Nebeus Review 2026
Learn more about TU’s methodology
- $5
- Web platform
- Nebeus mobile app
- Bank of Spain
- FCA
- CNV
- Instant cryptocurrency exchange, lending, passive income through staking and crypto asset leasing
Our Evaluation of Nebeus
Learn more about TU’s methodology
Nebeus is a reliable cryptocurrency exchange with the TU Overall Score of 7.84 out of 10. Having reviewed trading opportunities offered by the company and reviews posted by Nebeus clients on our website, Traders Union expert Anton Kharitonov believes he can recommend this company as the majority of reviews showed that the broker’s clients are mostly satisfied with the company.
How we tested Nebeus
Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.
Learn more about our methodology and editorial policies.
Brief Look at Nebeus
Nebeus is a regulated crypto financial platform that integrates digital assets and traditional currencies within a single ecosystem. Founded in 2014, the service offers tools for everyday cryptocurrency use. Users can exchange crypto assets for euros, transfer funds, and manage finances through a single application. The platform supports more than 30 cryptocurrencies and is registered with the Bank of Spain under number D664 to provide custody and crypto purchase and sale services. It also holds Electronic Money Institution (EMI) status with the Financial Conduct Authority (FCA) in the United Kingdom and a Virtual Asset Service Provider (VASP) license in Argentina issued by the National Securities Commission (CNV).
Nebeus also offers crypto-backed loans. Users can pledge digital assets as collateral and receive liquidity without selling their holdings, which preserves potential portfolio growth. Interest rates start from 4% per year, and applications do not require a credit history check. The platform also provides opportunities to earn passive income through staking, with returns of up to 7.5% per year.
Nebeus offers five cryptocurrency-backed lending models with varying conditions. Two models stand out in particular:
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StableLoan. A loan in euros backed by stablecoins such as USDC or EURC, with a fixed Loan-to-Value (LTV) ratio of 95%. Since the collateral is based on stablecoins, this structure is protected from typical cryptocurrency price fluctuations. Funds are initially transferred to the user's Nebeus wallet in euros and can then be transferred to an IBAN supporting cryptocurrency without additional fees, creating a bridge between cryptocurrency and fiat while maintaining ownership of the underlying assets.
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Mirror Loan. A model based on BTC or ETH that allows clients to increase their holdings of the same assets using existing collateral. In the event of market corrections, this model effectively functions as a accumulation strategy, enabling users to increase their BTC or ETH holdings without the need to invest new funds.
Digital assets can be managed through the integrated Nebeus Wallet, which supports storage, sending, and receiving of cryptocurrencies as well as euro transactions. Additional protection is provided by Nebeus Vaults, specialized storage solutions designed for long-term holding of digital assets with enhanced security. According to the platform, assets held in custody are insured for up to $250 million for Bitcoin and Ethereum.
- Registration in several jurisdictions as a provider of custody and digital asset operations services.
- Crypto-backed loans without selling assets.
- Loan interest rates from 4% per year.
- Support for more than 30 cryptocurrencies.
- Staking with yields up to about 7.5% per year on selected assets.
- Nebeus Wallet for storing, sending, and receiving cryptocurrencies.
- Vault storage for long-term asset protection.
- Personal IBAN for euro transactions and bank transfers.
- Insurance coverage up to $250 million for BTC and ETH.
- No full exchange-style trading functionality.
- A smaller range of cryptocurrencies compared to major crypto exchanges.
TU Expert Verdict
Chief Analytics Officer
Nebeus is a crypto financial platform that integrates digital assets with traditional financial operations, offering web and mobile apps along with personal and business accounts. Users can trade over 30 cryptocurrencies, access euro IBAN accounts, and participate in crypto-backed lending programs starting at 4% annual interest. Nebeus is registered with the Bank of Spain, holds Electronic Money Institution status with the Financial Conduct Authority, and is authorized by the National Securities Commission in Argentina. This regulatory framework, combined with asset insurance of up to $250 million for Bitcoin and Ethereum and staking yields of up to 7.5% per year, contributes to a secure trading environment.
Notable drawbacks include a limited number of supported coins compared to major exchanges, withdrawal fees that may apply, and the absence of advanced trading features such as copy trading or trading bots. While Nebeus meets the needs of users seeking an integrated platform for exchanging, storing, and earning on digital assets under strong regulatory oversight, it may not be suitable for active traders requiring extensive asset coverage or more sophisticated trading functionality.
Nebeus Summary
Your capital is at risk. Cryptocurrency trading can be extremely risky. Cryptocurrency trading can lead to large and immediate financial losses. The volatility and unpredictability of the price of cryptocurrency relative to fiat currency may result in significant loss over a short period of time. Transactions in cryptocurrency may be irreversible, and, accordingly, losses due to fraudulent or accidental transactions may not be recoverable. The nature of cryptocurrency may lead to an increased risk of fraud or cyber attack.
| 💻 Trading platform: | Web platform, Nebeus mobile app (Android, iOS) |
|---|---|
| 📊 Accounts: | Personal, Business |
| 💰 Account currency: | USD, EUR, GBP, cryptocurrencies |
| 💵 Deposit / Withdrawal: | Cryptocurrency transactions, bank transfer, Apple Pay, Google Pay, bank cards |
| 🚀 Minimum deposit: | $5, 5 USDC, EUR 5, GBP 5 |
| ⚖️ Leverage: | No |
| 💼 Copy Trading: | No |
| 📈️ Min Order: | No |
| 💱 Commission: | Spot: Not available%-Not available% |
| 🔧 Instruments: | 30 supported coins, Fiat. |
| 💹 Margin Call / Stop Out: | No |
| 🏛 Liquidity provider: | No |
| 📱 Mobile trading: | Yes |
| ➕ Affiliate program: | Yes |
| 📋 Order execution: | Instant |
| ⭐ Trading features: | Instant cryptocurrency exchange, lending, passive income through staking and crypto asset leasing |
| 🎁 Contests and bonuses: | No |
Nebeus is a crypto financial platform that integrates digital assets with everyday financial operations and combines cryptocurrency and traditional money services within a single ecosystem. The platform allows users to buy, sell, and exchange cryptocurrencies with a transparent commission starting from 0.5% per transaction and no hidden fees. Nebeus Wallet supports storage and transactions in more than 30 currencies, including fiat USD, EUR, and GBP. Minimum withdrawal limits depend on the cryptocurrency. For example, the minimum withdrawal for USDC is 25 coins.
Cryptocurrencies can be purchased instantly using Visa and Mastercard cards. Apple Pay and Google Pay are also supported. Nebeus also provides users with a personal IBAN account, allowing euro storage, incoming bank transfers, and convenient movement of funds between the traditional banking system and blockchain networks.
Nebeus Key Parameters Evaluation
Regulation and Safety
Nebeus has earned a rating of 10/10, demonstrating strong security and regulatory compliance. This score suggests that the exchange is generally reliable and offers a solid level of protection for users.
- Cold wallet storage
- Government-regulated
- No successful hacks history
- Tier-1 regulation
- 2FA
- Facial recognition
- Not U.S regulated
- No investor protection fund
Nebeus Security Factors
We also compared Nebeus against the top two competitors with the highest scores in our overall ranking based on the most critical security indicators.
| Nebeus | Kraken | Coinbase | |
| Tier-1 regulation | Yes | Yes | Yes |
| Government-regulated | Yes | Yes | Yes |
| Investor protection fund | No | No | Yes |
| 2FA | Yes | Yes | Yes |
| Facial recognition | Yes | No | No |
| Cold wallet storage | Yes | Yes | Yes |
| Successful hacker attacks | No | No | Yes |
Is Nebeus a regulated crypto exchange?
Nebeus is regulated by a Tier-1 financial authority (e.g., in the U.S., UK, Germany, Spain, France, Australia, Singapore, or another jurisdictions with strict financial oversight). This ensures strong investor protection, compliance with stringent operational standards, and enhanced security for users trading on the platform.
Nebeus is authorized or licensed in accordance with local regulations in the following regions: Argentina.
Is verification (KYC) mandatory at Nebeus?
Yes, KYC verification is mandatory at Nebeus. You will need to complete the verification process before you can open an account and access the platform's full range of services.
Is Nebeus available in the USA?
Yes, Nebeus is available in the USA. However, availability may vary by state due to local regulations. We recommend checking the official website or contacting support for up-to-date information specific to your location.
Nebeus commissions and fees
Nebeus received a 7.75/10 score for its trading fees. While Nebeus is not the cheapest crypto exchange, the fees remain reasonable and competitive within the market.
- Spot fee below industry average
- No deposit fee
- Withdrawal fee may be applied
- P2P fee applied
What are Nebeus trading fees?
We analyzed Nebeus’s crypto fees and compared them to the top two competitors, both of which hold high average positions in our rankings. To establish a comprehensive benchmark, we also calculated the average fee score based on an evaluation of over 100 cryptocurrency exchanges.
Nebeus trading fees vs competitors
| Nebeus | Nexus Trade | CoinMetro | Industry average | |
| Spot, maker fee (%) | Not available | 0.22 | 0.1 | 0.15 |
| Spot, taker fee (%) | Not available | 0.22 | 0.2 | 0.194 |
What are Nebeus deposit and withdrawal fees?
| Deposit fee, % | 0 |
| Withdrawal fee, % | Varies |
Does Nebeus offer P2P trading?
No, Nebeus does not support P2P transactions. However, you can explore the best alternatives in our dedicated list of top P2P exchange platforms, offering a variety of secure options for peer-to-peer transactions.
Deposit and Withdrawal
Nebeus received a 7.5/10 rating for its deposit and withdrawal services. While Nebeus covers basic payment options, the platform lacks some widely used methods that could improve user flexibility.
- Bank transfers for deposits and withdrawals
- No deposit fees
- Google Pay supported
- Many cryptocurrencies for deposits and withdrawals
- No P2P transfer option
- No PayPal option
- Withdrawal fee applies
Deposit and withdrawal options
Nebeus supports the following deposit and withdrawal options: Bank transfers, Bank card, Crypto, Google Pay, Apple Pay.
A significant challenge for many cryptocurrency users is that traditional banks often block or restrict euro transfers related to cryptocurrency activities, especially transfers from exchanges or crypto platforms.
The cryptocurrency IBAN from Nebeus is designed to accept such transactions, allowing users to move euros earned from cryptocurrency activities – whether from trading, crypto strategies, or platform activity – without the difficulties that often arise when dealing with traditional banks.
Nebeus Deposit and withdrawal options vs competitors
| Nebeus | Kraken | Coinbase | |
| Bank transfers | Yes | Yes | Yes |
| Bank card | Yes | Yes | Yes |
| Crypto | Yes | Yes | Yes |
| PayPal | No | Yes | Yes |
What is Nebeus minimum deposit?
The minimum deposit at Nebeus is 5 USD/USDT or 0.0001 BTC. The minimum trade size is - USD/USDT, which also serves as the minimum amount required to start trading on the platform.
Nebeus minimum deposit vs competitors
| Nebeus | Kraken | Coinbase | |
| Minimum deposit, USD or USDT | 5 | 10 | 10 |
| Minimum deposit, BTC | 0.0001 | 1 | 1 |
| Minimum trade amount, USD/USDT | - | 1 | 2 |
Does Nebeus support fiat money?
Nebeus supports fiat currency trading and account funding. The following fiat currencies are accepted:
Supported coins & markets
Nebeus received a score of 3/10 in this category, indicating a modest offering of assets and markets. While Nebeus covers essential trading functions, the number of supported coins, fiat currencies, and investment tools may be insufficient for users seeking more comprehensive options.
- Fiat currencies supported
- Staking available
- Crypto options not available
- Copy trading not available
Nebeus supported coins and markets vs competitors
We compared Nebeus with leading exchanges in terms of supported coins, NFT access, and derivatives like futures and options to help users assess the platform’s product range and trading flexibility.
| Nebeus | Kraken | Coinbase | |
| Supported coins | 30 | 278 | 249 |
| Futures/Perpetual contracts | No | Yes | Yes |
| Options | No | No | No |
| NFTs | No | Yes | Yes |
Nebeus passive income options vs competitors
Renting Program – The cryptocurrency lending program allows users to earn income by renting out their crypto assets.
Available crypto rental programs:
-
• Sprout. A flexible and accessible program with no mandatory lock-up period, offering up to 4% annual income.
-
• Baobab. A high-yield program (up to 13% annually) with a lock-up period of around 4 months, focused on maximizing income.
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• Sequoia. Ensures steady growth with up to 4.5% annual income and a lock-up period of around 4 months.
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• Bonsai. A short-term program focused on stablecoins, offering up to 10% annual income with a lock-up period of about 1 month.
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• Juniper. A short-term program for cryptocurrencies, providing up to 3.5% annual income and a lock-up period of about 1 month.
These programs offer flexible and diverse options for generating passive income, catering to both long-term investors and those seeking short-term solutions.
We also compared Nebeus with top competitors in terms of passive income opportunities such as staking, farming, and copy trading, to help users evaluate the platform’s earning potential beyond regular trading.
Trading apps & tools
Nebeus received a score of 5.3/10 for offering a solid set of tools. The apps are intuitive and reliable, though certain advanced features remain limited or could benefit from further development.
- Fast and secure login with Face ID
- App data protection with 2FA
- Advanced tools and automation with API
- Full-featured trading on desktop
- No access to Copy Trading
- No access to TradingView features
- iOS App score 3.7
Trading apps
Nebeus provides web and mobile apps for both Android and iOS users, with an average rating of 3.7 on the App Store and 2.4 on Google Play. Our review focused on core features important to traders, particularly trading functionality and security tools, to evaluate how convenient and safe the Nebeus platform is for mobile use.
| Nebeus | Kraken | Coinbase | |
| 2FA | Yes | Yes | Yes |
| Face ID | Yes | No | No |
| Mob Indicators | No | Yes | Yes |
| Alerts | No | Yes | Yes |
| Advanced Orders | No | Yes | Yes |
| Trading with bots | No | No | No |
| API | Yes | Yes | Yes |
| Extra trading platforms | Nebeus mobile app | No | No |
Does Nebeus offer a desktop app?
Yes, Nebeus offers a desktop app with full trading functionality. It supports advanced charting, fast execution, and is compatible with both Windows and macOS systems.
Does Nebeus offer advanced charting with TradingView integration?
No, Nebeus does not currently support TradingView integration. However, it provides its own built-in charting tools with basic indicators and timeframes.
Contacts
| Foundation date | 2014 |
|---|---|
| Registration address | Carrer de la Llacuna 11, 08005 Barcelona, Spain; 60 Cannon Street, London, EC4N 6NP, United Kingdom |
| Regulation |
Bank of Spain, FCA, CNV
Licence number: D664, 900993, VASP No.93 |
| Official site | https://nebeus.com/ |
| Contacts |
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