate with TradingFunds:
-
via live chat on the company’s website;
-
by email;
-
through the contact form;
-
by phone (after requesting a callback).
Contacts
| Registration address | Goeman Borgesiuslaan 77, 3515 ET Utrecht, Netherlands / Emirates Financial Towers, Office 28, DIFC, Dubai, UAE |
|---|---|
| Official site | https://tradingfunds.com/ |
| Contacts |
Education
TradingFunds provides educational materials for beginner traders, including articles and guides available in the news section. These resources cover trading fundamentals, key terms and strategies, and offer tips on risk management and choosing trading approaches.
TradingFunds provides basic educational materials in text format but does not offer more advanced or specialized resources for in-depth learning.
Detailed review of TradingFunds
A trader may complete multiple evaluations at the same time and manage a combined capital of up to $1.8 million. TradingFunds imposes no time limits on evaluation programs or funded accounts, allowing traders to operate at their own pace without fixed deadlines. The company accepts cryptocurrency transactions, making its services accessible to crypto-focused traders. Supported coins include Bitcoin, Tether USD, Litecoin, USD Coin, SOL, and others.
TradingFunds prop firm by the numbers:
-
Founded in 2022;
-
Headquartered in 2 countries;
-
Funds over 1,100 traders;
-
Partners with more than 280 affiliates;
-
Average payout processing time: 8 hours.
TradingFunds is a proprietary firm with dynamic leverage and flexible payout terms.
In the 1-Step program, the initial leverage for forex pairs is 1:10, with the possibility of increasing to 1:100 as traders progress through levels. In the 2-Step program, leverage starts at 1:30 and can also rise to 1:100. In the Instant Funding program, leverage is fixed at 1:30. For indices and metals, leverage remains at 1:10, while cryptocurrencies are set at 1:2. These parameters apply consistently across both evaluations and funded trading.
For accounts with 1-Step and 2-Step evaluations, the base profit split is 80%, with the option to increase it to 90% by selecting the appropriate add-on. In the Instant Funding program, the default profit split is 60%, which can also be raised to 90% through an additional option.
Useful features of TradingFunds:
-
Profit share increase from a base rate of 60–80% to 90%;
-
Booster for receiving weekly payouts instead of the standard two-week cycle;
-
Challenge fee refund with the second profit withdrawal;
-
Automatic account protection via the TF Shield tool.
Advantages:
Position holding allowed over weekends and during news events.
Two-week payout cycle with acceleration option.
Use of Expert Advisors and external strategies permitted.
Educational materials available for beginners.
Minimal requirements for the number of trading days.
Discounts and bonuses, including early payouts.
Articles that may help you
Check out our reviews of other companies as well
