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7.57/10
TU Overall Score
The purpose of creating the TU Overall Score is to make the search for secure and reliable brokerage companies easier for the visitors of our website. We believe that it is a very important mission as, unfortunately, not every company in the financial industry is worthy of trust.

According to our idea, the TU Overall Score indicator should answer the biggest question of all: “Can I trust this broker with my money?”. The scores range within 0.01 – 9.99 (the higher the indicator the more trust the broker has). More details
Minimum deposit:
  • $1
Trading platform:
  • DEGIRO's proprietary platform
Leverage
  • Not indicated
Trading features
  • Provides access to 50 European and world exchanges
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DEGIRO isn't available in

Our Evaluation of DEGIRO

7.57/10
TU Overall Score
The purpose of creating the TU Overall Score is to make the search for secure and reliable brokerage companies easier for the visitors of our website. We believe that it is a very important mission as, unfortunately, not every company in the financial industry is worthy of trust.

According to our idea, the TU Overall Score indicator should answer the biggest question of all: “Can I trust this broker with my money?”. The scores range within 0.01 – 9.99 (the higher the indicator the more trust the broker has). More details
Traders Union icon

DEGIRO is a reliable broker with the TU Overall Score of 7.57 out of 10. Having reviewed trading opportunities offered by the company and reviews posted by DEGIRO clients on our website, Traders Union expert Anton Kharitonov believes he can recommend this company as the majority of reviews showed that the broker’s clients are mostly satisfied with the company.

DEGIRO has a high reputation and is a trusted broker for stocks, bonds, funds, options, and ETFs. DEGIRO provides its clients access to more than four world's largest stock exchanges. Trading is carried out through a convenient platform that allows you to track the quotes of the trading instruments you are interested in real-time. Commission fees in DEGIRO are low compared to competitors. DEGIRO is a regulated broker suitable for experienced and professional traders in the Eurozone who prefer to invest in stock market assets.

Brief Look at DEGIRO

DEGIRO is a Dutch investment company operating since 2008. The broker has been providing online services since 2013. Today DEGIRO is headquartered in Amsterdam and has offices in 18 European countries. Its activities are controlled by the Financial Conduct Authority (FCA, 574048), as well as regulators in the Netherlands: Financial Markets Authority (AFM, 12048408) and Central Bank (DNB, R128868). DEGIRO was awarded over 86 international awards: financial publications of Germany, France, Denmark, and the Netherlands have repeatedly recognized the company as the best stock market broker.

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Advantages of trading with DEGIRO:
  • Low brokerage fees for trading stock market assets;
  • The ability to open transactions on European and American exchanges;
  • Simple trading platform functionality.
Disadvantages of DEGIRO:
  • There is no online chat on the company's website.

TU Expert Advice

Anton Kharitonov

Financial expert and analyst at Traders Union

DEGIRO broker is perfect for investors who value low fees, European regulation, stability, and reliability. The company provides clients with access to all types of regulated financial instruments on the stock market around the world — to over 50 exchanges and a variety of assets such as bonds, stocks, funds, options.

DEGIRO's main priority is to provide retail investors with professional services with minimal commissions. The broker has developed an advanced trading platform that is perfect for all types of investors. Access to services is open to traders from the largest European countries, and not only from the Netherlands.

Each representative office of the company has its website, which allows clients to evaluate trading conditions in terms of their regional and trading needs.

DEGIRO Summary

Investing involves risk of loss  Disclaimer for UK clients: Deemed authorised and regulated by the Financial Conduct Authority (FCA). The nature and extent of consumer protections may differ from those applicable to firms based in the UK. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the FCA's website.

💻 Trading platform: DEGIRO's proprietary platform — mobile app and web terminal
📊 Accounts: Custodian, Basic, Active, For a trader, For a day trader
💰 Account currency: State currency of the client’s residence country
💵 Deposit / Withdrawal: Bank transfer using the Sofort and Trustly services
🚀 Minimum deposit: From 1 unit of the base account currency
⚖️ Leverage: Not indicated
💼 PAMM-accounts: No
📈️ Min Order: Not indicated
💱 EUR/USD spread: No
🔧 Instruments: Shares, ETFs, Currencies, Leveraged products, Bonds, Options, Futures
💹 Margin Call / Stop Out: No
🏛 Liquidity provider: Nasdaq, Xetra, CME Group, Euronext, Eurex, Borsa Italiana
📱 Mobile trading: Yes
➕ Affiliate program: Yes
📋 Order execution: No
⭐ Trading features: Provides access to 50 European and world exchanges
🎁 Contests and bonuses: 20 euros for participation in the "Member gets member" bonus program

DEGIRO is a convenient broker for Europeans. There is no minimum deposit amount, that is why demo accounts have been canceled because even small amounts can be invested. Also, the company doesn’t charge commissions for the lack of activity on the account and its maintenance. An investment account can be opened within 1 day. DEGIRO offers convenient replenishment and withdrawal. The base currency is always the currency of the client's country of residence. Read more about that How to buy/sell on DEGIRO.

DEGIRO Key Parameters Evaluation

User Satisfaction i

Score:
7/10

Share your experience

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Pro Kosil
32 weeks ago
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Location PK Islamabad

?

.

Clear and transparent pricing – practically no additional fees besides those for buying/selling securities. No inactivity fees, no storage fees, deposits and withdrawals are free. This means you can buy securities and hold them for as long as you want. There’s only a currency conversion fee if needed. And they have some of the lowest fees for trading ETFs – 1 euro/dollar per transaction. I recommend Vanguard ETFs; their securities showed a return of over 25% last year.

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Pro Abdul Qadeer
35 weeks ago
Social link Verified
Location PK Karachi

Helpful

Nothing

ВI chose Degiro for its excellent diversified selection of ETFs, which are grouped and categorized by top sectors. I was particularly interested in the "Artificial Intelligence" and "Semiconductors" ETFs, with individual companies in these sectors showing over 50% annual growth in 2023-2024. As a defensive asset, I added gold ETFs – much more convenient and cheaper than buying gold futures. My overall impression of working with Degiro is more than positive. Regarding the key parameters usually considered when choosing a broker, everything suited me here. Low fees, no problems with quick withdrawals (if you need the money urgently). I highly recommend this broker!

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Pro M Umer
41 weeks ago
Social link Verified
Location PK Rawalpindi

Simple trading platform functionality.

Nothing

I have experience working with several brokers, and with Degiro, it has been the most pleasant. The impression is made up of small details. Some people have had problems with the platform, with securities taking a long time to be credited. Some had trouble dealing with support regarding transaction history questions (issues with the taxable base). Others encountered hidden fees, which were listed almost in fine print. I've been working with Degiro for a couple of months now – no issues at all. All movements with stocks in the platform/app are done in a few clicks, instant transactions, no delays.

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michelsp
20 weeks ago

What attracted me to DEGIRO were the extremely low brokerage commissions on the stock market - I haven't found such favorable conditions anywhere else. This makes trading as economical as possible, especially when it comes to stocks and ETFs. This makes trading as economical as possible, especially when it comes to equities and ETFs. I've been trading here for some time now and, in general, everything works stably - user-friendly interface, transparent conditions and fast trade execution. However, there is one important point: registration is only available to traders from a limited number of countries. Before opening an account, check whether the broker is available in your region.

Ce qui m'a attiré chez DEGIRO, ce sont les commissions de courtage extrêmement basses sur le marché boursier - je n'ai trouvé nulle part ailleurs des conditions aussi favorables. Cela rend le trading aussi économique que possible, en particulier lorsqu'il s'agit d'actions et d'ETF.
Je négocie ici depuis un certain temps maintenant et, en général, tout fonctionne de manière stable - interface conviviale, conditions transparentes et exécution rapide des transactions. Cependant, il y a un point important : l'inscription n'est disponible que pour les traders d'un nombre limité de pays. Avant d'ouvrir un compte, vérifiez si le courtier est disponible dans votre région.

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wongndeso
22 weeks ago

It's a pity that DEGIRO has a rather limited analytical base - the broker only offers interactive charts and news, without in-depth analysis or advanced tools for market analysis. I'm used to working with detailed analysis, and that's a drawback for me. I'm used to working with detailed analysis, and for me this is a drawback of the company. However, DEGIRO is otherwise an excellent broker. It offers access to the major US and European stock exchanges, guaranteeing quality trade execution and low commissions. For investors who already have analytical skills or use third-party data sources, it can be an excellent choice for trading stocks and ETFs.

Il est dommage que DEGIRO dispose d'une base analytique plutôt limitée - le courtier n'offre que des graphiques interactifs et des actualités, sans analyses approfondies ni outils avancés pour l'analyse du marché. J'ai l'habitude de travailler avec des analyses détaillées, et c'est pour moi un inconvénient de la société.
Cependant, DEGIRO est par ailleurs un excellent courtier. Il offre un accès aux plus grandes bourses américaines et européennes, garantissant une exécution de qualité des transactions et des commissions peu élevées. Pour les investisseurs qui ont déjà des compétences analytiques ou qui utilisent des sources de données tierces, il peut s'agir d'un excellent choix pour négocier des actions et des ETF.

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Januka
23 weeks ago

What I particularly like about DEGIRO is how easy it is to manage the trading platform. The interface is intuitive and straightforward, making the trading process quick and convenient. It's easy to open and close trades, manage your portfolio and track market movements. Even if you don't have much experience, you can understand the functionality pretty quickly. However, I'd like to warn you: when you sign up, some additional services are automatically connected and may be charged to you. If you don't need them, check them out and cancel them in advance to avoid unexpected costs.

Ce que j'apprécie particulièrement chez DEGIRO, c'est la simplicité de gestion de la plateforme de trading. L'interface est intuitive et simple, ce qui rend le processus de négociation rapide et pratique. Il est facile d'ouvrir et de fermer des transactions, de gérer votre portefeuille et de suivre les mouvements du marché. Même si vous n'avez pas beaucoup d'expérience, vous pouvez comprendre la fonctionnalité assez rapidement.
Toutefois, je tiens à vous avertir : lorsque vous vous inscrivez, certains services supplémentaires sont automatiquement connectés et peuvent vous être facturés. Si vous n'en avez pas besoin, vérifiez-les et annulez-les à l'avance pour éviter des coûts inattendus.

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shishir0
1 year ago

degiro provides for good trading when economic news is released. If you're lucky, you can make good money in a short time. I passed verification quickly and funded my account, which took a while. The money didn’t arrive for a long time, but then everything went fine.

Score:
7.21/10

Trading Account Opening

To start trading on the stock market through the DEGIRO broker, please:

1

Visit the broker's website and select your country of residence. Click "Open an account” on the regional website.

DEGIRO Review - Account Opening
DEGIRO Review - Account Opening
DEGIRO Review - Account Opening
2

Specify a username and email address in the registration form for opening a trading account, and then come up with a password Next, confirm your email and log in to the system. Then enter your personal data according to your passport and link your active bank account to DEGIRO.

3

The following is available in the DEGIRO personal account:

1. Account replenishment and cash withdrawals.
DEGIRO Review - Account replenishment and cash withdrawals
DEGIRO Review - Account replenishment and cash withdrawals
2. Creating a referral link and viewing statistics on the "Member gets member” bonus program.
DEGIRO Review -  Affiliate program
DEGIRO Review - Affiliate program
1. Account replenishment and cash withdrawals.
DEGIRO Review - Account replenishment and cash withdrawals
DEGIRO Review - Account replenishment and cash withdrawals
2. Creating a referral link and viewing statistics on the "Member gets member” bonus program.
DEGIRO Review -  Affiliate program
DEGIRO Review - Affiliate program

Additional personal account functionality:

  • Transaction history.

  • Account and card management.

  • Personal data management.

  • Investment sections.

How to delete a DEGIRO account

Score:
9.9/10

Regulation and safety

Information

The Dutch investment compensation system Beleggerscompensatiestelsel with insurance coverage of up to 20,000 euros is used to protect customer funds.

The company flatex DEGIRO Bank Dutch Branch (trading under the name DEGIRO) is primarily supervised by the German Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin). In the Netherlands, the flatex DEGIRO Bank Dutch Branch is subject to integrity supervision by DNB and conducted surveillance by the AFM (The Netherlands Financial Markets Authority) and the Central Bank (DNB). The British division is also supervised by the FCA — the UK Financial Regulatory Authority.

Advantages

  • Client funds are kept in money market funds
  • In the event of bankruptcy of the company, investors have access to compensation for up to 20 thousand euros
  • Contact government regulators to resolve disputes

Disadvantages

  • Limited choice of payment systems for replenishing the balance and funds withdrawing
Score:
9.7/10

Commissions and fees

Information
DEGIRO trading terms were analyzed by Traders Union analysts for the explicit and hidden commissions. There is a fee for buying and selling instruments, as well as tax on income from dividends. All DEGIRO Fees for trading stock market assets are listed in the Compare Fees section. There is also a comparison of fees between DEGIRO and other stock brokers. The company doesn’t charge a commission for funds replenishment and withdrawal, but it is charged by the bank making the transfer. DEGIRO has no commission for opening and maintaining accounts.
Account type Spread (minimum value) Withdrawal commission
All the accounts for trading in the stock market. 1.5$ There is a bank commission

Sue to services specifics swaps (commission for shifting transactions to the next day) is not credited. Also, we’ve compared trading commissions at DEGIRO.eu with those of the competitors. As a result, each of them was assigned with a level from low to high.

Score:
5.8/10

Account types

DEGIRO allows you to open several types of accounts at the same time. These accounts are perfect for both investors with a small deposit and professionals with accumulated capital or managing traders. Accounts differ in a feature set but are available in one platform, which is convenient when switching from one type of account to another.

Types of accounts:

Account Type
Description
Basic account
The basic account is good for investing and holding assets. This type of account does not provide for the use of leverage.
Active account
An active account already has moderate leverage for making more profitable trades.
Trader account
The leverage is one of the highest on this account. Trader account is good for traders who have a lot of time for trading financial instruments and make transactions often.
Daytime Trader Account
You can use 100% of the margin when trading on this type of account. Daytime Trader Account is an account for professional traders with good knowledge, who hold a position intraday in the stock market only.
Custodian account
A Custodian account is designed to accumulate a deposit on favorable terms.

The broker doesn’t provide a demo account, however, there is no minimum deposit, so a trader can immediately carry out financial transactions with small amounts.

DEGIRO is a company for private European traders who strive to trade on the best terms previously available only to professional investors.

Score:
6.23/10

Deposit and withdrawal

  • The DEGIRO.eu company carries out withdrawals only to verified bank accounts.

  • There is no broker commission for funds withdrawing, however, traders have to pay fees charged by banks for making transactions.

  • Bank transfer takes up to 3 business days.

  • There are no restrictions on the withdrawal of funds. The broker works within the limits that can be set by the client's bank.

  • Verification is required before making a deposit.

DEGIRO Withdrawal Guide

Score:
5.14/10

Investment Options

DEGIRO is an investment company that offers solutions for generating income from operations in the stock market. The broker provides its clients with access to 50 exchanges from Europe, North America, Asia, and Oceania.

DEGIRO’s affiliate program:

  • "Online Partner" is a program for website owners, bloggers, and publishers, which offers remuneration for information about DEGIRO promotion.

In addition to commissions, the partner gets a full package of marketing products: individual content, different types of advertising materials, and the personal account manager assistance.

Score:
9.5/10

Customer support

Information

The broker's support service is available on weekdays: the exact opening hours depend on the representative office location.

Advantages

  • Make a call or send an email.
  • Multilingual support

Disadvantages

  • No online chat

There are several ways to contact the Company representatives:

  • call by phone numbers indicated on the site;

  • send email request;

Support is available on the broker's website and in a personal account.

Contacts

Foundation date 2013
Registration address Rembrandt Tower - 9th floor, 1096 HA Amsterdam, The Netherlands
Regulation Netherlands Financial Markets Authority (AFM) and the Central Bank (DNB), UK Financial Regulatory Authority (FCA)
Official site https://www.degiro.com/
Contacts
+31 20 261 3072
Score:
10/10

Education

Information

An extensive “KNOWLEDGE” section has been created on the DEGIRO website to help novice investors. It is full information about the basics of trading in the stock market, various types of analysis and charts of the world's stock exchanges.

Information available in the Education Section
Information not available at the DEGIRO site
Knowledge center with lessons on working with financial products, order types and pricing
Descriptions of trading strategies
Video instructions for investing with DEGIRO
 
Technical and fundamental analysis
 
Option strategies description
 

The broker doesn’t offer a demo account, since theoretical knowledge can be immediately applied in the real market.

Detailed Review of DEGIRO

DEGIRO broker is a popular brokerage company among European traders. Investment firms are prohibited from keeping clients' money inside the company in the Netherlands so DEGIRO investor funds are automatically transferred to one of the money market funds. FundShare Fund Management and Morgan Stanley Investment Management are suppliers of money market funds. Also, all deposits of traders up to 20,000 euros are protected thanks to the Central Bank of the Netherlands license.

A few figures that could be interesting for traders choosing a broker:

  • Over 12 years on the European market.

  • Over a million active clients.

  • Over 86 international awards;

DEGIRO is an honest broker for medium and large investments

DEGIRO is a reliable intermediary between traders and major trading exchanges. The broker's clients can invest in stocks, bonds, ETF (trackers), investment funds, options, and other products that are listed on North America, Europe, Asia, and Oceania stock exchanges. Investors are provided with a convenient platform and trading application that allows them to monitor transactions in real-time. The company is chosen for its low trading fees, multiple licenses, and a wide range of assets available for trading. DEGIRO strives to provide clients with a secure trading environment, therefore, ensures the maximum degree of data protection and the investors' assets safety.

You can trade both in the web terminal and using the mobile application. After opening an account, you get access to the current news feed, current market analytics and quotes from the largest stock exchanges in Europe and the world.

Useful services of DEGIRO:‌

  • Blog. Section with investment ideas, analytical articles, and analyzes of the latest economic and financial events.

  • Exchanges’ working hours. Displays the world exchanges working hours, as well as a holiday calendar.

  • Investor Academy. A section with investment lessons for novice traders.

Investing involves risks. You can lose (a part of) your deposit. We advise you to only invest in financial products which match your knowledge and experience.

Advantages:

1

Trader's risk insurance for 20,000 euros.

2

A large selection of accounts for both novice investors and professionals.

3

Thousands of investment instruments with the lowest possible commissions are available.

4

Convenient trading platform with an intuitive interface.

5

There is a quality section with training in stock market trading.

6

You can profit from dividends or passive investing.

!Investing involves risk of loss

The broker doesn’t limit traders in strategies. At the same time, it offers professional tools, so the company is good enough for investors who prefer to hold profitable positions for at least 3 months, and do not often open transactions.

DEGIRO Profile Details

Latest DEGIRO News

17.04.2023
Glory Faleke
DEGIRO tops the rating of best online brokers for stock trading in 2023
The popularity of long-term investments is growing every year as more and more people try to provide themselves with a comfortable and secure future. One

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