Hodl Hodl Review 2026

Top Brokers Overview — United States
How we tested Hodl Hodl

Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.

Learn more about our methodology and editorial policies.

Pros & Cons

  • Funds are never stored by the exchange, reducing the risk of loss
  • Multisig escrow ensures protection, with BTC accessible only through two of three required signatures
  • Support for more than 100 fiat currencies and multiple payment methods, including bank transfers and cash
  • Simple email registration with no KYC requirements
  • Lending service available with BTC collateral
  • Open API and Tor access for added anonymity
  • Only BTC is supported; no trading in other cryptocurrencies
  • No mobile app, platform access is browser-only
  • No margin trading or leverage
  • No educational resources or demo account

Hodl Hodl is a peer-to-peer crypto exchange founded in 2016 that operates without holding client funds. The platform uses multisig escrow technology, which locks cryptocurrency in a smart contract until a trade is completed. It offers two main products: a marketplace for BTC trading and a lending platform where users can borrow or issue loans backed by BTC collateral. The exchange prioritizes privacy, does not require KYC for basic use, and supports a wide range of fiat currencies.

TU Expert Verdict

Editor at Cryptocurrency & Blockchain Department

Hodl Hodl demonstrates moderate stability and can suit certain traders. Its conditions are acceptable, and feedback is mixed but reasonable. In my own tests, it performed adequately, though it lacks the consistency of higher-rated companies.

Hodl Hodl is a peer-to-peer exchange for Bitcoin, with a browser-based marketplace and Bitcoin-backed lending. Multisignature escrow secures BTC until counterparties confirm completion. The platform supports settlement in more than 100 fiat currencies through methods including bank transfers and cash, and basic use does not require KYC.

However, a notable drawback is that Hodl Hodl is not regulated by a government authority and has no investor protection fund. It supports only Bitcoin, lacks a mobile app, margin trading, leverage, and a demo account, and charges a 0.5% P2P fee plus Bitcoin network fees for withdrawals. The exchange is unavailable in the U.S. Hodl Hodl may suit privacy-focused users comfortable with direct settlement, while traders seeking broader markets or regulated oversight may prefer alternatives.

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Hodl Hodl User Reviews

Score:
The administration of the website shall not be liable for the accuracy of the reviews and does not have the technical ability to check the reviews for accuracy, as well as establish whether the authors of the reviews are indeed the customers of a specific company.
7.2 /10
10 total
  • 5-star
    0%
  • 4-star
    60%
  • 3-star
    40%
  • 2-star
    0%
  • 1-star
    0%
Ankur Yadav
1 year ago

Conducted a test transaction on Hodl Hodl for $20. The exchange with the buyer went through without violations, assets were unblocked after confirming receipt of fiat. No need for verification of documents is a plus, but requires more responsibility from both parties. And you also need to understand how multi-signature works, otherwise there is a risk of making a mistake in the process. Hodl Hodl is suitable for those who want to avoid intermediaries and control the transaction from start to finish.

Провел тестовую сделку на Hodl Hodl на $20. Обмен с покупателем прошел без нарушений, активы были разблокированы после подтверждения получения фиата. Отсутствие необходимости верификации документов является плюсом, однако требует большей ответственности от обеих сторон. А еще надо понимать, как работает мультиподпись, иначе есть риск допустить ошибку в процессе. Hodl Hodl подойдет тем, кто хочет избежать посредников и контролировать сделку от начала до конца.

Ankur Yadav
1 year ago

I tested the platform with a small $20 transaction. The exchange was completed without issues, and the BTC was released after I confirmed receiving fiat. I like that no ID documents are required, but it does mean both parties need to take extra responsibility. It also helps to understand how multisignature works, otherwise mistakes are possible. Hodl Hodl is a good option for anyone who wants to avoid intermediaries and stay in control of the entire process.

sizikovdmitry422
1 year ago

Used Hodl Hodl as a bitcoin seller. The platform allows you to place ads with your own terms and conditions, which is convenient. Transactions are confirmed after fulfillment of obligations on the part of buyers. The process is transparent, but requires care. The interface of the platform is intuitive, but it does not always work stably on mobile devices. The platform suited me because I prefer direct settlements without intermediaries.

Использовал Hodl Hodl как продавец биткоина. Платформа позволяет размещать объявления с собственными условиями, что удобно. Сделки подтверждаются после выполнения обязательств со стороны покупателей. Процесс прозрачный, но требует внимательности. Интерфейс платформы интуитивно понятный, однако на мобильных устройствах не всегда работает стабильно. Мне платформа подошла, потому что я предпочитаю прямые расчеты без посредников.

  • Hodl Hodl Commissions and Fees

    Score:
    This category evaluates trading costs and the transparency of deposit and withdrawal charges according to the Methodology. It covers spot and futures trading fees, P2P exchange costs, deposit/withdrawal fees, and tiered fee structures. The assessment ensures that fees are competitive and clearly disclosed, avoiding hidden or excessive costs. Each factor is scored based on defined criteria, contributing to the overall rating.
    7.5 /10

    Hodl Hodl received a 7.5/10 score for its trading fees. While Hodl Hodl is not the cheapest crypto exchange, the fees remain reasonable and competitive within the market.

    • Spot fee below industry average
    • No deposit fee
    • Withdrawal fee may be applied
    • P2P fee applied

    What are Hodl Hodl trading fees?

    We analyzed Hodl Hodl’s crypto fees and compared them to the top two competitors, both of which hold high average positions in our rankings. To establish a comprehensive benchmark, we also calculated the average fee score based on an evaluation of over 100 cryptocurrency exchanges.

    Hodl Hodl trading fees vs competitors

    Hodl Hodl Nexus Trade CoinMetro Industry average Based on the evaluation of over 100 leading crypto exchanges
    Spot, maker fee (%) Maker fees are charged when liquidity is added to the order book. This occurs by placing a limit order below the current market price for buy orders, or above the market price for sell orders. Not supported 0.22 0.1 0.15
    Spot, taker fee (%) Taker fees are charged when liquidity is removed from the order book. This typically happens when a trade is executed at the market price. Not supported 0.22 0.2 0.194

    What are Hodl Hodl deposit and withdrawal fees?

    Deposit fee, % Important! Even if an exchange does not charge fees for deposits and withdrawals, there can also be fees from the payment system or cryptocurrency network used by the user. For example, the network fee for USDT TRC20 is typically around $1. 0
    Withdrawal fee, % Only the Bitcoin network fee

    Does Hodl Hodl offer P2P trading?

    Yes, Hodl Hodl offers a P2P trading platform. We have provided the fees for these transactions and compared them with competitors.
    Hodl Hodl P2P Fees
    Hodl Hodl MaiCoin MAX BTSE
    P2P maker fee (%) 0,5 0,1 0,01
    P2P taker fee (%) 0,5 0,15 0,05
  • Regulation and Safety

    Score:
    Our evaluation encompasses several key factors, including government regulation, two-factor authentication (2FA), cold wallet storage of client assets, investor protection funds, KYC protocol adherence, year of foundation, and history of security breaches. Read more in our Methodology
    2.8 /10

    Hodl Hodl received a score of 2.8/10, indicating a low level of security and regulatory compliance. This suggests that the platform may lack essential protections, and users should exercise extreme caution.

    • No successful hacks history
    • 2FA
    • Cold wallet storage is not mandatory
    • Not tier-1 regulated

    We also compared Hodl Hodl against the top two competitors with the highest scores in our overall ranking based on the most critical security indicators.

    Hodl Hodl Security Factors
    Hodl Hodl Coinbase Kraken
    Tier-1 regulation
    No
    Yes
    Yes
    Government-regulated
    No
    Yes
    Yes
    Investor protection fund Provides compensation to users in case of financial loss due to unforeseen circumstances on the platform.
    No
    Yes
    No
    2FA
    Yes
    Yes
    Yes
    Facial recognition
    No
    No
    No
    Cold wallet storage The majority of user funds are held offline, reducing vulnerability to online attacks.
    No
    Yes
    Yes
    Successful hacker attacks We review publicly available information on past security breaches to assess the exchange's security track record.
    No
    Yes
    No

    Is Hodl Hodl a regulated crypto exchange? Regulation is crucial for the security and legitimacy of a cryptocurrency exchange. We assess the exchange’s regulatory status and its impact on platform reliability.

    Hodl Hodl is not currently regulated by any government authority, which is still a common occurrence in the cryptocurrency industry. While this doesn't automatically mean Hodl Hodl is unreliable, government-regulated exchanges are generally considered more reliable due to the added oversight and client protection they offer.

    Is verification (KYC) mandatory at Hodl Hodl?

    KYC verification is not mandatory for opening an account and trading at Hodl Hodl. However, unverified accounts have certain limitations, such as lower withdrawal limits and restricted access to certain features.

    Is Hodl Hodl available in the USA?

    Hodl Hodl is not available in the USA due to regulatory restrictions. In some cases, access might differ by state, so we recommend confirming details with the platform’s support or checking the official website for the latest updates.

    You may also consider the top 3 exchanges that are available in the USA and rank highly based on our methodology: Coinbase, Kraken, OKX .

  • Deposit and Withdrawal

    Score:
    We evaluated the deposit and withdrawal experience, considering several key factors such as the range of available methods, transaction processing speed, minimum deposit requirements, and associated fees. Read more in our Methodology.
    7.5 /10

    Hodl Hodl received a 7.5/10 rating for its deposit and withdrawal services. While Hodl Hodl covers basic payment options, the platform lacks some widely used methods that could improve user flexibility.

    • No deposit fees
    • P2P for flexible transfers
    • Bank transfers for deposits and withdrawals
    • PayPal payments
    • Withdrawal fee applies
    • No Google Pay option

    Deposit and withdrawal options

    Hodl Hodl supports the following deposit and withdrawal options: Bank transfers, Bank card, Crypto, PayPal.

    Hodl Hodl Deposit and withdrawal options vs competitors

    Hodl Hodl Coinbase Kraken
    Bank transfers
    Yes
    Yes
    Yes
    Bank card
    Yes
    Yes
    Yes
    Crypto
    Yes
    Yes
    Yes
    PayPal
    Yes
    Yes
    Yes

    What is Hodl Hodl minimum deposit?

    The minimum deposit at Hodl Hodl is 0 USD/USDT or 0 BTC. The minimum trade size is 0.00025 BTC USD/USDT, which also serves as the minimum amount required to start trading on the platform.

    Hodl Hodl minimum deposit vs competitors

    Hodl Hodl Coinbase Kraken
    Minimum deposit, USD or USDT 0 10 10
    Minimum deposit, BTC 0 1 1
    Minimum trade amount, USD/USDT 0.00025 BTC 2 1

    Does Hodl Hodl support fiat money?

    Hodl Hodl supports fiat currency trading and account funding. The following fiat currencies are accepted: EUR, GBP, BRL, AUD, UAH, TRY, ZAR, PLN, NGN.

  • Supported Coins & Markets

    Score:
    Evaluates the range of available cryptocurrencies, fiat currencies, and markets, as well as investment tools like staking, farming, and other yield options. Read more in the Methodology section.
    1.5 /10

    Hodl Hodl received a score of 1.5/10 in this category, indicating a modest offering of assets and markets. While Hodl Hodl covers essential trading functions, the number of supported coins, fiat currencies, and investment tools may be insufficient for users seeking more comprehensive options.

    • Fiat currencies supported
    • Other supported products
    • Crypto futures not available
    • Staking not available

    Hodl Hodl supported coins and markets vs competitors

    We compared Hodl Hodl with leading exchanges in terms of supported coins, NFT access, and derivatives like futures and options to help users assess the platform’s product range and trading flexibility.

    Hodl Hodl Coinbase Kraken
    Supported coins 1 400+ 400+
    Futures/Perpetual contracts
    No
    Yes
    Yes
    Options
    No
    No
    No
    NFTs
    No
    Yes
    Yes
    Tokenized Assets Digital tokens representing real-world assets, such as stocks, bonds, commodities, or real estate.
    No
    Yes
    Yes
    TradFi Perps Perpetual futures contracts linked to traditional financial assets, such as stocks, indices, or commodities.
    No
    Yes
    Yes
    Prediction Markets Markets where users trade contracts based on the outcomes of future events.
    No
    No
    No
    Other Assets
    No
    Pre-IPO Forex, IPO

    Hodl Hodl passive income options vs competitors

    We also compared Hodl Hodl with top competitors in terms of passive income opportunities such as staking, farming, and copy trading, to help users evaluate the platform’s earning potential beyond regular trading.

    Hodl Hodl Coinbase Kraken
    Staking
    No
    Yes
    Yes
    Yield farming
    No
    Yes
    Yes
    Copy trading
    No
    No
    Yes
  • Customer Support

    Score:
    We evaluated Customer Support at Hodl Hodl based on the availability of live chat, email, phone support, ticket systems, help center resources, 24/7 assistance, multilingual support, and response time. Our assessment focuses on support accessibility and responsiveness. Learn the assessment criteria
    5.1 /10

    Hodl Hodl offers a moderate level of customer support, covering basic communication channels and assistance options.

    In TU testing, the exchange showed mixed results in support accessibility and responsiveness. Certain limitations in contact options, availability, or support resources may make it less convenient for users requiring immediate assistance.

    • Comprehensive help center available
    • 24/7 customer support available
    • Multilingual customer support
    • Live chat support unavailable
    • Email support unavailable

    Hodl Hodl Support Channels vs Competitors

    Hodl Hodl Coinbase Kraken
    Live Chat
    No
    Yes
    Yes
    Email Support
    Yes
    No
    No
    Phone Support
    No
    No
    No
    Ticket System
    Yes
    Yes
    Yes
    24/7 Support
    Yes
    Yes
    Yes
    Help Center / FAQ
    Yes
    Yes
    Yes
    Multilingual Support
    Yes
    Yes
    Yes
    Contacts
    Foundation date 2016
    Official site https://hodlhodl.com/
    Contacts support@hodlhodl.com

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