Nebeus Review 2026

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How we tested Nebeus

Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.

Learn more about our methodology and editorial policies.

Pros & Cons

  • Registration in several jurisdictions as a provider of custody and digital asset operations services.
  • Crypto-backed loans without selling assets.
  • Loan interest rates from 4% per year.
  • Support for more than 30 cryptocurrencies.
  • Staking with yields up to about 7.5% per year on selected assets.
  • Nebeus Wallet for storing, sending, and receiving cryptocurrencies.
  • Vault storage for long-term asset protection.
  • Personal IBAN for euro transactions and bank transfers.
  • Insurance coverage up to $250 million for BTC and ETH.
  • No full exchange-style trading functionality.
  • A smaller range of cryptocurrencies compared to major crypto exchanges.

Nebeus is a regulated crypto financial platform that integrates digital assets and traditional currencies within a single ecosystem. Founded in 2014, the service offers tools for everyday cryptocurrency use. Users can exchange crypto assets for euros, transfer funds, and manage finances through a single application. The platform supports more than 30 cryptocurrencies and is registered with the Bank of Spain under number D664 to provide custody and crypto purchase and sale services. It also holds Electronic Money Institution (EMI) status with the Financial Conduct Authority (FCA) in the United Kingdom and a Virtual Asset Service Provider (VASP) license in Argentina issued by the National Securities Commission (CNV).

Nebeus also offers crypto-backed loans. Users can pledge digital assets as collateral and receive liquidity without selling their holdings, which preserves potential portfolio growth. Interest rates start from 4% per year, and applications do not require a credit history check. The platform also provides opportunities to earn passive income through staking, with returns of up to 7.5% per year.

Nebeus offers five cryptocurrency-backed lending models with varying conditions. Two models stand out in particular:

  • StableLoan. A loan in euros backed by stablecoins such as USDC or EURC, with a fixed Loan-to-Value (LTV) ratio of 95%. Since the collateral is based on stablecoins, this structure is protected from typical cryptocurrency price fluctuations. Funds are initially transferred to the user's Nebeus wallet in euros and can then be transferred to an IBAN supporting cryptocurrency without additional fees, creating a bridge between cryptocurrency and fiat while maintaining ownership of the underlying assets.

  • Mirror Loan. A model based on BTC or ETH that allows clients to increase their holdings of the same assets using existing collateral. In the event of market corrections, this model effectively functions as a accumulation strategy, enabling users to increase their BTC or ETH holdings without the need to invest new funds.

Digital assets can be managed through the integrated Nebeus Wallet, which supports storage, sending, and receiving of cryptocurrencies as well as euro transactions. Additional protection is provided by Nebeus Vaults, specialized storage solutions designed for long-term holding of digital assets with enhanced security. According to the platform, assets held in custody are insured for up to $250 million for Bitcoin and Ethereum.

TU Expert Verdict

Editor at Cryptocurrency & Blockchain Department

Nebeus demonstrates moderate stability and can suit certain traders. Its conditions are acceptable, and feedback is mixed but reasonable. In my own tests, it performed adequately, though it lacks the consistency of higher-rated companies.

Nebeus combines personal and business accounts, euro IBAN transfers, and crypto exchange, custody, lending, and earning services through web and mobile apps. It supports more than 30 cryptocurrencies, with loans from 4% annual interest and staking yields up to about 7.5% on selected assets. Nebeus is registered with the Bank of Spain for custody and crypto purchase and sale services, holds Electronic Money Institution status with the UK's Financial Conduct Authority, and is licensed as a Virtual Asset Service Provider in Argentina.

Notable drawbacks include a modest coin selection and the absence of full exchange-style functionality. Derivatives, P2P transfers, copy trading, and TradingView integration are unavailable, and withdrawal fees may apply. Nebeus also has no investor protection fund. The platform may suit users seeking crypto custody, loans, and transfers, but is less suited to active traders who need broader markets or advanced execution tools.

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Nebeus User Reviews

Score:
The administration of the website shall not be liable for the accuracy of the reviews and does not have the technical ability to check the reviews for accuracy, as well as establish whether the authors of the reviews are indeed the customers of a specific company.
7.1 /10
9 total
  • 5-star
    33%
  • 4-star
    11%
  • 3-star
    44%
  • 2-star
    0%
  • 1-star
    11%
Avatar
Tanya
PRO
34 weeks ago
PL
All-in-one platform for storing, exchanging, borrowing, and earning crypto with support for multiple currencies.

Nothing.

I've been using Nebeus for several months and have kept it as a reliable service for storing, exchanging, and steadily earning on crypto. I started with a modest amount - about $300 - and gradually increased it to nearly $1,000 equivalent. I like that the platform offers multiple functions in one place: fast exchange, crypto-backed loans, and Renting for passive income. I once took a loan secured by crypto to avoid selling assets during a dip, while keeping part of my funds in income-generating products.
Overall, I earned around $140-160, including both price changes and yields. It's convenient that Nebeus works with EUR, GBP, USD, and crypto, offers a Crypto IBAN, and has a mobile app. In my view, this isn't a hype-driven service - it's for those who value practical features: storing, exchanging, borrowing, and earning all in one place.

Avatar
Tamara Kobiakova
PRO
34 weeks ago
EE
Convenient all-in-one platform for crypto and fiat with low entry thresholds and reliable security.

None.

I discovered Nebeus while looking for more than just an exchange - I wanted a service where I could hold both crypto and fiat in one ecosystem. I started with a small amount, depositing around €120, since their products have a really low entry threshold, with options starting from €50 or 100 USDC depending on the service. Over several months, I used the Exchange, tried transfers via Crypto IBAN, and left some USDC in Renting, which promises up to 12% yield with daily accruals. In practice, I earned around €85 in total - partly from price growth and partly from the yield.
I liked that everything works through both the web platform and the app, supports 30+ crypto assets, and has strong security measures, including registration with the Bank of Spain, custody via BitGo, and insurance coverage through Lloyd’s of London. For me, Nebeus isn’t about aggressive trading - it’s about convenient everyday use of crypto and more relaxed management of funds.

Hicham Djaoui
32 weeks ago

I signed up with Nebeus because of its regulation. The platform is licensed by the Bank of Spain and the FCA, which was an important factor for me. I opened a Business account and transferred €850 via my personal IBAN. The funds were credited within a couple of hours. It supports converting crypto to euros and vice versa. The mobile app allows you to do everything from your phone. So far, I have withdrawn $450 back to my card, and the process went smoothly without any extra questions. I continue to use it for transfers and storing funds.

  • Nebeus Commissions and Fees

    Score:
    This category evaluates trading costs and the transparency of deposit and withdrawal charges according to the Methodology. It covers spot and futures trading fees, P2P exchange costs, deposit/withdrawal fees, and tiered fee structures. The assessment ensures that fees are competitive and clearly disclosed, avoiding hidden or excessive costs. Each factor is scored based on defined criteria, contributing to the overall rating.
    7.8 /10

    Nebeus received a 7.8/10 score for its trading fees. While Nebeus is not the cheapest crypto exchange, the fees remain reasonable and competitive within the market.

    • Spot fee below industry average
    • No deposit fee
    • Withdrawal fee may be applied
    • P2P fee applied

    What are Nebeus trading fees?

    We analyzed Nebeus’s crypto fees and compared them to the top two competitors, both of which hold high average positions in our rankings. To establish a comprehensive benchmark, we also calculated the average fee score based on an evaluation of over 100 cryptocurrency exchanges.

    Nebeus trading fees vs competitors

    Nebeus Nexus Trade CoinMetro Industry average Based on the evaluation of over 100 leading crypto exchanges
    Spot, maker fee (%) Maker fees are charged when liquidity is added to the order book. This occurs by placing a limit order below the current market price for buy orders, or above the market price for sell orders. Not available 0.22 0.1 0.15
    Spot, taker fee (%) Taker fees are charged when liquidity is removed from the order book. This typically happens when a trade is executed at the market price. Not available 0.22 0.2 0.194

    What are Nebeus deposit and withdrawal fees?

    Deposit fee, % Important! Even if an exchange does not charge fees for deposits and withdrawals, there can also be fees from the payment system or cryptocurrency network used by the user. For example, the network fee for USDT TRC20 is typically around $1. 0
    Withdrawal fee, % Varies

    Does Nebeus offer P2P trading?

    No, Nebeus does not support P2P transactions. However, you can explore the best alternatives in our dedicated list of top P2P exchange platforms, offering a variety of secure options for peer-to-peer transactions.

  • Regulation and Safety

    Score:
    Our evaluation encompasses several key factors, including government regulation, two-factor authentication (2FA), cold wallet storage of client assets, investor protection funds, KYC protocol adherence, year of foundation, and history of security breaches. Read more in our Methodology
    10 /10

    Nebeus has earned a rating of 10/10, demonstrating strong security and regulatory compliance. This score suggests that the exchange is generally reliable and offers a solid level of protection for users.

    • Tier-1 regulation
    • No successful hacks history
    • Government-regulated
    • 2FA
    • Cold wallet storage
    • Facial recognition
    • No investor protection fund
    • Not U.S regulated

    We also compared Nebeus against the top two competitors with the highest scores in our overall ranking based on the most critical security indicators.

    Nebeus Security Factors
    Nebeus Coinbase Kraken
    Tier-1 regulation
    Yes
    Yes
    Yes
    Government-regulated
    Yes
    Yes
    Yes
    Investor protection fund Provides compensation to users in case of financial loss due to unforeseen circumstances on the platform.
    No
    Yes
    No
    2FA
    Yes
    Yes
    Yes
    Facial recognition
    Yes
    No
    No
    Cold wallet storage The majority of user funds are held offline, reducing vulnerability to online attacks.
    Yes
    Yes
    Yes
    Successful hacker attacks We review publicly available information on past security breaches to assess the exchange's security track record.
    No
    Yes
    No

    Is Nebeus a regulated crypto exchange? Regulation is crucial for the security and legitimacy of a cryptocurrency exchange. We assess the exchange’s regulatory status and its impact on platform reliability.

    Nebeus is regulated by a Tier-1 financial authority (e.g., in the U.S., UK, Germany, Spain, France, Australia, Singapore, or another jurisdictions with strict financial oversight). This ensures strong investor protection, compliance with stringent operational standards, and enhanced security for users trading on the platform.

    Nebeus is authorized or licensed in accordance with local regulations in the following regions: Argentina.

    Is verification (KYC) mandatory at Nebeus?

    Yes, KYC verification is mandatory at Nebeus. You will need to complete the verification process before you can open an account and access the platform's full range of services.

    Is Nebeus available in the USA?

    Yes, Nebeus is available in the USA. However, availability may vary by state due to local regulations. We recommend checking the official website or contacting support for up-to-date information specific to your location.

  • Deposit and Withdrawal

    Score:
    We evaluated the deposit and withdrawal experience, considering several key factors such as the range of available methods, transaction processing speed, minimum deposit requirements, and associated fees. Read more in our Methodology.
    7.5 /10

    Nebeus received a 7.5/10 rating for its deposit and withdrawal services. While Nebeus covers basic payment options, the platform lacks some widely used methods that could improve user flexibility.

    • No deposit fees
    • Google Pay supported
    • Bank cards accepted for instant deposits
    • Many cryptocurrencies for deposits and withdrawals
    • No P2P transfer option
    • No PayPal option
    • Withdrawal fee applies

    Deposit and withdrawal options

    Nebeus supports the following deposit and withdrawal options: Bank transfers, Bank card, Crypto, Google Pay, Apple Pay.

    A significant challenge for many cryptocurrency users is that traditional banks often block or restrict euro transfers related to cryptocurrency activities, especially transfers from exchanges or crypto platforms.

    The cryptocurrency IBAN from Nebeus is designed to accept such transactions, allowing users to move euros earned from cryptocurrency activities – whether from trading, crypto strategies, or platform activity – without the difficulties that often arise when dealing with traditional banks.

    Nebeus Deposit and withdrawal options vs competitors

    Nebeus Coinbase Kraken
    Bank transfers
    Yes
    Yes
    Yes
    Bank card
    Yes
    Yes
    Yes
    Crypto
    Yes
    Yes
    Yes
    PayPal
    No
    Yes
    Yes

    What is Nebeus minimum deposit?

    The minimum deposit at Nebeus is 5 USD/USDT or 0.0001 BTC. The minimum trade size is - USD/USDT, which also serves as the minimum amount required to start trading on the platform.

    Nebeus minimum deposit vs competitors

    Nebeus Coinbase Kraken
    Minimum deposit, USD or USDT 5 10 10
    Minimum deposit, BTC 0.0001 1 1
    Minimum trade amount, USD/USDT - 2 1

    Does Nebeus support fiat money?

    Nebeus supports fiat currency trading and account funding. The following fiat currencies are accepted: USD, EUR, GBP.

  • Supported Coins & Markets

    Score:
    Evaluates the range of available cryptocurrencies, fiat currencies, and markets, as well as investment tools like staking, farming, and other yield options. Read more in the Methodology section.
    2.5 /10

    Nebeus received a score of 2.5/10 in this category, indicating a modest offering of assets and markets. While Nebeus covers essential trading functions, the number of supported coins, fiat currencies, and investment tools may be insufficient for users seeking more comprehensive options.

    • Fiat currencies supported
    • Staking available
    • Crypto options not available
    • Only 30 supported coins

    Nebeus supported coins and markets vs competitors

    We compared Nebeus with leading exchanges in terms of supported coins, NFT access, and derivatives like futures and options to help users assess the platform’s product range and trading flexibility.

    Nebeus Coinbase Kraken
    Supported coins 30 400+ 400+
    Futures/Perpetual contracts
    No
    Yes
    Yes
    Options
    No
    No
    No
    NFTs
    No
    Yes
    Yes
    Tokenized Assets Digital tokens representing real-world assets, such as stocks, bonds, commodities, or real estate.
    No
    Yes
    Yes
    TradFi Perps Perpetual futures contracts linked to traditional financial assets, such as stocks, indices, or commodities.
    No
    Yes
    Yes
    Prediction Markets Markets where users trade contracts based on the outcomes of future events.
    No
    No
    No
    Other Assets
    No
    Pre-IPO Forex, IPO

    Nebeus passive income options vs competitors

    Renting Program – The cryptocurrency lending program allows users to earn income by renting out their crypto assets.

    Available crypto rental programs:

    • Sprout. A flexible and accessible program with no mandatory lock-up period, offering up to 4% annual income.

    • Baobab. A high-yield program (up to 13% annually) with a lock-up period of around 4 months, focused on maximizing income.

    • Sequoia. Ensures steady growth with up to 4.5% annual income and a lock-up period of around 4 months.

    • Bonsai. A short-term program focused on stablecoins, offering up to 10% annual income with a lock-up period of about 1 month.

    • Juniper. A short-term program for cryptocurrencies, providing up to 3.5% annual income and a lock-up period of about 1 month.

    These programs offer flexible and diverse options for generating passive income, catering to both long-term investors and those seeking short-term solutions.

    We also compared Nebeus with top competitors in terms of passive income opportunities such as staking, farming, and copy trading, to help users evaluate the platform’s earning potential beyond regular trading.

    Nebeus Coinbase Kraken
    Staking
    Yes
    Yes
    Yes
    Yield farming
    No
    Yes
    Yes
    Copy trading
    No
    No
    Yes
  • Trading Apps & Tools

    Score:
    This section evaluates the quality and variety of trading platforms offered by the broker. It considers supported platforms, core features, device compatibility, and the availability of tools for automation, analysis, and different trading styles. Learn more in our Methodology.
    5.3 /10

    Nebeus received a score of 5.3/10 for offering a solid set of tools. The apps are intuitive and reliable, though certain advanced features remain limited or could benefit from further development.

    • Full-featured trading on desktop
    • Fast and secure login with Face ID
    • App data protection with 2FA
    • Advanced tools and automation with API
    • No access to Copy Trading
    • Android App score below 4 points
    • Limited TA without mobile indicators

    Trading apps

    Nebeus provides web and mobile apps for both Android and iOS users, with an average rating of 3.7 on the App Store and 2.4 on Google Play. Our review focused on core features important to traders, particularly trading functionality and security tools, to evaluate how convenient and safe the Nebeus platform is for mobile use.

    Nebeus Coinbase Kraken
    2FA
    Yes
    Yes
    Yes
    Face ID
    Yes
    No
    No
    Mob Indicators
    No
    Yes
    Yes
    Alerts
    No
    Yes
    Yes
    Advanced Orders These are specialized trading features that give users more precise control over how trades are executed. Examples include Stop-Limit, Trailing Stop, and OCO (One Cancels the Other). These tools may only be available on the web version of the platform.
    No
    Yes
    Yes
    Trading with bots
    No
    No
    No
    API
    Yes
    Yes
    Yes
    Extra trading platforms These refer to third-party platforms supported by the crypto exchange in addition to its own proprietary system. Nebeus mobile app
    No
    No

    Does Nebeus offer a desktop app?

    Yes, Nebeus offers a desktop app with full trading functionality. It supports advanced charting, fast execution, and is compatible with both Windows and macOS systems.

    Does Nebeus offer advanced charting with TradingView integration?

    No, Nebeus does not currently support TradingView integration. However, it provides its own built-in charting tools with basic indicators and timeframes.

  • Customer Support

    Score:
    We evaluated Customer Support at Nebeus based on the availability of live chat, email, phone support, ticket systems, help center resources, 24/7 assistance, multilingual support, and response time. Our assessment focuses on support accessibility and responsiveness. Learn the assessment criteria
    7.3 /10

    Nebeus provides generally reliable customer support, with several communication options and useful assistance resources available to users.

    During TU testing, the exchange achieved good results in overall support accessibility, although some limitations in response times, service hours, or available contact channels were identified.

    • Live chat support available
    • Support ticket system available
    • Comprehensive help center available
    • Phone support unavailable
    • Email support unavailable

    Nebeus Support Channels vs Competitors

    Nebeus Coinbase Kraken
    Live Chat
    Yes
    Yes
    Yes
    Email Support
    Yes
    No
    No
    Phone Support
    No
    No
    No
    Ticket System
    Yes
    Yes
    Yes
    24/7 Support
    Yes
    Yes
    Yes
    Help Center / FAQ
    Yes
    Yes
    Yes
    Multilingual Support
    Yes
    Yes
    Yes
    Contacts
    Foundation date 2014
    Registration address Carrer de la Llacuna 11, 08005 Barcelona, Spain; 60 Cannon Street, London, EC4N 6NP, United Kingdom
    Regulation Bank of Spain, FCA, CNV Licence number:
    D664, 900993, VASP No.93
    Official site https://nebeus.com/
    Contacts support@nebeus.com

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