Many traders in the US use mobile apps to trade. Many brokers operate in this country, each offering their own platform. Before making a choice, it is important to evaluate apps to find the one that perfectly suits your goals and strategy. TU analysts compared Top 5 mobile apps. You will be able to choose the Best Mobile Trading App in the US for 2026, based on our assessments.
Binance is the world’s largest crypto exchange, offering spot, margin, futures, and options trading, along with P2P services. The platform supports more than 400 digital assets and 700 margin pairs. Additional features include the BNB token, an NFT marketplace, Binance Launchpad for project investment, and the Binance Smart Chain ecosystem. The exchange is regulated through subsidiaries and registered as an MSB with FinCEN.
Bybit is a regulated exchange that offers spot and derivative trading, including perpetual contracts, options via the L2 solution Aevo, a decentralized exchange, and access to tokenized stocks through xStocks. The exchange is licensed in the AIFC and complies with KYC and AML standards based on regional regulations. Additional features include a Bybit card issued with Mastercard, copy trading, portfolio management, multi-format Web3 wallets (including MPC solutions), DeFi and NFT integration, and various bonus programs.
XT.com is a convenient cryptocurrency exchange with favorable trading terms. It has proprietary mining software expanding the traders' possibilities due to the extra means of passive earnings. A large number of cryptocurrencies and tokenized assets are presented on the exchange, and there are no restrictions on trading strategies. Commissions are average or below average (depending on the user's trading level).
M1 Finance may be suitable for investors who prefer long-term trading strategies. There is no minimum deposit required to open an account, but a $100 minimum balance is needed to start investing with taxable accounts, and a minimum $500 balance for retirement accounts. For investing, M1 Finance offers a proprietary platform. A unique feature of the platform is the presence of a dynamic investment portfolio rebalancing system - Pie, which allows you to distribute investments optimally between segments of the portfolio selected by the client. M1 Finance platform may be suitable for both experienced investors and beginners who are ready to invest single-handedly on a long-term basis.
The OKCoin crypto exchange offers simple and convenient functionality for buying and selling cryptocurrencies. There are many crypto-to-crypto and crypto-to-fiat pairs based on the US dollar. An individually customizable investment portfolio in combination with a profitable referral program allows you to receive significant passive income. Commissions are below average for the segment. The high level of security of the platform is noted, and both the hot and cold methods of storing cryptocurrencies are used here.
1
Best Mobile Apps in the US - Binance
The Binance exchange is one of the largest cryptocurrency exchanges in the world with its headquarters in Hong Kong. According to the CoinMarketCap cryptocurrency portal, Binance holds the top spot in terms of aggregate indicators of the platform's daily turnover, the number of novices and active users, liquidity, and web traffic (ranking, queries, statistics in search engines, etc.). The exchange is also a cryptocurrency startup that has its own “native asset” used in the Binance ecosystem as the “basis gas” (payment internal unit). More about Binance Card
👍 Advantages of trading with Binance for traders in the US :
•low commissions due to liquidity and trading volumes.
•high platform performance;
•proprietary BNB Coin which allows Binance to reduce the commission size;
•a proprietary cold wallet guarantees the security of your crypto assets by storing them.
👎 Disadvantages of Binance for traders in the US:
•complex verification procedure;
•the exchange is not licensed by a regulator;
•The platform can go offline without warning;
•there are complaints about the technical functionality of the platform;
•there is an intricate mechanism for calculating commissions and rewards (grid system Maker/Taker).
2
Best Mobile Apps in the US - Bybit
Bybit is a leading cryptocurrency exchange specializing in derivatives trading. Its proprietary trading platform is user-friendly but caters primarily to experienced traders who are comfortable with advanced financial instruments. Integration with TradingView provides seamless market analysis and trade execution. Bybit is regulated by the AFSA (Astana Financial Services Authority - Kazakhstan), holds a preliminary license from the VARA (Virtual Assets Regulatory Authority - Dubai) and secures MiCAR (Markets in Crypto-Assets Regulation) license from Austria’s Financial Market Authority (FMA).
Bybit allows highly leveraged trading of up to 100x with a clear and transparent fee structure. For those seeking alternative investment strategies, Bybit offers copy trading programs for both derivatives and spot markets, enabling users to automatically replicate the trades of successful investors. The exchange provides 24/7 customer support, a safe banking environment, and instant deposits/withdrawals. Additionally, Bybit offers a crypto debit card, allowing users to spend their digital assets on everyday purchases.
👍 Advantages of trading with Bybit for traders in the US :
•Convenient trading platform;
•Integration with TradingView;
•Combination of futures and perpetual contracts trading;
•There is an order book;
•It has a minimum entry threshold;
•It is possible to open long and short positions with subsequent mutual recalculation;
•Opportunities for Muslim traders to participate in the crypto market.
👎 Disadvantages of Bybit for traders in the US:
•Difficult conditions for trading futures;
•Lacks a mechanism to protect the interests of traders.
3
Best Mobile Apps in the US - XT.com
Established in 2018, XT.COM has grown into one of the world’s prominent digital asset exchanges, serving more than 12 million registered users from over 200 countries and regions, and generating ecosystem traffic surpassing 40 million. The platform offers access to 1,300+ carefully selected tokens and an equal number of trading pairs, providing diverse trading opportunities such as spot, margin, and futures markets, as well as a robust and secure Real World Assets (RWA) marketplace. Driven by the mission “Xplore Crypto, Trade with Trust,” XT.COM is dedicated to delivering a safe, reliable, and user-friendly environment for all traders.
👍 Advantages of trading with XT.com for traders in the US :
•Cryptocurrencies and other varieties of currencies;
•Replenishment in fiat currencies;
•Favorable trading commissions;
•Leverage is up to 125x.
•Proprietary mining platform;
•Large trading volumes; high liquidity.
•Convenient trading terminal;
👎 Disadvantages of XT.com for traders in the US:
•No investment programs (only deposits);
•No training programs or study guides.
4
Best Mobile Apps in the US - M1 Finance
M1 Finance is a subsidiary of M1 Holdings Inc., which provides long-term investment services. Brokerage products and services are not FDIC-insured, are not bank-guaranteed, and may lose value. Brokerage products and services are offered by M1 Finance LLC, an SEC registered broker-dealer, and Member FINRA/ SIPC (Securities Investor Protection Corporation). M1 Finance provides services exclusively to US residents and offers the following Invest account types: individual brokerage, joint brokerage, Roth IRA, Traditional IRA, SEP IRA, Trust, and custodial. In addition to investing, M1 Finance clients have access to margin loans on brokerage accounts through M1 Borrow. They also provide access to credit through the Owner's Rewards Card.
👍 Advantages of trading with M1 Finance for traders in the US :
•Low-cost investing with a transparent fee structure.
•You can easily set up and manage your investment portfolio through M1's user-friendly platform.
•The company's clients have access to automatic portfolio rebalancing.
•You can manage your portfolio both from a personal computer and from mobile devices.
•The company offers accounts with the same investment conditions, but different forms of ownership, as well as retirement accounts and custodial account.
👎 Disadvantages of M1 Finance for traders in the US:
•The platform provides a small number of ways to fund an investment account and withdraw earned funds to a personal account.
5
Best Mobile Apps in the US - OKCoin
The OKCoin exchange is a cryptocurrency trading platform with extensive investment opportunities. You can trade Bitcoin (₿), Litecoin (Ł), Ethereum (Ξ), Tether (₮), TRON, and dozens of other cryptocurrencies. Of the fiats, only the US dollar is represented. The investment system is a regularly updated list of deposits in affiliate projects with interests of up to 14%. The user forms his own investment portfolio. The exchange has its own trading platforms in two versions — web and mobile. Leverage of 1:3 is available for margin trading. There are several options for depositing and withdrawing funds, including bank cards and accounts. The crypto exchange is characterized by high-level security for users’ data protection. An extensive and extended verification is required.
👍 Advantages of trading with OKCoin for traders in the US :
•the simple and intuitive interface of the trading terminal;
•margin trading with leverage is available;
•all major cryptocurrencies are traded on the exchange;
•convenient investment system with a customizable portfolio;
•terminal charts have many built-in tools;
•negative balance prevention is in effect;
•security is provided by SSL and AES encryption;
•has three active regulatory licenses.
👎 Disadvantages of OKCoin for traders in the US:
•the platform is presented in two languages only — English and Chinese;
•the only fiat is the US dollar.
Best Mobile Trading App in the US 2026: Education for Investors
When choosing the trading app, it is important to consider educational tools offered by brokers.
M1 Finance - Education for Investors
Investment Education Online
M1 Finance is ready to cooperate with investors regardless of their experience in the field of investment, however, there are practically no materials onsite that can help clients develop their skills and monitor the current state of affairs in the field of investment.
Summary
In this review, you had an opportunity to learn about the features of 5 brokers, which traders in the US choose the most. However, now you need to choose the best of them. You can do it using the scores given by the Traders Union. Check out the score table that will help you choose the Best Mobile Trading App in the US 2026.
| Binance | Bybit | XT.com | M1 Finance | OKCoin | |
|---|---|---|---|---|---|
|
Overall score |
7.43 |
7.76 |
5.3 |
8.83 |
6.07 |
|
Execution of orders |
9.1 |
8.57 |
6.82 |
8.6 |
6.14 |
|
Investment instruments |
9.8 |
9.8 |
5.3 |
9.2 |
10 |
|
Withdrawal speed |
8.5 |
9.3 |
5 |
9 |
7.1 |
|
Customer Support work |
9 |
9.7 |
7.2 |
8.8 |
6.5 |
|
Variety of instruments |
0 |
0 |
0 |
8.05 |
0 |
|
Trading platform |
8.2 |
9.2 |
7.5 |
9.3 |
6.7 |
|
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FAQ
Do I need to pay for downloading the app?
Brokers do not charge a fee for downloading their mobile app. They are provided for free.
Are there versions of the apps for tablets?
In some cases, Forex brokers develop separate versions of apps for smartphones, tablets and even for TV sets.
If I remove the app from my phone and then reinstall it, will I lose the information?
No. The information is stored in the user account on the server. You will need to enter your username and password, pass two-factor authentication (if applicable) and you will have full access to your information.
How are the apps protected against unauthorized access?
As a rule, in addition to the username and password, other security measures apply, for example two-factor authentication. In this case, you will need to enter a unique code to access your account.
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Team that worked on the article
Mikhail Vnuchkov joined Traders Union as an author in 2020. He began his professional career as a journalist-observer at a small online financial publication, where he covered global economic events and discussed their impact on the segment of financial investment, including investor income. With five years of experience in finance, Mikhail joined Traders Union team, where he is in charge of forming the pool of latest news for traders, who trade stocks, cryptocurrencies, Forex instruments and fixed income.
Olga Shendetskaya has been a part of the Traders Union team as an author, editor and proofreader since 2017. Since 2020, Shendetskaya has been the assistant chief editor of the website of Traders Union, an international association of traders. She has over 10 years of experience of working with economic and financial texts. In the period of 2017-2020, Olga has worked as a journalist and editor of laftNews news agency, economic and financial news sections. At the moment, Olga is a part of the team of top industry experts involved in creation of educational articles in finance and investment, overseeing their writing and publication on the Traders Union website.
