Maxblue Review 2026
According to our idea, the TU Overall Score indicator should answer the biggest question of all: “Can I trust this broker with my money?”. The scores range within 0.01 – 9.99 (the higher the indicator the more trust the broker has). More details
- €0
- Deutsche Bank online banking
- Deutsche Bank Mobile app
- Traditional leverage is not provided; credit line available for securities-backed loans
- Access to over 40 exchanges, commission-free trading on promotional offers, discounts for active traders
Our Evaluation of Maxblue
According to our idea, the TU Overall Score indicator should answer the biggest question of all: “Can I trust this broker with my money?”. The scores range within 0.01 – 9.99 (the higher the indicator the more trust the broker has). More details
Maxblue is a moderate-risk broker with the TU Overall Score of 5.17 out of 10. Having reviewed trading opportunities offered by the company and reviews posted by Maxblue clients on our website, Traders Union expert Anton Kharitonov recommends users to thoroughly analyze pros and cons before opening an account with this broker as not all clients are satisfied with the company, according to reviews.
How we tested Maxblue
Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.
Learn more about our methodology and editorial policies.
Brief Look at Maxblue
Maxblue is the online brokerage division of Deutsche Bank, offering private investors independent access to a broad range of financial instruments since 2001. The platform supports trading in more than 1.8 million derivatives, 90,000 stocks, 3,000 ETFs, 900 investment plans, 41 global exchanges, and 16 over-the-counter partners. Maxblue operates under Deutsche Bank AG’s license and is regulated by BaFin (Federal Financial Supervisory Authority) and the ECB (European Central Bank). Client funds are protected by both EdB and ESF coverage.
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- Operates under Deutsche Bank, one of Europe’s largest and oldest financial institutions
- Access to 40+ global exchanges and OTC trading with vetted providers
- Free account setup and no maintenance fees
- Regular investment plans starting from €25
- Transparent fees with clearly stated commission limits
- Deposit protection through EdB and supplemental ESF coverage
- Mobile and desktop platforms with built-in analysis and portfolio tools
- No demo account or simulator for new users
- Fixed-fee structure may not suit small-volume traders
- No instant top-ups via cards or e-wallets
TU Expert Verdict
Chief Analytics Officer
Maxblue offers access to trading stocks, ETFs, funds, bonds, certificates, warrants, and currencies across more than 40 global exchanges and 16 over-the-counter partners, using Deutsche Bank online banking and mobile applications. The broker operates under full regulation by BaFin and the ECB, with client funds protected by EdB and additional ESF coverage, and allows free account setup with no maintenance fees. Investors can benefit from over 1.8 million derivatives, regular investment plans starting at EUR 25, as well as periodic commission-free trading for certain instruments. Instead of traditional leverage, Maxblue extends a portfolio-backed credit line for added liquidity, and clients receive research and analysis from Deutsche Bank experts.
Some disadvantages include the absence of a demo account or simulator, a fee structure that can be less advantageous for small-volume traders due to fixed minimum commissions, and a lack of instant funding options via cards or e-wallets. Maxblue may not be suitable for beginners or investors seeking low starting costs or immediate deposit methods, but it can meet the needs of experienced or higher-volume traders valuing broad market access and strong regulatory protection.
Maxblue Summary
Your capital is at risk. The risk of loss in online trading of stocks, options, futures, currencies, foreign equities, and fixed Income can be substantial.
| 💻 Trading platform: | Deutsche Bank online banking, Deutsche Bank Mobile app (iOS and Android) |
|---|---|
| 📊 Accounts: | Depot, Währungskonto, Gemeinschaftsdepot, Wertpapier Sparplan für Kinder |
| 💰 Account currency: | Primary: EUR; for currency accounts: USD, GBP, AUD, CAD, CHF, JPY, ZAR |
| 💵 Deposit / Withdrawal: | Bank transfer |
| 🚀 Minimum deposit: | €0; for investment plans — €25 |
| ⚖️ Leverage: | Traditional leverage is not provided; credit line available for securities-backed loans |
| 💼 Copy Trading: | No |
| 📈️ Min Order: | N/a |
| 💱 EUR/USD spread: | 0.25% of trade size (minimum €8.90, maximum €58.90) |
| 🔧 Instruments: | Stocks, ETFs, funds, bonds, certificates, warrants, currencies |
| 💹 Margin Call / Stop Out: | No |
| 🏛 Liquidity provider: | Deutsche Bank, Morgan Stanley, HSBC, Goldman Sachs, J.P. Morgan, among others |
| 📱 Mobile trading: | Yes |
| ➕ Affiliate program: | Yes |
| 📋 Order execution: | Exchange |
| ⭐ Trading features: | Access to over 40 exchanges, commission-free trading on promotional offers, discounts for active traders |
| 🎁 Contests and bonuses: | Yes |
The minimum amount to start a regular investment plan is €25. Investments in individual stocks and derivatives can be made with any amount, offering flexibility for both new and experienced investors. Maxblue does not provide traditional leverage such as 1:2, 1:10, or 1:100, which are typically available through Forex and CFD brokers. Instead, it offers DepotKredit, a credit line secured by the client’s investment portfolio. This allows access to additional liquidity without requiring the sale of existing assets.
Maxblue Key Parameters Evaluation
Trading Account Opening
The Maxblue account dashboard allows users to manage funds and monitor investments. To create an account, follow these steps:
Click Product eröffnen at the top of the Maxblue official website.
Select the type of account.
Choose the account type.
Fill out the application form, answer questions about your investment experience, and verify your identity.
Is Maxblue Safe?
Maxblue is fully regulated in Germany. Deutsche Bank AG, which operates Maxblue, holds a banking license issued by BaFin and is jointly supervised by BaFin and the ECB.
Client funds are protected by two levels of compensation. The mandatory EdB (Entschädigungseinrichtung deutscher Banken GmbH) covers up to €100,000 and 90% of investment liabilities up to €20,000. The voluntary ESF (Einlagensicherungsfonds des Bundesverbands deutscher Banken e.V.) provides coverage beyond the basic limits.
Advantages
- Full banking supervision by BaFin and ECB
- High standards of transparency and reporting
- Participation in compensation schemes
Disadvantages
- EdB coverage limited to €20,000 for investment liabilities
- Strict KYC requirements for clients
Commissions and Fees
The standard fee for one-time ETF and stock trades is 0.25% of the transaction amount, with a minimum charge of €8.90 and a maximum of €58.90. Additional exchange fees apply, ranging from €2 to €4.50 for German exchanges, €15 for U.S. markets, and €29 for international exchanges. Active traders receive volume-based discounts: 10% after 125 trades in the past six months and 25% after 250 trades. ETF savings plans are charged at a flat 1.25% per recurring contribution.
| Account type | Spread (minimum value) | Withdrawal commission |
|---|---|---|
| Real | €8.90 | Bank fee |
Account Types
To begin using Maxblue, open a free investment account (Depot) via an online application on the Deutsche Bank website. After completing identity verification and account activation, users can trade securities, set up savings plans, and access other investment products through the web dashboard or mobile app.
Account types:
Deposit and Withdrawal
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Withdrawals are made via transfer from the Maxblue settlement account to the designated client bank account. Funds are withdrawn in euros only, even if the initial deposit was made in another currency.
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Withdrawals are processed only when the account balance is sufficient. Clients can manage transactions through online banking or the mobile app.
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Processing times and any potential withdrawal fees are not specified on the official Maxblue website.
Investment Options
Maxblue offers a range of options for long-term savings and passive investing, including digital asset management, regular investment plans, and fixed-term deposits with deposit protection.
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ROBIN. This robo-advisor combines algorithmic models with Deutsche Bank’s portfolio expertise to manage ETF portfolios based on each investor’s risk profile. ROBIN offers an automated, yet professionally guided, approach to wealth management.
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Wertpapier Sparplan. This regular investment plan lets users invest in stocks, ETFs, mutual funds, and exchange-traded commodities starting from €25. Investors can adjust contribution amounts and asset selections at any time, making it suitable for flexible long-term strategies.
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Fixed-Term Deposits. Offered through Deutsche Bank’s ZinsMarkt platform, these deposits are placed with various European banks, offering fixed interest over predefined terms. All deposits are insured up to €100,000 under the European deposit protection system.
Partnership Program from Maxblue
Maxblue’s “Kunden empfehlen Kunden” referral program rewards clients for introducing new users. After account activation and meeting basic conditions, referrers receive points redeemable for products or cash (up to €30 per referral). Clients may also opt to donate rewards to youth sports development in Germany.
Customer Support
The hotline operates 24/7.
Advantages
- Support available 24/7
- Support provided by Deutsche Bank
Disadvantages
- No online chat on the website
- No support via messengers
Available communication channels:
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Email.
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Telephone hotline.
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Fax.
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Feedback form on the website.
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Physical Deutsche Bank branches.
Contacts
| Registration address | Taunusanlage 12, 60325 Frankfurt am Main, Germany |
|---|---|
| Regulation |
BaFin, ECB
Licence number: 10100003 |
| Official site | https://www.maxblue.de/ |
| Contacts |
(069) 910-10 002, (069) 910-100 30, (069) 910-10 001 (fax)
|
Education
Maxblue provides a variety of educational materials. The broker’s website features video tutorials and articles covering topics from basic trading to the specifics of different financial instruments. These resources are designed for both beginners and experienced investors who want to expand their skills.
Maxblue’s website provides educational resources that help users understand various aspects of investing. For in-depth learning or structured training, however, external educational platforms may still be required.
Detailed review of Maxblue
Maxblue partners with leading financial institutions to provide access to a broad range of instruments. Its direct trading partners include BNP Paribas, Goldman Sachs, UniCredit Bank, and J.P. Morgan. The broker connects clients to 41 global exchanges, more than 3,000 ETFs, 900 savings plans, and over 8,400 investment funds with a 50% discount on standard purchase fees. Thirty-nine funds are available with a 100% waiver on these charges.
Maxblue by the numbers:
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Operating since 2001;
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More than 1.8 million derivatives;
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Over 90,000 stocks;
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16 over-the-counter trading partners.
Maxblue offers flexible conditions and cost-effective trading. Deposit maintenance, order changes or cancellations, and currency account openings are free, which helps reduce overall trading expenses.
Clients can trade on exchanges or directly through the Direct Trade service, which allows transactions with partners without exchange involvement. This service supports extended trading hours and some weekend availability, allowing investors to respond to market events quickly.
Useful services offered by Maxblue:
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Up to €500 reimbursement for portfolio transfers from other banks or brokers
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Real-time quotes and access to Deutsche Bank market analytics
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Currency accounts to avoid conversion fees for international trading
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An online investment calculator to project returns based on amount, term, interest rate, and contribution schedule
Advantages:
Free order changes and cancellations;
No maintenance fees for Depot accounts;
Easy integration with Deutsche Bank current accounts;
Discounts and promotions, including deposit transfer bonuses;
Extended hours for over-the-counter trading;
Automated capital management via Robo-Advisor.
Maxblue clients also have access to Deutsche Bank’s market analytics, including daily overviews and expert commentary, helping them make informed investment decisions.
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