XFINE Review 2026

Item: XFINE
Rating: 3.85
Author: Oleg Tkachenko

By: Oleg Tkachenko
Updated: June 17, 2026

Top Brokers Overview — United States

Visit the site anyway

Min. deposit $10
Fees 5 /10
Account types 6.3 /10
Regulation 3.7 /10

3.9 /10

High risk

XFINE User Reviews 6.8
Commissions and Fees 5.0
Regulation and Safety 3.7
Account Types 6.3
Deposit and Withdrawal 5.0
Markets and Tradable Assets 8.8
Trading Account Opening 8.0
Customer Support 6.0

XFINE Pros & Cons

Access to more than 3,000 trading instruments.
Tight spreads from 0.0 pips.
Leverage is up to 1:1000.
The minimum deposit is $10.
Five account types for traders of different levels.
Multilingual customer support 24/7.
Multiple funding and withdrawal methods, including cryptocurrency transactions.

No licenses from top-tier regulators.

TU Expert Verdict

XFINE carries a higher degree of risk. My review and user feedback point to noticeable performance issues and limitations. It may be appropriate only for experienced traders who fully understand the risks and are prepared for potential instability.

Top-5 Brokers Traders Prefer

Trading.com USA

8.8 /10

Regulation Tier-1

EUR/USD 0.9 pips

ZForex

7.9 /10

Regulation Not regulated

EUR/USD 0.1 pips

Plus500

7.5 /10

Regulation Tier-1

EUR/USD 0.5 pips

OANDA

6.9 /10

Regulation Tier-1

EUR/USD 0.1 pips

FOREX.com

6.8 /10

Regulation Tier-1

EUR/USD 0.7 pips

XFINE User Reviews

Score:

6.8 /10

10 total

5-star

0%
4-star

40%
3-star

60%
2-star

0%
1-star

0%

Ludwig Krieger

PRO

41 weeks ago

When registering with XFINE, I was surprised that the verification process was completed quickly. After confirmation, I immediately gained access to the platform and started trying different assets. I liked that commissions are transparent and shown in advance, with no hidden charges. When I needed support, I received a response via email within an hour. It feels like the company is focused on stable operations, though I would like more analytics.

Степан Гирчев

PRO

41 weeks ago

I paid attention to XFINE because of the availability of CFDs, as it was interesting to try not only currencies, but also shares. It turned out to be quite convenient to work with such instruments, spreads remain adequate even with high volatility. The interface of the platform is clear, although at first it was unusual. Everything works on the mobile version as well, you can follow the trades on the road. The disadvantage for me is the lack of training materials and examples of strategies, but this gap was compensated by third-party sources. Otherwise, I am satisfied with everything so far.

На XFINE обратил внимание из-за наличия CFD, так как интересно было попробовать не только валюты, но и акции. Работать с такими инструментами оказалось довольно удобно, спреды остаются адекватными даже при высокой волатильности. Интерфейс платформы понятный, хотя вначале было непривычно. На мобильной версии тоже все работает, можно следить за сделками в дороге. Из минусов для меня – недостаток обучающих материалов и примеров стратегий, но этот пробел компенсировал сторонними источниками. В остальном пока меня все устраивает.

XFINE left mixed impressions. On the one hand, the platform is really fast: trades are opened without slowdowns, quotes are updated instantly. On the other hand, I would like to see more additional functions for market analysis, for example, advanced analytics. It was convenient to replenish the account, the system supports different transfer methods. The money was credited to the balance within one day, which pleasantly surprised me. In general, the company seems to be client-oriented, but improvements in terms of analytics would be useful.

XFINE оставил смешанные впечатления. С одной стороны, платформа действительно быстрая: сделки открываются без подвисаний, котировки обновляются моментально. С другой стороны, хотелось бы видеть больше дополнительных функций для анализа рынка, например продвинутой аналитики. Пополнять счет было удобно, система поддерживает разные методы перевода. Деньги зачислились на баланс в течение одного дня, что приятно удивило. В целом компания кажется клиентоориентированной, но доработки в плане аналитики были бы полезны.

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Commissions and Fees

Score:

5 /10

The trading and non-trading commissions of XFINE have been analyzed and rated as having Medium fees, with a fees score of 5/10. Additionally, these commissions were compared with those of the top two competitors, ZForex and OANDA, to provide the most comprehensive information.

Tight EUR/USD market spread
No inactivity fee
No deposit fee

Above-average Forex trading fees
Withdrawal fee applies

Trading Fees and Spread

Below, we evaluated and compared the trading commissions of XFINE with those of two competitors. We focused on the spreads and other transaction fees directly associated with executing trades (e.g commission per lot on an ECN account). This comparison aimed to provide a clear understanding of the cost efficiency of each broker.

Standard Account Spread

For Standard accounts, XFINE’s commissions are part of the floating spread, which varies with market conditions. Typical values are provided, but during high volatility, the spread may exceed these.

XFINE Standard spreads
	XFINE	ZForex	OANDA
EUR/USD min, pips	1.5	0.1	0.1
EUR/USD max, pips	2	0.4	0.5
GPB/USD min, pips		0.2	0.1
GPB/USD max, pips		0.6	0.5

RAW/ECN Account Commission And Spread

The spread on ECN/RAW accounts is market-based and fluctuates, with average values given during active hours. It may vary during volatility spikes. A commission per lot is also charged.

XFINE RAW/ECN spreads
	XFINE	ZForex	OANDA
Commission ($ per lot) The commission is the fee charged by the broker for trading one standard forex lot (100,000 units of the base currency).	5	7	3.5
EUR/USD avg spread	0	0.1	0.15
GBP/USD avg spread		0.15	0.2

Non-Trading Fees

We conducted a detailed analysis of the non-trading fees associated with XFINE. This review offers a comprehensive overview of the additional costs that may impact traders beyond regular trading activities.

XFINE Non-Trading Fees
	XFINE	OANDA
Deposit fee, % The indicated amount does not include possible fees from payment systems and banks.	0	0
Withdrawal fee, % The indicated amount does not include possible fees from payment systems and banks.	0-2.6	0
Withdrawal fee, USD The indicated amount does not include possible fees from payment systems and banks.	0-1.3	0-15
Inactivity fee ($, per month)	0	0

Is XFINE Safe?

Score:

3.7 /10

XFINE has a safety score of 3.7/10, which corresponds to a Low security level. The safest brokers are those with Tier-1 regulation, a long history (over 10 years in the market), and participation in investor compensation schemes.

Is regulated
Negative balance protection

Not tier-1 regulated
Track record of less than 8 years

XFINE Regulators and Investor Protection
Abbreviation	Full Name	Country of regulation	Investor Protection Fund	Regulation Level
Abbreviation MISA (Mwali)	Full Name Mwali International Services Authority	Country of regulation The Comoros	Investor Protection Fund No specific fund	Regulation Level Tier-3

XFINE Security Factors
Foundation date	-
Negative balance protection	Yes
Verification (KYC)	Yes

XFINE is not a regulated broker; however, it strictly adheres to the standards of the EU PSD2 directive. Investor funds are held in segregated bank accounts, ensuring they cannot be used for purposes other than trading operations. To guarantee the security of all transactions, the FondyAntifraud system is employed, analyzing each operation across more than 300 parameters. This approach makes it possible to promptly detect suspicious activities, including hacking attempts, the use of stolen cards, or other types of fraud.

Account Types

Score:

6.3 /10

XFINE offers the following account options: Demo, Standard, ECN/Raw spread, Swap Free, VIP.

However, it does not provide a Cent account, which can be a disadvantage for beginners looking to practice with minimal risk.

Exclusive VIP account with enhanced trading conditions
Swap Free (Islamic) account
Demo account

No Cent account
Micro lots are not available

XFINE account types vs top competitors
	XFINE	Trading.com	ZForex
Standard	Yes	Yes	Yes
ECN/Raw spread	Yes	No	Yes
Demo	Yes	Yes	Yes
Cent	No	No	No
Micro	No	No	No
Swap Free	Yes	No	Yes
VIP	Yes	No	No
Managed	No	No	No

XFINE accounts trading conditions

XFINE offers accounts designed for both beginners and experienced traders. They differ in spreads, leverage, minimum deposit, and Stop Out levels.

Account Type	Description
Zero	Floating spreads from 3 pips, no Forex commission, minimum deposit $10
Standard	The minimum deposit is $100, Forex commission $5 per lot, floating spreads from 0 pips
Pro	Floating spreads from 0 pips, Forex commission $4.5 per lot, deposit from $1,000
VIP	Floating spreads from 0 pips, Forex commission $4 per lot, minimum deposit $20,000
Cent X	A micro account for practicing strategies with minimal financial risks

Deposit and Withdrawal

Score:

5 /10

XFINE received a Medium score for the efficiency and convenience of its deposit and withdrawal processes.

XFINE provides a reasonable range of deposit and withdrawal options with moderate fees, in line with industry standards.

Minimum deposit below industry average
USDT (Tether) supported
Bitcoin (BTC) accepted
Bank wire transfers available

PayPal not supported
Wise not supported
BTC not available as a base account currency

What are XFINE deposit and withdrawal options?

XFINE provides a basic range of deposit and withdrawal options, covering essential methods in line with industry standards. This set of options is sufficient for most traders, with available methods Bank Card, Bank Wire, BTC, USDT.

XFINE Deposit and Withdrawal Methods vs Competitors
	XFINE	Trading.com	ZForex
Bank Wire	Yes	Yes	No
Bank card	Yes	Yes	Yes
PayPal	No	No	No
Wise	No	No	No
BTC	Yes	No	Yes

What are XFINE base account currencies?

A wide range of base account currencies minimizes the need for currency conversion, potentially reducing transaction costs. XFINE supports the following base account currencies: USD.

What are XFINE's minimum deposit and withdrawal amounts?

The minimum deposit on XFINE is $10, while the minimum withdrawal amount is $10. These minimums may vary depending on the chosen account type and payment method. For specific details, please contact XFINE’s support team.

Markets and Tradable Assets

Score:

8.8 /10

XFINE offers a wide range of trading assets. The platform supports more than 3,000 instruments, including over 100 Forex currency pairs, more than 500 cryptocurrencies, precious metals, energy commodities, stocks, indices, and forward contracts (NDFs).
Of particular note are the fully dated exchange-traded futures that XFINE provides as a sub-broker of the OKX crypto exchange.

3000 assets for trading
Indices trading
Copy trading platform
Forward Contracts (NFD)
Dated Exchange-Traded Crypto Futures

Bonds not available
No ETFs

Supported markets vs top competitors

We have compared the range of assets and markets supported by XFINE with its competitors, making it easier for you to find the perfect fit.

	XFINE	Trading.com	ZForex
Currency pairs	90	69	50
Total tradable assets The total tradable assets listed include all available instruments, including CFDs. Due to regional restrictions, certain CFDs may not be offered in some countries. For example, cryptocurrency CFDs are banned in the UK, and the U.S. has restrictions on CFDs.	3000	69	80
Stocks	Yes	No	Yes
Commodity futures	Yes	No	Yes
Crypto Cryptocurrency CFDs are restricted or prohibited in certain regions due to regulatory limitations. These include the United Kingdom, China, Egypt, the United States and Canada.	Yes	No	Yes
Stock indices	Yes	No	No
Options	No	No	No

Investment options

We also explored the trading assets and products XFINE offers for beginner traders and investors who prefer not to engage in active trading.

	XFINE	Trading.com	ZForex
Bonds	No	No	No
ETFs	No	No	No
Copy trading	Yes	No	Yes
PAMM investing	No	No	No
Managed accounts	No	No	No

Trading Account Opening

Score:

8 /10

We successfully registered an account with XFINE in 20 minutes. The KYC verification was completed within 2 business days. The minimum deposit amount at XFINE is $10.

This is one of the most accessible and hassle-free onboarding procedures on the market.

Low minimum deposit requirement
Fully online account opening process

Registration process may take longer than expected
Account approval may require extra time depending on the documentation.

XFINE account opening
	XFINE	Trading.com	ZForex
Online Registration	Yes	Yes	Yes
Minimum deposit	$10	$50	$10
Mandatory KYC	Yes	Yes	Yes
Registration time (min)	20	20	8
KYC time (days)	2	2	1

Is XFINE available in my country?

If you are a citizen of United States, the broker accepts clients from your country.

Please note that availability may vary due to regulatory requirements, so we recommend confirming directly with the broker for the most accurate and up-to-date information.

Account opening details

To create a user account on XFINE, follow these simple steps:

Click "Register" on the website and provide your first name, last name, phone number, and email.
Create a strong password.
In the User Account, click "Open Real Account."
Select the account type and maximum leverage.
Upload documents to complete verification.

Additional features of XFINE’s User Account allow traders to:

Deposit funds and submit withdrawal requests.
Open a demo account.
View information on active accounts.
Download trading platforms.
Access the economic calendar.
Use the copy trading platform.

Customer Support

Score:

6 /10

Customer support at XFINE is available, but response speed and service quality may vary. Some requests are handled efficiently, while others may require follow-ups.

During testing, response times were moderate, and communication depended on the complexity of the request. XFINE provides basic support functionality but does not stand out in overall service performance.

Support available daily
Website in 15 languages

No website chat
No phone support

XFINE’s communication methods:

Email.
Ticket system in the User Account.
Instagram.
Facebook.
VK.

Contacts
Registration address	Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Islet, Saint Lucia
Regulation	Mwali International Services Authority Licence number: BFX2025147
Official site	https://x-fine.com/
Contacts	support@x-fine.com

Best XFINE Alternatives

Trading.com USA

8.8 /10

Regulation Tier-1

EUR/USD 0.9 pips

ZForex

7.9 /10

Regulation Not regulated

EUR/USD 0.1 pips

Plus500

7.5 /10

Regulation Tier-1

EUR/USD 0.5 pips

OANDA

6.9 /10

Regulation Tier-1

EUR/USD 0.1 pips

FOREX.com

6.8 /10

Regulation Tier-1

EUR/USD 0.7 pips

FAQs

How are XFINE’s trading commissions and non-trading fees structured?

XFINE’s overall fee level is rated as medium, with a commissions and fees score of 5/10. Standard accounts have floating spreads on EUR/USD typically between 1.5 and 2 pips, while RAW/ECN accounts show an average 0 spread on EUR/USD with a $5 commission per lot, and non-trading fees include no deposit or inactivity fees but withdrawal fees ranging from 0–2.6% or $0–1.3 depending on the method.

What types of trading accounts does XFINE provide and how do they differ?

XFINE offers Demo, Standard, ECN/Raw spread, Swap Free (Islamic), VIP, and a Cent X micro account, though it does not provide a separate Cent account and micro lots are not available. The Zero, Standard, Pro, and VIP accounts differ mainly by minimum deposit (from $10 to $20,000), floating spreads starting from 0–3 pips, and Forex commissions ranging from $0 to $5 per lot.

What do XFINE user reviews and feedback say about overall satisfaction levels?

XFINE has a user satisfaction score of 6.8/10 based on 10 reviews, with 40% of ratings at 4 stars and 60% at 3 stars, and no 1- or 2-star scores reported. According to user reviews, this distribution indicates a generally mixed but moderately positive experience rather than strongly enthusiastic or strongly negative feedback.

How do traders describe XFINE deposits and withdrawals in their reviews and comments?

The deposit and withdrawal processes at XFINE receive a medium safety score of 5/10 and are described as providing a reasonable range of basic methods, including bank cards, bank wire, BTC, and USDT. The broker supports a $10 minimum deposit and $10 minimum withdrawal, but the review notes limited flexibility and potentially higher costs, and it does not include detailed user comments on processing speed or reliability.

What markets and tradable assets are available with XFINE according to reviews?

XFINE supports more than 3,000 instruments, including around 90 currency pairs, over 500 cryptocurrencies, precious metals, energy commodities, stocks, indices, and forward contracts (NDFs), as well as dated exchange-traded crypto futures via its role as a sub-broker of the OKX exchange. The review also notes that bonds and ETFs are not available, while copy trading is supported but PAMM and managed accounts are not.