Best Apps To Make Money Online In 2025

Money-making apps have transformed how people earn income. Whether you’re looking to supplement your earnings or explore innovative ways to invest, these apps offer flexible solutions for users of all skill levels. Let’s dive into a detailed guide on the best apps to make money, tailored for both beginners and advanced traders.

Best working apps to make money in 2025

Swagbucks

swagbucks.com

• Category: Survey and cashback app.

• How it works:
  Swagbucks allows users to earn points (called SBs) by completing surveys, watching videos, shopping online, and searching the web. Points can be redeemed for gift cards or PayPal cash.

• Earning potential:

  • Surveys. $0.25–$2 per survey.

  • Cashback. Up to 10% on partnered stores.

Surveys on Swagbucks

• Notable features:

  • Daily bonuses for consistent activity.

  • Multiple ways to earn points.

  • Wide range of gift card options.

• Why it’s great:
  Swagbucks is perfect for beginners due to its simplicity and low payout threshold ($5). It’s one of the most reliable and well-established money-making apps.

Bybit

Bybit Review

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Your capital is at risk.

Category: Cryptocurrency trading app

How it works:
Bybit is a platform designed for trading cryptocurrencies, offering futures and perpetual contracts with leverage up to 100x. It is tailored for traders looking to capitalize on price movements in crypto markets. Bybit supports advanced order types and high-speed trading execution, ensuring smooth performance even in volatile conditions.

Earning potential:
Variable, depending on market conditions and trading strategies, with opportunities to profit from both rising and falling markets.

Bybit

Notable features:

• High liquidity and fast trade execution.

• Advanced tools for technical analysis and risk management.

• Leverage trading for maximizing potential returns.

• A user-friendly app and desktop platform with real-time market data.

• Regular promotional campaigns, bonuses, and competitions for traders.

Uber

uber.com

• Category: Gig economy app

• How it works:
  As a ride-sharing app, Uber connects drivers with passengers. Users can also earn through Uber Eats by delivering food orders.

• Earning potential:

  • Driving: $15–$30 per hour (varies by city and demand).

  • Food Delivery: $10–$20 per hour plus tips.

• Notable features:

  • Flexible working hours.

  • Instant pay option available.

  • Incentives like surge pricing for high-demand times.

• Why it’s great:
  Uber offers flexibility, making it ideal for individuals looking to maximize income during their free time.

Roboforex

RoboForex Review

Open an account

Your capital is at risk.

Category: Forex and CFD trading app

How it works:
RoboForex is a platform that provides access to trading Forex, stocks, commodities, and cryptocurrencies through CFDs. It offers multiple account types tailored for traders of different skill levels, from beginners to professionals. Users can trade using various platforms, including MetaTrader 4, MetaTrader 5, and cTrader.

Earning potential:
Highly variable, depending on market conditions, trading strategies, and risk management practices.

Roboforex

Notable features:

• Low spreads and leverage up to 1:2000.

• Free VPS hosting for uninterrupted trading.

• A wide selection of trading instruments across multiple markets.

• Copy trading via the CopyFX platform, enabling beginners to follow expert traders.

• Access to educational resources and analytics for better trading decisions.

TaskRabbit

taskrabbit.com

• Category: Gig economy app for local tasks.

• How it works:
  TaskRabbit connects users with local tasks like furniture assembly, house cleaning, moving help, and handyman jobs.

• Earning potential:

  • $15–$60 per hour depending on task complexity and location.

• Notable features:

  • Users set their rates and availability.

  • Wide variety of task categories.

  • Secure payment system.

Getting started on TaskRabbit

• Why it’s great:
  TaskRabbit is excellent for individuals with specialized skills or those looking to earn through physical tasks.

Robinhood

Robinhood Review

robinhood.com

• Category: Investment and trading app

• How it works:
  Robinhood allows users to invest in stocks, ETFs, options, and cryptocurrencies with no commission fees. It’s beginner-friendly with an intuitive interface.

• Earning potential:

  • Variable based on market performance and investments.

• Notable features:

  • No trading fees or account minimums.

  • Real-time market data and analysis tools.

  • Cryptocurrency trading is supported.

Data analysis tools provided by Robinhood

• Why it’s great:
  Robinhood is perfect for advanced traders or beginners who want to start investing without high initial costs.

Mistplay

mistplay.com

• Category: Gaming rewards app

• How it works:
  Mistplay rewards users for playing mobile games. The app tracks playtime and awards points based on performance, which can be redeemed for gift cards.

• Earning potential:

  • Average: $0.50–$2 per hour of gameplay.

• Notable features:

  • Wide variety of game genres.

  • Referral bonuses available.

  • Regular promotions for increased rewards.

How you can earn rewards on Mistplay

• Why it’s great:
  Mistplay is ideal for gamers who want to turn their hobby into a source of passive income.

What are the apps you can make money on?

Money-making apps are platforms that help you make money by letting you earn cash, rewards, or even crypto. Whether it’s completing surveys, trading stocks, or trying out new tasks, these apps have become more popular due to their ease of use and the potential to bring in extra income. From simple side gigs to more complex investing, there’s something for everyone, no matter your interests or skill level.

Step-by-step guide to using money-making apps

1. Research and choose the right app. Look for apps with high ratings, positive reviews, and secure payment options. Examples include Swagbucks for surveys, Uber for gigs, and Mistplay for gaming-based rewards.

2. Create a secure account. Use strong passwords and enable two-factor authentication to protect your earnings.

3. Complete tasks or trade. Engage in activities like surveys, content creation, or gaming depending on the app’s purpose.

4. Monitor earnings. Use app dashboards to track your progress and identify high-reward opportunities.

5. Withdraw earnings safely. Leverage secure payment methods like PayPal or direct bank withdrawal.

Tips to maximize earnings

• Focus on apps that offer recurring rewards. Instead of switching between apps for quick, one-time payouts, stick with apps that give you steady, ongoing rewards. Many apps offer monthly bonuses or cashback for regular usage, helping you build a passive income over time. Consistent use of these apps lets you make the most of your rewards as they grow.

• Combine different apps for diversified income streams. Don’t rely on just one app — mix things up. Use one for surveys, another for cashback shopping, and a third for small investments. This way, even if one app doesn’t perform well for a while, you still have other sources of income coming in.

• Take advantage of referral programs. Many apps reward you for referring people, and it’s a smart way to boost your earnings with little extra effort. Don’t just share your referral link — tell your friends and family exactly how the app works and why they should try it. This increases the chances they’ll sign up and start earning too.

• Optimize app usage during peak hours. Timing can make a big difference. Some apps offer better rewards during specific hours of the day. Track when your apps offer the most profitable opportunities and try to use them during these peak times for the best returns.

Key considerations for beginners

• Start with simpler apps. Use apps that require minimal effort.

• Quick payouts. Choose platforms with low withdrawal thresholds, ensuring you see results quickly.

• Beware of upfront costs. Avoid apps that demand registration fees or purchases.

• Establish a routine. Set aside dedicated time to earn consistently.

Key considerations for advanced traders

• Explore investment apps. Certain trading platforms provide advanced features and analytics for a more sophisticated trading experience. Prioritize high ROI. Focus on apps offering substantial returns, such as investment and gig economy apps.

• Utilize tax-tracking tools. Use apps that simplify tax management for online earnings

• Diversify your portfolio. Use multiple apps to hedge risks and enhance earning potential.

Risks and warnings

• Beware of apps with hidden fees or unclear payout structures. Many apps claim big rewards but hide costs that cut into your earnings. Watch out for extra charges when withdrawing money or high payout limits that make it tough to cash out. Make sure the app is upfront about how and when you’ll get paid.

• Don’t put all your money into one platform. Spread out across several platforms to reduce the risk of losing everything if one app crashes or changes its terms. Even popular apps can have glitches, and some might stop operating or change their rules, leaving you with nothing.

• Look out for fake apps. Some platforms say you'll make massive earnings but are really designed to steal your personal info or money. Always read reviews from real users and be cautious if something sounds too good to be true. Be especially wary of apps that rely on recruiting others rather than offering actual value.

• Know how your earnings are taxed. Many beginners miss the fact that money-making apps can have tax implications. Depending on what you earn, especially if you’re paid in crypto, you might need to report income. Make sure you check with a tax professional so you don’t run into trouble later.

Pros and cons

How much can I earn with money-making apps?

Earnings depend on the app and your commitment. Here are some benchmarks:

• Survey apps. $1 to $5 per hour (e.g., Swagbucks).

• Gig economy apps. $10 to $30 per hour (e.g., Uber, TaskRabbit).

• Investment and trading apps. Variable returns based on market performance.

Real-life example: Users have reported earning $200 in a month by combining Swagbucks, Uber, and Mistplay during spare hours.

Look for ones that let you earn by using your skills and time in creative ways

Anastasiia Chabaniuk Author, Financial Expert at Traders Union

When choosing the best apps to make money, look for ones that let you earn by using your skills and time in creative ways. Apps where you can teach a language, offer career advice, or even provide music lessons allow you to share your expertise while earning. These platforms connect you with people who value what you offer, which can lead to a more stable, long-term income. By putting your skills to work, you not only make money but also build your reputation, setting the stage for future growth.

Another smart strategy is using apps that help you invest small amounts of money or time in different places at once. For example, apps that automate your savings or let you micro-invest in stocks or crypto are great for passive income. By making small, consistent contributions, you can watch your wealth grow without much effort. Over time, these little investments add up, giving you a steady stream of passive income while you focus on other things.

Conclusion

Money-making apps provide a flexible and accessible way to earn income. By understanding how these apps work, choosing reliable platforms, and staying consistent, you can maximize your earnings. Whether you’re a beginner looking for extra cash or an advanced trader seeking investment opportunities, there’s an app tailored to your needs. Start exploring today and turn your smartphone into a powerful earning tool!

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Team that worked on the article

Rinat Gismatullin

Author and business expert

Rinat Gismatullin is an entrepreneur and a business expert with 9 years of experience in trading. He focuses on long-term investing, but also uses intraday trading. He is a private consultant on investing in digital assets and personal finance. Rinat holds two degrees in Economy and Linguistics.

Learn about our editorial policies

Chinmay Soni

Developmental English Editor

Chinmay Soni is a financial analyst with more than 5 years of experience in working with stocks, Forex, derivatives, and other assets. As a founder of a boutique research firm and an active researcher, he covers various industries and fields, providing insights backed by statistical data. He is also an educator in the field of finance and technology.

As an author for Traders Union, he contributes his deep analytical insights on various topics, taking into account various aspects.

Mirjan Hipolito

Cryptocurrency and stock expert

Mirjan Hipolito is a journalist and news editor at Traders Union. She is an expert crypto writer with five years of experience in the financial markets. Her specialties are daily market news, price predictions, and Initial Coin Offerings (ICO).

Glossary for novice traders

Trade Execution

Trade execution is knowing how to place and close trades at the right price. This is the key to turning your trading plans into real action and has a direct impact on your profits.

Crypto trading

Crypto trading involves the buying and selling of cryptocurrencies, such as Bitcoin, Ethereum, or other digital assets, with the aim of making a profit from price fluctuations.

Copy trading

Copy trading is an investing tactic where traders replicate the trading strategies of more experienced traders, automatically mirroring their trades in their own accounts to potentially achieve similar results.

CFD

CFD is a contract between an investor/trader and seller that demonstrates that the trader will need to pay the price difference between the current value of the asset and its value at the time of contract to the seller.

FOMO

FOMO in trading refers to the fear that traders or investors experience when they worry about missing out on a potentially profitable trading opportunity in the financial markets.