Hodl Hodl Review 2026
Learn more about TU’s methodology
- Depends on trade terms (set by user)
- Web platform
- Multisig escrow, trades directly between users
Our Evaluation of Hodl Hodl
Learn more about TU’s methodology
Hodl Hodl is a cryptocurrency exchange with higher-than-average risk and the TU Overall Score of 3.65 out of 10. Having reviewed trading opportunities offered by the company and reviews posted by Hodl Hodl clients on our website, Traders Union expert Anton Kharitonov recommends users to consider a more reliable broker with better conditions, as, according to reviews, many clients of this broker are not satisfied with the company’s work.
How we tested Hodl Hodl
Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.
Learn more about our methodology and editorial policies.
Brief Look at Hodl Hodl
Hodl Hodl is a peer-to-peer crypto exchange founded in 2016 that operates without holding client funds. The platform uses multisig escrow technology, which locks cryptocurrency in a smart contract until a trade is completed. It offers two main products: a marketplace for BTC trading and a lending platform where users can borrow or issue loans backed by BTC collateral. The exchange prioritizes privacy, does not require KYC for basic use, and supports a wide range of fiat currencies.
We've identified your country as
US
We have thoroughly analyzed all companies legally providing trading services in your country and created a ranking of the best ones. Our analysis highlights companies that offer optimal working conditions, uphold a strong reputation, and consistently receive the highest number of positive reviews from traders on our website.
Explore the 5 top-rated companies in
US :
- Funds are never stored by the exchange, reducing the risk of loss
- Multisig escrow ensures protection, with BTC accessible only through two of three required signatures
- Support for more than 100 fiat currencies and multiple payment methods, including bank transfers and cash
- Simple email registration with no KYC requirements
- Lending service available with BTC collateral
- Open API and Tor access for added anonymity
- Only BTC is supported; no trading in other cryptocurrencies
- No mobile app, platform access is browser-only
- No margin trading or leverage
- No educational resources or demo account
TU Expert Verdict
Chief Analytics Officer
Hodl Hodl provides access to trading Bitcoin via a peer-to-peer web platform, enabling direct user-to-user transactions secured by multisignature escrow. The platform supports more than 100 fiat currencies for settlement through various payment methods, including bank transfer and PayPal, and does not require KYC for basic use. Users can participate in Bitcoin-backed lending, set personalized trade terms, and benefit from manual trade confirmation and optional stop-loss listing management. Deposits and withdrawals carry no added fees except the standard Bitcoin network fee, with a minimum deposit determined by the user’s trade terms.
However, a notable drawback is that Hodl Hodl operates without government regulation, which means no investor protection fund and a lower level of client security compared to regulated exchanges. Other disadvantages include support for only one cryptocurrency, absence of a mobile app, and no margin trading, demo account, or copy trading services. The exchange may best suit those prioritizing privacy and direct P2P settlement, while users seeking broader asset selection, high security, or advanced features may want to consider alternatives.
Hodl Hodl Summary
Your capital is at risk. Cryptocurrency trading can be extremely risky. Cryptocurrency trading can lead to large and immediate financial losses. The volatility and unpredictability of the price of cryptocurrency relative to fiat currency may result in significant loss over a short period of time. Transactions in cryptocurrency may be irreversible, and, accordingly, losses due to fraudulent or accidental transactions may not be recoverable. The nature of cryptocurrency may lead to an increased risk of fraud or cyber attack.
| 💻 Trading platform: | Web platform (mobile-adapted) |
|---|---|
| 📊 Accounts: | Trading Account, Lending Account (Lend at Hodl Hodl) |
| 💰 Account currency: | BTC, fiat currencies: USD, EUR, UAH, GBP, PLN, etc. |
| 💵 Deposit / Withdrawal: | Cryptocurrency (BTC), bank transfers, fiat transfers directly between users |
| 🚀 Minimum deposit: | Depends on trade terms (set by user) |
| ⚖️ Leverage: | None |
| 💼 Copy Trading: | No |
| 📈️ Min Order: | Depends on offer, no minimum limit |
| 💱 Commission: | No |
| 🔧 Instruments: | 1 supported coins, Fiat. |
| 💹 Margin Call / Stop Out: | No |
| 🏛 Liquidity provider: | No |
| 📱 Mobile trading: | No app, access via browser |
| ➕ Affiliate program: | No |
| 📋 Order execution: | Peer-to-peer (manual execution with confirmation) |
| ⭐ Trading features: | Multisig escrow, trades directly between users |
| 🎁 Contests and bonuses: | No |
Hodl Hodl enables direct peer-to-peer buying and selling of BTC, with secure fund locking through multisignature escrow. Trades are confirmed manually, and settlements take place outside the platform. For added safety, users can set a limit on their first trade to restrict volume when trading with a new counterparty. The platform also offers a stop-loss feature that temporarily hides a listing if the BTC price drops below a specified level. In addition, Hodl Hodl provides P2P lending backed by Bitcoin, where users define their own terms. All loans are protected by escrow without the exchange holding client assets.
Hodl Hodl Key Parameters Evaluation
Regulation and Safety
Hodl Hodl received a score of 2.75/10, indicating a low level of security and regulatory compliance. This suggests that the platform may lack essential protections, and users should exercise extreme caution.
- No successful hacks history
- 2FA
- Not tier-1 regulated
- No investor protection fund
Hodl Hodl Security Factors
We also compared Hodl Hodl against the top two competitors with the highest scores in our overall ranking based on the most critical security indicators.
| Hodl Hodl | Kraken | OKX | |
| Tier-1 regulation | No | Yes | No |
| Government-regulated | No | Yes | Yes |
| Investor protection fund | No | No | Yes |
| 2FA | Yes | Yes | Yes |
| Facial recognition | No | No | Yes |
| Cold wallet storage | No | Yes | Yes |
| Successful hacker attacks | No | No | No |
Is Hodl Hodl a regulated crypto exchange?
Hodl Hodl is not currently regulated by any government authority, which is still a common occurrence in the cryptocurrency industry. While this doesn't automatically mean Hodl Hodl is unreliable, government-regulated exchanges are generally considered more reliable due to the added oversight and client protection they offer.
Is verification (KYC) mandatory at Hodl Hodl?
KYC verification is not mandatory for opening an account and trading at Hodl Hodl. However, unverified accounts have certain limitations, such as lower withdrawal limits and restricted access to certain features.
Is Hodl Hodl available in the USA?
Hodl Hodl is not available in the USA due to regulatory restrictions. In some cases, access might differ by state, so we recommend confirming details with the platform’s support or checking the official website for the latest updates.
You may also consider the top 3 exchanges that are available in the USA and rank highly based on our methodology: Kraken, OKX, BTCC .
Hodl Hodl commissions and fees
Hodl Hodl received a 7.45/10 score for its trading fees. While Hodl Hodl is not the cheapest crypto exchange, the fees remain reasonable and competitive within the market.
- Spot fee below industry average
- No deposit fee
- Withdrawal fee may be applied
- P2P fee applied
What are Hodl Hodl trading fees?
We analyzed Hodl Hodl’s crypto fees and compared them to the top two competitors, both of which hold high average positions in our rankings. To establish a comprehensive benchmark, we also calculated the average fee score based on an evaluation of over 100 cryptocurrency exchanges.
Hodl Hodl trading fees vs competitors
| Hodl Hodl | Nexus Trade | CoinMetro | Industry average | |
| Spot, maker fee (%) | Not supported | 0.22 | 0.1 | 0.15 |
| Spot, taker fee (%) | Not supported | 0.22 | 0.2 | 0.194 |
What are Hodl Hodl deposit and withdrawal fees?
| Deposit fee, % | 0 |
| Withdrawal fee, % | Only the Bitcoin network fee |
Does Hodl Hodl offer P2P trading?
Yes, Hodl Hodl offers a P2P trading platform. We have provided the fees for these transactions and compared them with competitors.Hodl Hodl P2P Fees
Deposit and Withdrawal
Hodl Hodl received a 7.5/10 rating for its deposit and withdrawal services. While Hodl Hodl covers basic payment options, the platform lacks some widely used methods that could improve user flexibility.
- Bank transfers for deposits and withdrawals
- Bank cards accepted for instant deposits
- Many cryptocurrencies for deposits and withdrawals
- No deposit fees
- No Google Pay option
- Withdrawal fee applies
Deposit and withdrawal options
Hodl Hodl supports the following deposit and withdrawal options: Bank transfers, Bank card, Crypto, PayPal.
Hodl Hodl Deposit and withdrawal options vs competitors
| Hodl Hodl | Kraken | OKX | |
| Bank transfers | Yes | Yes | No |
| Bank card | Yes | Yes | Yes |
| Crypto | Yes | Yes | Yes |
| PayPal | Yes | Yes | No |
What is Hodl Hodl minimum deposit?
The minimum deposit at Hodl Hodl is 0 USD/USDT or 0 BTC. The minimum trade size is 0.00025 BTC USD/USDT, which also serves as the minimum amount required to start trading on the platform.
Hodl Hodl minimum deposit vs competitors
| Hodl Hodl | Kraken | OKX | |
| Minimum deposit, USD or USDT | 0 | 10 | 10 |
| Minimum deposit, BTC | 0 | 1 | 5 |
| Minimum trade amount, USD/USDT | 0.00025 BTC | 1 | 1 |
Does Hodl Hodl support fiat money?
Hodl Hodl supports fiat currency trading and account funding. The following fiat currencies are accepted:
Supported coins & markets
Hodl Hodl received a score of 2/10 in this category, indicating a modest offering of assets and markets. While Hodl Hodl covers essential trading functions, the number of supported coins, fiat currencies, and investment tools may be insufficient for users seeking more comprehensive options.
- Fiat currencies supported
- Other supported products
- NTFs not available
- Copy trading not available
Hodl Hodl supported coins and markets vs competitors
We compared Hodl Hodl with leading exchanges in terms of supported coins, NFT access, and derivatives like futures and options to help users assess the platform’s product range and trading flexibility.
| Hodl Hodl | Kraken | OKX | |
| Supported coins | 1 | 278 | 329 |
| Futures/Perpetual contracts | No | Yes | Yes |
| Options | No | No | Yes |
| NFTs | No | Yes | Yes |
Hodl Hodl passive income options vs competitors
We also compared Hodl Hodl with top competitors in terms of passive income opportunities such as staking, farming, and copy trading, to help users evaluate the platform’s earning potential beyond regular trading.
Contacts
| Foundation date | 2016 |
|---|---|
| Official site | https://hodlhodl.com/ |
| Contacts |
Articles that may help you
