Gate.io unveils Idle Earn for up to 3% APR on USDT and USDC without lock-up

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Ashutosh Sureka

31.08.2026

Gate.io unveils Idle Earn for up to 3% APR on USDT and USDC without lock-up — Gate.io unveils idle earn for stablecoins

Gate.io has launched Idle Earn, a feature that enables eligible stablecoins like USDT and USDC to automatically earn up to 3% APR without requiring a lock-up, while keeping funds available for trading.

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Gate.io announced the launch of Idle Earn, a feature that enables users to earn up to 3% APR on eligible stablecoins such as USDT and USDC. Activation is required only once, after which daily balance snapshots are used to automatically calculate and credit earnings, with no need for a lock-up or manual subscription. Funds enrolled in Idle Earn remain available for trading, and the annual percentage rate may vary depending on market conditions. According to Gate.io, the service is intended as a low-risk, capital-preserving option with returns comparable to U.S. Treasury yields. Gate.io also notes that future updates may introduce a GUSD certificate system for expanded platform uses. The exchange emphasizes that actual rates, included assets, and calculation methods may change, and participation involves standard risks associated with crypto assets.

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How to participate

To participate in Gate.io's Idle Earn feature, first log in to your Gate.io account and activate Idle Earn from the Earn menu. Make sure you have eligible stablecoins such as USDT or USDC in your Spot or Futures trading account. The system will automatically take daily snapshots of your eligible asset balances, and earnings of up to 3% APR will be credited daily while your funds remain available for trading. For more details or to get started, users can visit the official sign-up link.

Gate.io is a multifunctional cryptocurrency exchange providing access to spot and margin trading, as well as futures and ETF instruments. The platform supports a wide range of cryptocurrencies and tokenized assets, offers features such as cloud mining, lending, a customizable trading strategy base, educational resources, and an integrated TradingView terminal. For more detailed information, see the full review on Traders Union.

For background, the previous Gate.io update on Traders Union highlighted the launch of MARSCOIN perpetual futures contracts with leverage up to 20x and advanced trading tools. You can find more details in the previous Gate.io update on Traders Union.

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