Best OTC Stock Broker For Fractional Shares for 2026

Best OTC Stock Broker for fractional shares: Investment Programs

Earning passive income is just as important for traders as earning profit by actively trading. Therefore, it is important to consider investment instruments offered by the company. There are different investment programs and their choice strongly depends on a specific broker. TU analysts have prepared a review of investment programs of the 5 best brokers.

1

Interactive Brokers - Investment Programs

Investment Programs, Available Markets and Products of the Broker

Interactive Brokers is an automated electronic global broker. Investments are possible by investing in stocks, bonds, and ETFs, earning dividends from them, or subsequent sales at a higher price. Interactive Brokers provides individual and institutional investors with access to investment products across 160 exchanges from a single unified platform, including stocks, options, currencies, bonds, funds and more. Investors can fund and trade accounts in up to 28 currencies and use powerful trading platforms and tools. In addition, there are many services and features that cater to investors of all abilities worldwide. Examples include:

Overnight Trading Hours: This service currently lists over 10,000 US stocks and ETFs plus US Equity Index Options. Clients can now also trade US Treasuries, global corporate bonds, UK gilts, and European government bonds for 22 hours per day.

MultiSort Screener: Clients can easily find stocks that best match their strategies across a universe of over 70,000 stocks worldwide.MultiSort enables users to sort data using multiple factors simultaneously. This is essential for traders and investors who need to evaluate diverse information, such as fundamental data, past performance, and technical indicators. MultiSort makes it easy to input multiple preferences and quickly returns the most relevant results.

Option Lattice: Option Lattice is a graphical options chain display highlighting potential outliers in key metrics, such as Implied Volatility, Open Interest, Volume, or Last Price. Users can easily switch between categories for a comprehensive view and look back at the historical performance of the underlying for a more informed analysis.

Fractional Shares Trading: With fractional shares investors can divide investments among more stocks to achieve a more diversified portfolio, and put small cash balances to work quickly to maximize potential returns.

Interest on Instantly Available Cash: Clients can earn up to 3.83% on uninvested cash balances above USD 10,000.

Fundamentals Explorer: Free fundamentals data for over 30,000 companies worldwide.

Options Wizard: Helps investors learn about and start trading options.

PortfolioAnalyst: This free tool for clients and non-clients allows investors to consolidate, track, and analyzetheir portfolios. Recently added features include Retirement Planner to help investors better understand their retirement outlook and a Budgeting Tool which tracks and categorizes spending to help a client budget more effectively.

AI-powered News Summaries: Eligible clients can access concise summaries of news articles, streamlining insights from leading providers and making it easier for investors to stay informed; currently only available for eligible clients of the Interactive Brokers affiliates in Canada, the UK, Ireland, Hong Kong, Singapore, Australia, and Japan

Recurring Investments:Setup and execute a predetermined investment strategy by automatically investing funds on a recurring schedule.

Interactive Brokers affiliate program

Commercial referral program. The partner's challenge is to attract new customers using a unique link, and the partner shall get a fixed amount of $200 for each client attracted.

Referral program with extras. The partner's challenge is the same as in the commercial referral program. The only difference is that now the referrer (partner) gets a percentage of the trading commission that the client invited pays to the broker. Payments are made for 3 years.

There is no need to be a client of Interactive Brokers or be an active trader to participate in the affiliate programs. It is enough to meet the broker's requirements for partners.

2

Fidelity - Investment Programs

Investment Options

Clients can access mutual funds, ETFs, stocks, fixed-income securities (short- and long-term), and fractional shares. Fidelity also provides a calculator for estimating potential returns on fixed-income investments, which can be used for retirement planning.

Annuities as secure investments with guaranteed fixed or variable income

Fidelity provides several types of annuities, including fixed, variable, immediate, and deferred options. These products are designed for retirement savings with tax deferral until withdrawal. Minimum deposits vary by product. The variable Fidelity Personal Retirement Annuity starts at $10,000, many deferred fixed annuities begin at $5,000, and some immediate annuities start at $10,000. Terms depend on the product: fixed options usually range from 3 to 10 years, while variable or lifetime contracts have no fixed duration.

Features of annuities:

• Option to select payout start date.

• Some programs allow partial annual withdrawals without penalty (usually up to 10%).

• Deferred payouts can be reinvested.

• Fixed annuities guarantee income. Variable annuities depend on market dynamics.

This type of investment helps diversify risk, although capital return guarantees depend on the annuity type and the insurer’s financial stability. Investors can choose product terms and payout strategies after planning, and Fidelity specialists are available for consultation.

Fidelity partnership program

Fidelity offers the Refer Friends & Family program, which allows clients to invite others to open an account using a personal link or email invitation. The program does not provide monetary rewards for referrers or invitees. It serves as a marketing initiative to attract new clients rather than an earning opportunity.

3

M1 Finance - Investment Programs

Investment Programs, Available Markets, and Products of the Platform

M1 Finance works to provide investing conditions specifically for self-investing and does not offer its clients automatic investment programs.

M1 Finance’s affiliate program

• Refer a friend. Participation in the affiliate program allows affiliates to receive $75 for personal investment account. To do this, an M1 Finance client needs to open a personal investment account, replenish a trading account with the minimum amount following the type of account, and then receive a referral link and share it with friends. For each referred friend who opened an account with the company and replenished it to the required minimum, a bonus will be credited to the partner's account, and the invited client will also receive a financial bonus.

The new user must open an account and make a deposit of at least $100 within 14 days of opening the account so that both of you can receive the bonus. The affiliate program does not limit the number of users you can invite.

4

Stash - Investment Programs

Investment Programs, Available Markets, and Products of the Broker

Stash offers convenient investment options not only for active investors. The broker is ready to cooperate with both novice investors and traders who are not ready to spend time studying the market. An automated portfolio will allow the client to invest without much effort.

Smart Portfolio program

To get income using Stash, there is no need to independently understand stocks and exchange-traded instruments, or collect a portfolio and monitor its profitability. Stash offers a Smart Portfolio service that makes investing even easier and requires almost no effort on the part of the investor.

The benefits of Smart Portfolio are:

• Professionals can create ready-made portfolios with different levels of risk, potential profitability, and time constraints.

• The client's task is to deposit funds for investment in the Smart Portfolio.

• The ready-made portfolio is also managed by a team of professionals, so the client doesn’t need to monitor the market situation and rebalance the portfolio.

• Smart Portfolio is a managed portfolio. You don’t need knowledge about investing; it is enough to define your investment goals and level of risks.

• Using a ready-made portfolio doesn’t guarantee that you will make a profit.

Stash's affiliate program:

At the moment, Stash doesn’t have a referral program or an opportunity to get extra income for attracting new customers to the company.

5

Angel One - Investment Programs

Investment Programs, Available Markets, and Products of the Broker

The broker offers investment programs for beginners and traders who do not want to spend time studying the market for profit.

Portfolio management services

Angel One invites investors to use the services of professional managers who will help build a portfolio and achieve the investor's financial goals.

• The portfolio is managed by qualified professionals.

• The services include portfolio diversification.

• Managers manage not only assets but also risks.

• If necessary, the investor can switch from one trading strategy to another.

• The user receives reports on monthly portfolio profitability, quarterly report and CA certified report.

ARQ Prime

• The result of independent trading is often influenced by the human factor, while the ARQ system is devoid of emotions. It is an algorithm that scans market offers and suggests the most promising investment options.

• The program is updated in real-time, which allows you to stay up to date with the current market situation.

• The algorithm establishes the most profitable entry and exit points.

• The system minimizes possible losses in the early stages.

• The service can be used from a mobile device.

• The program is based on proven investment rules.

Angel Broking’s affiliate program

• Authorized person. The program is designed for experienced market participants who have extensive experience in asset management and have a 10+2 or HSC qualification. The partner's task is to make deals instead of a trader. For the provision of services, the partner receives a financial reward, which is a fee from each transaction. The amount of remuneration depends on the trader's qualifications, the number of accounts to be managed, and other factors.

• Smart Money. Traders with any trading experience can participate in the program since the main task of a partner is to attract new clients to the company. Each partner receives an individual referral link, and for each invited referral, the partner receives bonuses such as discount coupons for various product groups.

• The amount of bonuses in both affiliate programs depends on the trader himself: how many accounts he is ready to manage, how actively he shares a link to the broker on social networks and other platforms.