Dave Collum: Retirement at 65 and required savings multiples

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14.05.2026

Dave Collum: Retirement at 65 and required savings multiples — Retirement savings multiples for 65

Dave Collum, professor and financial commentator at Cornell University (Emeritus), asks how many multiples of pre-tax annual salary individuals consider necessary in their pre-tax sheltered retirement accounts to retire at 65, assuming no alternative income sources and only a spouse as a dependent.

The question highlights common concerns about retirement planning and savings adequacy.

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But we saved everything 🙂.

Collum has previously voiced worry about the potential impact of the next secular bear market. He also noted a 30 percent increase in U.S. credit card debt. Both issues have contributed to ongoing questions about consumer financial security.

This material may contain third-party opinions, none of the data and information on this webpage constitutes investment advice according to our Disclaimer. While we adhere to strict Editorial Integrity, this post may contain references to products from our partners.

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