6.3 /10

Average Payment score

Swissquote Bank SA withdrawal conditions are rated 6.3/10 for speed, fees, and payout reliability. Withdrawal options are available, but the broker may provide fewer payment methods or limited base currency support, which can affect convenience and increase potential conversion or transaction costs.

Withdrawal Snapshot
Withdrawal methods	Bank Card, Bank Wire
Fees We verified withdrawal fees by opening a live account, funding it with a test deposit of $100, and submitting a withdrawal request. The final charged amount was confirmed in the transaction details and payment confirmation.	From 0 (may vary by method)
Processing time We measured processing time by funding the account with $100, submitting a withdrawal request, and tracking the time until funds were credited to the selected payment method.	From 15 min. to 3 business days
Minimum withdrawal	$10
Verification required We verified this by reviewing the broker’s KYC and withdrawal policy on the official website and confirming in the client area whether identity verification is required before a withdrawal request can be submitted.	Yes

Average Rating

For additional transparency, I have evaluated Swissquote Bank SA across core reliability indicators. Based on my assessment, Swissquote Bank SA offers generally functional trading conditions, though certain aspects of service quality or operational consistency may be less competitive than higher-rated providers.

This assessment is reflected in the following TU scores:

6.9 /10

TU Overall Score

10.0 /10

Regulation and Safety Score

6.5 /10

Customer Support Responsiveness

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Step-by-step guide to withdraw money from Swissquote Bank SA

Log In Access your Swissquote Bank SA trading account by logging in with your credentials.
Navigate to Withdrawal Section Go to the account or funds section and select the withdrawal option.
Choose Payment Method Select your preferred payment method from the available options: Bank Card, Bank Wire.
Specify the amount you wish to withdraw The minimum withdrawal at Swissquote Bank SA is $10 in the base account currency. Some payment methods require a higher minimum.
Confirm Withdrawal Review your request and confirm the withdrawal. You may need to verify your identity depending on the Swissquote Bank SA requirements.

If withdrawal issues occur

If you encounter any problems during the withdrawal process, you can contact the Swissquote Bank SA technical support through the following channels:

Contacts
Foundation date	1996
Registration address	Löwenstrasse 62, P.O. Box 2017, 8021 Zürich
Regulation	FCA UK, CySec, MFSA, DFSA, FINMA, MSA, SFC HK
Official site	swissquote.com
Contacts	fx@swissquote.com +41 44 825 87 77, +41 44 825 88 88

Still having withdrawal issues?

If you experience withdrawal delays and support is not responding, consider acting step by step.

Collect evidence Save screenshots of your withdrawal request, account history, and communication with the broker.
Send a written request Email support and request an official written explanation within 3 business days.
Check the broker’s license Verify whether the broker is supervised by a recognized regulator. If regulated, you may file a formal complaint with the appropriate authority. If not, you may contact your local financial authority for guidance.
Consider additional protection options If your deposit was made via Bank Card or Bank Wire, contact your bank or payment provider to explore dispute or chargeback options.
Seek professional advice For serious cases involving significant amounts, consult a lawyer specializing in financial disputes in your country.

For more on trader rights protection, see our article Complaints and Protection of Trader Rights.

Is Swissquote Bank SA a safe broker?

Swissquote Bank SA is regulated by at least one Tier-1 or Tier-2 authority, indicating adherence to high regulatory and reliability standards. In addition, Swissquote Bank SA has received a Regulation and Safety Score of 10/10 from our experts, based on an assessment of quantitative indicators. This score reflects a relatively high level of transparency in the broker’s rules and regulatory oversight.

Swissquote Bank SA is regulated by the following authorities
Regulator	Country	Regulation level	Protection Fund
CySec CySec regulates investment firms, brokers, and their transactions in securities and derivatives on the Cyprus Stock Exchange. It imposes strict operational conditions, regular audits, and financial compliance.	Country Cyprus	Regulation level Tier-1	Protection Fund Up to €20,000
DFSA DFSA regulates financial services performed within Dubai's International Financial Centre (DIFC). It's known for a robust legal framework and strict oversight practices, providing high levels of investor protection.	Country Dubai	Regulation level Tier-2	Protection Fund No specific fund
FCA UK The FCA regulates financial firms providing services to consumers and maintains the integrity of the financial markets in the UK. Known for its stringent requirements, it covers a wide range of activities from mortgages to financial advice, ensuring high standards of behavior.	Country United Kingdom	Regulation level Tier-1	Protection Fund Up to £85,000
FINMA FINMA regulates banks, insurance companies, exchanges, and securities dealers in Switzerland. It is strict in enforcing its policies to ensure the stability of the Swiss financial market, emphasizing transparency and client protection.	Country Switzerland	Regulation level Tier-1	Protection Fund CHF 100,000
MAS MAS acts as both central bank and financial regulator in Singapore, enforcing strict rules on financial practices to ensure fairness, transparency, and accountability in the financial sector.	Country Singapore	Regulation level Tier-1	Protection Fund No specific fund
MFSA MFSA regulates financial services, promoting high regulatory standards and supervisory practices that ensure the protection of investors and the integrity of the market in Malta.	Country Malta	Regulation level Tier-2	Protection Fund Up to €20,000
SFC HK SFC oversees and regulates all securities and futures markets in Hong Kong. It is known for its strict regulatory approach, focusing on enhancing and safeguarding the integrity of financial markets.	Country Hong Kong	Regulation level Tier-1	Protection Fund No specific fund

Does Swissquote Bank SA charge a withdrawal fee?

There are no withdrawal fees charged by Swissquote Bank SA. Fees often arise outside Swissquote Bank SA rules and are set by payment providers. Card withdrawals typically cost 1 to 4%, bank wire transfers range from 20 to 50 USD per transaction, and most payment services charge around 0.5 to 4%, often including currency conversion fees.

Additionally, there may be conversion fees if the account currency and withdrawal currency differ. Swissquote Bank SA supports the following currencies as base account currencies: USD, EUR, GBP, AUD, CAD, CHF, JPY

Swissquote Bank SA withdrawal time

Swissquote Bank SA processes withdrawal requests on the same business day they are submitted. The actual withdrawal time depends on the selected payment method. Below are the approximate processing times for the broker’s available withdrawal options.

Payment Method	Approximate Withdrawal Time
Bank Card	1-3 business days
Bank Wire	1-4 business days

Expert Advice

Oleg Tkachenko

Editor at Cryptocurrency & Blockchain Department

How to avoid common withdrawal issues

The timing of a withdrawal request has a direct impact on processing speed. Requests submitted during standard business hours are processed faster than those placed late in the day, on weekends, or during public holidays. Banks and payment processors operate on fixed schedules, and requests submitted outside these windows are queued.

Additionally, end-of-month and quarter-end periods often see higher transaction volumes. During these times, even normally fast payment methods experience delays. Planning withdrawals around operational cycles improves predictability and reduces frustration.