Crypto.com vs Coinbase: Fees, Coins, Safety Comparison
Crypto.com and Coinbase are two of the most popular cryptocurrency exchanges in the world. Each of them let users buy, sell, and trade a variety of cryptocurrencies while offering a native coin that operates on independent blockchains. Both exchanges are safe, secure, and reliable enough to facilitate high volumes of international trading.
To help you determine which exchange is more suitable for your trading needs, TU experts compared the exchanges by 11 key criteria. They have also included an overall rating based on the analyzed parameters.
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Crypto.com vs. Coinbase: Overall Score
After considering all relevant factors that contribute to the overall value of each exchange, we’ve given Crypto.com and Coinbase a rating of 4.2 and 4.5 respectively. Yet, just because Coinbase inched just above Crypto.com, that does not necessarily mean it is the best exchange for you. Read the breakdown of our analysis to determine which exchange is more suitable for your trading style and financial circumstances.
Learn How Does Coinbase Work| Feature | Crypto.com | Coinbase |
|---|---|---|
Overall |
4.2 |
4.5 |
Regulation |
3.5 |
4.8 |
Fees |
4.2 |
3.9 |
Trading Assets |
4.7 |
4.4 |
Investment Instruments |
3.7 |
3.7 |
Platforms and Charting Tools |
4.4 |
3.8 |
Margin Rates |
4.5 |
4.5 |
Deposit and Withdrawal |
3.0 |
3.8 |
Research |
4.4 |
4.1 |
Education |
3.8 |
4.8 |
Support |
4.0 |
4.8 |
Promo |
3.5 |
3.8 |
Crypto.com vs. Coinbase: Pros and Cons
Both exchanges share many of the same benefits to users. They both come with 2-factor authentication for security and low minimum deposits. Also, they both include passive income opportunities with staking. Staking involves locking up holdings in a blockchain to help verify transactions in exchange for rewards.
Also, both exchanges offer unique benefits. For instance, in addition to being cheaper, Crypto.com offers a leverage ratio of 1:10, derivatives and non-fungible tokens (NFTs). Yet, Coinbase offers free crypto promos and is better regulated.
Kraken vs. Coinbase: Which Exchange is Better?Crypto.com and Coinbase Pros and Cons
| Crypto.com | Coinbase | |
|---|---|---|
Overall Pros |
2 FA Authentication |
2 FA Authentication |
Low Minimum Deposit |
Low Minimum Deposit |
|
Passive Income With Staking |
Passive Income With Staking |
|
Wide choice of markets |
Free crypto promo |
|
Max Leverage – 1:10 |
US-based, US-regulated |
|
Derivatives, NFTs are Available |
||
Low Fees |
||
Overall Cons |
Uncertain regulation in the US |
Max Leverage – 1:1 |
High Trading and Non-Trading Fees |
||
Derivatives, NFTs are Not Available |
Safety and Regulation
It’s important to note that neither Crypto.com and Coinbase are regulated by the US Securities and Exchange Commission, the Financial Industry Regulatory Authority, or the Securities Investor Protection Commission.
However, Crypto.com is regulated by an Electronic Money Institutions (EMI) licensed by the Malta Financial Services Authority (MFSA). Regulated by 45 states in the US, Coinbase is the more safe and secure option.
| Regulated By: | Crypto.com | Coinbase |
|---|---|---|
SEC |
No |
No |
FINRA |
No |
No |
SIPC Protection |
No |
No |
Other Regulators |
Electronic Money Institution (EMI) License from the Malta Financial Services Authority (MFSA) |
Trading Conditions
There are some trading terms and conditions that differ between Crypto.com and Coinbase. Minimum Deposits to open a Crypto.com account is $1, and it is $25 for Coinbase. Users can trade in 200 different coins on Crypto.com and 170 with Coinbase. Users can leverage at ratios of 1:10 and 1:1 on Crypto and Coinbase respectively.
| Trading Conditions | Crypto.com | Coinbase |
|---|---|---|
Minimum Deposit |
$1 |
$25 |
Trading Platforms |
Crypto.com |
Coinbase |
Leverage |
1:10 |
1:1 |
Supported coins |
200 |
170 |
Number of Trading Accounts |
1 |
1 |
Base Account Currencies |
AUD, CAD, EUR, GBP, USD, BRL + Crypto |
USD, GBP, EUR + Crypto |
Available Currencies and other Assets
Both Crypto.com and Coinbase offer near 200 different cryptocurrencies, including the most popular, Bitcoin and Ethereum. They also both support the use of Decentralized Finance (Defi) tokens. However, they differ with regards to other assets. Users can buy, sell, and trade Futures and NFTs on Crypto.com but not with Coinbase.
| Asset Name | Blockfi | Coinbase |
|---|---|---|
Yes |
Yes |
|
Yes |
Yes |
|
Yes |
Yes |
|
Yes |
Yes |
|
Yes |
Yes |
|
Yes |
No |
|
Yes |
Yes |
|
Yes |
Yes |
|
Yes |
Yes |
|
Yes |
Yes |
|
Yes |
Yes |
|
Yes |
Yes |
|
Terra (LUNA) |
Yes |
Yes |
Polygon (MATIC) |
Yes |
Yes |
No |
No |
|
Yes |
No |
|
Yes |
No |
|
No |
No |
|
De Fi Tokens |
Yes |
Yes |
Crypto.com fees vs Coinbase Fees
Crypto.com and Coinbase are companies, so they’re looking to make a profit like any other company. Crypto.com is slightly cheaper. Most of its fees are worked into its maker-taker pricing structure, and they are paid upon the completion of a transaction. These fees may be reduced when users increase their volume of trades. On Crypto.com, market makers pay between 0.04% and 0.4%; market takers pay between 0.1% and 0.4%. There are no debit or credit purchasing fees on Crypto.com.
Binance vs Coinbase – Which Exchange Is Better?With Coinbase makers pay between 0.04% and 0.5%; market takers pay between 0% to 0.5%. Coinbase also charges a 3.99% fee for using debit or credit to make a purchase.
Trading Fees
| Fee | Crypto.com | Coinbase |
|---|---|---|
Max Maker |
0.4% |
0.5% |
Max Taker |
0.4% |
0.5% |
Min Maker |
0.04% |
0.04% |
Min Taker |
0.1% |
0% |
Debit/Credit Card Purchase Fee |
0 for crypto.com card |
3.99% |
Non-Trading Fees
Non-trading fees refers to fees associated with creating accounts, depositing and withdrawing, and inactivity fees. On Crypto.com, there are no fees associated with opening an account, depositing, transferring money from a bank, using debit, or inactivity. Whether there are withdrawal fees on Crypto.com depends on the type of currency. With Coinbase, there are no fees associated with opening an account, depositing, or inactivity. However, users pay 1.49% to withdrawal money by transferring it to a bank and 3.99% by using a debit or credit.
| Crypto.com | Coinbase | |
|---|---|---|
Account Fee |
0% |
0% |
Deposit Fee |
0% |
0% |
Bank Transfer Withdrawal Fee |
0% |
1.49% |
Debit/Credit Card Withdrawal Fee |
Debit card - 0% |
3.99% |
Inactivity Fee |
0% |
0% |
Margin Rates
The margin rates for Crypto.com are variable based on margin level. Coinbase has only one margin level, and its fee is 2%.
| Feature | Crypto.com | Coinbase |
|---|---|---|
Max for BTC (changing) |
Based on Margin Level |
2% |
Min for BTC |
Based on Margin Level |
2% |
Number of Levels |
Based on Margin Level |
1 |
Passive Income Tools
Both Crypto.com and Coinbase offer staking for passive income. In cryptocurrency, staking refers to the process of holding assets on a blockchain to help validate other cryptocurrency transactions. Users are rewarded with crypto based on how much they stake.
| Investment Tools Name | Crypto.com | Coinbase |
|---|---|---|
Staking |
Yes |
Yes |
Mining Pool |
No |
No |
Managed Accounts |
No |
No |
Copy Trading |
No |
No |
Other |
No |
No |
Trading Platforms
The trading platforms provided by Crypto.com and Coinbase are both accessible on web applications and mobile applications, including Android and IOS. However, neither of them are accessible on desktop applications.
| Crypto.com | Coinbase | |
|---|---|---|
Web |
Yes |
Yes |
Desktop |
No |
No |
Mobile (Android, iOS) |
Yes |
Yes |
Trading Platforms Features
Both platforms feature a range of security options, including 2 factor authentication based on SMS, an App, or Voice Calls. Only Crypto.com offers 2-factor authentication based on biometric information.
| Crypto.com | Coinbase | |
|---|---|---|
SMS Based 2 FA |
Yes |
Yes |
App Based 2 FA |
Yes |
Yes |
Voice Call 2 FA |
Yes |
Yes |
Biometric 2FA |
Yes |
No |
Search Bar |
Yes |
Yes |
Filters |
Yes |
Yes |
Technical Analysis/Charting Tools
Conducting technical analysis and utilizing charting tools are essential for making informed predictions future market prices. Some tools crypto traders often use include the following:
Indicators – mathematical formulas that help traders predict how the market might go
Drawing tools – graphical tools used to identify and illustrate market trends
Trade history – Information about past trading activity
Level 2 Quotes – Information about the liquidity of an asset.
| Crypto.com | Coinbase | |
|---|---|---|
Indicators |
Yes |
Yes (Coinbase Pro) |
Drawing Tools |
Yes |
Yes (Coinbase Pro) |
Historical Trades |
Yes |
Yes |
Live 2 Quotes |
No |
Yes |
Mobile Trading
The mobile trading apps offered by these exchanges are compatible with Android and IOS devices. Only Crypto.com is compatible with the Apple Watch and has Face ID.
| Features | Crypto.com | Coinbase |
|---|---|---|
iOS Version |
Yes |
Yes |
Android Version |
Yes |
Yes |
Apple Watch App |
No |
No |
Touch ID |
Yes |
No |
Face ID |
Yes |
No |
Types of Orders
Both Crypto.com and Coinbase provides market orders, limit orders, stop loss orders, and stop limit orders. However, neither of them provide trailing stop orders.
| Crypto.com | Coinbase | |
|---|---|---|
Market |
Yes |
Yes |
Limit |
Yes |
Yes |
Stop Loss |
Yes |
Yes |
Stop Limit |
Yes |
Yes |
Trailing Stop |
No |
No |
Deposit and Withdrawal
Deposit Methods
Users can deposit money into Crypto.com or Coinbase accounts through several methods, including bank transfers, credit or debit card purchases, or from their electronic wallets.
| Deposit and Withdrawal Method | Crypto.com | Coinbase |
|---|---|---|
Bank Transfer |
Yes |
Yes |
Credit/Debit Card |
Crypto.com card |
Yes |
Electronic Wallets |
No |
Yes |
Crypto |
Yes |
Yes |
Withdrawal Methods
| Withdrawal Method | Crypto.com | Coinbase |
|---|---|---|
Bank Transfer |
Yes |
Yes |
Credit/Debit Card |
Yes |
Yes |
Electronic Wallets |
No |
Yes |
Crypto |
Yes |
Yes |
Research Tools
Crypto.com provides a news feed, fundamental data, and chart analytics, while Coinbase provides only a news feed and fundamental data.
| Research Type | Crypto.com | Coinbase |
|---|---|---|
News Feed |
Yes |
Yes |
Fundamental Data |
Yes |
Yes |
Chart Analysis |
Yes |
No |
Trading Ideas |
No |
No |
E-Mail Reports |
No |
No |
Education
Coinbase offers far more educational resources for both novice and experienced traders. Not only does Coinbase offer a catalogue of courses to supplement reading materials and videos, but they even reward users for learning about various cryptocurrencies. Crypto.com, however, focuses less on education and more on crypto payment options.
| Education Type | Crypto.com | Coinbase |
|---|---|---|
Demo-account/Paper Trading |
No |
No |
Courses |
No |
Yes |
Articles |
Yes |
Yes |
Videos |
Yes |
Yes |
Webinars |
No |
No |
Books |
No |
No |
Customer Support
While both Crypto.com and Coinbase provide 24/7 support and online chat, only Coinbase provides e-mail and phone support.
| Support Features | Crypto.com | Coinbase |
|---|---|---|
Working Days |
24/7 |
24/7 |
No |
Yes |
|
Phone |
No |
Yes |
Online chat |
Yes |
Yes |
Other |
Telegram |
No |
Promo
Both Crypto.com and Coinbase operate a referral program where users can earn cash. On Crypto.com users can earn up to $2000 and up to 50% referral trading feels. Coinbase offers $10 when a friend completes a buy or sell of $100. Moreover, Coinbase users can earn crypto by learning how specific cryptocurrencies work.
Best Crypto Sign-Up Bonuses| Promo | Crypto.com | Coinbase |
|---|---|---|
Special Offers |
No |
Up to $35 for learning how specific cryptocurrencies work |
Referral Program |
Up to $2000 and up to 50% of referrals trading fees |
$10 when your friend completes a buy or sell of $100 USD |
Crypto.com or Coinbase: Which One is Actually Better in 2024?
Although both exchanges offer an excellent user experience, security and market access, we think Coinbase has an edge that Crypto.com does not. Sure, Crypto.com is cost-effective, but the extra security and educational resources that Coinbase offers empowers users to make safer and more informed trading decisions.
Coinbase vs Crypto.com – Which One is Better for Beginners?
Coinbase is more suitable for beginners because its online courses help them learn the complex language, concepts, and principles of cryptocurrency.
Coinbase vs Crypto.com - Which One Has a Better Choice of Coins?
Crypto.com offers 200+ cryptocurrencies, while Coinbase offers 170+.
Top 5 Reviews on Coinbase
-
Comment
I recommend the cold wallet Wallet Coinbase – this way you can reduce the risk of your account being blocked (which can happen for any reason, including the investigation of the coins' origin). The wallet is very convenient. It supports most of the top cryptocurrencies, all Ethereum-compatible networks, allows you to work with DeFi liquidity pools and DEX exchanges, and to create, manage, and configure NFTs. Deposits and withdrawals are done in just a few clicks.
-
Comment
I’m a freelancer and get paid in cryptocurrency. And I want to highlight the convenience of working with Coinbase in this regard. The exchange issues its own Visa card, which I use to pay in many stores, both with cash and cryptocurrency. The fee is from the payment system. And another plus: selling cryptocurrency can be considered income, for which I would have to pay taxes. However, if I pay with the Visa/Coinbase card using USD or USDC (the exchange's stablecoin), no tax obligation arises.
-
Comment
Maybe my review will seem ordinary. But this is just my experience. After missing out on several successful listings like NOT and Dogs, I caught FOMO and wanted to take a risk with literally a couple of hundred dollars. I was choosing between several exchanges. In the end, I logged into Binance, Coinbase, MEX, and Bybit. In terms of account management comfort, I liked Coinbase the most. It’s an intuitive platform with a minimum of necessary tools. In terms of functionality and trust – Bybit, because it faces less regulatory pressure. As a result, I transferred 80% of my cryptocurrency to my Coinbase wallet and increased the deposit.
-
Comment
Nowadays, you can compare all other exchanges to Binance and Bybit. In my opinion, they are too "fancy," overloaded with different features, confusing products, and tools that take hours to figure out, and then one careless click – and you're at a loss. Maybe some people find it interesting to dig into all this, but I prefer the simpler and more reliable Coinbase. The liquidity level for trading top coins here is on par with Binance. There’s no P2P, but there are many withdrawal payment methods. There are basic tools: coins with potential growth (new ones) for staking, passive earnings with USDC, etc. In my opinion, Coinbase is the golden mean between useful functionality and reliability.
-
Comment
The platform's fees are notably high compared to other exchanges, eating into profits and making trading less attractive. Additionally, Coinbase's customer support can be slow and unresponsive. Overall, while Coinbase may be popular, its high fees, sluggish customer support, and limited coin offerings make it less than ideal for many traders.
Top 5 Reviews on Crypto.com
-
Comment
Crypto.com has a lack of transparency regarding certain features and promotions, leading to confusion and mistrust among clients. Crypto.com may offer some attractive features and services, but these problems with customer support, fee transparency, and communication detract from its appeal as a crypto exchange.
-
Comment
In the course of my activity as an investor and financier, I came across different crypto exchanges. They have become very popular during the past three years. I have an account with the Crypto.com exchange. There are many advantages and disadvantages. In terms of cryptocurrency trading, there are companies with better conditions. In the investment space, Crypto.com has gone further and created some good opportunities. I would rate the activities and conditions of the exchange as "normal".
-
Comment
My acquaintance with the Crypto.com exchange began six months ago. I mainly traded with various Forex brokers and did not think about switching to cryptocurrency. But I saw how the bitcoin rate has changed over the past few years and decided to try crypto trading. I opened an account on the exchange and passed a difficult verification. Then I transferred my Bitcoins here and started trading. I must say that in all the time I have not encountered any failures in the trading platform. As far as I understand, they use the TradingView terminal here, and it is famous for being a fast and stable terminal. I withdrew funds once and the money came very quickly.
-
Comment
I read reviews that Crypto.com does not withdraw funds and blocks accounts. I was greatly outraged by such an outright lie. I have been trading on the stock exchange for the second year, and there has never been such a case where it blocked my withdrawals. True, a couple of times there were delays in payments. But technical support never refused to accept my claims and did not ignore my requests. And the last time, when payments came late, I was credited with 100 CRO as compensation. So I want to say that the Crypto.com exchange is not a scam in any way.
-
Comment
Recently, I have been looking for an opportunity to invest on the internet. The risk of running into scammers is great, but the risk is worth it. I had about 1 BTC on my wallet. I just wanted to exchange crypto for fiat and came to the Crypto.com exchange. That’s when I discovered the possibilities of passive investing. Using the CRO token, I believe, is a very good opportunity not only to store the crypto but also to generate income. Therefore, I studied the history of the Crypto.com exchange, its reviews, and registered. I had to go through verification to get access to all the features. So far, I have just started cooperation with the exchange, we'll see how it goes.
FAQs
Which crypto exchange has better regulation?
Regulation at Coinbase is more reliable for US residents, since the exchange is regulated in 45 US states.
For which instruments is leverage provided by exchanges?
You cannot trade with leverage on Coinbase. Leverage up to 1:10 is available on Crypto.com for cryptocurrency derivatives. When spot trading on Crypto.com, 1:1 leverage is available.
Which exchange has more bonuses?
Crypto.com has no shares, Coinbase has them. Therefore, traders who trade on Coinbase can benefit further. Both exchanges have affiliate programs.
Glossary for novice traders
-
1
Margin level
Margin level is an indicator reflecting the ratio of the trader’s capital to the used margin, expressed as a percentage
-
2
Copy trading
Copy trading is an investing tactic where traders replicate the trading strategies of more experienced traders, automatically mirroring their trades in their own accounts to potentially achieve similar results.
-
3
Trailing Stop Order
A Trailing Stop Order is a type of order that automatically adjusts the stop-loss level as the market price moves in a favorable direction, helping to protect profits.
-
4
Leverage
Forex leverage is a tool enabling traders to control larger positions with a relatively small amount of capital, amplifying potential profits and losses based on the chosen leverage ratio.
-
5
Fundamental Analysis
Fundamental analysis is a method or tool that investors use that seeks to determine the intrinsic value of a security by examining economic and financial factors. It considers macroeconomic factors such as the state of the economy and industry conditions.
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Team that worked on the article
Ivan is a financial expert and analyst specializing in Forex, crypto, and stock trading. He prefers conservative trading strategies with low and medium risks, as well as medium-term and long-term investments. He has been working with financial markets for 8 years. Ivan prepares text materials for novice traders. He specializes in reviews and assessment of brokers, analyzing their reliability, trading conditions, and features.
Olga Shendetskaya has been a part of the Traders Union team as an author, editor and proofreader since 2017. Since 2020, Shendetskaya has been the assistant chief editor of the website of Traders Union, an international association of traders. She has over 10 years of experience of working with economic and financial texts. In the period of 2017-2020, Olga has worked as a journalist and editor of laftNews news agency, economic and financial news sections. At the moment, Olga is a part of the team of top industry experts involved in creation of educational articles in finance and investment, overseeing their writing and publication on the Traders Union website.
Mirjan Hipolito is a journalist and news editor at Traders Union. She is an expert crypto writer with five years of experience in the financial markets. Her specialties are daily market news, price predictions, and Initial Coin Offerings (ICO).