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CFI Financial Group Review 2026

Item: CFI Financial Group
Rating: 6.78
Author: Oleg Tkachenko

By: Oleg Tkachenko
Updated: July 03, 2026

Top Brokers Overview — United States

Min. deposit $0
Fees 7 /10
Account types 6 /10
Regulation 10 /10

6.8 /10

Moderate risk

CFI Financial Group User Reviews 6.5
Commissions and Fees 7.0
Regulation and Safety 10.0
Account Types 6.0
Deposit and Withdrawal 5.8
Markets and Tradable Assets 8.3
Trading Account Opening 8.0
Customer Support 4.3

CFI Financial Group Pros & Cons

Many years of experience in financial markets under licenses of reputable regulators;
Wide choice of markets with over 15,000 CFDs including 60+ currency pairs;
No minimum deposit requirements;
Advanced deposit and withdrawal methods, including online payment systems;
Negative balance protection for all retail clients;
Two-factor authentication for secure account access;
No fees for account opening and maintenance.

No micro, cent, or mini accounts.

TU Expert Verdict

CFI Financial Group demonstrates moderate stability and can suit certain traders. Its conditions are acceptable, and feedback is mixed but reasonable. In my own tests, it performed adequately, though it lacks the consistency of higher-rated companies.

Top-5 Brokers Traders Prefer

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OANDA

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Trading.com USA

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EUR/USD 0.9 pips

FOREX.com

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CFI Financial Group User Reviews

Score:

6.5 /10

4 total

5-star

0%
4-star

25%
3-star

75%
2-star

0%
1-star

0%

Curtistak

PRO

15 weeks ago

It operates under the supervision of financial regulators worldwide and offers a high level of reliability.

I started trading just a few months ago, and CFI was perfect for me as a complete beginner. The zero minimum deposit allowed me to get started without much risk. With a record number of trading instruments, a zero deposit provides plenty of opportunity to experiment and find the optimal trading instrument. Honestly, I couldn't ask for a better start.

ipotVog

PRO

21 weeks ago

South Africa

Using CFI Financial Group has been pretty seamless for me. The platform is straightforward, and the speed is solid. I never have to worry about things getting delayed, and I like that the fees are clear from the start. The interface is intuitive, so I don’t waste time hunting for features. It’s not perfect, but it’s been a great experience overall.

AndrewCync

PRO

36 weeks ago

CFI Financial Group is pretty simple to use, which I really appreciate. The layout is clean, and I get where everything is without having to think too much. Transactions are fast, and I’ve never had to deal with hidden fees. I’ve had a couple of small hiccups, but they were quickly resolved. It’s been a dependable platform for my needs.

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Commissions and Fees

Score:

7 /10

The trading and non-trading commissions of CFI Financial Group have been analyzed and rated as having Medium fees, with a fees score of 7/10. Additionally, these commissions were compared with those of the top two competitors, ZForex and OANDA, to provide the most comprehensive information.

Low Forex trading fees
Tight EUR/USD market spread
No deposit fee
No withdrawal fee

Inactivity fee applies

Trading Fees and Spread

Below, we evaluated and compared the trading commissions of CFI Financial Group with those of two competitors. We focused on the spreads and other transaction fees directly associated with executing trades (e.g commission per lot on an ECN account). This comparison aimed to provide a clear understanding of the cost efficiency of each broker.

Standard Account Spread

For Standard accounts, CFI Financial Group’s commissions are part of the floating spread, which varies with market conditions. Typical values are provided, but during high volatility, the spread may exceed these.

CFI Financial Group Standard spreads
	CFI Financial Group	ZForex	OANDA
EUR/USD min, pips	0.4	0.1	0.1
EUR/USD max, pips	0.6	0.4	0.5
GPB/USD min, pips	0.6	0.2	0.1
GPB/USD max, pips	1.1	0.6	0.5

RAW/ECN Account Commission And Spread

The spread on ECN/RAW accounts is market-based and fluctuates, with average values given during active hours. It may vary during volatility spikes. A commission per lot is also charged.

CFI Financial Group RAW/ECN spreads
	CFI Financial Group	ZForex	OANDA
Commission ($ per lot) The commission is the fee charged by the broker for trading one standard forex lot (100,000 units of the base currency).	3	7	3.5
EUR/USD avg spread	0.1	0.1	0.15
GBP/USD avg spread	0.1	0.15	0.2

Non-Trading Fees

We conducted a detailed analysis of the non-trading fees associated with CFI Financial Group. This review offers a comprehensive overview of the additional costs that may impact traders beyond regular trading activities.

CFI Financial Group Non-Trading Fees
	CFI Financial Group	OANDA
Deposit fee, % The indicated amount does not include possible fees from payment systems and banks.	0	0
Withdrawal fee, % The indicated amount does not include possible fees from payment systems and banks.	0	0
Withdrawal fee, USD The indicated amount does not include possible fees from payment systems and banks.	0	0-15
Inactivity fee ($, per month)	100	0

Is CFI Financial Group Safe?

Score:

10 /10

CFI Financial Group has a safety score of 10/10, which corresponds to a High security level. The safest brokers are those with Tier-1 regulation, a long history (over 10 years in the market), and participation in investor compensation schemes.

Tier-1 regulated
Negative balance protection
Regulated in the UK
Track record over 28 years

Strict requirements and extensive documentation to open an account

CFI Financial Group Regulators and Investor Protection
Abbreviation	Full Name	Country of regulation	Investor Protection Fund	Regulation Level
FCA UK	Full Name Financial Conduct Authority	Country of regulation United Kingdom	Investor Protection Fund Up to £85,000	Regulation Level Tier-1
VFSC	Full Name Vanuatu Financial Services Commission	Country of regulation Vanuatu	Investor Protection Fund No specific fund	Regulation Level Tier-3
CySec	Full Name Cyprus Securities and Exchange Commission	Country of regulation Cyprus	Investor Protection Fund Up to €20,000	Regulation Level Tier-1
DFSA	Full Name Dubai Financial Services Authority	Country of regulation Dubai	Investor Protection Fund No specific fund	Regulation Level Tier-2
FSCA SA	Full Name Financial Sector Conduct Authority of South Africa	Country of regulation South Africa	Investor Protection Fund No specific fund	Regulation Level Tier-2
FSC (Mauritius)	Full Name Financial Services Commission of Mauritius	Country of regulation Mauritius	Investor Protection Fund No specific fund	Regulation Level Tier-3
FSA (Seychelles)	Full Name Financial Services Authority of Seychelles	Country of regulation Seychelles	Investor Protection Fund No specific fund	Regulation Level Tier-3
Abbreviation CMA (Kenya)	Full Name The Capital Markets Authority	Country of regulation Kenya	Investor Protection Fund KES 50,000	Regulation Level Tier-2
Abbreviation JSC (Jordan)	Full Name Jordan Securities Commission	Country of regulation Jordan	Investor Protection Fund JOD 10,000	Regulation Level Tier-2
Abbreviation CBAR (Azerbaijan)	Full Name Central Bank of the Republic of Azerbaijan	Country of regulation Azerbaijan	Investor Protection Fund AZN 30,000	Regulation Level Tier-2
Abbreviation CMA (UAE)	Full Name Capital Market Authority	Country of regulation United Arab Emirates	Investor Protection Fund No specific fund	Regulation Level Tier-2
Abbreviation BDL (Lebanon)	Full Name Banque du Liban	Country of regulation Lebanon	Investor Protection Fund No specific fund	Regulation Level Tier-3
Abbreviation CBB (Bahrain)	Full Name Central Bank of Bahrain	Country of regulation Bahrain	Investor Protection Fund No specific fund	Regulation Level Tier-2
Abbreviation PCMA (Palestine)	Full Name Palestine Capital Market Authority	Country of regulation Palestine	Investor Protection Fund No specific fund	Regulation Level Tier-3
Abbreviation FRA (Egypt)	Full Name Financial Regulatory Authority	Country of regulation Egypt	Investor Protection Fund ~20,000–30,000 EGP (~$400–600)	Regulation Level Tier-2

CFI Financial Group Security Factors
Foundation date	1998
Negative balance protection	Yes
Verification (KYC)	Yes

Account Types

Score:

6 /10

CFI Financial Group offers the following account options: Demo, Standard, ECN/Raw spread, Swap Free.

However, it does not provide a Cent account, which can be a disadvantage for beginners looking to practice with minimal risk.

Demo account
Low minimum deposit
Swap Free (Islamic) account

No Cent account
Micro lots are not available

CFI Financial Group account types vs top competitors
	CFI Financial Group	ZForex	Plus500
Standard	Yes	Yes	Yes
ECN/Raw spread	Yes	Yes	No
Demo	Yes	Yes	Yes
Cent	No	No	No
Micro	No	No	No
Swap Free	Yes	Yes	Yes
VIP	No	No	No
Managed	No	No	No

CFI Financial Group accounts trading conditions

To efficiently trade CFDs with CFI Financial Group, register on its website and choose the appropriate account type. In addition to the main account, clients can open up to three accounts.

Account types:

Account Type	Description
Zero Commission	This is an STP account type designed for traders with any experience. Traders pay spreads, but do not incur commissions per lot.
Dynamic Trader	This is an ECN account type for experienced traders. Spreads here start from 0 pips with commissions per lot depending on trading volume.
Islamic (Swap Free)	It is designed for Muslim traders who can transfer their positions overnight without paying swaps. Since Dynamic Trader and Zero Commission accounts can become swap free, trading conditions on the Islamic account align with the base account type.
Stock Trading	This account type is designed to trade real stocks. Fees are $0.005 per share, with a minimum of $1 per trade.

Traders can access a 30-day demo account for risk-free practice, which can be renewed upon expiration.

CFI Financial Group offers all features necessary for comfortable trading. They include TradingView charts, instant order execution, and access to a wide range of assets, traded with leverage.

Deposit and Withdrawal

Score:

5.8 /10

CFI Financial Group received a Medium score for the efficiency and convenience of its deposit and withdrawal processes.

CFI Financial Group provides a reasonable range of deposit and withdrawal options with moderate fees, in line with industry standards.

Bank wire transfers available
Bank card deposits and withdrawals
No deposit fee
Low minimum withdrawal requirement

Limited deposit and withdrawal flexibility, leading to higher costs
USDT payments not accepted
BTC payments not accepted

What are CFI Financial Group deposit and withdrawal options?

CFI Financial Group provides a basic range of deposit and withdrawal options, covering essential methods in line with industry standards. This set of options is sufficient for most traders, with available methods Bank Card, Bank Wire, Skrill.

CFI Financial Group Deposit and Withdrawal Methods vs Competitors
	CFI Financial Group	ZForex	Plus500
Bank Wire	Yes	No	Yes
Bank card	Yes	Yes	Yes
PayPal	No	No	Yes
Wise	No	No	No
BTC	No	Yes	No

What are CFI Financial Group base account currencies?

A wide range of base account currencies minimizes the need for currency conversion, potentially reducing transaction costs. CFI Financial Group supports the following base account currencies: USD, EUR, GBP, AED.

What are CFI Financial Group's minimum deposit and withdrawal amounts?

The minimum deposit on CFI Financial Group is $0, while the minimum withdrawal amount is $0. These minimums may vary depending on the chosen account type and payment method. For specific details, please contact CFI Financial Group’s support team.

Markets and Tradable Assets

Score:

8.3 /10

CFI Financial Group offers a wider selection of trading assets than the market average, with over 15000 tradable assets available, including 72 currency pairs.

15000 assets for trading
Crypto trading
ETFs investing

Futures not available
Copy trading not available

Supported markets vs top competitors

We have compared the range of assets and markets supported by CFI Financial Group with its competitors, making it easier for you to find the perfect fit.

	CFI Financial Group	ZForex	Plus500
Currency pairs	72	50	60
Total tradable assets The total tradable assets listed include all available instruments, including CFDs. Due to regional restrictions, certain CFDs may not be offered in some countries. For example, cryptocurrency CFDs are banned in the UK, and the U.S. has restrictions on CFDs.	15000	80	2800
Stocks	Yes	Yes	Yes
Commodity futures	Yes	Yes	Yes
Crypto Cryptocurrency CFDs are restricted or prohibited in certain regions due to regulatory limitations. These include the United Kingdom, China, Egypt, the United States and Canada.	Yes	Yes	Yes
Stock indices	Yes	No	Yes
Options	No	No	Yes

Investment options

We also explored the trading assets and products CFI Financial Group offers for beginner traders and investors who prefer not to engage in active trading.

	CFI Financial Group	ZForex	Plus500
Bonds	No	No	No
ETFs	Yes	No	Yes
Copy trading	No	Yes	No
PAMM investing	No	No	No
Managed accounts	No	No	No

Trading Account Opening

Score:

8 /10

We successfully registered an account with CFI Financial Group in 25 minutes. The KYC verification was completed within 2 business days. The minimum deposit amount at CFI Financial Group is $0.

This is one of the most accessible and hassle-free onboarding procedures on the market.

Fully online account opening process
Low minimum deposit requirement

Registration process may take longer than expected
Account approval may require extra time depending on the documentation.

CFI Financial Group account opening
	CFI Financial Group	ZForex	Plus500
Online Registration	Yes	Yes	Yes
Minimum deposit	$0	$10	$100
Mandatory KYC	Yes	Yes	Yes
Registration time (min)	25	8	5
KYC time (days)	2	1	3

Is CFI Financial Group available in my country?

If you are a citizen of United States, the broker accepts clients from your country.

Please note that availability may vary due to regulatory requirements, so we recommend confirming directly with the broker for the most accurate and up-to-date information.

Account opening details

In this section, we’ll guide you through how to register and access your trading account with CFI:

⦁ Go to the CFI website and click “Get Started” or “Start Trading” button on the main page.
⦁ Provide your personal data as stated in your ID documents and create a strong password.
⦁ Features of the user account that allow traders to:

⦁ Open a trading account.
⦁ Pass ID and residence verification.

Once verified, clients can access their account and can deposit funds and download the trading platforms.

Customer Support

Score:

4.3 /10

The broker’s customer support shows noticeable weaknesses in responsiveness or communication quality. Delays in replies are common, and resolution may require repeated contact.

In TU testing, response speed was below expectations, and assistance was limited in depth. Traders who rely heavily on support may experience inconvenience.

Information

CFI’s technical support is available 24/7 via all main communication channels.

24/7 live chat
Phone support is available

Responses in the live chat are often incomplete and require clarification
Email communication is slow

Available communication channels are:

WhatsApp;
Live chat on the broker’s website;
Email;
Phones provided in the Contact Us section;
Feedback form.

CFI Financial Group has its profiles on Facebook, Twitter (X), Instagram, and LinkedIn, where traders can also contact support managers.

Contacts
Foundation date	1998
Registration address	Burj Daman, Offices Tower, DIFC, Level 10, C1001, Dubai, United Arab Emirates
Regulation	CySEC, FCA, CMA, JSC (Jordan), BDL (Lebanon), CBB (Bahrain), FSCA, CBRA (Azerbaijan), PCMA (Palestine), FSA (Seychelles), VFSC, FSCM, CFS (Colombia), FRA (Egypt) Licence number: 179/12, FRN 828955, 20200000154, 49631, 40, 183193-1, 53711, ISNL/L-7/2016, PCMA/CFI/562776930, SD107, 700479, C161178, 531, 101
Official site	https://cfi.trade/en/
Contacts	global@cfi.trade +230 460 82 66

Best CFI Financial Group Alternatives

zForex

8 /10

Regulation Not regulated

EUR/USD 0.1 pips

Plus500

7.6 /10

Regulation Tier-1

EUR/USD 0.5 pips

OANDA

6.9 /10

Regulation Tier-1

EUR/USD 0.1 pips

Trading.com USA

6.2 /10

Regulation Tier-1

EUR/USD 0.9 pips

FOREX.com

6.9 /10

Regulation Tier-1

EUR/USD 0.7 pips

FAQs

How is CFI Financial Group regulated and what investor protection measures are mentioned in the review?

CFI Financial Group is regulated by multiple authorities, including Tier-1 regulators such as the FCA in the United Kingdom and CySEC in Cyprus, as well as several Tier-2 and Tier-3 regulators in regions like Dubai, South Africa, Mauritius, Seychelles, Kenya, Jordan, Azerbaijan, the UAE, Lebanon, Bahrain, Palestine, and Egypt. The review notes a safety score of 10/10, highlights negative balance protection, KYC verification, and mentions investor compensation schemes where applicable, such as up to £85,000 under the FCA and up to €20,000 under CySEC.

What types of trading accounts and key features are described for CFI Financial Group?

The review states that CFI Financial Group offers Demo, Standard, ECN/Raw spread (Dynamic Trader), Swap Free (Islamic), and a Stock Trading account, but does not provide Cent or Micro accounts. It highlights a Zero Commission STP account with no per-lot commission, an ECN Dynamic Trader account with spreads from 0 pips plus volume-based commissions, Islamic options aligned with base account conditions, the ability to open up to three accounts, and a renewable 30-day demo account.

What do user reviews and feedback indicate about overall satisfaction with CFI Financial Group?

The user satisfaction score for CFI Financial Group is 6.5/10, based on four reviews, with 25% of ratings at 4 stars and 75% at 3 stars, and no 1- or 2-star ratings reported. According to user reviews, overall impressions are mixed rather than strongly positive or negative, and the section does not provide detailed comments on specific strengths or weaknesses.

What deposit and withdrawal conditions are highlighted in reviews of CFI Financial Group’s funding process?

The review notes that CFI Financial Group has a medium score of 5.75/10 for its deposit and withdrawal processes, offering bank cards, bank wire, and Skrill, with no withdrawal fees and a minimum deposit and withdrawal amount of $0. It also mentions that only major base currencies (USD, EUR, GBP, AED) are supported, and that BTC and Wise are not available, while exact fees beyond these points are not further detailed.

What markets and tradable assets are available according to reviews of CFI Financial Group’s product range?

The review states that CFI Financial Group provides access to over 15,000 tradable assets, including 72 currency pairs, stocks, commodity futures, cryptocurrencies, stock indices, and ETFs, while options, bonds, copy trading, PAMM, and managed accounts are not available. It also notes that futures and bonds as separate investment options are not supported, even though commodity futures trading is listed among available instruments.